Salem, Virginia (VA) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Salem, Virginia and the surrounding area include Blue Eagle Credit UnionBlue Eagle Credit Union2809 W Main St, Salem, VA 24153 2059A+5.0 ★Texas Ratio: 0.29% Money Market Savings at 1.50% APY, InFirst Federal Credit UnionInFirst Federal Credit Union2 W Main St, Salem, VA 24153 3851A+5.0 ★Texas Ratio: 3.55% Youth Savings at 0.50% APY, Bank of BotetourtBank of Botetourt231 S College Ave, Salem, VA 24153A+5.0 ★Texas Ratio: 2.01% Kids$ave (Children's Savings) at 0.50% APY, Atlantic Union BankAtlantic Union Bank1251 W Main St, Salem, VA 24153A+5.0 ★Texas Ratio: 1.56% IRA Variable Rate Savings at 0.25% APY, and Freedom First Federal Credit UnionFreedom First Federal Credit Union1235 Electric Rd, Salem, VA 24153A+5.0 ★Texas Ratio: 2.90% Share Savings Account - Tier 4 at 0.15% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Salem, Virginia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Salem, Virginia (VA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Salem, Virginia and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Salem, Virginia & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
2809 W Main St, Salem, VA 24153 2059
Money Market Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
2809 W Main St, Salem, VA 24153 2059
Money Market Savings
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
2809 W Main St, Salem, VA 24153 2059
Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
2809 W Main St, Salem, VA 24153 2059
Money Market Savings
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
2809 W Main St, Salem, VA 24153 2059
Money Market Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
2 W Main St, Salem, VA 24153 3851
Youth Savings
0.50%
$5
▼
Rate0.50%
Min Deposit$5
Min Balance—
UpdatedMar 27, 2026
Details
Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
231 S College Ave, Salem, VA 24153
Kids$ave (Children's Savings)
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $2,499.99
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1251 W Main St, Salem, VA 24153
IRA Variable Rate Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1251 W Main St, Salem, VA 24153
Health Savings Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
231 S College Ave, Salem, VA 24153
Club Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
1235 Electric Rd, Salem, VA 24153
Share Savings Account - Tier 4
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
231 S College Ave, Salem, VA 24153
Business Savings
0.15%
$100
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
231 S College Ave, Salem, VA 24153
Kids$ave (Children's Savings)
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Botetourt
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
231 S College Ave, Salem, VA 24153
Personal Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
2809 W Main St, Salem, VA 24153 2059
Secondary / Club Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
2809 W Main St, Salem, VA 24153 2059
Primary Savings
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
Blue Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
2809 W Main St, Salem, VA 24153 2059
IRA Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
1235 Electric Rd, Salem, VA 24153
Share Savings Account - Tier 3
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1251 W Main St, Salem, VA 24153
Personal Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1251 W Main St, Salem, VA 24153
Health Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1251 W Main St, Salem, VA 24153
PRISM Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
1235 Electric Rd, Salem, VA 24153
Share Savings Account - Tier 2
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
2 W Main St, Salem, VA 24153 3851
Special Savings
0.05%
$5
▼
Rate0.05%
Min Deposit$5
Min Balance—
UpdatedMar 27, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
2 W Main St, Salem, VA 24153 3851
Prime Share/Savings
0.05%
$5
▼
Rate0.05%
Min Deposit$5
Min Balance—
UpdatedMar 27, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
580 State St, Salem, OR 97301
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
580 State St, Salem, OR 97301
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1251 W Main St, Salem, VA 24153
Health Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
KEMBA ROANOKE
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
2812 W MAIN ST, SALEM, VA 24153
Share Account
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
580 State St, Salem, OR 97301
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
580 State St, Salem, OR 97301
Way2Save® Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
$25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
580 State St, Salem, OR 97301
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Atlantic Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
1251 W Main St, Salem, VA 24153
Deluxe Savings Club (with auto debit)
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
1235 Electric Rd, Salem, VA 24153
Savings Accounts
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Freedom First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
1235 Electric Rd, Salem, VA 24153
Share Savings Account - Tier 1
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA 22312
Brilliant Kid's Savings Account
10.38%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $1,000.00
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 5919
MySavings Youth
7.00%
$0
▼
Rate6.77%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First US Bank (AL)
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
5499 Dr Thomas Walker Rd, Rose Hill, VA 24281
NextGEN Savings
5.12%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $500.00
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
243 Mclaws Cir Ste 100, Williamsburg, VA 23185 5673
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $5,000.00
Apple Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA 20121
Coverdell Education Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA 22310
Online Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2300 Wards Rd Ste E, Lynchburg, VA 24502
Jump Start Savings
5.00%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Qualifying balance up to $1,000.00
Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
841 Mount Clinton Pike STE B, Harrisonburg, VA 22802
Youth savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $1,000.00
Newport News Shipbuilding Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
3711 Huntington Ave, Newport News, VA 23607
Fast Start Savings
5.00%
$5
▼
Rate4.91%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA 23462 1752
Smart Steps Savings
4.50%
$0
▼
Rate4.41%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA 20151 3816
FREEDOM DIRECT SAVINGS
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Direct Deposit to a new or existing Justice Federal Checking Account.
Primis Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
22241 Main St, Courtland, VA 23837
Primis Business Savings
4.00%
$1
▼
Rate3.93%
Min Deposit$1
Min Balance—
UpdatedMar 24, 2026
Details
REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only
Presidential Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
1515 Wilson Blvd, Arlington, VA 22209
Advantage Savings
3.75%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 28, 2026
Details
Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Boosted Rate: 3.75% for 6 months ($0+)
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
13075 Worldgate Dr, Herndon, VA 20170 4374
Business Prosperity Savings
3.75%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Intro rate subject to change
EagleBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
11166 Fairfax Blvd, Fairfax, VA 22030
Eagle High-Yield Savings Account
3.70%
$0
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $500,000.00
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Premier Savings Accounts
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Premier Savings Accounts
3.46%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Forbright
Institution Rating:
A-5.0 ★Texas Ratio: 15.52%
150 Elden St Ste 170, Herndon, VA 20170
Bright Business Savings
3.45%
$250
▼
Rate3.40%
Min Deposit$250
Min Balance—
UpdatedMar 26, 2026
Details
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
6890 Elm St, Mclean, VA 22101
Premier Savings Accounts
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Citizens and Farmers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
15960 Kings Hwy, Montross, VA 22520
Community Money Market Savings
3.25%
$25,000
▼
Rate0.00%
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details
Limited time offer for non-profit business (defined as 501c3) entities only.
Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
4231 Markham Street Units Fandg, Annandale, VA 22003
WooriWON Savings
3.25%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 22, 2026
Details
Online Only
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1 Public Sq, Salem, IN 47167
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA 22310
High Yield Savings Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Salem, VA Savings Rate Trends
Compare local Salem, VA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — VA Avg
0.592%
▼ 0.158 from last week
Virginia high-yield savings rates fell 0.158 points this week to 0.592% APY, down from 0.750% last week.
Standard Savings — VA Avg
0.304%
▼ 1.095 from last week
Virginia standard savings rates fell 1.095 points this week to 0.304% APY, down from 1.399% last week.
As of Mar 28, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Salem, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Salem, Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Salem, Virginia
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Virginia, help your money grow faster through a higher APY.
Are savings accounts in Salem, Virginia safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Virginia up to $250,000 per depositor, per institution.
How often do savings rates change in Salem, Virginia?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Virginia rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Salem, Virginia may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Salem, Virginia?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Salem, Virginia offer in-person customer service, which some customers prefer.
How do I open a savings account in Salem, Virginia?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Salem, Virginia
Here are recent savings rates observed in Salem, Virginia and the surrounding area:
- Blue Eagle Credit Union
Money Market Savings — 1.50% APY - InFirst Federal Credit Union
Youth Savings — 0.50% APY - Bank of Botetourt
Kids$ave (Children's Savings) — 0.50% APY - Atlantic Union Bank
IRA Variable Rate Savings — 0.25% APY - Freedom First Federal Credit Union
Share Savings Account - Tier 4 — 0.15% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Salem, Virginia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
