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South Carolina Savings Rate Trends

Coosawatchie, South Carolina (SC) Savings Rates - April 2026

The best savings rates for Coosawatchie, South Carolina and the surrounding area include Bayer Heritage Federal Credit UnionBayer Heritage Federal Credit UnionA5.0 ★Texas Ratio: 11.87% High Yield savings account at 10.00% APY, Ukrainian Federal Credit UnionUkrainian Federal Credit UnionA5.0 ★Texas Ratio: 10.45% Personal Share Draft at 4.00% APY, Market USA Federal Credit UnionMarket USA Federal Credit UnionA5.0 ★Texas Ratio: 6.88% High-Yield VIP Savings at 3.75% APY, The Huntington National BankThe Huntington National BankA+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 3.55% APY, and PNC BankPNC BankA5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY.

Coosawatchie is a smaller community with no bank or credit union branches currently in our database. 36 institutions serving the South Carolina area are available to Coosawatchie residents, with savings rates as high as 10.00% APY from Bayer Heritage Federal Credit Union. Rates are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Coosawatchie, South Carolina and the surrounding area. Last Updated and Verified: April 4, 2026

Compare the Best Savings Rates in Coosawatchie, South Carolina & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
High Yield savings account
10.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $1,000.00

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $25,000.00

Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
High-Yield VIP Savings
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
High-Yield Savings
3.55%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Sharonview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.73%
High-Yield Savings Account
3.20%
$0
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
High Yield Rewards Savings
3.20%
$0
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Qualifying balance up to $25,000

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
High Yield Savings Account
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Qualifications Required: $500+ in monthly deposits from sources outside Truliant; Primary account ownership of both the checking and savings accounts; 10+ withdrawals per month; Qualifying balance up to $25,000.00

Movement Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Movement Rewards Savings
3.05%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 2, 2026
Details

Qualifications Required: Have an open Movement Rewards Checking Account or; Minimum daily balance of $15,000 in the Movement Rewards Savings account; Digital statements must be activated; Qualifying balance up to $50,000.00

Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
IRA PayBack Savings Account1
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Payback Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Up to

Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
PayBack Savings Account
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Founders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
Variable Rate IRA Savings
2.53%
$500
Rate2.50%
Min Deposit$500
Min Balance
UpdatedMar 26, 2026
Details

SCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Roth IRA Share Account
2.52%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

SCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Traditional IRA Share Account
2.52%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

SCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Coverdell ESA IRA Share Account
2.52%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
IRA PayBack Savings Account1
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
PayBack Savings Account
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Estate Savings
2.02%
$5
Rate2.00%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Trust Savings
2.02%
$100
Rate2.00%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
IRA Share
1.45%
$0
Rate1.44%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
IRA Savings
1.26%
$250
Rate1.25%
Min Deposit$250
Min Balance
UpdatedMar 28, 2026
Details

over $250

SCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
Prime Share Account
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$5,000.00 and above Quarterly Minimum Balance

Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
IRA PayBack Savings Account (Traditional)1
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
PayBack Savings Account
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
IRA Savings
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Health Savings Account
1.20%
$0
Rate1.19%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
IRA Share
1.20%
$0
Rate1.19%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
Holiday Savings Club
1.10%
$0
Rate1.10%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
IRA Savings
1.00%
$1,000
Rate1.00%
Min Deposit$1,000
Min Balance
UpdatedApr 2, 2026
Details

Sharonview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.73%
Health Savings Account (HSA)
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Health Savings Account
0.95%
$0
Rate0.95%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
IRA Savings Accounts
0.90%
$0
Rate0.90%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
TotalView Money Market Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
TotalView Money Market Savings
0.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Coosawatchie, SC Savings Rate Trends

Compare local Coosawatchie, SC savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full South Carolina Savings Trends →
High-Yield Savings — SC Avg
1.999%
▲ 1.193 vs 7 days ago

South Carolina high-yield savings rates rose 1.193 points over the past 7 days to 1.999% APY, up from 0.806%.

Standard Savings — SC Avg
0.711%
▲ 0.200 vs 7 days ago

South Carolina standard savings rates rose 0.200 points over the past 7 days to 0.711% APY, up from 0.510%.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Coosawatchie, South Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Coosawatchie, South Carolina. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in SC.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Coosawatchie, South Carolina

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in South Carolina, help your money grow faster through a higher APY.

Are savings accounts in Coosawatchie, South Carolina safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in South Carolina up to $250,000 per depositor, per institution.

How often do savings rates change in Coosawatchie, South Carolina?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local South Carolina rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Coosawatchie, South Carolina may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Coosawatchie, South Carolina?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Coosawatchie, South Carolina offer in-person customer service, which some customers prefer.

How do I open a savings account in Coosawatchie, South Carolina?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Coosawatchie, South Carolina

Here are recent savings rates observed in Coosawatchie, South Carolina and the surrounding area:
  • Bayer Heritage Federal Credit Union
    High Yield savings account — 10.00% APY
  • Ukrainian Federal Credit Union
    Personal Share Draft — 4.00% APY
  • Market USA Federal Credit Union
    High-Yield VIP Savings — 3.75% APY
  • The Huntington National Bank
    High-Yield Savings — 3.55% APY
  • PNC Bank
    PNC High Yield SavingsĀ® — 3.25% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Coosawatchie, South Carolina. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026