Machipongo, Virginia (VA) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Machipongo, Virginia and the surrounding area include SPECTRASPECTRAA+5.0 ★Texas Ratio: 0.00% Brilliant Kid's Savings Account at 10.38% APY, Chevron Federal Credit UnionChevron Federal Credit UnionA+5.0 ★Texas Ratio: 2.35% MySavings Youth at 7.00% APY, First US Bank (AL)First US Bank (AL)A+5.0 ★Texas Ratio: 3.21% NextGEN Savings at 5.12% APY, Together Credit UnionTogether Credit UnionA+5.0 ★Texas Ratio: 5.65% Accelerate It Savings at 5.00% APY, and Newport News Shipbuilding Employees Credit UnionNewport News Shipbuilding Employees Credit UnionA+5.0 ★Texas Ratio: 4.82% Fast Start Savings at 5.00% APY.
Machipongo is a smaller community with no bank or credit union branches currently in our database. 60 institutions serving the Virginia area are available to Machipongo residents, with savings rates as high as 10.38% APY from SPECTRA. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Machipongo, Virginia and the surrounding area. Last Updated and Verified: April 5, 2026
Compare the Best Savings Rates in Machipongo, Virginia & Surrounding Communities
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
REFUNDS on [all originating wire fees](https://primisbank.com/limits/#ACH-Limits) other banks charge you to send Primis wires + $10 just because.; Online Only
Intro rate subject to change
Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account
Boosted Rate: 3.75% for 6 months ($0+)
Qualifying balance up to $500,000.00
based on qualifying criteria**
$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only
Limited time offer for non-profit business (defined as 501c3) entities only.
Qualifying balance up to $25,000
Relationship
Qualifications Required: $500+ in monthly deposits from sources outside Truliant; Primary account ownership of both the checking and savings accounts; 10+ withdrawals per month; Qualifying balance up to $25,000.00
Qualifications Required: Have an open Movement Rewards Checking Account or; Minimum daily balance of $15,000 in the Movement Rewards Savings account; Digital statements must be activated; Qualifying balance up to $50,000.00
Qualifying balance up to $2,500.00
Qualifying balance up to $10,000.00
Qualifying balance up to $1,499.00
Qualifying balance up to $1,000.00
As high as
$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Machipongo, VA Savings Rate Trends
Compare local Machipongo, VA savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia high-yield savings rates fell 0.182 points over the past 7 days to 1.120% APY, down from 1.302%.
Virginia standard savings rates rose 0.631 points over the past 7 days to 0.933% APY, up from 0.303%.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Machipongo, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Machipongo, Virginia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Machipongo, Virginia
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Machipongo, Virginia safe?
How often do savings rates change in Machipongo, Virginia?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Machipongo, Virginia?
How do I open a savings account in Machipongo, Virginia?
Best Savings Rates in Machipongo, Virginia
- SPECTRA
Brilliant Kid's Savings Account — 10.38% APY - Chevron Federal Credit Union
MySavings Youth — 7.00% APY - First US Bank (AL)
NextGEN Savings — 5.12% APY - Together Credit Union
Accelerate It Savings — 5.00% APY - Newport News Shipbuilding Employees Credit Union
Fast Start Savings — 5.00% APY
