Portsmouth, Virginia (VA) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Portsmouth, Virginia and the surrounding area include Newport News Shipbuilding Employees Credit UnionNewport News Shipbuilding Employees Credit Union1241 Frederick Blvd, Portsmouth, VA 23707A+5.0 ★Texas Ratio: 4.82% Fast Start Savings at 5.00% APY, Chartway Credit UnionChartway Credit Union801 Crawford St, Portsmouth, VA 23704 3822A+5.0 ★Texas Ratio: 1.26% Smart Steps Savings at 4.50% APY, ABNB Federal Credit UnionABNB Federal Credit Union4000 Coast Guard Blvd, Portsmouth, VA 23703A5.0 ★Texas Ratio: 10.06% ProBiz Insured Savings Account at 1.60% APY, Summit Hampton Roads Federal Credit UnionSummit Hampton Roads Federal Credit Union3636 High St, Portsmouth, VA 23707A5.0 ★Texas Ratio: 7.11% IRA/Savings at 0.20% APY, and Northern Star Credit UnionNorthern Star Credit Union5100 George Washington Hwy, Portsmouth, VA 23702A+5.0 ★Texas Ratio: 1.31% Share (Everyday Savings) at 0.05% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Portsmouth, Virginia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Portsmouth, Virginia (VA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Portsmouth, Virginia and the surrounding area. Last Updated and Verified: March 29, 2026
Compare the Best Savings Rates in Portsmouth, Virginia & Surrounding Communities
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Bonus Savings account promotional rate of 2.50% APY is effective as of 1/31/24. Dividends are paid quarterly. Rate is subject to change. Annual Percentage Yield (APY). Bonus Savings account is available for new and existing members of Chartway Credit Union. To qualify for the offer, Bonus Savings account must be funded completely with new money. New money is defined as funds not currently on deposit with Chartway Credit Union. Funds transferred from IRA accounts are not eligible for this product. Fees could reduce earnings on the account (applies only to maintenance or activity fees). Chartway senior leadership positions (Vice President and above), Board of Directors, and volunteers are not eligible for this product.
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only
Boosted Rate: 3.75% for 6 months ($0+)
Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account
Qualifying balance up to $500,000.00
$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only
Limited time offer for non-profit business (defined as 501c3) entities only.
Relationship
Qualifications Required: Have an open Movement Rewards Checking Account or; Minimum daily balance of $15,000 in the Movement Rewards Savings account; Digital statements must be activated; Qualifying balance up to $50,000.00
$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Portsmouth, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Portsmouth, Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Portsmouth, Virginia
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Portsmouth, Virginia safe?
How often do savings rates change in Portsmouth, Virginia?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Portsmouth, Virginia?
How do I open a savings account in Portsmouth, Virginia?
Best Savings Rates in Portsmouth, Virginia
- Newport News Shipbuilding Employees Credit Union
Fast Start Savings — 5.00% APY - Chartway Credit Union
Smart Steps Savings — 4.50% APY - ABNB Federal Credit Union
ProBiz Insured Savings Account — 1.60% APY - Summit Hampton Roads Federal Credit Union
IRA/Savings — 0.20% APY - Northern Star Credit Union
Share (Everyday Savings) — 0.05% APY
