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South Carolina Savings Rate Trends

Ruby, South Carolina (SC) Savings Rates - March 2026

The best savings rates for Ruby, South Carolina and the surrounding area include Ukrainian Federal Credit UnionUkrainian Federal Credit Union225 W Blackstock Rd, Spartanburg, SC 29301A5.0 ★Texas Ratio: 10.45% Personal Share Draft at 4.00% APY, Market USA Federal Credit UnionMarket USA Federal Credit Union201 Bi Lo Blvd, Greenville, SC 29607 5346A5.0 ★Texas Ratio: 6.88% High-Yield VIP Savings at 3.75% APY, PNC BankPNC Bank2000 W Palmetto St, Florence, SC 29501A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Sharonview Federal Credit UnionSharonview Federal Credit Union1955 Sharonview Way, Indian Land, SC 29707A5.0 ★Texas Ratio: 11.73% High-Yield Savings Account at 3.20% APY, and Truliant Federal Credit UnionTruliant Federal Credit Union3621 Pelham Rd, Greenville, SC 29615A5.0 ★Texas Ratio: 7.58% High Yield Rewards Savings at 3.20% APY.

To see how these savings rates in Ruby, South Carolina, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Ruby, South Carolina (SC) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Ruby, South Carolina and the surrounding area. Last Updated and Verified: March 23, 2026

Ruby, SC Savings Rate Trends

Compare local Ruby, SC savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full South Carolina Savings Trends →
High-Yield Savings — SC Avg
0.255%
▼ 1.295 from last week

South Carolina high-yield savings rates fell 1.295 points this week to 0.255% APY, down from 1.551% last week.

Standard Savings — SC Avg
0.536%
▲ 0.510 from last week

South Carolina standard savings rates rose 0.510 points this week to 0.536% APY, up from 0.026% last week.

As of Mar 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Savings Rates in Ruby, South Carolina & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC 29301
Personal Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $25,000.00

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC 29301
High Dividend Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $25,000.00

Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC 29607 5346
High-Yield VIP Savings
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2000 W Palmetto St, Florence, SC 29501
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Sharonview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.73%
1955 Sharonview Way, Indian Land, SC 29707
High-Yield Savings Account
3.20%
$0
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Average Daily Balance between $100 - $100,000

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC 29615
High Yield Rewards Savings
3.20%
$0
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $25,000

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC 29615
High Yield Savings Account
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifications Required: $500+ in monthly deposits from sources outside Truliant; Primary account ownership of both the checking and savings accounts; 10+ withdrawals per month; Qualifying balance up to $25,000

Movement Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
9726 Old Bailes Rd, Fort Mill, SC 29707
Movement Rewards Savings
3.05%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 21, 2026
Details

Qualifications Required: Have an open Movement Rewards Checking Account or; Minimum daily balance of $15,000 in the Movement Rewards Savings account; Digital statements must be activated; Qualifying balance up to $50,000.00

Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
225 White St W, Rock Hill, SC 29730 4039
IRA PayBack Savings Account1
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
225 White St W, Rock Hill, SC 29730 4039
Payback Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
225 White St W, Rock Hill, SC 29730 4039
PayBack Savings Account
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
677 King Street, Charleston, SC 29403
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 20, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Founders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
607 N Main St, Lancaster, SC 29720
Variable Rate IRA Savings
2.53%
$500
Rate2.50%
Min Deposit$500
Min Balance
UpdatedMar 20, 2026
Details

SCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
812 2nd Loop Rd, Florence, SC 29505 2828
Roth IRA Share Account
2.52%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

SCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
812 2nd Loop Rd, Florence, SC 29505 2828
Traditional IRA Share Account
2.52%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

SCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
812 2nd Loop Rd, Florence, SC 29505 2828
Coverdell ESA IRA Share Account
2.52%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
225 White St W, Rock Hill, SC 29730 4039
IRA PayBack Savings Account1
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
225 White St W, Rock Hill, SC 29730 4039
PayBack Savings Account
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
1020 Woodruff Rd, Greenville, SC 29607
Estate Savings
2.02%
$5
Rate2.00%
Min Deposit$5
Min Balance
UpdatedMar 18, 2026
Details

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
1020 Woodruff Rd, Greenville, SC 29607
Trust Savings
2.02%
$100
Rate2.00%
Min Deposit$100
Min Balance
UpdatedMar 18, 2026
Details

First Piedmont Federal S&L of Gaffney
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1229 W Floyd Baker Blvd, Gaffney, SC 29341
Statement Savings
1.77%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC 29607 2761
IRA Share
1.45%
$0
Rate1.44%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

SCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
812 2nd Loop Rd, Florence, SC 29505 2828
Prime Share Account
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$5,000.00 and above Quarterly Minimum Balance

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC 29615
IRA Savings
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
225 White St W, Rock Hill, SC 29730 4039
PayBack Savings Account
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
225 White St W, Rock Hill, SC 29730 4039
IRA PayBack Savings Account (Traditional)1
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC 29607 2761
Health Savings Account
1.20%
$0
Rate1.19%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC 29607 2761
IRA Share
1.20%
$0
Rate1.19%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
1111 Honda Way, Timmonsville, SC 29161
Holiday Savings Club
1.10%
$0
Rate1.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
350 Harrison Bridge Rd, Simpsonville, SC 29680
IRA Savings
1.00%
$1,000
Rate1.00%
Min Deposit$1,000
Min Balance
UpdatedMar 23, 2026
Details

Sharonview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.73%
1955 Sharonview Way, Indian Land, SC 29707
Health Savings Account (HSA)
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
1320 Washington St, Columbia, SC 29201 3382
Health Savings Account
0.95%
$0
Rate0.95%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC 29303 3034
IRA Savings Accounts
0.90%
$0
Rate0.90%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.97%
1722 Gregg Ave, Florence, SC 29501
IRA Share Account
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
215 N Pine St, Spartanburg, SC 29302
TotalView Money Market Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Ruby, South Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ruby, South Carolina. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in SC.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Ruby, South Carolina

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in South Carolina, help your money grow faster through a higher APY.

Are savings accounts in Ruby, South Carolina safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in South Carolina up to $250,000 per depositor, per institution.

How often do savings rates change in Ruby, South Carolina?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local South Carolina rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Ruby, South Carolina may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Ruby, South Carolina?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Ruby, South Carolina offer in-person customer service, which some customers prefer.

How do I open a savings account in Ruby, South Carolina?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Ruby, South Carolina

Here are recent savings rates observed in Ruby, South Carolina and the surrounding area:
  • Ukrainian Federal Credit Union
    Personal Share Draft — 4.00% APY
  • Market USA Federal Credit Union
    High-Yield VIP Savings — 3.75% APY
  • PNC Bank
    PNC High Yield SavingsĀ® — 3.25% APY
  • Sharonview Federal Credit Union
    High-Yield Savings Account — 3.20% APY
  • Truliant Federal Credit Union
    High Yield Rewards Savings — 3.20% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Ruby, South Carolina. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 23, 2026