Russellville, Arkansas (AR) Savings Rates - April 2026
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Brian McKay
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Russellville, Arkansas and the surrounding area include FsnbFsnb2409 E Main St, Russellville, AR 72802A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, Diamond BankDiamond Bank2209 E Parkway Dr, Russellville, AR 72802A+5.0 ★Texas Ratio: 5.27% Christmas Club Savings at 4.06% APY, Riverland Federal Credit UnionRiverland Federal Credit Union1448 AR 333, Russellville, AR 72802A+5.0 ★Texas Ratio: 4.24% High-Yield Savings at 3.10% APY, Telcoe Federal Credit UnionTelcoe Federal Credit Union1714 E Main St, Russellville, AR 72801A+5.0 ★Texas Ratio: 0.38% iRA Savings at 3.04% APY, and Priority Federal Credit UnionPriority Federal Credit Union430 N Hampton Ave, Russellville, AR 72802A+5.0 ★Texas Ratio: 3.24% MILLENNIUM SHARE DRAFT CHECKING at 0.03% APY.
Russellville has 25 local institutions in our database, with savings rates as high as 7.00% APY from Fsnb at 2409 E Main St, Russellville, AR 72802. Use the table below to compare all available offers, including options from institutions serving the broader Arkansas area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Russellville, Arkansas and the surrounding area. Last Updated and Verified: April 13, 2026
Compare the Best Savings Rates in Russellville, Arkansas & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2409 E Main St, Russellville, AR 72802
Cents-able Savings
7.00%
$5
▼
Rate7.00%
Min Deposit$5
Min Balance—
UpdatedApr 11, 2026
Details
Diamond Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
2209 E Parkway Dr, Russellville, AR 72802
Christmas Club Savings
4.06%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $3,000.00
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1448 AR 333, Russellville, AR 72802
High-Yield Savings
3.10%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
1714 E Main St, Russellville, AR 72801
iRA Savings
3.04%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
1714 E Main St, Russellville, AR 72801
IRA Variable Share Account
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
1714 E Main St, Russellville, AR 72801
IRA Variable Share Account
2.89%
$0
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
1714 E Main St, Russellville, AR 72801
IRA Variable Share Account
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
1714 E Main St, Russellville, AR 72801
IRA Variable Share Account
2.38%
$0
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
1714 E Main St, Russellville, AR 72801
IRA Variable Share Account
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2409 E Main St, Russellville, AR 72802
Savings Tier Three
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1448 AR 333, Russellville, AR 72802
Money Market Savings
0.65%
$0
▼
Rate0.64%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2409 E Main St, Russellville, AR 72802
Savings Tier Two
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1448 AR 333, Russellville, AR 72802
Money Market Savings
0.40%
$0
▼
Rate0.39%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
1714 E Main St, Russellville, AR 72801
Youth Savings Account
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2409 E Main St, Russellville, AR 72802
Savings Tier One
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances less than $5,000.00
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
1714 E Main St, Russellville, AR 72801
Prime Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Diamond Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
2209 E Parkway Dr, Russellville, AR 72802
Diamond Super Savings
0.25%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $100,000; Qualifications Required
Diamond Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
2209 E Parkway Dr, Russellville, AR 72802
Diamond Savings
0.15%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
1714 E Main St, Russellville, AR 72801
Youth Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
1714 E Main St, Russellville, AR 72801
Health Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
1714 E Main St, Russellville, AR 72801
Prime Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1448 AR 333, Russellville, AR 72802
HSA (Health Savings)
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1448 AR 333, Russellville, AR 72802
Regular Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
430 N Hampton Ave, Russellville, AR 72802
MILLENNIUM SHARE DRAFT CHECKING
0.03%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
430 N Hampton Ave, Russellville, AR 72802
REGULAR SHARE DRAFT CHECKING
0.01%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Barksdale Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
IRA Prime Savings
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Personal Savings • Anytime Access • No minimum Deposit
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
Money Market Savings
3.25%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
SafeGuard Savings, Consumer
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
SafeGuard Savings, Municipal
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
Money Market Savings
2.85%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Money Market Savings - Variable
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Electric Cooperatives Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Health Savings Accounts
2.78%
$25,000
▼
Rate0.00%
Min Deposit$25,000
Min Balance—
UpdatedApr 5, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
IRA Savings
2.75%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
($0 Opening Balance)
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Money Market Savings - Variable
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
Money Market Savings
2.34%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Money Market Savings - Variable
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Electric Cooperatives Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Health Savings Accounts
2.27%
$15,000
▼
Rate0.00%
Min Deposit$15,000
Min Balance—
UpdatedApr 5, 2026
Details
Electric Cooperatives Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Health Savings Accounts
2.01%
$10,000
▼
Rate0.00%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Nonprofit Bonus Rate Savings Account
1.96%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
On balances above $25,000 and up to $50,000
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
Money Market Savings
1.85%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
FNB Lawrence County at Walnut Ridge
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
High-Yield Savings
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
FNB Lawrence County at Walnut Ridge
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
Business & Public High-Yield Savings
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
Prime business savings
1.25%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Note: A Prime Business Checking Account is required in order to open a Prime Business Savings account.
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
Prime Savings
1.25%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
A Prime Checking account is required in order to open a Prime Savings account.
Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
SPECIAL SAVINGS IRA
1.00%
$1,000,000
▼
Rate0.00%
Min Deposit$1,000,000
Min Balance—
UpdatedApr 3, 2026
Details
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $10,000; Variable rate account; Promotion available for a limited time only; New deposits only.
Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
SPECIAL SAVINGS IRA
0.75%
$500,000
▼
Rate0.00%
Min Deposit$500,000
Min Balance—
UpdatedApr 3, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
TotalView Money Market Savings
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
TotalView Money Market Savings
0.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
SPECIAL SAVINGS IRA
0.50%
$250,000
▼
Rate0.00%
Min Deposit$250,000
Min Balance—
UpdatedApr 3, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
TotalView Money Market Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
Regular Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Regular Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First National Bank (AR)
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Health Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
FNB Lawrence County at Walnut Ridge
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
Business Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Russellville, AR Savings Rate Trends
Compare local Russellville, AR savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — AR Avg
2.001%
▲ 0.264 vs 7 days ago
Arkansas high-yield savings rates rose 0.264 points over the past 7 days to 2.001% APY, up from 1.737%.
Standard Savings — AR Avg
0.550%
Unchanged vs 7 days ago
Arkansas standard savings rates currently average 0.550% APY based on data from institutions in our monitoring network.
As of Apr 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Russellville, Arkansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Russellville, Arkansas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Russellville, Arkansas
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Arkansas, help your money grow faster through a higher APY.
Are savings accounts in Russellville, Arkansas safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Arkansas up to $250,000 per depositor, per institution.
How often do savings rates change in Russellville, Arkansas?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Arkansas rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Russellville, Arkansas may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Russellville, Arkansas?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Russellville, Arkansas offer in-person customer service, which some customers prefer.
How do I open a savings account in Russellville, Arkansas?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Russellville, Arkansas
Here are recent savings rates observed in Russellville, Arkansas and the surrounding area:
- Fsnb
Cents-able Savings — 7.00% APY - Diamond Bank
Christmas Club Savings — 4.06% APY - Riverland Federal Credit Union
High-Yield Savings — 3.10% APY - Telcoe Federal Credit Union
iRA Savings — 3.04% APY - Priority Federal Credit Union
MILLENNIUM SHARE DRAFT CHECKING — 0.03% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Russellville, Arkansas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 13, 2026
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