The best savings rates for Newark, New Jersey and the surrounding area include GARDEN SAVINGSGARDEN SAVINGS120 Ferry St, Newark, NJ 07105A+5.0 ★Texas Ratio: 0.00% Accelerate Savings at 3.75% APY, Bogota Savings BankBogota Savings Bank1039 S Orange Ave, Newark, NJ 07106A5.0 ★Texas Ratio: 10.28% Statement Savings at 3.56% APY, PNC BankPNC Bank1140 Raymond Blvd, Newark, NJ 07102A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Capital One BankCapital One Bank800 Prides Xing, Newark, DE 19713A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, and ConnectOne BankConnectOne Bank217 Chestnut St, Newark, NJ 07105A+5.0 ★Texas Ratio: 4.57% Connection Plus Savings at 3.10% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Newark, New Jersey, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Newark, New Jersey (NJ) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Newark, New Jersey and the surrounding area. Last Updated and Verified: March 27, 2026
Earns 3.75% APY2 on balances up to $15,000
Interest Compounded Daily | Posted Monthly
Interest Compounded Daily | Posted Monthly
Interest Compounded Daily | Posted Monthly
Interest Compounded Daily | Posted Monthly
Interest Compounded Daily | Posted Monthly
Earns 1.00% APY2 on balances over $15,000
Interest Compounded Daily | Posted Monthly
Interest Compounded Daily | Posted Monthly
No minimum balance; Available for minors under 18
Interest Compounded Daily | Posted Monthly
Interest Compounded Daily | Posted Monthly
Interest Compounded Daily | Posted Monthly
Interest Compounded Daily | Posted Monthly
Interest Compounded Daily | Posted Monthly
No maintenance charge for average daily balances of $10,000 or more
Interest Compounded Daily | Posted Monthly
$250 minimum balance required to earn dividends.
No monthly service charges.
Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
No Minimum Balance Required
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Balances $0.00 - $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000; for one year!
Qualifications Required
Qualifying balance up to $1,000,000
$1,000 - $99,999.99
Compare local Newark, NJ savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield savings rates rose 0.643 points this week to 0.677% APY, up from 0.033% last week.
New Jersey standard savings rates rose 0.469 points this week to 0.515% APY, up from 0.047% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Newark, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Newark, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.