Best Personal Loan Rates in Quinault, Washington - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Quinault, Washington include: Governmental Employees Credit UnionGovernmental Employees Credit UnionA5.0 ★Texas Ratio: 6.35% offering 2025 and newer (<15,000 miles) Loan at 3.99% APR, Horizon Credit UnionHorizon Credit UnionA+5.0 ★Texas Ratio: 1.46% offering Momentum Introductory Rate Loan at 4.99% APR, Idaho Central Credit UnionIdaho Central Credit UnionA+5.0 ★Texas Ratio: 3.86% offering 48 months Loan at 5.29% APR, Great Northwest Federal Credit UnionGreat Northwest Federal Credit UnionA+5.0 ★Texas Ratio: 4.05% offering New or Used Loan at 5.69% APR, and Rolling F Credit UnionRolling F Credit UnionA+5.0 ★Texas Ratio: 1.96% offering HOLIDAY/VACATION LOAN at 5.69% APR. Personal loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
Quinault borrowers have access to 44 lenders serving the Washington area, with personal loan rates as low as 3.99% APR from Governmental Employees Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Quinault, Washington.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Quinault, Washington. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 16, 2026
Quinault Personal Loan Rates
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As Low As; The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on vehicle age, credit history, and underwriting criteria. Rates updated daily.
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Rates subject to change daily. Loan rates based on creditworthiness and credit approval. Membership eligibility required. NMLS ID #421669.
As Low As; The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on vehicle age, credit history, and underwriting criteria. Rates updated daily.
Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more.
Max. $2,500
As Low As; Borrow up to $2,500 with repayment terms up to 12 months.
No additional details available.
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As Low As; The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on vehicle age, credit history, and underwriting criteria. Rates updated daily.
Fixed rate; Annual Percentage Rate; Notes: Fixed rate, terms up to 96 months
Up to $3,000
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Fixed rate; Annual Percentage Rate; Notes: Fixed rate, terms from 12 to 24 months on loan amounts of $500 to $2,500.
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Make fixed low monthly payments at 0% interest with a 6.07% APR. Additional terms apply. Personal Loan Rates are based on your credit history and credit qualifications.
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Highest APR: 7.25%
The annual percentage rates (APRs) for the VA loan are calculated based on the mortgage no cash-out refinance of a single family, owner occupied residence with a loan-to-value (LTV) of 75%, a loan amount of $412,500.00, and a property located in Multnomah County, Oregon. The APR includes the approximate cost of prepaid finance charges, including 15 days of prepaid interest, a $795.00 origination fee, and any applicable points associated with the interest rate. Actual APRs for individual loans may differ. These mortgage rates are based upon a variety of assumptions and conditions, some of which may include a credit score of 780 or higher. Your loan's interest rate will depend on specific characteristics of your transaction and your credit profile up to the time of closing.
The annual percentage rates (APRs) for the FHA loan are calculated based on the mortgage no cash-out refinance of a single family, owner occupied residence with a loan-to-value (LTV) of 75%, a loan amount of $412,500.00, and a property located in Multnomah County, Oregon. The APR includes the approximate cost of prepaid finance charges, including 15 days of prepaid interest, a $795.00 origination fee, and any applicable points associated with the interest rate. Actual APRs for individual loans may differ. These mortgage rates are based upon a variety of assumptions and conditions, some of which may include a credit score of 780 or higher. Your loan's interest rate will depend on specific characteristics of your transaction and your credit profile up to the time of closing.
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requires 20% cash down
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As Low As; Include accessories in your loan (contact us for details). Personal Loan Rates are based on your credit history and credit qualifications.
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Max. $100,000
*See Below
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No additional details available.
As Low As; Interest rates and fees are determined by loan type based in part on an evaluation of the member's credit experience. Rates and terms are at the discretion of the credit union and may be changed without notice. For more information, call us at (800) 696-8830 or visit us online at www.northcoastcu.com .
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As low as 7.85% APR!* APR = Annual Percentage Rate. On approved credit. Olympia Credit Union Equity in a 2nd rates as of November 23rd, 2022 range from 7.85% - 18.00% APR. Annual Percentage Rate 7.85% based on a $45,000.00 balance on a 60 month term will have a monthly payment of $915.27. Borrower's may be responsible for third party fees. Contact Olympia Credit Union for details.
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Up to $40,000
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Up to $40,000 limit
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As Low As; RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
As Low As; $10,000 max per member
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As Low As; Estimated Monthly Payment Examples: 24 monthly payments of $45.91 per $1,000 borrowed
As Low As; Estimated Monthly Payment Examples: 24 monthly payments of $45.91 per $1,000 borrowed
As Low As; Personal loans up to $10,000
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Fixed rate. Example: $2,500 loan amount at 9.95% fixed rate with 12 monthly payments of approximately $220. On approved credit. Odds of receiving a prize depend on the total number of eligible approvals. One entry is granted per approved application. Promotion expires July 31, 2026.
Max. $10,000
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As Low As; Personal Loan Rates are based on your credit history and credit qualifications.
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Call for current Promotional Rates.
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Highest APR: 17.99%
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Rates are subject to change without notice. Effective as of 1-1-2026.
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The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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This no-frills unsecured loan can help out in a pinch.
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Financing (up to) $30,000
Quinault Personal Loan Rates
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As Low As; RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.
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Max. $10,000
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As Low As; Personal Loan Rates are based on your credit history and credit qualifications.
Highest APR: 17.99%
Call for current Promotional Rates.
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*See Below
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Financing (up to) $30,000
Quinault Debt Consolidation Loan Rates
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Quinault Signature Loan Rates
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Up to $40,000 limit
Up to $40,000
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The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
This no-frills unsecured loan can help out in a pinch.
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Quinault, WA Personal Loan Rate Trends
Compare local Quinault, WA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington personal loan rates rose 0.121 points over the past 7 days to 12.102% APR.
Washington signature loan rates rose 0.183 points over the past 7 days to 10.272% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Quinault, Washington personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Quinault, Washington directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Quinault, Washington. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in WA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Washington?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Washington?
Are credit unions or banks better for personal loans in Quinault, Washington?
What are the best personal loan rates in Quinault, Washington?
- Governmental Employees Credit Union: 3.99% (2025 and newer (<15,000 miles) Loan)
- Horizon Credit Union: 4.99% (Momentum Introductory Rate Loan)
- Idaho Central Credit Union: 5.29% (48 months Loan)
- Great Northwest Federal Credit Union: 5.69% (New or Used Loan)
- Rolling F Credit Union: 5.69% (HOLIDAY/VACATION LOAN)
Personal Loan Calculators
