The best savings rates for West Virginia include Bayer Heritage Federal Credit UnionBayer Heritage Federal Credit Union788 N State Route 2, New Martinsville, WV 26155A5.0 ★Texas Ratio: 11.87% High Yield savings account at 10.00% APY, Fairmont Federal Credit UnionFairmont Federal Credit Union2 The Credit Union Way, Fairmont, WV 26554 1567A+5.0 ★Texas Ratio: 2.76% Youth Savings Challenge Club at 5.00% APY, Riverview Federal Credit UnionRiverview Federal Credit Union502 Grand Central Ave, Vienna, WV 26105A+5.0 ★Texas Ratio: 5.99% Youth Savings (Prime Savers) at 5.00% APY, Justice Federal Credit UnionJustice Federal Credit Union1000 Custer Hollow Dr, Clarksburg, WV 26306 0001A5.0 ★Texas Ratio: 9.17% FREEDOM DIRECT SAVINGS at 4.00% APY, and The Bank of RomneyThe Bank of Romney95 E Main St, Romney, WV 26757B+4.7 ★Texas Ratio: 18.78% MMA at 3.87% APY. Savings rates as of April 2, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in West Virginia compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in West Virginia (WV) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in West Virginia and the surrounding area. Last Updated and Verified: April 2, 2026
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Direct Deposit to a new or existing Justice Federal Checking Account.
$5.00 fee under $2,500.00
$5.00 fee under $2,500.00
Minimum of $5,000 not currently deposited at Huntington.
$5.00 fee under $2,500.00
Open Online
Minimum of $5,000 not currently deposited at Huntington.
$5.00 fee under $2,500.00
Balances $25,000.00 or more
Qualifying balance up to $500.00
$5.00 fee under $2,500.00
$50,000.00
$10,000.01 - $50,000.00
$250.00 -$10,000.00
Fees may reduce the earnings on this account.; Accounts Offered with Online Account Opening
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for West Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in West Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WV.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.