Clovis, New Mexico CD Rates Today - Compare Best APYs for May 2026
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Brian McKay
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Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Clovis, New Mexico CD rates include Wells FargoWells Fargo223 N Main St, Clovis, NM 88101A5.0 ★Texas Ratio: 7.44%Real return: -1.29%APY minus CPI (February 2026) offering 1 year Standard Fixed Rate Relationship at 1.51% APY, Cannon Federal Credit UnionCannon Federal Credit Union4205 N Prince St, Clovis, NM 88101A+5.0 ★Texas Ratio: 1.10%Real return: -1.30%APY minus CPI (February 2026) offering 60 Month CD at 1.50% APY, State Employees Credit UnionState Employees Credit UnionC3.8 ★Texas Ratio: 29.00%Real return: +2.20%APY minus CPI (February 2026) offering 6 Month Share Certificates at 5.00% APY, ZIA Credit UnionZIA Credit UnionA+5.0 ★Texas Ratio: 4.75%Real return: +2.20%APY minus CPI (February 2026) offering Youth Share Certificate (IRA Certificates) 12 Months at 5.00% APY, and Artesia Credit UnionArtesia Credit UnionA+5.0 ★Texas Ratio: 2.57%Real return: +1.78%APY minus CPI (February 2026) offering IRA Certificates 24 Month at 4.58% APY. CD rates as of May 12, 2026 according to verified data from MonitorBankRates.
Clovis has 20 local institutions in our database, with CD rates as high as 1.51% APY from Wells Fargo at 223 N Main St, Clovis, NM 88101. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader New Mexico area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 12, 2026
Compare Best CD Rates in Clovis, New Mexico & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM 88101
90 Day Certificate
$0
0.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
223 N Main St, Clovis, NM 88101
3 month Standard Fixed Rate Relationship
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
223 N Main St, Clovis, NM 88101
3 month Standard Fixed Rate
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
223 N Main St, Clovis, NM 88101
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Certificates and IRA Certificates Minimum Balance 3 month
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100,000+; $100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000. Fee May Reduce Earnings on the Account. A Penalty May Be Imposed for Early Withdrawal on any Share Certificate product.
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates - 3 month
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000.
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Certificates and IRA Certificates 3 month
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $10,000.
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates Minimum Balance 3 month
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000+
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
3-Month IRA Certificates
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
3-Month Share Certificates
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Regular
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
3 month Certificates and IRA Certificates
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates Minimum Balance 3 month
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
$1,000+; $1,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $1,000. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.
Rio Grande Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
IRA Share Certificates 3 Months
$0
3.53%
▼
Rate3.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rio Grande Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
Share Certificates 3 Months
$0
3.53%
▼
Rate3.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Lea County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
13 Weeks (3 mos)
$50,000
3.41%
▼
Rate3.35%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
Main Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
3-Month Certificate of Deposit
$1,000
3.40%
▼
Rate3.34%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
1st Certificates 3 Month
$250
3.04%
▼
Rate3.00%
Min Deposit$250
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
3 Months Term Share Certificates (TSC)
$1,000
3.04%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
IRA Certificates 3 months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
Kirby Kid Certificates 3 Month
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
3 Month Boost Term Share
$500
2.79%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Los Alamos Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
90 Day Certificate of Deposit
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
ZIA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Share Certificate & Greater) 90 Days
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000
ZIA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Share Certificate & Greater) 90 Days
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
ZIA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Share Certificate & Greater) 90 Days
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$1,000
ZIA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Share Certificate & Greater) 90 Days
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$1,000
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
223 N Main St, Clovis, NM 88101
6 month Standard Fixed Rate Relationship
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
223 N Main St, Clovis, NM 88101
6 month Standard Fixed Rate
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
223 N Main St, Clovis, NM 88101
6 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
6 Month Share Certificates
$0
5.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bonus Rate
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
Share Certificates 6 Month
$0
5.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Early Withdrawal Penalty: 90 Days Interest
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
6 Month Share Certificates
$0
4.50%
▼
Rate4.43%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
Share Certificates 6 Month
$0
4.50%
▼
Rate4.43%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Early Withdrawal Penalty: 90 Days Interest
FIRSTLIGHT
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Special 6-Month Share Certificate
$0
4.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
6 Month Boost Term Share
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
ZIA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Share Certificate & Greater) 6 Months
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$1,000
ZIA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Share Certificate & Greater) 6 Months
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$1,000
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Certificates and IRA Certificates Minimum Balance 6 month
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100,000+; $100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000. Fee May Reduce Earnings on the Account. A Penalty May Be Imposed for Early Withdrawal on any Share Certificate product.
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates - 6 month
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000.
Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
6-Month F55 Certificate
$500
3.66%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Sandia Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
6 Month Certificate
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Certificates and IRA Certificates 6 month
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $10,000.
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates Minimum Balance 6 month
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000+
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
6 Month Share Certificates
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bonus Rate
Rio Grande Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
IRA Share Certificates 6 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rio Grande Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
Share Certificates 6 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
6 month Certificates and IRA Certificates
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
6-Month Share Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates Minimum Balance 6 month
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
$1,000+; $1,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $1,000. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.
High Desert Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
Certificate of Deposit 6 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6-Month IRA Certificates
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6-Month Share Certificates
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Regular
Lea County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
26 Weeks (6 mos)
$50,000
3.48%
▼
Rate3.42%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Otero Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
New Share / IRA Certificates 6 months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Main Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
6-Month Certificate of Deposit
$1,000
3.40%
▼
Rate3.36%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
6 Month Share Certificate
$1,000
3.10%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
EWP: 90 Days Interest
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
6 Month Share Certificates
$0
3.10%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
Share Certificates 6 Month
$0
3.10%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Internationalites Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
6 Month Certificates of Deposit
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
Kirby Kid Certificates 6 Month
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
IRA Certificates 6 months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
6 Months Term Share Certificates (TSC)
$1,000
3.04%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
1st Certificates 6 Month
$250
3.04%
▼
Rate3.00%
Min Deposit$250
Min Balance—
UpdatedMay 12, 2026
Details
Artesia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
6 month Share Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
One Source Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
6 months Share Certificates
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Los Alamos Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6 Month Certificate of Deposit
$0
2.77%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
LOCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Certificate of Deposit to $99,999.99 6 Months
$1,000
2.27%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
$1000
LOCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
IRA - Traditional & Roth 6 Months
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Financial Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
6 Month Term
$0
2.01%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Lea County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
IRA 6 mo - 364 days
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
6 Month Share Certificates
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
The Florist Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
6 Month CD
$1,000
0.91%
▼
Rate0.90%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Jemez Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.94%
6-Month Share Certificate
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
223 N Main St, Clovis, NM 88101
1 year Standard Fixed Rate Relationship
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
223 N Main St, Clovis, NM 88101
1 year Standard Fixed Rate
$2,500
1.50%
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
223 N Main St, Clovis, NM 88101
1 year Standard Fixed Rate CD
$2,500
1.50%
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM 88101
12 Month CD
$1,000
1.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM 88101
12 Month Share Certificates
$0
1.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
ZIA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Youth Share Certificate (IRA Certificates) 12 Months
$0
5.00%
▼
Rate4.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Artesia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
12 month Share Certificate
$0
4.32%
▼
Rate4.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Artesia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
IRA Certificates 12 Month
$0
4.32%
▼
Rate4.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Los Alamos Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
12 Month Youth Certificate of Deposit
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
($10K limit per CD)
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 12, 2026
Details
$25,000- $99,999
Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
1 Year Boost Advantage CD Saver
$50
3.82%
▼
Rate3.75%
Min Deposit$50
Min Balance—
UpdatedMay 6, 2026
Details
Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
1 Year Boost Term Share
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
12 Month Boost Term Share
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
High Desert Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
Certificate of Deposit 12 Months
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
High Desert Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
IRA Accounts 12 Month CD
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
12 Month Share Certificates
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bonus Rate
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
Share Certificates 12 Month
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Early Withdrawal Penalty: 90 Days Interest
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates - 12 month
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000.
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Certificates and IRA Certificates Minimum Balance 12 month
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100,000+; $100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000. Fee May Reduce Earnings on the Account. A Penalty May Be Imposed for Early Withdrawal on any Share Certificate product.
Rio Grande Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
IRA Share Certificates 12 Months
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rio Grande Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
Share Certificates 12 Months
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Certificates and IRA Certificates 12 month
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $10,000.
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Jumbo Share and IRA Certificate 1 Year
$0
3.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Loyalty Rate
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates Minimum Balance 12 month
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000+
One Source Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
12 months MoneyTree
$50
3.56%
▼
Rate3.50%
Min Deposit$50
Min Balance—
UpdatedMay 6, 2026
Details
One Source Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
12 months Share Certificates
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
12 month Certificates and IRA Certificates
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
12-Month F55 Certificate
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates Minimum Balance 12 month
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
$1,000+; $1,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $1,000. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
12 Month Share Certificates
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bonus Rate
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★Texas Ratio: 38.20%
IRA 12 Month*
$500
3.53%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★Texas Ratio: 38.20%
ROTH 12 Month*
$500
3.53%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Santa Fe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
12 Month CD
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
As High As
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
12-Month IRA Certificates
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
12-Month Share Certificates
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Regular
Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
12-Month Share Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Otero Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
New Share / IRA Certificates 12 months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Jumbo Share and IRA Certificate 1 Year
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Main Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
12-Month Certificate of Deposit
$1,000
3.40%
▼
Rate3.36%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Main Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
12-Month IRA Certificate of Deposit
$1,000
3.40%
▼
Rate3.36%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
12 Months Term Share Certificates (TSC)
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
1st Certificates 12 Month
$250
3.30%
▼
Rate3.25%
Min Deposit$250
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
IRA Certificates 12 months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
Kirby Kid Certificates 12 Month
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
Share Certificates 12 Month
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Early Withdrawal Penalty: 90 Days Interest
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
12 Month Share Certificates
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★Texas Ratio: 56.62%
12-Month Certificate
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★Texas Ratio: 56.62%
12 months Share Certificates and IRA Certificates
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
12 Month Share Certificate
$500
3.05%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
EWP: 90 Days Interest
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
12 Month Share Certificates
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★Texas Ratio: 38.20%
IRA 18 Month*
$500
3.79%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★Texas Ratio: 38.20%
ROTH 18 Month*
$500
3.79%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
High Desert Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
Certificate of Deposit 18 Months
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Otero Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
18 Month Certificate
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Otero Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
New Share / IRA Certificates 18 months
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Certificates and IRA Certificates Minimum Balance 18 month
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100,000+; $100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000. Fee May Reduce Earnings on the Account. A Penalty May Be Imposed for Early Withdrawal on any Share Certificate product.
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates - 18 month
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000.
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Certificates and IRA Certificates 18 month
$0
3.46%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $10,000.
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates Minimum Balance 18 month
$0
3.46%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000+
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
18 month Certificates and IRA Certificates
$1,000
3.41%
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates Minimum Balance 18 month
$1,000
3.41%
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
$1,000+; $1,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $1,000. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
18-Month IRA Certificates
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
18-Month Share Certificates
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Regular
One Source Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
18 months Share Certificates
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Financial Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
18 month- Tier 2: and up
$0
3.23%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$250,000
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
Kirby Kid Certificates 18 Month
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
IRA Certificates 18 months
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
1st Certificates 18 Month
$250
3.20%
▼
Rate3.15%
Min Deposit$250
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
18 Months Term Share Certificates (TSC)
$1,000
3.20%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★Texas Ratio: 56.62%
18 Months Share Certificates and IRA Certificates
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Financial Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
18 month- Tier 1
$0
3.13%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$150,000-$249,999.99
Main Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
18-Month Certificate of Deposit
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
LOCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Certificate of Deposit to $99,999.99 18 Months
$1,000
2.27%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
$1000
LOCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
IRA - Traditional & Roth 18 Months
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Jemez Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.94%
18-Month IRA Certificates
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Jemez Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.94%
18-Month Share Certificate
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First National Bank in Trinidad
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
18 Month CD
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
On Deposits up to $100,000
First National Bank in Trinidad
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
IRA Fixed Rate 18 Month CD
$5,000
0.60%
▼
Rate0.60%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
On Deposits up to $100,000
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
ZIA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Share Certificate & Greater) 18 Months
$0
0.45%
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000
ZIA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Share Certificate & Greater) 18 Months
$0
0.45%
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
ZIA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Share Certificate & Greater) 18 Months
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$1,000
ZIA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Share Certificate & Greater) 18 Months
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$1,000
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM 88101
24 Month CD
$1,000
1.20%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM 88101
24 Month Share Certificates
$0
1.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Artesia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
IRA Certificates 24 Month
$0
4.58%
▼
Rate4.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Artesia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
24 month Share Certificate
$0
4.16%
▼
Rate4.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rio Grande Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
IRA Share Certificates 24 Months
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rio Grande Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
Share Certificates 24 Months
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
High Desert Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
Certificate of Deposit 24 Months
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
High Desert Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
IRA Accounts 24 Month CD
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
2 Year Boost Term Share
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
24 Month Boost Term Share
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
One Source Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
24 months Bump-it-Up Share Certificate
$2,000
3.56%
▼
Rate3.50%
Min Deposit$2,000
Min Balance—
UpdatedMay 6, 2026
Details
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Jumbo Share and IRA Certificate 2 Year
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Loyalty Rate
Otero Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
New Share / IRA Certificates 24 months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Certificates and IRA Certificates Minimum Balance 24 month
$0
3.41%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100,000+; $100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000. Fee May Reduce Earnings on the Account. A Penalty May Be Imposed for Early Withdrawal on any Share Certificate product.
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates - 24 month
$0
3.41%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000.
Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
24-Month F55 Certificate
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Certificates and IRA Certificates 24 month
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $10,000.
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
24-Month IRA Certificates
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
24-Month Share Certificates
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Regular
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates Minimum Balance 24 month
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000+
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Jumbo Share and IRA Certificate 2 Year
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
24 month Certificates and IRA Certificates
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
24-Month Share Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates Minimum Balance 24 month
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
$1,000+; $1,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $1,000. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.
Los Alamos Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
24 Month Certificate of Deposit
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Financial Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
2 Year Term
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
Share Certificates 24 Month
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Early Withdrawal Penalty: 180 Days Interest
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
24 Month Share Certificates
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bonus Rate
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
1st Certificates 24 Month
$250
3.20%
▼
Rate3.15%
Min Deposit$250
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
24 Months Term Share Certificates (TSC)
$1,000
3.20%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
IRA Certificates 24 months
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
Kirby Kid Certificates 24 Month
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
One Source Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
24 months Share Certificates
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★Texas Ratio: 56.62%
24 Months Share Certificates and IRA Certificates
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Main Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
24-Month Certificate of Deposit
$1,000
2.80%
▼
Rate2.77%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Main Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
24-Month IRA Certificate of Deposit
$1,000
2.80%
▼
Rate2.77%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
24 Month Share Certificate
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
EWP: 180 Days Interest
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
24 Month Share Certificates
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
Share Certificates 24 Month
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
LOCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
IRA - Traditional & Roth 24 Months
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
LOCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Certificate of Deposit to $99,999.99 24 Months
$1,000
2.27%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
$1000
Century Bank Santa Fe, NM
Institution Rating:
C-3.6 ★Texas Ratio: 31.78%
2 year Retirement Account
$0
2.27%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
24 Month Share Certificates
$0
2.12%
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Lea County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
IRA 24 mo - 35 mo
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
The Florist Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
24 Month CD
$1,000
2.01%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
First National Bank in Trinidad
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
24 Month CD
$1,000
0.70%
▼
Rate0.70%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
On Deposits up to $100,000
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
ZIA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Share Certificate & Greater) 24 Months
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$95,000
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
ZIA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Share Certificate & Greater) 24 Months
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM 88101
36 Month CD
$1,000
1.30%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM 88101
36 Month Share Certificates
$0
1.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★Texas Ratio: 38.20%
IRA 36 Month*
$500
3.53%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★Texas Ratio: 38.20%
ROTH 36 Month*
$500
3.53%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
High Desert Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
Certificate of Deposit 36 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Artesia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
36 month Share Certificate
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
36-Month F55 Certificate
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates - 36 month
$0
3.41%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000.
Rio Grande Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
Share Certificates 36 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
Share Certificates 36 Month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Early Withdrawal Penalty: 180 Days Interest
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
36 Month Share Certificates
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bonus Rate
Otero Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
New Share / IRA Certificates 36 months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rio Grande Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
IRA Share Certificates 36 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
36 Month Boost Term Share
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
3 Year Boost Term Share
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Jumbo Share and IRA Certificate 3 Year
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Loyalty Rate
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Certificates and IRA Certificates Minimum Balance 36 month
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100,000+; $100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000. Fee May Reduce Earnings on the Account. A Penalty May Be Imposed for Early Withdrawal on any Share Certificate product.
Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
36-Month Share Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
36-Month Bump IRA Certificates
$500
3.35%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Financial Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
3 Year Term
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Certificates and IRA Certificates 36 month
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $10,000.
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
36-Month Bump Share Certificates
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Regular
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates Minimum Balance 36 month
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000+
Los Alamos Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
36 Month Certificate of Deposit
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
36 month Certificates and IRA Certificates
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates Minimum Balance 36 month
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
$1,000+; $1,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $1,000. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Jumbo Share and IRA Certificate 3 Year
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
One Source Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
36 months Share Certificates
$500
3.09%
▼
Rate3.05%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
36 Month Share Certificates
$0
3.07%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bonus Rate
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
1st Certificates 36 Month
$250
2.99%
▼
Rate2.95%
Min Deposit$250
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
IRA Certificates 36 months
$0
2.99%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
Kirby Kid Certificates 36 Month
$500
2.99%
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
36 Months Term Share Certificates (TSC)
$1,000
2.99%
▼
Rate2.95%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
36 Month Share Certificates
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
Share Certificates 36 Month
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Early Withdrawal Penalty: 180 Days Interest
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★Texas Ratio: 56.62%
36 Months Share Certificates and IRA Certificates
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Main Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
36-Month Certificate of Deposit
$1,000
2.70%
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
36 Month Share Certificate
$1,000
2.57%
▼
Rate2.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
EWP: 180 Days Interest
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
36 Month Share Certificates
$0
2.57%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
Share Certificates 36 Month
$0
2.57%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Lea County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
IRA 36 mo - 47 mo
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
36 Month Share Certificates
$0
2.22%
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
LOCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
IRA - Traditional & Roth 36 Months
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Jemez Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.94%
36-Month IRA Certificate
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
LOCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Certificate of Deposit to $99,999.99 36 Months
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
$1000
Jemez Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.94%
36-Month Share Certificate
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
The Florist Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
36 Month CD
$1,000
2.01%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
ZIA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Share Certificate & Greater) 36 Months
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$95,000
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM 88101
48 Month CD
$1,000
1.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM 88101
48 Month Share Certificates
$0
1.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Jumbo Share and IRA Certificate 4 Year
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Loyalty Rate
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
48 Month Share Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bonus Rate
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
Share Certificates 48 Month
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Early Withdrawal Penalty: 270 Days Interest
Artesia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
48 month Share Certificate
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
4 Year Boost Term Share
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
48 Month Boost Term Share
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
High Desert Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
Certificate of Deposit 48 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Otero Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
New Share / IRA Certificates 48 months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
48-Month Share Certificates
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Regular
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
48-Month IRA Certificates
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Rio Grande Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
Share Certificates 48 Months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rio Grande Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
IRA Share Certificates 48 Months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Jumbo Share and IRA Certificate 4 Year
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Los Alamos Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
48 Month Certificate of Deposit
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Certificates and IRA Certificates Minimum Balance 48 month
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100,000+; $100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000. Fee May Reduce Earnings on the Account. A Penalty May Be Imposed for Early Withdrawal on any Share Certificate product.
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates - 48 month
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000.
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Certificates and IRA Certificates 48 month
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $10,000.
One Source Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
48 months Share Certificates
$1,000
3.20%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates Minimum Balance 48 month
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000+
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
48 month Certificates and IRA Certificates
$1,000
3.15%
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates Minimum Balance 48 month
$1,000
3.15%
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
$1,000+; $1,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $1,000. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
Kirby Kid Certificates 48 Month
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
IRA Certificates 48 months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
48 Months Term Share Certificates (TSC)
$1,000
3.04%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
1st Certificates 48 Month
$250
3.04%
▼
Rate3.00%
Min Deposit$250
Min Balance—
UpdatedMay 12, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
48 Month Share Certificates
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
Share Certificates 48 Month
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Early Withdrawal Penalty: 270 Days Interest
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★Texas Ratio: 56.62%
48 Months Share Certificates and IRA Certificates
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
48 Month Share Certificates
$0
2.87%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bonus Rate
Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
48-Month F55 Certificate
$500
2.84%
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
48-Month Share Certificate
$0
2.73%
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Main Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
48-Month Certificate of Deposit
$1,000
2.60%
▼
Rate2.57%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
48 Month Share Certificate
$1,000
2.37%
▼
Rate2.35%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
EWP: 270 Days Interest
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
48 Month Share Certificates
$0
2.37%
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
Share Certificates 48 Month
$0
2.37%
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
48 Month Share Certificates
$0
2.32%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Lea County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
IRA 48 mo - 59 mo
$0
2.32%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
LOCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Certificate of Deposit to $99,999.99 48 Months
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
$1000
LOCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
IRA - Traditional & Roth 48 Months
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
The Florist Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
48 Month CD
$1,000
2.01%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
ZIA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Share Certificate & Greater) 48 Months
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$95,000
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
ZIA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Share Certificate & Greater) 48 Months
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000
ZIA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Share Certificate & Greater) 48 Months
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
ZIA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Share Certificate & Greater) 48 Months
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$1,000
ZIA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
Share Certificate & Greater) 48 Months
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$1,000
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM 88101
60 Month CD
$1,000
1.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Cannon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
4205 N Prince St, Clovis, NM 88101
60 Month Share Certificates
$0
1.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
60 Months
$500
4.10%
▼
Rate4.03%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
60 Months
$500
3.95%
▼
Rate3.88%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
60 Month Share Certificates
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bonus Rate
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
Share Certificates 60 Month
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Early Withdrawal Penalty: 270 Days Interest
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Jumbo Share and IRA Certificate 5 Year
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Loyalty Rate
Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
5 Year Boost Term Share
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Evolve Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
60 Month Boost Term Share
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Artesia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
60 month Share Certificate
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Otero Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
New Share / IRA Certificates 60 months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
60-Month IRA Certificates
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
60-Month Share Certificates
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Regular
Rio Grande Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
Share Certificates 60 Months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Jumbo Share and IRA Certificate 5 Year
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rio Grande Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
IRA Share Certificates 60 Months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
One Source Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
60 months Share Certificates
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
High Desert Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
Certificate of Deposit 60 Months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Los Alamos Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
60 Month Certificate of Deposit
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First National Bank Alamogordo, NM
Institution Rating:
D3.1 ★Texas Ratio: 38.20%
60 Months*
$100
3.29%
▼
Rate3.25%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Certificates and IRA Certificates Minimum Balance 60 month
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100,000+; $100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000. Fee May Reduce Earnings on the Account. A Penalty May Be Imposed for Early Withdrawal on any Share Certificate product.
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates - 60 month
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000.
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates Minimum Balance 60 month
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000+
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Certificates and IRA Certificates 60 month
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$10,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $10,000.
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Business Certificates Minimum Balance 60 month
$1,000
3.15%
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
$1,000+; $1,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $1,000. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.
Del Norte Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
60 month Certificates and IRA Certificates
$1,000
3.15%
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
Share Certificates 60 Month
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Early Withdrawal Penalty: 270 Days Interest
Estacado Federal Credit Union FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
60 Months Share and IRA Certificates
$0
3.10%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
60 Month Share Certificates
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Estacado Federal Credit Union FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
60 Months Share and IRA Certificates
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
1st Certificates 60 Month
$250
3.04%
▼
Rate3.00%
Min Deposit$250
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
60 Months Term Share Certificates (TSC)
$1,000
3.04%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
IRA Certificates 60 months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
Kirby Kid Certificates 60 Month
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
US Eagle Federal Credit Union
Institution Rating:
F1.5 ★Texas Ratio: 56.62%
60 Months Share Certificates and IRA Certificates
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
60-Month F55 Certificate
$500
2.94%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Northern New Mexico School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
60-Month Share Certificate
$0
2.84%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
60 Month Share Certificate
$1,000
2.60%
▼
Rate2.57%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
EWP: 270 Days Interest
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
60 Month Share Certificates
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
Share Certificates 60 Month
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Main Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
60-Month Certificate of Deposit
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Lea County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
IRA 60 mos and over
$0
2.42%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
State Employees Credit Union
Institution Rating:
C3.8 ★Texas Ratio: 29.00%
60 Month Share Certificates
$0
2.42%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
LOCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Certificate of Deposit to $99,999.99 60 Months
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
$1000
LOCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
IRA - Traditional & Roth 60 Months
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
The Florist Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
60 Month CD
$1,000
2.01%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Century Bank Santa Fe, NM
Institution Rating:
C-3.6 ★Texas Ratio: 31.78%
3-5 year Retirement Account
$0
1.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
ZIA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
IRA Share Certificate & Greater) 60 Months
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$95,000
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Key Takeaways
What to know about CD rates in Clovis, New Mexico at a glance.
- APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
- The highest CD APY currently available to Clovis depositors is 1.51% APY from Wells Fargo. The rate table above ranks every offer we track for this market, sorted by APY.
- Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
- CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.
Clovis, NM CD Rate Trends
Compare local Clovis, NM CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — NM Avg
2.591%
▼ 0.049 vs 7 days ago
New Mexico 12-month CD rates fell 0.049 points over the past 7 days to 2.591% APY.
6-Month CD — NM Avg
2.132%
▲ 0.020 vs 7 days ago
New Mexico 6-month CD rates rose 0.020 points over the past 7 days to 2.132% APY.
As of May 12, 2026 • Rate data sourced from 8,500+ monitored institutions
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NM CD Rate Forecast — Next 12 Months
Where are New Mexico CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
NM 12-Month Avg APY
2.591%
6-Month Forecast
2.591%
Range: 2.39% – 2.74%
12-Month Forecast
2.341%
Range: 2.14% – 2.49%
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What Your Savings Earn at NM CD Rates Today
Annual interest earnings at today’s New Mexico average APYs. State average used where available; national average as fallback.
| CD Term | NM Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.841% | $92.03 | $184.05 | $460.13 | $920.25 |
| 6-Month CD | 2.132% | $106.58 | $213.15 | $532.88 | $1,065.75 |
| 12-Month CD | 2.591% | $129.57 | $259.13 | $647.83 | $1,295.65 |
| 18-Month CD | 3.094% | $154.71 | $309.42 | $773.55 | $1,547.10 |
| 24-Month CD | 2.936% | $146.81 | $293.61 | $734.03 | $1,468.05 |
| 36-Month CD | 2.894% | $144.68 | $289.36 | $723.40 | $1,446.80 |
| 48-Month CD | 2.884% | $144.22 | $288.44 | $721.10 | $1,442.20 |
| 60-Month CD | 2.900% | $144.99 | $289.97 | $724.93 | $1,449.85 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 12, 2026. | |||||
Sample CD Ladder for Clovis, New Mexico Savers
$25,000 split equally across 5 terms using today’s New Mexico average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | NM Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.841% | $92.03 |
| 2 | 6-Month CD | $5,000 | 2.132% | $106.58 |
| 3 | 12-Month CD | $5,000 | 2.591% | $129.57 |
| 4 | 24-Month CD | $5,000 | 2.936% | $146.81 |
| 5 | 36-Month CD | $5,000 | 2.894% | $144.68 |
| Total ($25,000 invested) | $25,000 | 2.479% blended | $619.67/yr | |
Ladder example uses equal $5,000 rungs and New Mexico average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
312
CD Rates
Tracked in Clovis, New Mexico
Tracked in Clovis, New Mexico
9 Banks
25 Credit Unions
About Our Clovis, New Mexico CD Rate Database
MonitorBankRates tracks 312 CD rates from 9 banks and 25 credit unions with locations in Clovis, New Mexico, plus national online institutions available to New Mexico residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Wells Fargo offers a CD at 1.51% APY with a minimum deposit of $2,500. Use the rate table above to compare all current offers in Clovis, New Mexico.
How to Find the Best CD Rates in Clovis, New Mexico
What to compare when shopping for a CD in Clovis, New Mexico
To find the best APYs in Clovis, New Mexico, start with credit unions and online-only banks — Clovis, New Mexico has 25 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Clovis, New Mexico
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Clovis, New Mexico — 34 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Clovis, New Mexico savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Clovis, New Mexico money market rates
Clovis, New Mexico Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
12.9%
National avg: 17.3%
Median Individual Earnings
$36,167
National avg: $47,340
Poverty Rate
21.7%
National avg: 11.1%
Unemployment Rate
7.6%
National avg: 4.8%
CD Earnings on 10% of Salary
$94/yr
At NM 12-mo avg 2.591% APY
12.9% of residents are 65 or older — below the national average of 17.3%; an unemployment rate of 7.6% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s NM 12-month CD average of 2.591%, saving 10% of the local median salary ($3,616/year) and putting it in a CD would earn an additional $94 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Clovis, New Mexico
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Clovis, New Mexico
Are CD rates in Clovis, New Mexico FDIC insured?
Yes, most established banks in Clovis, New Mexico are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Clovis, New Mexico?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Clovis, New Mexico.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Clovis, New Mexico may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Clovis, New Mexico?
Here are recent top rates found for this area:
- Wells Fargo: 1.51% APY (1 year Standard Fixed Rate Relationship)
- Cannon Federal Credit Union: 1.50% APY (60 Month Share Certificates)
- ZIA Credit Union: 5.00% APY (Youth Share Certificate (IRA Certificates) 12 Months)
- State Employees Credit Union: 5.00% APY (Share Certificates 6 Month)
- Artesia Credit Union: 4.58% APY (IRA Certificates 24 Month)
- FIRSTLIGHT: 4.15% APY (Special 6-Month Share Certificate)
- America First Federal Credit Union: 4.10% APY (60 Months)
- Los Alamos Schools Credit Union: 4.06% APY (12 Month Youth Certificate of Deposit)
- Evolve Federal Credit Union: 3.82% APY (1 Year Boost Advantage CD Saver)
- Rio Grande Credit Union: 3.82% APY (Share Certificates 24 Months)
Rates reflect recent verified offers available in Clovis, New Mexico. Last Updated: May 12, 2026
CD Calculators for Clovis, New Mexico
Clovis, New Mexico CD Calculator
At today’s NM top rate of 1.51% APY, a $10,000 deposit earns $151 in the first year. Enter your amount to see your exact return.
Clovis, New Mexico CD LadderNM CD rates currently range from 1.841% (3-month) to 2.894% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Clovis, New Mexico CD at 1.51% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsNew Mexico’s average 12-month CD is 2.591% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Clovis, New Mexico directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Clovis, New Mexico. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NM.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 12, 2026
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