Fresno, California Savings Rates - August 2026

Highest yield on balances up to $1,000.

Compounding and crediting - Dividends will be compounded annually. Dividends will be credited to your account annually. Dividend period - For this account type, the dividend period is annually, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is December 31. The dividend declaration date follows the ending of a dividend period, and for the example above is January 1, of the following year. If you close your share account before dividends are paid, you will not receive the accrued dividends. Average daily balance computation method - Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is annually. Accrual of dividends on noncash deposits - Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account. Fees and charges : Wire transfers - $20.00 per transfer Transaction limitations: We reserve the right to limit deposits. We reserve the right to, at any time, require not less than seven days notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Par value of a share: The par value of a share in this account is $5.00. Bylaw requirements: You must complete payment of one share in your Regular Share account as a condition of admission to membership. Nature of dividends - Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. National Credit Union Share Insurance Fund - Member accounts in this credit union are federally insured by the National Credit Union Share Insurance Fund.

A blended APY is calculated based on balances in each earning tier.

To open this account and receive the 3.25% APY, at least $2,500 must be from new deposits to the credit union. Must have a Primary Share and Purple Checking account.

Required for business membership. $100 minimum balance to open account. No monthly service fee. Withdrawal Fee: Six (6) limited withdrawals including: check, draft, debit card, phone transfer, online, ACH and overdraft transfers are allowed each month. If you exceed these limits 3 times within a 12-month rolling period, the bank will convert your account to an account type without restrictions or be closed. There will be a $15.00 charge for each withdrawal after the sixth (6) withdrawal per month. This will include any withdrawal transaction type.