Dailey, West Virginia (WV) Savings Rates - April 2026
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Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Dailey, West Virginia and the surrounding area include Bayer Heritage Federal Credit UnionBayer Heritage Federal Credit UnionA5.0 ★Texas Ratio: 11.87% High Yield savings account at 10.00% APY, Fairmont Federal Credit UnionFairmont Federal Credit UnionA+5.0 ★Texas Ratio: 2.76% Youth Savings Challenge Club at 5.00% APY, Riverview Federal Credit UnionRiverview Federal Credit UnionA+5.0 ★Texas Ratio: 5.99% Youth Savings (Prime Savers) at 5.00% APY, Justice Federal Credit UnionJustice Federal Credit UnionA5.0 ★Texas Ratio: 9.17% FREEDOM DIRECT SAVINGS at 4.00% APY, and The Bank of RomneyThe Bank of RomneyB+4.7 ★Texas Ratio: 18.78% MMA at 3.71% APY.
Dailey is a smaller community with no bank or credit union branches currently in our database. 60 institutions serving the West Virginia area are available to Dailey residents, with savings rates as high as 10.00% APY from Bayer Heritage Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Dailey, West Virginia and the surrounding area. Last Updated and Verified: April 5, 2026
Compare the Best Savings Rates in Dailey, West Virginia & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
High Yield savings account
10.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $1,000.00
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Youth Savings Challenge Club
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $500.00
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Youth Savings (Prime Savers)
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $1,000.00
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Youth Savings Challenge Club Account
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $500
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
FREEDOM DIRECT SAVINGS
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
Rate3.65%
Min Deposit$2,500
Min Balance—
UpdatedApr 3, 2026
Details
$5.00 fee under $2,500.00; $200,000.00 & ABOVE
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 3, 2026
Details
$5.00 fee under $2,500.00; $100,000.00 -$199,999.99)
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
High-Yield Savings
3.55%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 3, 2026
Details
$5.00 fee under $2,500.00; $50,000.00 - $99,999.99
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Open Online
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
Rate2.50%
Min Deposit$25,000
Min Balance—
UpdatedMar 26, 2026
Details
Balances $25,000.00 or more
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 3, 2026
Details
$5.00 fee under $2,500.00; $25,000.00 - $49,999.99
Element Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Higher Rate Savings Account
2.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Thrift Savings Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Debit Card Round Up Savings Club
2.50%
$0
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $500.00
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Thrift Savings Accounts
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Jefferson Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
Premier Savings
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Element Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
Teen Savings Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Thrift Savings Accounts
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Thrift Savings Accounts
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 3, 2026
Details
$5.00 fee under $2,500.00; $10,000.00 - $24,999.99
First Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Community Savings
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Thrift Savings Accounts
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Premium Savings (Share) Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Christmas Savings
1.50%
$15
▼
Rate1.50%
Min Deposit$15
Min Balance—
UpdatedApr 5, 2026
Details
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Premium Savings (Share) Account
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
WEE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
Regular Shares, Christmas Club, Vacation Club, And Summer Club
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Traditional / Roth IRA Savings
1.25%
$100
▼
Rate1.25%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Premium Savings (Share) Account
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
WEE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
Regular Shares, Christmas Club, Vacation Club, And Summer Club
1.10%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Premium Savings (Share) Account
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Savings
1.01%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
The State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Christmas Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Health Savings Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
Share Balance
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Share Savings Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Jefferson Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
Premier Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
PCB Pendleton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
Cub Club Youth Savings
1.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedApr 4, 2026
Details
Earn $5 for A/B honor roll or perfect attendance, credited each grading period.
West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Premium Savings (Share) Account
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Share Savings Account
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.71%
Share Savings Account
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
Share Savings Account
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
Youth Savings Accounts
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Community Savings
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
Business Savings
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
Business Savings
0.65%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Community Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
Business Savings
0.55%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
Youth Savings Accounts
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Davis Trust Company
Institution Rating:
F2.2 ★Texas Ratio: 48.64%
Health Savings Account
0.35%
$100
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Davis Trust Company
Institution Rating:
F2.2 ★Texas Ratio: 48.64%
Statement Savings
0.30%
$100
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details
FNB Bank, Inc. Romney, WV
Institution Rating:
A5.0 ★Texas Ratio: 13.45%
Youth Savings Accounts
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Health Savings Account
0.30%
$100
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
First Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Community Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Dailey, WV Savings Rate Trends
Compare local Dailey, WV savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — WV Avg
2.133%
▼ 0.601 vs 7 days ago
West Virginia high-yield savings rates fell 0.601 points over the past 7 days to 2.133% APY, down from 2.734%.
Standard Savings — WV Avg
0.681%
▲ 0.289 vs 7 days ago
West Virginia standard savings rates rose 0.289 points over the past 7 days to 0.681% APY, up from 0.392%.
As of Apr 6, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Dailey, West Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Dailey, West Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WV.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Dailey, West Virginia
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in West Virginia, help your money grow faster through a higher APY.
Are savings accounts in Dailey, West Virginia safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in West Virginia up to $250,000 per depositor, per institution.
How often do savings rates change in Dailey, West Virginia?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local West Virginia rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Dailey, West Virginia may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Dailey, West Virginia?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Dailey, West Virginia offer in-person customer service, which some customers prefer.
How do I open a savings account in Dailey, West Virginia?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Dailey, West Virginia
Here are recent savings rates observed in Dailey, West Virginia and the surrounding area:
- Bayer Heritage Federal Credit Union
High Yield savings account — 10.00% APY - Fairmont Federal Credit Union
Youth Savings Challenge Club — 5.00% APY - Riverview Federal Credit Union
Youth Savings (Prime Savers) — 5.00% APY - Justice Federal Credit Union
FREEDOM DIRECT SAVINGS — 4.00% APY - The Bank of Romney
MMA — 3.71% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Dailey, West Virginia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 5, 2026
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