Port Jefferson Station, New York (NY) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Port Jefferson Station, New York and the surrounding area include FourLeaf Federal Credit UnionFourLeaf Federal Credit Union4900B Nesconset Hwy, Port Jefferson Station, NY 11776 2543A-4.9 ★Texas Ratio: 15.85% Student Savings at 5.00% APY, Maspeth Federal S&LMaspeth Federal S&L5618 69th St, Maspeth, NY 11378A5.0 ★Texas Ratio: 6.07% Teen Savings at 10.00% APY, SJP Federal Credit UnionSJP Federal Credit Union341 Englewood Ave, Buffalo, NY 14223 2819A5.0 ★Texas Ratio: 10.45% Youth Savings Account at 6.17% APY, Suffolk Federal Credit UnionSuffolk Federal Credit Union3681 Horseblock Rd, Medford, NY 11763 2242A+5.0 ★Texas Ratio: 3.20% Youth Savings Account at 6.00% APY, and N C P DN C P D1490 Franklin Ave, Mineola, NY 11501 4801A+5.0 ★Texas Ratio: 4.12% Youth/Teen/Milestone Savings at 5.09% APY. Savings rates as of April 4, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Port Jefferson Station, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Port Jefferson Station, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Port Jefferson Station, New York and the surrounding area. Last Updated and Verified: April 4, 2026
Compare the Best Savings Rates in Port Jefferson Station, New York & Surrounding Communities
Balances $0.00 - $1,000.00
$5 to open
Qualifying balance up to $6000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $2,500.00
plus get $25 when balance reaches $1,000
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $100.00
Qualifying balance up to $1,000.00
UP TO AGE 21
Qualifying balance up to $10,000
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $25,000.00
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
**Exclusive online**
New Money Only
Boosted Rate: 4.00% for 6 months ($0+)
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
Terms and Conditions apply.
The current dividend rate is 3.69% for balances $10,000 and over. APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
Required minimum deposit of $25,000.00 of funds not on deposit with The First Bank of Greenwich, a Platinum Checking account must be linked to this promotional account with a $2,500.00 minimum average balance or direct deposit of a paycheck, pension, or other government benefit in order to earn the promotional APY and avoid a $5 monthly service charge. The Platinum Savings account will earn 3.14% APY if no Platinum Checking account is linked. If the Platinum Savings balance falls below $25,000.00 the account will earn .05% APY and incur a $5.00 monthly Service Fee. Interest is compounded and credited monthly. Promotional APY is effective the date of this publication and subject to change. Fees could reduce earnings.
Qualifications Required: Have an existing Rewards Checking Account; Have at least 10 debit card purchases post and clear from that account per qualification cycle; Have at least one ACH External Deposit (direct deposit) or ACH External Withdrawal (payment) post and clear from that account per qualification cycle; Enroll and receive Electronic Statements for that account (EagleNet enrollment required); Interest Rate is based on checking account qualification
Named the Best Savings Account of 2025 by Bankrate
As of 01/20/26 [according to the FDIC](https://www.fdic.gov/resources/bankers/national-rates/). HighQ rate: 3.35% dividend rate as of 02/10/2026.
Qualifications Required; Qualifying balance up to $250,000
As High As
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Port Jefferson Station, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Port Jefferson Station, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Port Jefferson Station, New York
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Port Jefferson Station, New York safe?
How often do savings rates change in Port Jefferson Station, New York?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Port Jefferson Station, New York?
How do I open a savings account in Port Jefferson Station, New York?
Best Savings Rates in Port Jefferson Station, New York
- FourLeaf Federal Credit Union
Student Savings — 5.00% APY - Maspeth Federal S&L
Teen Savings — 10.00% APY - SJP Federal Credit Union
Youth Savings Account — 6.17% APY - Suffolk Federal Credit Union
Youth Savings Account — 6.00% APY - N C P D
Youth/Teen/Milestone Savings — 5.09% APY
Port Jefferson Station, New York Rates & Resources
