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Colorado Savings Rate Trends

Boulder, Colorado (CO) Savings Rates - March 2026

The best savings rates for Boulder, Colorado and the surrounding area include Blue Federal Credit UnionBlue Federal Credit Union2800 Arapahoe Ave, Boulder, CO 80303A5.0 ★Texas Ratio: 13.48% Accelerated Savings at 5.00% APY, FirstBank (Colorado)FirstBank (Colorado)4770 Baseline Rd, Boulder, CO 80303A+5.0 ★Texas Ratio: 1.68% Bloom Savings Account at 3.35% APY, PNC BankPNC Bank3000 Arapahoe Ave, Boulder, CO 80303A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, The Huntington National BankThe Huntington National Bank1700 Pearl St, Boulder, CO 80302A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 2.98% APY, and Premier Members Credit UnionPremier Members Credit Union5505 Arapahoe Ave, Boulder, CO 80303A+5.0 ★Texas Ratio: 4.73% High Yield Savings Account at 2.78% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Boulder, Colorado, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Boulder, Colorado (CO) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Boulder, Colorado and the surrounding area. Last Updated and Verified: March 26, 2026

Compare the Best Savings Rates in Boulder, Colorado & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Blue Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.48%
2800 Arapahoe Ave, Boulder, CO 80303
Accelerated Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
4770 Baseline Rd, Boulder, CO 80303
Bloom Savings Account
3.35%
$0
Rate3.29%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3000 Arapahoe Ave, Boulder, CO 80303
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
1700 Pearl St, Boulder, CO 80302
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 20, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
4770 Baseline Rd, Boulder, CO 80303
Bloom Savings Account
2.85%
$0
Rate2.81%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
High Yield Savings Account
2.78%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
Money Market Savings Accounts Jumbo
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
Money Market Savings Accounts Premier
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
4770 Baseline Rd, Boulder, CO 80303
Bloom Savings Account
1.45%
$0
Rate1.44%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
Money Market Savings Accounts Select
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
4770 Baseline Rd, Boulder, CO 80303
2 Year Time Savings Account
0.75%
$0
Rate0.74%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
4770 Baseline Rd, Boulder, CO 80303
Business 2 Year Time Savings Account
0.75%
$0
Rate0.74%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
1611 Canyon Blvd, Boulder, CO 80302
UMB Premium Savings
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
Health Savings Account (HSA)
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
4770 Baseline Rd, Boulder, CO 80303
1 Year Time Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
4770 Baseline Rd, Boulder, CO 80303
1 Year Time Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
4770 Baseline Rd, Boulder, CO 80303
Business 1 Year Time Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
4770 Baseline Rd, Boulder, CO 80303
Bloom Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
4770 Baseline Rd, Boulder, CO 80303
Money Market Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
2025 Pearl St, Boulder, CO 80302
Youth Savings
0.25%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

$5 opening deposit required

FlatIrons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1095 Canyon Blvd, Boulder, CO 80302
Business Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
4770 Baseline Rd, Boulder, CO 80303
Smart Choice College Savings Plan
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1300 Walnut St, Boulder, CO 80302
Business Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
High Yield Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
4770 Baseline Rd, Boulder, CO 80303
Smart Choice College Savings Plan
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
4770 Baseline Rd, Boulder, CO 80303
91 Day Time Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
4770 Baseline Rd, Boulder, CO 80303
Business 91 Day Time Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
4770 Baseline Rd, Boulder, CO 80303
Money Market Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
2025 Pearl St, Boulder, CO 80302
Personal Savings
0.10%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedMar 25, 2026
Details

$50 opening deposit required

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
2595 Canyon Blvd, Boulder, CO 80302
Business Savings
0.08%
$0
Rate0.08%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
2595 Canyon Blvd, Boulder, CO 80302
Youth Savings
0.08%
$0
Rate0.08%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
2595 Canyon Blvd, Boulder, CO 80302
Personal Savings
0.08%
$0
Rate0.08%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
4770 Baseline Rd, Boulder, CO 80303
Money Market Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
4770 Baseline Rd, Boulder, CO 80303
Business Money Market Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
4770 Baseline Rd, Boulder, CO 80303
Bloom Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1242 Pearl St, Boulder, CO 80302
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
IRA Share
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Take advantage of tax deferred interest with a Traditional or Roth IRA.

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
Regular Share
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
Regular Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1242 Pearl St, Boulder, CO 80302
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
Reverse Tier Savings
5.75%
$0
Rate5.60%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
Reverse Tier Savings Account
5.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $2,000.00

Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6221 Sheridan Blvd, Arvada, CO 80003
Power Up Your Savings
5.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $1,000.00

Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6221 Sheridan Blvd, Arvada, CO 80003
Power Savings
5.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $1,000.00

Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6221 Sheridan Blvd, Arvada, CO 80003
Power Up Savings
5.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $1,000.00

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $5,000.00

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Premier Savings
4.50%
$0
Rate4.40%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $10,000.00

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Premier Savings for New Members
4.50%
$0
Rate4.40%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Savings Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Youth Savings
3.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
Everyday Account w/High-Yield Savings
3.10%
$0
Rate3.06%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

rate applies to savings account only

Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
Everyday w/ High-Yield Savings
3.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Make your money work for you.

Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
2901 S 27TH AVE, GREELEY, CO 80631
EVOLUTION SHARE
3.04%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 20, 2026
Details

Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1549 E Abriendo Ave, Pueblo, CO 81004 3403
High Yield Savings
3.04%
$25,000
Rate3.00%
Min Deposit$25,000
Min Balance
UpdatedMar 24, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
Earn & Learn Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $2,500.00

Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
100 Circle Dr, Delta, CO 81416
Share Savings
3.00%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

above current savings product rate

On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
816 Washington Ave, Golden, CO 80401
Business Peak Performance Savings
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
816 Washington Ave, Golden, CO 80401
Peak Tiered Savings
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Savings Account
2.70%
$0
Rate2.66%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Denver Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Lakeside Ln, Denver, CO 80212 7413
Cash Custody Savings Account
2.60%
$0
Rate2.57%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Boulder, CO Savings Rate Trends

Compare local Boulder, CO savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Colorado Savings Trends →
High-Yield Savings — CO Avg
0.847%
▼ 0.635 from last week

Colorado high-yield savings rates fell 0.635 points this week to 0.847% APY, down from 1.482% last week.

Standard Savings — CO Avg
0.808%
▲ 0.362 from last week

Colorado standard savings rates rose 0.362 points this week to 0.808% APY, up from 0.447% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Boulder, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Boulder, Colorado. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CO.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Boulder, Colorado

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Colorado, help your money grow faster through a higher APY.

Are savings accounts in Boulder, Colorado safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Colorado up to $250,000 per depositor, per institution.

How often do savings rates change in Boulder, Colorado?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Colorado rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Boulder, Colorado may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Boulder, Colorado?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Boulder, Colorado offer in-person customer service, which some customers prefer.

How do I open a savings account in Boulder, Colorado?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Boulder, Colorado

Here are recent savings rates observed in Boulder, Colorado and the surrounding area:
  • Blue Federal Credit Union
    Accelerated Savings — 5.00% APY
  • FirstBank (Colorado)
    Bloom Savings Account — 3.35% APY
  • PNC Bank
    PNC High Yield SavingsĀ® — 3.25% APY
  • The Huntington National Bank
    High-Yield Savings — 2.98% APY
  • Premier Members Credit Union
    High Yield Savings Account — 2.78% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Boulder, Colorado. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026