Apache Junction, Arizona (AZ) Savings Rates - March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Apache Junction, Arizona and the surrounding area include Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 1.59% IRA and Health Savings at 2.25% APY, Mountain America Federal Credit UnionMountain America Federal Credit Union220 E Old West Hwy, Apache Junction, AZ 85119A5.0 ★Texas Ratio: 11.38% Secondary savings at 0.05% APY, Wells FargoWells Fargo231 S Phelps Dr, Apache Junction, AZ 85120A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, First Credit UnionFirst Credit Union475 N Gila Springs Blvd, Chandler, AZ 85226A+5.0 ★Texas Ratio: 4.50% Education Savings 1 year at 4.00% APY, and Pima Federal Credit UnionPima Federal Credit Union3730 N Stone Ave, tucson, AZ 85705 3204A+5.0 ★Texas Ratio: 2.69% Money Market Savings Account at 4.00% APY.
To see how these savings rates in Apache Junction, Arizona, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Apache Junction, Arizona (AZ) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Apache Junction, Arizona and the surrounding area. Last Updated and Verified: March 22, 2026
Apache Junction, AZ Savings Rate Trends
Compare local Apache Junction, AZ savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — AZ Avg
0.664%
Arizona high-yield savings rates currently average 0.664% APY based on data from institutions in our monitoring network.
Standard Savings — AZ Avg
0.156%
Arizona standard savings rates currently average 0.156% APY based on data from institutions in our monitoring network.
As of Mar 22, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Savings Rates in Apache Junction, Arizona & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
150 E Old West Hwy, Apache Junction, AZ 85119 0002
IRA and Health Savings
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
150 E Old West Hwy, Apache Junction, AZ 85119 0002
Membership Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
150 E Old West Hwy, Apache Junction, AZ 85119 0002
Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
150 E Old West Hwy, Apache Junction, AZ 85119 0002
Holiday Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
220 E Old West Hwy, Apache Junction, AZ 85119
Secondary savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Insured by NCUA. Effective as of 3/19/2026. There is no minimum deposit required to open a secondary savings account and balances above $0 will accrue dividends. Rates and terms are subject to change.
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
220 E Old West Hwy, Apache Junction, AZ 85119
Savings accounts
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
220 E Old West Hwy, Apache Junction, AZ 85119
Primary savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Insured by NCUA. Effective as of 3/19/2026. Minimum deposit required to open and maintain a primary savings account is $1. Balances of $100 or more will accrue dividends. Rates and terms are subject to change.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
231 S Phelps Dr, Apache Junction, AZ 85120
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
231 S Phelps Dr, Apache Junction, AZ 85120
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
231 S Phelps Dr, Apache Junction, AZ 85120
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
231 S Phelps Dr, Apache Junction, AZ 85120
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
231 S Phelps Dr, Apache Junction, AZ 85120
Way2Save® Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
$25 minimum opening deposit
First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
475 N Gila Springs Blvd, Chandler, AZ 85226
Education Savings 1 year
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ 85705 3204
Money Market Savings Account
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
2525 E Camelback Rd, Phoenix, AZ 85016
HIGH YIELD SAVINGS BUSINESS*
4.00%
$0
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Goldwater Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
2525 E Camelback Rd, Phoenix, AZ 85016
HIGH YIELD SAVINGS PERSONAL*
4.00%
$0
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
1st Bank Yuma
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
645 N William Brooks Ave, San Luis, AZ 85336
Propel Savings
4.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $100.00; no monthly fees with eStatements
First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
475 N Gila Springs Blvd, Chandler, AZ 85226
Education Savings 1 year
3.95%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
475 N Gila Springs Blvd, Chandler, AZ 85226
Education Savings 1 year
3.90%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
475 N Gila Springs Blvd, Chandler, AZ 85226
Education Savings 2 years
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
8337 W Bell Rd Ste 102, Peoria, AZ 85382 3798
Business Prosperity Savings
3.75%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Intro rate subject to change
First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
475 N Gila Springs Blvd, Chandler, AZ 85226
Education Savings 2 years
3.70%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
475 N Gila Springs Blvd, Chandler, AZ 85226
Education Savings 2 years
3.65%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
51 W 3rd St, Tempe, AZ 85281
Money Market Savings
3.64%
$100
▼
Rate3.58%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1850 E Northrop Blvd, Chandler, AZ 85286
IRA Variable Rate Savings
3.56%
$50
▼
Rate3.50%
Min Deposit$50
Min Balance—
UpdatedMar 16, 2026
Details
First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
475 N Gila Springs Blvd, Chandler, AZ 85226
Education Savings 3 years
3.55%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
475 N Gila Springs Blvd, Chandler, AZ 85226
Education Savings 5 years
3.55%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
1st Bank Yuma
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
645 N William Brooks Ave, San Luis, AZ 85336
YourSavings Account
3.50%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $1,000.00; Low $5.00 minimum to open an account; No monthly fee with eStatements
First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
475 N Gila Springs Blvd, Chandler, AZ 85226
Education Savings 3 years
3.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ 85037 3389
IRA Savings
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
475 N Gila Springs Blvd, Chandler, AZ 85226
Education Savings 5 years
3.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
475 N Gila Springs Blvd, Chandler, AZ 85226
Education Savings 5 years
3.45%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
475 N Gila Springs Blvd, Chandler, AZ 85226
Education Savings 3 years
3.45%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Banner Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
9321 W Thomas Rd, Phoenix, AZ 85037 3389
IRA Savings
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Premium Money Market Savings
3.40%
$0
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8501 N Scottsdale Rd, Scottsdale, AZ 85253
Money Market Savings
3.31%
$0
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
9725 E Broadway Blvd, Tucson, AZ 85748
High-Yield Online Savings Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Tucson Old Pueblo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
2500 E 22nd St, Tucson, AZ 85713 2002
High-Yield Online Savings
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
As High As
Vantage West Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
2222 S Craycroft Rd, Tucson, AZ 85711 6626
Business Savings: High Yield Money Market
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
120 N Stone Ave, Tucson, AZ 85701
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
51 W 3rd St, Tempe, AZ 85281
Money Market Savings
3.09%
$100
▼
Rate3.05%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $1,000,000.00
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5777 E Mayo Blvd, Phoenix, AZ 85054
Premium Money Market Savings
3.05%
$0
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Pyramid Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
4491 N Oracle Rd, Tucson, AZ 85705
ROUND UP HIGH-YIELD SAVINGS ACCOUNT
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $1,000.00
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1850 E Northrop Blvd, Chandler, AZ 85286
Elite Money Market Savings*
3.01%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Pima Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3730 N Stone Ave, tucson, AZ 85705 3204
Youth Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Stearns Bank National Association
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
9225 E Shea Blvd, Scottsdale, AZ 85260
Above the Norm Personal Market Savings
2.99%
$500,000
▼
Rate0.00%
Min Deposit$500,000
Min Balance—
UpdatedMar 15, 2026
Details
Grow your money
Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8501 N Scottsdale Rd, Scottsdale, AZ 85253
Money Market Savings
2.82%
$0
▼
Rate2.78%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
182 E 16th St, Yuma, AZ 85364
Gateway High Yield Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Any balance below $250,000.01
Gainey Business Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8501 N Scottsdale Rd, Scottsdale, AZ 85253
Money Market Savings
2.08%
$0
▼
Rate2.06%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Stearns Bank National Association
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
9225 E Shea Blvd, Scottsdale, AZ 85260
Above the Norm Personal Market Savings
1.97%
$100,000
▼
Rate0.00%
Min Deposit$100,000
Min Balance—
UpdatedMar 15, 2026
Details
Grow your money
1st Bank Yuma
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
645 N William Brooks Ave, San Luis, AZ 85336
Club Savings Account
1.80%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 17, 2026
Details
Great to use for overdraft protection; Tap into online & mobile banking app
Crescent Bank
Institution Rating:
C4.0 ★Texas Ratio: 27.16%
960 W Elliot Rd, Tempe, AZ 85284
Savings
1.70%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1850 E Northrop Blvd, Chandler, AZ 85286
Premier Money Market Savings*
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1850 E Northrop Blvd, Chandler, AZ 85286
Premier Money Market Savings*
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
1850 E Northrop Blvd, Chandler, AZ 85286
Premier Money Market Savings*
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Apache Junction, Arizona directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Apache Junction, Arizona. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AZ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Apache Junction, Arizona
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Arizona, help your money grow faster through a higher APY.
Are savings accounts in Apache Junction, Arizona safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Arizona up to $250,000 per depositor, per institution.
How often do savings rates change in Apache Junction, Arizona?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Arizona rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Apache Junction, Arizona may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Apache Junction, Arizona?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Apache Junction, Arizona offer in-person customer service, which some customers prefer.
How do I open a savings account in Apache Junction, Arizona?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Apache Junction, Arizona
Here are recent savings rates observed in Apache Junction, Arizona and the surrounding area:
- Desert Financial Credit Union
IRA and Health Savings — 2.25% APY - Mountain America Federal Credit Union
Secondary savings — 0.05% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - First Credit Union
Education Savings 1 year — 4.00% APY - Pima Federal Credit Union
Money Market Savings Account — 4.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Apache Junction, Arizona. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 22, 2026
