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New Mexico Savings Rate Trends

Clovis, New Mexico (NM) Savings Rates - March 2026

The best savings rates for Clovis, New Mexico and the surrounding area include UMB BankUMB Bank709 Pile St, Clovis, NM 88101A+5.0 ★Texas Ratio: 0.71% UMB Premium Savings at 0.55% APY, Cannon Federal Credit UnionCannon Federal Credit Union4205 N Prince St, Clovis, NM 88101A+5.0 ★Texas Ratio: 1.10% Premier Savings at 0.25% APY, Wells FargoWells Fargo75 Shaw Ave, Clovis, CA 93612A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, PNC BankPNC Bank442 N Clovis Ave, Clovis, CA 93611A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, and Rio Grande Credit UnionRio Grande Credit Union301 Rio Bravo Blvd SE, Albuquerque, NM 87105A5.0 ★Texas Ratio: 11.04% Youth Savings Account at 3.04% APY.

To see how these savings rates in Clovis, New Mexico, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Clovis, New Mexico (NM) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Clovis, New Mexico and the surrounding area. Last Updated and Verified: March 23, 2026

Clovis, NM Savings Rate Trends

Compare local Clovis, NM savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New Mexico Savings Trends →
High-Yield Savings — NM Avg
0.406%
▼ 1.043 from last week

New Mexico high-yield savings rates fell 1.043 points this week to 0.406% APY, down from 1.449% last week.

Standard Savings — NM Avg
0.249%
▲ 0.026 from last week

New Mexico standard savings rates rose 0.026 points this week to 0.249% APY, up from 0.223% last week.

As of Mar 24, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Savings Rates in Clovis, New Mexico & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
709 Pile St, Clovis, NM 88101
UMB Premium Savings
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM 88101
Premier Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM 88101
Youth Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM 88101
Trust / Estate Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM 88101
Share Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM 88101
MMAX Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
75 Shaw Ave, Clovis, CA 93612
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
75 Shaw Ave, Clovis, CA 93612
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
709 Pile St, Clovis, NM 88101
UMB Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
75 Shaw Ave, Clovis, CA 93612
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
75 Shaw Ave, Clovis, CA 93612
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
75 Shaw Ave, Clovis, CA 93612
Way2SaveĀ® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
442 N Clovis Ave, Clovis, CA 93611
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Rio Grande Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM 87105
Youth Savings Account
3.04%
$5
Rate3.00%
Min Deposit$5
Min Balance
UpdatedMar 21, 2026
Details

Account requires $5.00 minimum opening balance. Balance refers to Daily Average Balance. APY is an abbreviation of Annual Percentage Yield. All rates and APY are subject to change without notifice. Certain restrictions apply. Unless paid otherwise, all dividends are compounded monthly.

Rio Grande Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM 87105
CU Succeed Savings
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Kirtland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
6440 Gibson Blvd SE, Albuquerque, NM 87108
High-Yield Savings Account
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $50,000.00

Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
1850 Wyoming Blvd SE, Albuquerque, NM 87117
Peak PLUS High-Yield Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $200,000

Main Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
7300 Menaul Blvd Ne, Albuquerque, NM 87110
MainStay Savings Account
2.65%
$0
Rate2.62%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Artesia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
210 N 5th St, Artesia, NM 88210 2000
IRA Shares
2.02%
$100,000
Rate2.00%
Min Deposit$100,000
Min Balance
UpdatedMar 17, 2026
Details

Century Bank Santa Fe, NM
Institution Rating:
C-3.6 ★Texas Ratio: 31.78%
322 N Riverside Dr, Espanola, NM 87532
Liberty Savings
2.00%
$2,000
Rate1.98%
Min Deposit$2,000
Min Balance
UpdatedMar 21, 2026
Details

Main Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
7300 Menaul Blvd Ne, Albuquerque, NM 87110
Health Savings Accounts
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Tucumcari Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
301 S 1st St, Tucumcari, NM 88401
Statement Savings
1.77%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Artesia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
210 N 5th St, Artesia, NM 88210 2000
IRA Shares
1.76%
$50,000
Rate1.75%
Min Deposit$50,000
Min Balance
UpdatedMar 17, 2026
Details

Artesia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
210 N 5th St, Artesia, NM 88210 2000
IRA Shares
1.51%
$25,000
Rate1.50%
Min Deposit$25,000
Min Balance
UpdatedMar 17, 2026
Details

Artesia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
210 N 5th St, Artesia, NM 88210 2000
IRA Shares
1.26%
$10,000
Rate1.25%
Min Deposit$10,000
Min Balance
UpdatedMar 17, 2026
Details

Main Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
7300 Menaul Blvd Ne, Albuquerque, NM 87110
Health Savings Accounts
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Artesia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
210 N 5th St, Artesia, NM 88210 2000
IRA Shares
1.00%
$25
Rate1.00%
Min Deposit$25
Min Balance
UpdatedMar 17, 2026
Details

Artesia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
210 N 5th St, Artesia, NM 88210 2000
Share Draft / Checking
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Starting at

First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
2700 San Mateo Blvd NE, Albuquerque, NM 87110 3160
IDA Savings Account
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Main Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
7300 Menaul Blvd Ne, Albuquerque, NM 87110
Health Savings Accounts
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Rio Grande Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM 87105
Traditional IRA Savings
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Estacado Federal Credit Union FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
2220 N DAL PASO St, HOBBS, NM 88240 3048
Regular Share Account
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Rio Grande Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM 87105
Roth IRA Savings
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Everyones Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
505 E Route 66 Blvd, Tucumcari, NM 88401 3137
Regular Shares (Savings)
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Everyones Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
505 E Route 66 Blvd, Tucumcari, NM 88401 3137
Regular Shares (Savings)
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Santa Fe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
7101 JEFFERSON ST NE, ALBUQUERQUE, NM 87109 4375
Regular Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

As High As

Santa Fe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
7101 JEFFERSON ST NE, ALBUQUERQUE, NM 87109 4375
Special Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

As High As

Rio Grande Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM 87105
Youth Savings Account
0.50%
$5
Rate0.50%
Min Deposit$5
Min Balance
UpdatedMar 21, 2026
Details

Account requires $5.00 minimum opening balance. Balance refers to Daily Average Balance. APY is an abbreviation of Annual Percentage Yield. All rates and APY are subject to change without notifice. Certain restrictions apply. Unless paid otherwise, all dividends are compounded monthly.

Main Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
7300 Menaul Blvd Ne, Albuquerque, NM 87110
Basic Business Savings
0.50%
$500
Rate0.50%
Min Deposit$500
Min Balance
UpdatedMar 20, 2026
Details

Main Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
7300 Menaul Blvd Ne, Albuquerque, NM 87110
Personal Savings
0.50%
$100
Rate0.50%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
614 Alta Vista St, Santa Fe, NM 87505
IRA Shares
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Roswell Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
2514 N Main St, Roswell, NM 88201
Christmas Club Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Artesia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
210 N 5th St, Artesia, NM 88210 2000
Share Draft / Checking
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Rio Grande Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM 87105
CU Succeed Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Rio Grande Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
301 Rio Bravo Blvd SE, Albuquerque, NM 87105
Prosperity Kids Savings
0.50%
$5
Rate0.50%
Min Deposit$5
Min Balance
UpdatedMar 21, 2026
Details

Account requires $5.00 minimum opening balance. Balance refers to Daily Average Balance. APY is an abbreviation of Annual Percentage Yield. All rates and APY are subject to change without notifice. Certain restrictions apply. Unless paid otherwise, all dividends are compounded monthly.

Everyones Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
505 E Route 66 Blvd, Tucumcari, NM 88401 3137
Regular Shares (Savings)
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Main Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
7300 Menaul Blvd Ne, Albuquerque, NM 87110
Health Savings Accounts
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Main Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
7300 Menaul Blvd Ne, Albuquerque, NM 87110
MainStay Savings Account
0.35%
$100
Rate0.35%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
5915 Wyoming Blvd Ne, Albuquerque, NM 87109
Youth Savings
0.25%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 18, 2026
Details

$5 opening deposit required

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Clovis, New Mexico directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Clovis, New Mexico. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NM.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Clovis, New Mexico

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in New Mexico, help your money grow faster through a higher APY.

Are savings accounts in Clovis, New Mexico safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New Mexico up to $250,000 per depositor, per institution.

How often do savings rates change in Clovis, New Mexico?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New Mexico rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Clovis, New Mexico may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Clovis, New Mexico?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Clovis, New Mexico offer in-person customer service, which some customers prefer.

How do I open a savings account in Clovis, New Mexico?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Clovis, New Mexico

Here are recent savings rates observed in Clovis, New Mexico and the surrounding area:
  • UMB Bank
    UMB Premium Savings — 0.55% APY
  • Cannon Federal Credit Union
    Premier Savings — 0.25% APY
  • Wells Fargo
    Retirement High Yield Savings — 0.05% APY
  • PNC Bank
    PNC High Yield SavingsĀ® — 3.25% APY
  • Rio Grande Credit Union
    Youth Savings Account — 3.04% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Clovis, New Mexico. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 23, 2026