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Iowa Savings Rate Trends

Dubuque, Iowa (IA) Savings Rates - March 2026

The best savings rates for Dubuque, Iowa and the surrounding area include Fidelity Bank & Trust (IA)Fidelity Bank & Trust (IA)4250 Asbury Rd, Dubuque, IA 52002A+5.0 ★Texas Ratio: 1.72% Snap $tack Savings at 5.12% APY, MidWestOne BankMidWestOne Bank895 Main St, Dubuque, IA 52001A+5.0 ★Texas Ratio: 4.78% Business High Yield Savings at 3.60% APY, Dupaco Community Credit UnionDupaco Community Credit Union3299 Hillcrest Rd, Dubuque, IA 52001 3928A+5.0 ★Texas Ratio: 4.16% Launchpad Savings Account at 3.25% APY, Dubuque Postal Employees Credit UnionDubuque Postal Employees Credit Union1155 LORAS BLVD, DUBUQUE, IA 52001A+5.0 ★Texas Ratio: 0.51% Share (Savings) Account at 2.00% APY, and Premier Bank Dubuque, IAPremier Bank Dubuque, IA2625 Nw Arterial, Dubuque, IA 52002A+5.0 ★Texas Ratio: 0.08% Life Savings at 0.75% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Dubuque, Iowa, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Dubuque, Iowa (IA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Dubuque, Iowa and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Dubuque, Iowa & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
4250 Asbury Rd, Dubuque, IA 52002
Snap $tack Savings
5.12%
$1,000
Rate5.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $5,000.00

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
895 Main St, Dubuque, IA 52001
Business High Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
895 Main St, Dubuque, IA 52001
Business High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Contact your local banker for more details!

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
895 Main St, Dubuque, IA 52001
High Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
895 Main St, Dubuque, IA 52001
High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Contact your local banker for more details!

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
895 Main St, Dubuque, IA 52001
Business High Yield Savings
3.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
895 Main St, Dubuque, IA 52001
High Yield Savings
3.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
Launchpad Savings Account
3.25%
$0
Rate3.21%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Max Balance $1,000

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
895 Main St, Dubuque, IA 52001
High Yield Savings
3.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
895 Main St, Dubuque, IA 52001
Business High Yield Savings
3.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
895 Main St, Dubuque, IA 52001
High Yield Savings
2.85%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
895 Main St, Dubuque, IA 52001
Business High Yield Savings
2.85%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
4250 Asbury Rd, Dubuque, IA 52002
IRA Preferred Rate Savings
2.78%
$50,000
Rate2.75%
Min Deposit$50,000
Min Balance
UpdatedMar 25, 2026
Details

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
895 Main St, Dubuque, IA 52001
Business High Yield Savings
2.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
895 Main St, Dubuque, IA 52001
High Yield Savings
2.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
4250 Asbury Rd, Dubuque, IA 52002
IRA Savings
2.52%
$50
Rate2.50%
Min Deposit$50
Min Balance
UpdatedMar 25, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
High-Yield Savings
2.45%
$50,000
Rate2.42%
Min Deposit$50,000
Min Balance
UpdatedMar 25, 2026
Details

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
895 Main St, Dubuque, IA 52001
Business High Yield Savings
2.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
895 Main St, Dubuque, IA 52001
High Yield Savings
2.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
High-Yield Savings
2.25%
$50,000
Rate2.23%
Min Deposit$50,000
Min Balance
UpdatedMar 25, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
Bright Savings Online-Only Savings Account
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifications Required: eStatements enrollment; Online Only

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
High-Yield Savings
2.05%
$50,000
Rate2.03%
Min Deposit$50,000
Min Balance
UpdatedMar 25, 2026
Details

Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
4250 Asbury Rd, Dubuque, IA 52002
IRA Preferred Rate Savings
2.02%
$50,000
Rate2.00%
Min Deposit$50,000
Min Balance
UpdatedMar 25, 2026
Details

Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
4250 Asbury Rd, Dubuque, IA 52002
IRA Savings
2.02%
$50
Rate2.00%
Min Deposit$50
Min Balance
UpdatedMar 25, 2026
Details

Dubuque Postal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
1155 LORAS BLVD, DUBUQUE, IA 52001
Share (Savings) Account
2.00%
$50
Rate2.00%
Min Deposit$50
Min Balance
UpdatedMar 25, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
High-Yield Savings
1.85%
$50,000
Rate1.83%
Min Deposit$50,000
Min Balance
UpdatedMar 25, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
High-Yield Savings
1.50%
$50,000
Rate1.49%
Min Deposit$50,000
Min Balance
UpdatedMar 25, 2026
Details

Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2625 Nw Arterial, Dubuque, IA 52002
Life Savings
0.75%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifications Required: Must have a Life Checking account in order to open a Life Savings account; Must meet requirements of Life Checking account; Qualifying balance up to $10,000.00

UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
700 Locust St, Dubuque, IA 52001
UMB Premium Savings
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2625 Nw Arterial, Dubuque, IA 52002
Life Checking + Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $5,000.00

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
Health Savings Accounts
0.35%
$25
Rate0.35%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

DuTrac Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
3465 ASBURY RD, DUBUQUE, IA 52002
Health Savings Balance
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
Health Savings Accounts
0.30%
$25
Rate0.30%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Collins Community Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.97%
255 John F Kennedy Rd, Dubuque, IA 52002 5313
Coverdell Education Savings Accounts
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
Health Savings Accounts
0.25%
$25
Rate0.25%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Collins Community Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.97%
255 John F Kennedy Rd, Dubuque, IA 52002 5313
Health Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2625 Nw Arterial, Dubuque, IA 52002
Youth Savings
0.25%
$5
Rate0.25%
Min Deposit$5
Min Balance
UpdatedMar 21, 2026
Details

min opening deposit $5

Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2625 Nw Arterial, Dubuque, IA 52002
Premier Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
You Name It Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

DuTrac Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
3465 ASBURY RD, DUBUQUE, IA 52002
Health Savings Balance
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2625 Nw Arterial, Dubuque, IA 52002
Premier Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
Health Savings Accounts
0.20%
$25
Rate0.20%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
Holiday Club Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
Share Savings
0.20%
$25
Rate0.20%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

DuTrac Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
3465 ASBURY RD, DUBUQUE, IA 52002
Share
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

DuTrac Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
3465 ASBURY RD, DUBUQUE, IA 52002
Health Savings Balance
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
You Name It Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
Share Savings
0.15%
$25
Rate0.15%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Collins Community Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.97%
255 John F Kennedy Rd, Dubuque, IA 52002 5313
Coverdell Education Savings Accounts
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2625 Nw Arterial, Dubuque, IA 52002
Premier Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

DuTrac Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
3465 ASBURY RD, DUBUQUE, IA 52002
Share
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

DuTrac Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
3465 ASBURY RD, DUBUQUE, IA 52002
Health Savings Balance
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2625 Nw Arterial, Dubuque, IA 52002
Premier Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
Share Savings
0.10%
$25
Rate0.10%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3299 Hillcrest Rd, Dubuque, IA 52001 3928
You Name It Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Collins Community Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.97%
255 John F Kennedy Rd, Dubuque, IA 52002 5313
Coverdell Education Savings Accounts
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Collins Community Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.97%
255 John F Kennedy Rd, Dubuque, IA 52002 5313
Lifestyle Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2625 Nw Arterial, Dubuque, IA 52002
Health Savings Account (HSA)
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2625 Nw Arterial, Dubuque, IA 52002
Health Savings Account (HSA)
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
700 Locust St, Dubuque, IA 52001
UMB Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Dubuque, IA Savings Rate Trends

Compare local Dubuque, IA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Iowa Savings Trends →
High-Yield Savings — IA Avg
1.936%
▲ 0.599 from last week

Iowa high-yield savings rates rose 0.599 points this week to 1.936% APY, up from 1.337% last week.

Standard Savings — IA Avg
0.603%
▲ 0.233 from last week

Iowa standard savings rates rose 0.233 points this week to 0.603% APY, up from 0.371% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Dubuque, Iowa directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Dubuque, Iowa. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Dubuque, Iowa

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Iowa, help your money grow faster through a higher APY.

Are savings accounts in Dubuque, Iowa safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Iowa up to $250,000 per depositor, per institution.

How often do savings rates change in Dubuque, Iowa?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Iowa rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Dubuque, Iowa may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Dubuque, Iowa?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Dubuque, Iowa offer in-person customer service, which some customers prefer.

How do I open a savings account in Dubuque, Iowa?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Dubuque, Iowa

Here are recent savings rates observed in Dubuque, Iowa and the surrounding area:
  • Fidelity Bank & Trust (IA)
    Snap $tack Savings — 5.12% APY
  • MidWestOne Bank
    Business High Yield Savings — 3.60% APY
  • Dupaco Community Credit Union
    Launchpad Savings Account — 3.25% APY
  • Dubuque Postal Employees Credit Union
    Share (Savings) Account — 2.00% APY
  • Premier Bank Dubuque, IA
    Life Savings — 0.75% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Dubuque, Iowa. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026