Middletown, Ohio (OH) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Middletown, Ohio and the surrounding area include River Valley Credit Union Miamisburg, OHRiver Valley Credit Union Miamisburg, OH815 Elliott Dr, Middletown, OH 45044 6211A+5.0 ★Texas Ratio: 3.99% Sweet Savings at 6.17% APY, MyUSA Credit UnionMyUSA Credit Union3600 Towne Blvd, Middletown, OH 45005 5543A+5.0 ★Texas Ratio: 5.93% Student Savings at 5.13% APY, CINCINNATI OHIO POLICECINCINNATI OHIO POLICE1200 Sunset St, Middletown, OH 45042A5.0 ★Texas Ratio: 7.25% Youth Savings at 5.00% APY, PNC BankPNC Bank460 W Main St, Middletown, DE 19709A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, and Middletown Area Schools Credit UnionMiddletown Area Schools Credit Union1730 Central Ave, Middletown, OH 45044 4140A+5.0 ★Texas Ratio: 1.59% Share Account at 0.25% APY. Savings rates as of March 24, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Middletown, Ohio, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Middletown, Ohio (OH) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Middletown, Ohio and the surrounding area. Last Updated and Verified: March 24, 2026
Compare the Best Savings Rates in Middletown, Ohio & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
815 Elliott Dr, Middletown, OH 45044 6211
Sweet Savings
6.17%
$5
▼
Rate6.00%
Min Deposit$5
Min Balance—
UpdatedMar 21, 2026
Details
Qualifications Required: account must have e-statements; Qualifying balance up to $1,000.00
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
815 Elliott Dr, Middletown, OH 45044 6211
Sweet Savings Youth Account Tier 1
6.17%
$0
▼
Rate6.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
3600 Towne Blvd, Middletown, OH 45005 5543
Student Savings
5.13%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
(ages 0-17 or older with current Student ID)
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
1200 Sunset St, Middletown, OH 45042
Youth Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
815 Elliott Dr, Middletown, OH 45044 6211
Cap & Gown College Savings Age 0 - 8
4.12%
$0
▼
Rate4.04%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
815 Elliott Dr, Middletown, OH 45044 6211
Cap & Gown College Savings Age 9 - 14
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
460 W Main St, Middletown, DE 19709
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
3600 Towne Blvd, Middletown, OH 45005 5543
Premier Savings
2.70%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
APYs disclosed effective as of 5/16/2025 and may change after account is opened. APY will be paid only on the portion of your average daily balance that is greater than $100,000. The portion of your average daily balance $25,000 - $99,999 earns 2.70% and balances up to $24,999 will earn 0.07%. There is no minimum balance to open a Premier Savings account, but you must meet membership eligibility and maintain a Main Share Membership Savings Account with a balance of $5.00 to open a Premier Savings Account. If the balance falls below $2,000 at any time during the month a fee will be charged. A balance of $0.01 is required to earn dividends; fees may reduce earnings. For additional account information, speak to a MyUSA Associate for details.
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
3600 Towne Blvd, Middletown, OH 45005 5543
Premier Savings
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$100,000 +
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
815 Elliott Dr, Middletown, OH 45044 6211
IRA Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
3600 Towne Blvd, Middletown, OH 45005 5543
Premier Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$25,000 - $99,999
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH 45044 4140
Share Account
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
815 Elliott Dr, Middletown, OH 45044 6211
Smart Savings Account Tier 1
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
1200 Sunset St, Middletown, OH 45042
IRA Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Atrium Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
6051 Market Ave Ste C, Middletown, OH 45005 5239
IRA Variable Savings Account
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
815 Elliott Dr, Middletown, OH 45044 6211
Health Savings Account with Checking (HSA) Tier 2
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
815 Elliott Dr, Middletown, OH 45044 6211
Smart Savings Account Tier 2
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
3600 Towne Blvd, Middletown, OH 45005 5543
HSA (Health Savings Account)
0.07%
$0
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
3600 Towne Blvd, Middletown, OH 45005 5543
Premier Savings
0.07%
$0
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$0 - $24,999
Sorg Bay West Federal Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 66.41%
400 N BROAD ST, MIDDLETOWN, OH 45042 1909
Share Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Atrium Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
6051 Market Ave Ste C, Middletown, OH 45005 5239
Regular Share Savings
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
3600 Towne Blvd, Middletown, OH 45005 5543
Main Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
3600 Towne Blvd, Middletown, OH 45005 5543
Simple Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
1200 Sunset St, Middletown, OH 45042
Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
1200 Sunset St, Middletown, OH 45042
Youth Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Atrium Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
6051 Market Ave Ste C, Middletown, OH 45005 5239
Vacation Club Savings
0.03%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
460 W Main St, Middletown, DE 19709
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Atrium Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
6051 Market Ave Ste C, Middletown, OH 45005 5239
Special Needs/Sub Savings
0.03%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Atrium Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
6051 Market Ave Ste C, Middletown, OH 45005 5239
Christmas Club Savings
0.03%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
460 W Main St, Middletown, DE 19709
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
815 Elliott Dr, Middletown, OH 45044 6211
Vacation Club Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
815 Elliott Dr, Middletown, OH 45044 6211
Sweet Savings Youth Account Tier 2
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
815 Elliott Dr, Middletown, OH 45044 6211
Secondary Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
815 Elliott Dr, Middletown, OH 45044 6211
Primary Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
required for membership
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
815 Elliott Dr, Middletown, OH 45044 6211
Health Savings Account with Checking (HSA) Tier 1
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
815 Elliott Dr, Middletown, OH 45044 6211
Christmas Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
LCNB National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
4441 Marie Dr, Middletown, OH 45044
Health Savings Account (HSA)**
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Sorg Bay West Federal Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 66.41%
400 N BROAD ST, MIDDLETOWN, OH 45042 1909
Share Draft (checking)
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
Jump Start Savings for Kids!
7.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $1500.00
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
Jump Start Savings for Kids
7.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $1500.00
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
OSB Jump Start Savings for Kids
7.00%
$0
▼
Rate6.78%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $1500.00
First Federal S&L of Lakewood
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
5659 Broadview Rd, Parma, OH 44134
Ohio Homebuyer Plus Savings Account
6.17%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
1st National Bank OH
Institution Rating:
A5.0 ★Texas Ratio: 9.28%
1000 E Main St, Lebanon, OH 45036
Ohio Homebuyer Plus Savings Account
6.00%
$500
▼
Rate5.83%
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
APY = Annual Percentage Yield. Terms apply.
Community Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
425 Main St, Caldwell, OH 43724
High Yield Savings
3.75%
$25
▼
Rate3.68%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Community Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
425 Main St, Caldwell, OH 43724
High-Yield Savings
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Versailles S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10413 Kley Rd, Versailles, OH 45380
Education Savings
3.64%
$0
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Any Amount
F&M Bank Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
41 S 1st St, Miamisburg, OH 45342
Super Saver Savings
3.55%
$25
▼
Rate3.50%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details
NCF Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
400 N Main St, New Carlisle, OH 45344
Community Builder Savings
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
300 North Street, Bellevue, OH 44811
Round Up Savings Account
3.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
8805 Governors Hill Dr, Cincinnati, OH 45249
Collateral - Statement Savings
3.25%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
over current rate account is earning
Buckeye State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
1885 Northwest Blvd, Columbus, OH 43212
Buckeye Championship Savings
3.25%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
NCF Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
400 N Main St, New Carlisle, OH 45344
Community Builder Savings
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Greenville Federal
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
690 Wagner Ave, Greenville, OH 45331
Premium Money Market Savings
3.15%
$25,000
▼
Rate3.10%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
FNB of Pandora
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
102 E Main St, Pandora, OH 45877
Passbook Savings
3.10%
$50
▼
Rate3.05%
Min Deposit$50
Min Balance—
UpdatedMar 13, 2026
Details
The Baltic State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
101 E Main St, Baltic, OH 43804
Savings Personal and Business
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Rate based on current balance
SSB Sherwood State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.39%
105 N Harrison St, Sherwood, OH 43556
Sher-Advantage Savings (With Sher-Advantage Checking Relationship)
3.05%
$100
▼
Rate3.05%
Min Deposit$100
Min Balance—
UpdatedMar 21, 2026
Details
Monthly compounding; Requires active Sher-Advantage Checking
First Federal Community Bank N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
141 W Ohio Ave, Dover, OH 44622
Health Savings Account
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
605 Washington Blvd, Belpre, OH 45714
Uplift Savings
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Warsaw Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
3533 Warsaw Ave, Cincinnati, OH 45205
Uplift Savings
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Consumers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
298 Union St, Mount Pleasant, OH 43939
Dimes To Dollars Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Qualifying balance up to $1,000.00
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Middletown, OH Savings Rate Trends
Compare local Middletown, OH savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — OH Avg
2.728%
▲ 1.319 from last week
Ohio high-yield savings rates rose 1.319 points this week to 2.728% APY, up from 1.409% last week.
Standard Savings — OH Avg
0.618%
▼ 0.052 from last week
Ohio standard savings rates fell 0.052 points this week to 0.618% APY, down from 0.670% last week.
As of Mar 25, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Middletown, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Middletown, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Middletown, Ohio
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Ohio, help your money grow faster through a higher APY.
Are savings accounts in Middletown, Ohio safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Ohio up to $250,000 per depositor, per institution.
How often do savings rates change in Middletown, Ohio?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Ohio rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Middletown, Ohio may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Middletown, Ohio?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Middletown, Ohio offer in-person customer service, which some customers prefer.
How do I open a savings account in Middletown, Ohio?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Middletown, Ohio
Here are recent savings rates observed in Middletown, Ohio and the surrounding area:
- River Valley Credit Union Miamisburg, OH
Sweet Savings — 6.17% APY - MyUSA Credit Union
Student Savings — 5.13% APY - CINCINNATI OHIO POLICE
Youth Savings — 5.00% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Middletown Area Schools Credit Union
Share Account — 0.25% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Middletown, Ohio. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 24, 2026
