Glendale, California Savings Rates - October 2026
Brian McKay
Brian McKay
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Glendale, California savings account rates range from 0.01% to 6.18% APY, verified by MonitorBankRates as of October 14, 2026. The best savings rates for Glendale, California and the surrounding area include Glendale Area Schools Credit UnionGlendale Area Schools Credit Union1800 BROADVIEW DR, GLENDALE, CA 91208A+5.0 ★Texas Ratio: 2.04%Real return: +3.20%APY minus 2.8% CPI (February 2026) Summertime Savings at 6.00% APY, Los Angeles Federal Credit UnionLos Angeles Federal Credit Union300 S Glendale Ave, Glendale, CA 91205 5305A+5.0 ★Texas Ratio: 3.95%Real return: +1.10%APY minus 2.8% CPI (February 2026) High Yield Savings (Variable, Share) at 3.90% APY, CIT BankCIT Bank655 N Central Ave, Glendale, CA 91203A5.0 ★Texas Ratio: 7.72%Real return: +0.95%APY minus 2.8% CPI (February 2026) Platinum Savings at 3.75% APY, US BankUS Bank5888 N Port Washington Rd, Glendale, WI 53217A+5.0 ★Texas Ratio: 2.85%Real return: +0.70%APY minus 2.8% CPI (February 2026) Bank Smartly Savings Account at 3.50% APY, and Wells FargoWells Fargo400 S Colorado Blvd, Glendale, CO 80246A+5.0 ★Texas Ratio: 5.36%Real return: +0.45%APY minus 2.8% CPI (February 2026) Platinum Savings at 3.25% APY.
Glendale has 49 local institutions in our database, with savings rates as high as 6.00% APY from Glendale Area Schools Credit Union at 1800 BROADVIEW DR, GLENDALE, CA 91208. Use the table below to compare all available offers, including options from institutions serving the broader California area. Rates are continually updated, so we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Glendale, California and the surrounding area. Last Updated and Verified: October 14, 2026
Compare the Best Savings Rates in Glendale, California & Surrounding Communities
Balance: $25 - $2,500; Summertime Savings for School Employees only, working 10 month schedules to help save for summer months; requires an electronic direct deposit between $25-$2,500 monthly deposit; no cash or checks deposit allowed
Balance: $0 to $10,000
Balance: >= $5,000
- Oct 14, 20263.75%▲ from 0.25%
- Sep 24, 20260.25%first recorded
Earn up to 3.50% APY when you are an account owner of a U.S. Bank Smartly Checking, Safe Debit account, or U.S. Bank Smartly Visa Signature Card and a Combined Qualifying Balance (CQB) of at least $25,000; APYs may vary by location and are accurate for accounts opened on today's date; Monthly maintenance fee $5, waivable; Restrictions apply
Balance: $25,000 or more; Rates for New Savings Customers; Earn 3.25% APY as a new Wells Fargo savings customer; California Bay Area counties branches only
- Oct 14, 20263.25%▲ from 0.05%
- Oct 7, 20260.05%▲ from 0.01%
- Sep 14, 20260.01%first recorded
Balance: $500,000 and over; Lender Credits: $1,500; Save for a minimum of six months; limited time offer
Balance tier starting at $500,000; Minimum to open is $2,500
Balance: $250,000 and over; Lender Credits: $1,500; Save for a minimum of six months; limited time offer
Balance tier starting at $250,000; Minimum to open is $2,500
Balance: $100,000 and over; Lender Credits: $1,250; Save for a minimum of six months; limited time offer
Balance tier starting at $100,000; Minimum to open is $2,500
Balance: $50,000 and over; Lender Credits: $1,000; Save for a minimum of six months; limited time offer
Balance tier starting at $50,000; Minimum to open is $2,500
Balance: >= $25,000
Balance: $250,000+
Balance: $25,000 and over; Lender Credits: $750; Save for a minimum of six months; limited time offer
Balance tier starting at $25,000; Minimum to open is $2,500
Balance: $100,000 to $249,999
Balance: $50,000 to $99,999
Balance: $25,000 to $49,999
Balance: $10,000 to $24,999
Balance: $2,500 and over; Lender Credits: $500; Save for a minimum of six months; limited time offer
Balance tier starting at $2,500; Minimum to open is $2,500
Balance: $2,500 to $9,999
Rate Type: Variable; Balance: $0-(Maximum $1,000)
Base Tier; Balance: < $25,000
Balance: Under $2,500
Minimum to open & earn dividends: $100
Balance: >= $25,000
Balance: < $5,000
- Oct 6, 20260.25%▼ from 3.75%
- Sep 24, 20263.75%first recorded
Balance: > $250,000
Rate Type: Variable
Balance: $10,000 or more
Balance: $10,000 or more
Minimum balance to earn dividends: $250; Rates are variable, subject to change without notice
Balance: $250 - over
When linked to Premier Checking; Balance: $0 or more; California Bay Area counties branches only
Balance: Under $10,000
Balance: Under $10,000
Balance: $10,000.01+
Balance: $10 or more
Balance: $0 and over
Balance: $0 and over; Lender Credits: --; Save for a minimum of six months; limited time offer
Minimum to open: $5; Minimum to earn dividends: $0
Rate Type: Variable; Balance: $0
When linked to Prime Checking; Balance: $0 or more; California Bay Area counties branches only
Balance: $0 or more; Standard Interest Rates; California Bay Area counties branches only
- Sep 27, 20260.01%▼ from 0.02%
- Sep 18, 20260.02%first recorded
Balance: $0 or more; Standard Interest Rate; California Bay Area counties branches only
Youth up to age 261/2 earn a preferred rate on balances up to $1,000.
5.00% APY on savings; part of the Axos ONE bundle
As Low As; Earn up to 5.00% APY on savings for new customers' first 6 months; No monthly maintenance, balance, opening, or overdraft fees; Early payday: get paid up to 2 days early
- Oct 14, 20265.00%▲ from 4.21%
- Sep 30, 20264.21%first recorded
Balance: $0 - $500; No minimum to earn blended rate interest; No monthly service charge; Checking account required to open; Open Online
New account APY only; variable rate account, APY may change without notice; interest compounded daily; no monthly maintenance fee; no minimum balance required; available exclusively online and by phone
- Oct 7, 20264.20%▲ from 3.90%
- Sep 18, 20263.90%first recorded
Qualifications Required; LevelUp Rate applies when depositing $250+ per month (statement cycle); rate applied to full balance; Standard Rate of 3.00% APY otherwise
Earn LevelUp Rate on entire balance when you deposit $250+ per month; Standard Rate of 3.00% APY otherwise
- Sep 25, 20264.20%▲ from 4.00%
- Sep 14, 20264.00%first recorded
Promotional boosted rate; applies for up to 6 months after account opening; use promo code UFB75; offer ends 10/31/26; after the boost period, earns standard rate; FDIC insured up to $250K individual and $500K joint
- Oct 14, 20264.01%▲ from 3.26%
- Sep 24, 20263.26%first recorded
Promotional APY for up to 6 months; No minimum balance for APY; No monthly maintenance fees; No minimum initial deposit
All Balances; Interest compounded daily; Only $100 minimum to open; No monthly fee; Online account opening
Term: 12 months introductory promotion; New customer introductory promo; must be a new Valley National Bank customer; introductory rate is standard rate plus 0.67% for one year; online only
Available for children under 18; parent or legal guardian must be a joint account holder; $25 bonus deposited upon account opening; benefits continue after age 18; no monthly fees; promotional APY accurate as of October 1, 2026, rate may change after account is opened
- Oct 2, 20264.00%▲ from 3.75%
- Sep 18, 20263.75%first recorded
Balance: $.01 - $500.00
Promotional APY for first 180 days on balances greater than or equal to $10,000; balances at or below $9,999.99 earn the non-promotional rate; new personal savings clients only; Personal accounts only
- Oct 14, 20264.00%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Digital product; Balance: $0 to obtain APY
Up to 3.91% APY on all balances for up to 6 months; limited-time promotional rate; open with a Basic Business Checking account; promo code BOOST41
Balance: $0.01 and over; No account fees; Individual or joint account; FDIC insured up to $250,000 per account owner
Monthly Service Fee: Free; Monthly Paper Statement Fee: Free
- Sep 27, 20263.44%▼ from 3.50%
- Sep 18, 20263.50%first recorded
Balance: All Balances; Interest compounded daily; Open online; $5 monthly fee if you receive paper statements
Balance: $50,000 and over; Online Only
Balance: $0-$9,999.99
RELATIONSHIP APY when eligibility requirements are met; Balance: $1 or more; Requires U.S. HSBC Premier relationship; Not available to business customers
Interest compounded daily, credited every 3 months; minimum contract amount $1,000; interest rates effective January 23, 2026; early withdrawal penalty of three months' interest
- Oct 3, 20262.90%▲ from 2.75%
- Sep 14, 20262.75%first recorded
Balance: $0.01 - $4,999.99; Variable APY, subject to change without notice
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Glendale, CA Savings Rate Trends
Compare local Glendale, CA savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
California high-yield savings rates rose 0.102 points over the past 7 days to 2.579% APY, up from 2.477%.
California standard savings rates rose 0.027 points over the past 7 days to 0.712% APY, up from 0.685%.
Glendale, California Savings Rate Forecast, Next 12 Months
Savings rates move with Federal Reserve policy. Our model uses the current CA high-yield average and a Fed funds spread to project the likely rate trajectory for 2026 to 2027.
Savings account rates are variable and move in close correlation with the Federal Reserve’s federal funds rate target. Our 12-month forecast is derived from the current CA high-yield savings average of 2.579% APY and a Fed funds spread model calibrated to the historical relationship between policy rate changes and deposit rate adjustments at banks and credit unions.
Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit rates at banks and credit unions track policy-rate changes within 60 to 90 days. High-yield online savings rates tend to adjust faster than standard branch-based savings rates.
Important notice: This forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions in Glendale, California.
Savings Account Earnings in Glendale, California
Annual interest earnings at current CA average APYs, based on the high-yield and standard savings averages tracked in our database. Compounding assumed monthly.
| Balance | HY Savings (2.579% APY) | Monthly Earnings | Standard Savings (0.712% APY) | Monthly Earnings |
|---|---|---|---|---|
| $5,000 | $128.93 / year | $10.74 | $35.62 / year | $2.97 |
| $10,000 | $257.86 / year | $21.49 | $71.24 / year | $5.94 |
| $25,000 | $644.65 / year | $53.72 | $178.10 / year | $14.84 |
| $50,000 | $1,289.30 / year | $107.44 | $356.20 / year | $29.68 |
| Earnings estimates use daily compounding. Actual earnings depend on exact rate, compounding frequency, and daily balance maintained. Rates are variable and subject to change. Source: Glendale, California savings rate averages as of October 14, 2026. | ||||
About Our Glendale, California Savings Rate Database
MonitorBankRates found 7 institutions with branches in Glendale (3 banks, 4 credit unions), plus 18 additional state-chartered and national online institutions available to Glendale residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Glendale Area Schools Credit Union offers a savings account at 6.00% APY. Use the rate table above to compare all current offers in Glendale, California.
How to Find the Best Savings Rates in Glendale, California
What to compare when shopping for a savings account in Glendale, California
To find the best savings APYs in Glendale, California, start with credit unions and online-only banks: Glendale, California has 5 credit unions in our database, and they consistently offer some of the highest yields because they are member-owned nonprofits with lower overhead than traditional banks.
Always compare the APY (Annual Percentage Yield), not just the interest rate. APY reflects compounding and is the true measure of what you’ll earn. Savings accounts that compound daily earn slightly more than those compounding monthly at the same stated rate. The current CA high-yield savings average is 2.579% but top local institutions are offering as high as 6.00%, so shopping around pays off.
Unlike a CD, savings account rates are variable. Your rate can change at any time with Federal Reserve policy. Many institutions offer elevated introductory rates that reset after a promotional period. Review your account periodically to ensure your APY remains competitive.
When a High-Yield Savings Account Makes Sense
- Emergency fund: Financial experts recommend 3 to 6 months of expenses in a liquid, FDIC-insured account. Glendale, California high-yield savings rates currently average 2.579% APY, far above a typical checking account.
- Short-term savings goals (6 to 24 months): If you may need the money soon, a savings account gives you immediate access without early withdrawal penalties.
- Parking cash between investments: A high-yield savings account at Glendale, California institutions keeps idle cash working harder while remaining fully accessible.
- You prefer banking locally: 25 institutions in Glendale, California report savings rates to our database.
- You’re among Glendale, California’s 19.0% of residents aged 65+ for whom liquid, accessible savings complement fixed-income holdings.
- No rate lock-in risk: Unlike a CD, your rate moves up with the market if rates rise further.
Consider an Alternative If…
- You want a locked-in, guaranteed return Glendale, California CD rates
- You want check-writing flexibility Glendale, California money market rates
- You need daily transaction access Glendale, California checking rates
Glendale, California Financial Snapshot
Local demographics and economic context for savers. Source: U.S. Census Bureau
19.0% of residents are 65 or older, in line with the national average of 17.3%; an unemployment rate of 8.3% (vs. 4.8% nationally) underscores the value of keeping liquid emergency savings. At today’s CA high-yield savings average of 2.579%, saving 10% of the local median salary ($4,999/year) would earn an additional $129 annually in interest.
Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.
Savings Accounts vs. Other Glendale, California Options
How high-yield savings accounts compare to other deposit products available at banks and credit unions in Glendale, California.
| Feature | High-Yield Savings | Standard Savings | Money Market | CD (12-Month) |
|---|---|---|---|---|
| Current CA Avg APY | 2.579% | 0.712% | View MMA Rates | View CD Rates |
| Rate Type | Variable | Variable | Variable | Fixed for term |
| FDIC / NCUA Insured | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K |
| Withdraw Anytime | ✓ Yes | ✓ Yes | ✓ Yes | ✗ Penalty applies |
| Check Writing | ✗ No | ✗ No | ✓ Often yes | ✗ No |
| Debit / ATM Card | Some institutions | ✗ Rarely | ✓ Often yes | ✗ No |
| Typical Min Deposit | $0 to $100 | $25 to $100 | $0 to $2,500 | $500 to $1,000 |
| Rate Risk | Variable, moves with Fed policy | Variable, moves with Fed policy | Variable, moves with Fed policy | None, locked for term |
| Best For | Emergency fund, short-term goals, parking cash | Everyday saving, low-balance accounts | Active savers wanting flexibility + check writing | Locking in a rate for a defined period |
APY data reflects Glendale, California averages tracked in our database as of October 14, 2026. Rates are variable and may differ by institution. See individual product pages for full details.
Savings Calculators for Glendale, California
At CA’s top rate of 6.00% from Glendale Area Schools Credit Union, a $10,000 deposit earns $600 annually. Enter your balance to see your exact return.
Savings Goal CalculatorA 3-month emergency fund for the median Glendale, California earner is roughly $12,500. At 2.579% APY, saving $1,040/month gets you there in about 12 months. Set your target and see your exact timeline.
CD vs. High-Yield SavingsCalifornia’s high-yield savings average is 2.579% APY, variable and always accessible. A local CD may offer a higher fixed yield in exchange for locking in your deposit. Compare both side-by-side to find the better fit for your timeline.
Budget CalculatorBefore you can grow your savings, you need to know how much you can set aside each month. The median Glendale, California earner makes $49,999/year. Track your income vs. expenses to find your monthly surplus, then put it to work at 2.579% APY.
Retirement PlannerA $25,000 high-yield savings balance earning 2.579% APY grows to roughly $41,598 over 20 years with compounding. See how your current savings trajectory lines up with your retirement income needs.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Glendale, California savings rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Glendale, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Glendale, California. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Glendale, California
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Glendale, California safe?
How often do savings rates change in Glendale, California?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Glendale, California?
How do I open a savings account in Glendale, California?
Best Savings Rates in Glendale, California
- Glendale Area Schools Credit Union
Summertime Savings: 6.00% APY - Los Angeles Federal Credit Union
High Yield Savings (Variable, Share): 3.90% APY - CIT Bank
Platinum Savings: 3.75% APY - US Bank
Bank Smartly Savings Account: 3.50% APY - Wells Fargo
Platinum Savings: 3.25% APY
Glendale, California Rates & Resources
