The best savings rates for Woodstock, New York and the surrounding area include Bank of Greene CountyBank of Greene County81 Mill Hill Rd, Woodstock, NY 12498A+5.0 ★Texas Ratio: 2.68% e-BUSINESS SAVINGS at 5.00% APY, Ulster Savings BankUlster Savings Bank68 Mill Hill Rd, Woodstock, NY 12498A+5.0 ★Texas Ratio: 5.39% Minor Savings at 0.10% APY, Mid-Hudson Valley Federal Credit UnionMid-Hudson Valley Federal Credit Union85 Mill Hill Rd, Woodstock, NY 12498A+5.0 ★Texas Ratio: 3.69% IRA Savings at 0.05% APY, Maspeth Federal S&LMaspeth Federal S&L5618 69th St, Maspeth, NY 11378A5.0 ★Texas Ratio: 6.07% Teen Savings at 10.00% APY, and SJP Federal Credit UnionSJP Federal Credit Union341 Englewood Ave, Buffalo, NY 14223 2819A5.0 ★Texas Ratio: 10.45% Youth Savings Account at 6.17% APY. Savings rates as of April 4, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Woodstock, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Woodstock, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Woodstock, New York and the surrounding area. Last Updated and Verified: April 4, 2026
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $6000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $2,500.00
plus get $25 when balance reaches $1,000
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
UP TO AGE 21
Qualifying balance up to $10,000
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Balances $0.00 - $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $100.00
Qualifying balance up to $500.00
New Money Only
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
**Exclusive online**
The current dividend rate is 3.69% for balances $10,000 and over. APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
As of 01/20/26 [according to the FDIC](https://www.fdic.gov/resources/bankers/national-rates/). HighQ rate: 3.35% dividend rate as of 02/10/2026.
Named the Best Savings Account of 2025 by Bankrate
Qualifications Required; Qualifying balance up to $250,000
As High As
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Woodstock, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Woodstock, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.