Auto Loan Rates in Russellville, Arkansas (AR) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Russellville, Arkansas. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Russellville, Arkansas include Riverland Federal Credit UnionRiverland Federal Credit Union1448 AR 333, Russellville, AR, 72802A+5.0 ★Texas Ratio: 4.24% offering Auto Loans at 3.50%, Telcoe Federal Credit UnionTelcoe Federal Credit Union1714 E Main St, Russellville, AR, 72801A+5.0 ★Texas Ratio: 0.38% offering New Auto at 3.74%, Arkansas AM&N College Federal Credit UnionArkansas AM&N College Federal Credit UnionA+5.0 ★Texas Ratio: 3.89% offering New Auto Loan at 1.99%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Orion Federal Credit UnionOrion Federal Credit UnionA+5.0 ★Texas Ratio: 2.42% offering Auto Loan at 3.45%. Auto loan rates as of May 2, 2026 according to verified data from MonitorBankRates.
Russellville has 2 local institutions in our database, with auto loan rates as low as 3.50% APR from Riverland Federal Credit Union at 1448 AR 333, Russellville, AR, 72802. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Russellville, Arkansas. Auto Loan Rates Last Updated and Verified: May 2, 2026
Compare Auto Loan Rates Today in Russellville, Arkansas & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
1448 AR 333, Russellville, AR, 72802
Auto Loans
3.50%
Up to 36 months
▼
APR3.50%
TermUp to 36 months
Last UpdatedMay 2, 2026
Details
As Low As
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
1714 E Main St, Russellville, AR, 72801
New Auto
3.74%
up to 84 month terms
▼
APR3.74%
Termup to 84 month terms
Last UpdatedApr 27, 2026
Details
As low as
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
1714 E Main St, Russellville, AR, 72801
Used Auto
4.24%
24 to 60 months
▼
APR4.24%
Term24 to 60 months
Last UpdatedApr 27, 2026
Details
As low as
Arkansas AM&N College Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
New Auto Loan
1.99%
72 Months
▼
APR1.99%
Term72 Months
Last UpdatedApr 25, 2026
Details
90% of MSRP Rate depends on credit rating
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2026 & Newer
Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Auto Loan
3.45%
Max. 84 Months
▼
APR3.45%
TermMax. 84 Months
Last UpdatedMay 2, 2026
Details
Starting at 3.45%
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
NEW VEHICLES
3.74%
Up To 7 Years
▼
APR3.74%
TermUp To 7 Years
Last UpdatedMay 2, 2026
Details
As Low As; 2025-2026*
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details
Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
New and Used Vehicles
3.99%
24 - 75 months
▼
APR3.99%
Term24 - 75 months
Last UpdatedApr 27, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2026 & Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMay 2, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.35%
48 Months
▼
APR4.35%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.35%
48 Months
▼
APR4.35%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.45%
60 Months
▼
APR4.45%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.45%
60 Months
▼
APR4.45%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details
Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
Up to 72 Months
▼
APR4.49%
TermUp to 72 Months
Last UpdatedApr 27, 2026
Details
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
USED VEHICLES
4.49%
Up To 6 Years
▼
APR4.49%
TermUp To 6 Years
Last UpdatedMay 2, 2026
Details
As Low As; 2024 and Older
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 2, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 36 Months
▼
APR4.65%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 2, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
Up to 48 Months
▼
APR4.75%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2026-older)
4.79%
Up to 51 Months
▼
APR4.79%
TermUp to 51 Months
Last UpdatedApr 27, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
Up to 60 Months
▼
APR4.85%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
4.87%
36 Month
▼
APR4.87%
Term36 Month
Last UpdatedApr 25, 2026
Details
As Low As; New Vehicle Loan
FCI Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.31%
Teal Good Auto Loans
4.95%
84 Months
▼
APR4.95%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As; for 84 Months. Other rates and terms available.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2025 Auto Loan
4.95%
84 Months
▼
APR4.95%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.95%
84 Months
▼
APR4.95%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2026- 2019)
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 27, 2026
Details
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Auto Loans - New - 2022-2025
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedApr 27, 2026
Details
As Low As; New Auto Loans
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
5.12%
60 Month
▼
APR5.12%
Term60 Month
Last UpdatedApr 25, 2026
Details
As Low As; New Vehicle Loan
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
Up to 72 Months
▼
APR5.15%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details
UP Arkansas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
AUTO LOAN
5.22%
Up to 84
▼
APR5.22%
TermUp to 84
Last UpdatedApr 27, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Auto Loans - New - 61 to 72 months
5.39%
61 to 72 months
▼
APR5.39%
Term61 to 72 months
Last UpdatedApr 27, 2026
Details
As Low As; New Auto Loans
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2022 Auto Loan
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2023 Auto Loan
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2024 Auto Loan
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2022 - 2024)
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedApr 27, 2026
Details
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Auto Loans - Used - 2021-2025
5.49%
up to 60 months
▼
APR5.49%
Termup to 60 months
Last UpdatedApr 27, 2026
Details
As Low As; Used Auto Loans
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 2, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
5.62%
72 Month
▼
APR5.62%
Term72 Month
Last UpdatedApr 25, 2026
Details
As Low As; New Vehicle Loan
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
Up to 84 Months
▼
APR5.75%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Auto Loans - New - 73 to 84 months
5.79%
73 to 84 months
▼
APR5.79%
Term73 to 84 months
Last UpdatedApr 27, 2026
Details
As Low As; New Auto Loans
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2021 Auto Loan
5.80%
48 Months
▼
APR5.80%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Auto Loans - Used - 61 to 72 months
5.89%
61 to 72 months
▼
APR5.89%
Term61 to 72 months
Last UpdatedApr 27, 2026
Details
As Low As; Used Auto Loans
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Auto Loans - Used - 73 to 84 months
6.29%
73 to 84 months
▼
APR6.29%
Term73 to 84 months
Last UpdatedApr 27, 2026
Details
As Low As; Used Auto Loans
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2020 or Older Auto Loan
6.55%
36 Months
▼
APR6.55%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
6.62%
84 Month
▼
APR6.62%
Term84 Month
Last UpdatedApr 25, 2026
Details
As Low As; New Vehicle Loan
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
▼
APR7.57%
Term84 Months
Last UpdatedMay 2, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
▼
APR8.57%
Term72 Months
Last UpdatedMay 2, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Classic Vehicle Loans2
8.99%
Up to 4 years
▼
APR8.99%
TermUp to 4 years
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate Other Vehicle Loans
11.39%
$1,000
▼
APR11.39%
Term$1,000
Last UpdatedApr 25, 2026
Details
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Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
1714 E Main St, Russellville, AR, 72801
New Auto
3.74%
up to 84 month terms
▼
APR3.74%
Termup to 84 month terms
Last UpdatedApr 27, 2026
Details
As low as
Arkansas AM&N College Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
New Auto Loan
1.99%
72 Months
▼
APR1.99%
Term72 Months
Last UpdatedApr 25, 2026
Details
90% of MSRP Rate depends on credit rating
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
NEW VEHICLES
3.74%
Up To 7 Years
▼
APR3.74%
TermUp To 7 Years
Last UpdatedMay 2, 2026
Details
As Low As; 2025-2026*
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details
Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
New and Used Vehicles
3.99%
24 - 75 months
▼
APR3.99%
Term24 - 75 months
Last UpdatedApr 27, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMay 2, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.35%
48 Months
▼
APR4.35%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.45%
60 Months
▼
APR4.45%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details
Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
Up to 72 Months
▼
APR4.49%
TermUp to 72 Months
Last UpdatedApr 27, 2026
Details
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 2, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 36 Months
▼
APR4.65%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 2, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
Up to 48 Months
▼
APR4.75%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2026-older)
4.79%
Up to 51 Months
▼
APR4.79%
TermUp to 51 Months
Last UpdatedApr 27, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
Up to 60 Months
▼
APR4.85%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
4.87%
36 Month
▼
APR4.87%
Term36 Month
Last UpdatedApr 25, 2026
Details
As Low As; New Vehicle Loan
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
NEW! 2026 Auto Loan
4.95%
84 Months
▼
APR4.95%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2026- 2019)
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 27, 2026
Details
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Auto Loans - New - 2022-2025
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedApr 27, 2026
Details
As Low As; New Auto Loans
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
5.12%
60 Month
▼
APR5.12%
Term60 Month
Last UpdatedApr 25, 2026
Details
As Low As; New Vehicle Loan
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
Up to 72 Months
▼
APR5.15%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Auto Loans - New - 61 to 72 months
5.39%
61 to 72 months
▼
APR5.39%
Term61 to 72 months
Last UpdatedApr 27, 2026
Details
As Low As; New Auto Loans
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2022 - 2024)
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedApr 27, 2026
Details
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 2, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
5.62%
72 Month
▼
APR5.62%
Term72 Month
Last UpdatedApr 25, 2026
Details
As Low As; New Vehicle Loan
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
Up to 84 Months
▼
APR5.75%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Auto Loans - New - 73 to 84 months
5.79%
73 to 84 months
▼
APR5.79%
Term73 to 84 months
Last UpdatedApr 27, 2026
Details
As Low As; New Auto Loans
River Valley Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.43%
New Vehicle
6.62%
84 Month
▼
APR6.62%
Term84 Month
Last UpdatedApr 25, 2026
Details
As Low As; New Vehicle Loan
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
▼
APR7.57%
Term84 Months
Last UpdatedMay 2, 2026
Details
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Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
1714 E Main St, Russellville, AR, 72801
Used Auto
4.24%
24 to 60 months
▼
APR4.24%
Term24 to 60 months
Last UpdatedApr 27, 2026
Details
As low as
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details
Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 27, 2026
Details
TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
New and Used Vehicles
3.99%
24 - 75 months
▼
APR3.99%
Term24 - 75 months
Last UpdatedApr 27, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMay 2, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details
Domino Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New and Used Autos
4.49%
Up to 72 Months
▼
APR4.49%
TermUp to 72 Months
Last UpdatedApr 27, 2026
Details
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
USED VEHICLES
4.49%
Up To 6 Years
▼
APR4.49%
TermUp To 6 Years
Last UpdatedMay 2, 2026
Details
As Low As; 2024 and Older
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 2, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 36 Months
▼
APR4.65%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 2, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
Up to 48 Months
▼
APR4.75%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2026-older)
4.79%
Up to 51 Months
▼
APR4.79%
TermUp to 51 Months
Last UpdatedApr 27, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
Up to 60 Months
▼
APR4.85%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2026- 2019)
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 27, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
Up to 72 Months
▼
APR5.15%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
MilWay Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New/Used Vehicles (2022 - 2024)
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedApr 27, 2026
Details
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Auto Loans - Used - 2021-2025
5.49%
up to 60 months
▼
APR5.49%
Termup to 60 months
Last UpdatedApr 27, 2026
Details
As Low As; Used Auto Loans
Arkansas Best Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
New and Used Autos
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 2, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
Up to 84 Months
▼
APR5.75%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Auto Loans - Used - 61 to 72 months
5.89%
61 to 72 months
▼
APR5.89%
Term61 to 72 months
Last UpdatedApr 27, 2026
Details
As Low As; Used Auto Loans
White County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Auto Loans - Used - 73 to 84 months
6.29%
73 to 84 months
▼
APR6.29%
Term73 to 84 months
Last UpdatedApr 27, 2026
Details
As Low As; Used Auto Loans
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
▼
APR8.57%
Term72 Months
Last UpdatedMay 2, 2026
Details
Powered by
MonitorBankRates
Russellville, AR Auto Loan Rate Trends
Compare local Russellville, AR auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — AR Avg
4.979%
▲ 0.058 vs 7 days ago
Arkansas new auto rates rose 0.058 points over the past 7 days to 4.979% APR.
Used Auto Loan — AR Avg
5.076%
▼ 0.028 vs 7 days ago
Arkansas used auto rates fell 0.028 points over the past 7 days to 5.076% APR.
As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Russellville, Arkansas
How does my credit score affect my car loan rate in Arkansas?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Russellville, Arkansas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Arkansas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Russellville, Arkansas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Russellville, Arkansas?
Based on our current data, some of the lowest auto loan rates available in Russellville, Arkansas include:
- Riverland Federal Credit Union: 3.50% (Auto Loans)
- Telcoe Federal Credit Union: 3.74% (New Auto)
- Arkansas AM&N College Federal Credit Union: 1.99% (New Auto Loan)
- Baxter Credit Union: 3.24% (Auto Loans)
- Orion Federal Credit Union: 3.45% (Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Russellville, Arkansas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 2, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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