MonitorBankRates
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Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our editorial team independently verifies all rates and data displayed. Advertiser relationships do not influence our health rating, star rankings, Texas Ratio calculation, or the rates shown.
Personal Loan Rate Trends

Hoodsport, Washington Best Personal Loan Rates - September 2026

Current personal loan options available to borrowers in Hoodsport, Washington include: Puget Sound Refinery Federal Credit UnionPuget Sound Refinery Federal Credit UnionA5.0 ★Texas Ratio: 7.38% offering Share Secured Loan at 4.00% APR, Self-Help Federal Credit UnionSelf-Help Federal Credit UnionA+5.0 ★Texas Ratio: 1.64% offering Solar Loans at 5.75% APR, Puget Sound Cooperative Credit UnionPuget Sound Cooperative Credit UnionA+5.0 ★Texas Ratio: 4.17% offering Solar Loan at 6.25% APR, Delta Schools Federal Credit UnionDelta Schools Federal Credit UnionA+5.0 ★Texas Ratio: 0.14% offering Solar Loan at 6.99% APR, and Unitus Community Credit UnionUnitus Community Credit UnionA+5.0 ★Texas Ratio: 2.83% offering Personal Loan at 6.99% APR. Personal loan rates as of September 16, 2026 according to verified data from MonitorBankRates.

Hoodsport borrowers have access to 60 lenders serving the Washington area, with personal loan rates as low as 4.00% APR from Puget Sound Refinery Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated, so we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics, including A-F Safety Grades, verified Star Ratings, and Texas Ratios, so you can confidently borrow from a stable, highly-rated institution in Hoodsport, Washington.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Hoodsport, Washington. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: September 16, 2026

Hoodsport Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Puget Sound Refinery Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.38%
Share Secured Loan
4.00%
APR4.00%
Term
Last UpdatedSeptember 16, 2026
Details

Share Secured loan rate is 4.0% above the current dividend rate with automatic payment.

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
Solar LoansTerm: up to 240 months
5.75%
APR5.75%
Termup to 240 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Solar LoanTerm: up to 240*
6.25%
APR6.25%
Termup to 240*
Last UpdatedSeptember 16, 2026
Details

Maximum loan amount: up to $85,000.00*

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Solar LoanTerm: up to 180 months
6.50%
APR6.50%
Termup to 180 months
Last UpdatedSeptember 16, 2026
Details

Maximum loan amount: up to $80,000.00*

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Solar LoanTerm: 144 months
6.99%
APR6.99%
Interest Rate6.99%
Term144 months
Last UpdatedSeptember 16, 2026
Details

UCC Filing attached to them.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan
6.99%
APR6.99%
Term
Last UpdatedSeptember 16, 2026
Details

Credit Score: 740+; Available on new purchases only. Total purchase price, including accessories, cannot exceed 120% of the retail price of the bicycle. Minimum loan amount is $250. Maximum loan repayment period is 48 months or 12 months per $1,000 borrowed. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.)

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal/Signature loansTerm: 12 months
7.74%
APR7.74%
Term12 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Longshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Signature Loans
7.99%
APR7.99%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
Signature Loan limitTerm: Up to 60 months
8.49%
APR8.49%
TermUp to 60 months
Last UpdatedSeptember 16, 2026
Details

Up to $40,000

Mt Rainier Federal Credit Union
Unsecured Loans / Signature / LOC
8.49%
APR8.49%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
Signature / Personal LoanTerm: 60 Month Maximum
8.49%
APR8.49%
Term60 Month Maximum
Last UpdatedSeptember 16, 2026
Details

APR range: 8.49% - 16.99%*

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Signature Loan (closed-end loan)Term: 12 Months
8.74%
APR8.74%
Term12 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal/Signature loansTerm: 24 months
8.74%
APR8.74%
Term24 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Progressions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
SPECIAL PURPOSE PERSONAL LOANSTerm: up to 24 months
8.74%
APR8.74%
Termup to 24 months
Last UpdatedSeptember 16, 2026
Details

Term: Available up to 24 months OAC

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature/Unsecured LoanTerm: 60 months
8.90%
APR8.90%
Term60 months
Last UpdatedSeptember 16, 2026
Details

As Low As; Up to 60 months & $10,000 max per member

Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
Personal Signature LoanTerm: up to 60 months
8.99%
APR8.99%
Termup to 60 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Personal Loan
8.99%
APR8.99%
Term
Last UpdatedSeptember 16, 2026
Details

Verity members can apply by logging into Digital Banking and selecting "Open account or loan" from the menu. Lowest rate includes rate discounts.*

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Traditional personal loanTerm: up to 60 months
8.99%
APR8.99%
Termup to 60 months
Last UpdatedSeptember 16, 2026
Details

Rate range 8.99% - 19.99% APR. Lowest rate includes the following discount: 0.25% for automatic debit payments from an account at any financial institution.

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Personal LoansTerm: 0 - 24 Months
9.23%
APR9.23%
Term0 - 24 Months
Last UpdatedSeptember 16, 2026
Details

Estimated Payment Example $229 a month for 24 months, $5,000 loan at 9.23%

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Signature Loan (closed-end loan) - 24 MonthsTerm: 24 Months
9.24%
APR9.24%
Term24 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Signature Loan (closed-end loan) - 36 MonthsTerm: 36 Months
9.24%
APR9.24%
Term36 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Harborstone Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.85%
Seasonal Loan (Signature Loan)
9.24%
APR9.24%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

Harborstone Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.85%
Signature Loan
9.24%
APR9.24%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

GRANCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
Unsecured Loans
9.39%
APR9.39%
Interest Rate9.39%
Term
Last UpdatedSeptember 16, 2026
Details

Rates as low as 9.39% for Unsecured Loans.

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Personal LoansTerm: 25 - 36 Months
9.48%
APR9.48%
Term25 - 36 Months
Last UpdatedSeptember 16, 2026
Details

Estimated Payment Example $160 a month for 36 months, $5,000 loan at 9.48%

Mint Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Unsecured LoanTerm: 60 months
9.49%
APR9.49%
Term60 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Unsecured LoanTerm: up to 72 months
9.49%
APR9.49%
Termup to 72 months
Last UpdatedSeptember 16, 2026
Details

As Low As; Personal loans up to $10,000

Industrial Credit Union of Whatcom County
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
Personal Loans
9.50%
APR9.50%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal/Signature loansTerm: 36 months
9.74%
APR9.74%
Term36 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

MountainCrest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
Signature LoanTerm: 72
9.74%
APR9.74%
Term72
Last UpdatedSeptember 16, 2026
Details

Term: Up to a 72-month term

Northwestern Energy Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal Cash Loans
9.90%
APR9.90%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As; See if you qualify!

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
PERSONAL LOAN - Max.Term: up to 36 months
9.95%
APR9.95%
Termup to 36 months
Last UpdatedSeptember 16, 2026
Details

$10,000

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Debt Consolidation Loan
9.97%
APR9.97%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Personal/Unsecured Loan
9.97%
APR9.97%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal LoansTerm: up to 48 months
9.99%
APR9.99%
Termup to 48 months
Last UpdatedSeptember 16, 2026
Details

As Low As

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Signature LoanTerm: 12 months
9.99%
APR9.99%
Interest Rate9.99%
Term12 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
Personal Lifestyle LoanTerm: 12-84 Months
9.99%
APR9.99%
Term12-84 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

NW Priority Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
Personal LoanTerm: Up to 60 months
9.99%
APR9.99%
TermUp to 60 months
Last UpdatedSeptember 16, 2026
Details

Term: Up to 60 months. Call for current Promotional Rates.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan
9.99%
APR9.99%
Term
Last UpdatedSeptember 16, 2026
Details

Credit Score: 740+; Maximum loan repayment period is 12 months per $1,000 borrowed, up to 60 months with no minimum loan amount. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.)

Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
SALAL SIGNATURE LOANTerm: Up to 60 months.
9.99%
APR9.99%
TermUp to 60 months.
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
Signature LoanTerm: 60 month
9.99%
APR9.99%
Term60 month
Last UpdatedSeptember 16, 2026
Details

EXAMPLE PAYMENTS: EZ Line of Credit: $115.67 a month based on a 60 month, $5,000.00 loan at 13.74%; Signature Loan: $106.21 a month based on a 60 month, $5,000.00 loan at 9.99%. EXAMPLE PAYMENTS: Savings Secured: $97.83 a month based on a 60 month, $5,000.00 loan at 6.50%. The APR on all loans without automatic payment will be 0.25% higher. Refer to the Credit and Security Agreement for specific disclosures. EZ Line of Credit, Signature, Savings Secured, and Certificate Secured loans are available for individuals residing in CO, OR, and WA. See Product Information >

Strait View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
Personal Lifestyle LoansTerm: 12-84 months
9.99%
APR9.99%
Term12-84 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Connection Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Signature LoanTerm: Up to 48 mos.
9.99%
APR9.99%
TermUp to 48 mos.
Last UpdatedSeptember 16, 2026
Details

Unsecured

TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
9.99%
APR9.99%
Term
Last UpdatedSeptember 16, 2026
Details

Highest APR: 17.99%

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Signature LoanTerm: up to 60 months
10.00%
APR10.00%
Termup to 60 months
Last UpdatedSeptember 16, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal LoanTerm: 1 year
10.00%
APR10.00%
Term1 year
Last UpdatedSeptember 16, 2026
Details

APR*: 9.00%

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Signature Loan - 12 MonthsTerm: 12 Months
10.04%
APR10.04%
Term12 Months
Last UpdatedSeptember 16, 2026
Details

The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. A 12-month loan for $2,500 at 10.04% APR would be a payment of $219.84 per month. Rates updated daily.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Signature Loan - 6 MonthsTerm: 6 Months
10.04%
APR10.04%
Term6 Months
Last UpdatedSeptember 16, 2026
Details

The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. A 6-month loan for $2,500 at 10.04% APR would be a payment of $428.95 per month. Rates updated daily.

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
PERSONAL LOAN - Max.Term: 37 - 48 months
10.05%
APR10.05%
Term37 - 48 months
Last UpdatedSeptember 16, 2026
Details

$10,000

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
PERSONAL LOAN - Max.Term: 49 - 60 months
10.15%
APR10.15%
Term49 - 60 months
Last UpdatedSeptember 16, 2026
Details

$10,000

Progressions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
PERSONAL UNSECURED LoanTerm: Up to 60 months
10.24%
APR10.24%
TermUp to 60 months
Last UpdatedSeptember 16, 2026
Details

OAC

PUD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
SIGNATURE LOANSTerm: Up to 12 months
10.25%
APR10.25%
TermUp to 12 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Personal LoansTerm: 37 - 48 Months
10.46%
APR10.46%
Term37 - 48 Months
Last UpdatedSeptember 16, 2026
Details

Estimated Payment Example $128 a month for 48 months, $5,000 loan at 10.46%

Canopy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
Personal Loan
10.49%
APR10.49%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Ironworkers USA Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.64%
Signature LoansTerm: 36 months
10.49%
APR10.49%
Term36 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan
10.49%
APR10.49%
Term
Last UpdatedSeptember 16, 2026
Details

Credit Score: 739 - 700; Maximum loan repayment period is 12 months per $1,000 borrowed, up to 60 months with no minimum loan amount. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.)

Spokane Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
Signature Loan
10.49%
APR10.49%
Term
Last UpdatedSeptember 16, 2026
Details

This no-frills unsecured loan can help out in a pinch.(1)(2)

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
Signature LoanTerm: Up to 60 Months
10.49%
APR10.49%
TermUp to 60 Months
Last UpdatedSeptember 16, 2026
Details

As low as

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Personal Loan
10.50%
APR10.50%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Signature Loan (closed-end loan)Term: 60 Months
10.74%
APR10.74%
Term60 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Signature LoanTerm: 36 Months
10.74%
APR10.74%
Term36 Months
Last UpdatedSeptember 16, 2026
Details

The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. A 36-month loan for $2,500 at 10.74% APR would be a payment of $81.54 per month. Rates updated daily.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal/Signature loansTerm: 48 months
10.74%
APR10.74%
Term48 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Express Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.62%
Personal LoanTerm: 4 year
10.74%
APR10.74%
Term4 year
Last UpdatedSeptember 16, 2026
Details

Personal and auto loan rates include a .25% discount for auto-pay

PUD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
SIGNATURE LOANSTerm: Up to 24 months
10.75%
APR10.75%
TermUp to 24 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal LoanTerm: 1 to 12 Months
10.99%
APR10.99%
Term1 to 12 Months
Last UpdatedSeptember 16, 2026
Details

Maximum Financed: $100,000

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal LoansTerm: up to 60 months
10.99%
APR10.99%
Termup to 60 months
Last UpdatedSeptember 16, 2026
Details

As Low As; minimum loan amount of $5,000

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Signature LoanTerm: 36 months
10.99%
APR10.99%
Interest Rate10.99%
Term36 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Governmental Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Personal Loans - $0.01
10.99%
APR10.99%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As; Balance Tiers

Governmental Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Personal Loans - $0.01 - $10,000.00
10.99%
APR10.99%
Term
Last UpdatedSeptember 16, 2026
Details

As low as; Rate may vary based on creditworthiness and loan terms.

Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Personal Loans
10.99%
APR10.99%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Personal Loan
10.99%
APR10.99%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
Personal Loans (Unsecured)Term: Up to 60 months
10.99%
APR10.99%
TermUp to 60 months
Last UpdatedSeptember 16, 2026
Details

As Low As; Maximum Loan Amount: $25,000; Estimated monthly payment based on term of 60 months.

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
Personal LoanTerm: 60 Month Term
10.99%
APR10.99%
Term60 Month Term
Last UpdatedSeptember 16, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal LoanTerm: 2 years
11.00%
APR11.00%
Term2 years
Last UpdatedSeptember 16, 2026
Details

APR*: 10.00%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Personal loanTerm: Up to 60 Months
11.00%
APR11.00%
TermUp to 60 Months
Last UpdatedSeptember 16, 2026
Details

Personal loan minimum amount $100, not to exceed $25,000.; APR range: 11.00% - 16.00% fixed rate

North Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Personal Loan UnsecuredTerm: up to 60 months
11.00%
APR11.00%
Termup to 60 months
Last UpdatedSeptember 16, 2026
Details

Maximum loan amount of $10,000.

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Personal Loan
11.00%
APR11.00%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal LoanTerm: 13 to 24 Months
11.49%
APR11.49%
Term13 to 24 Months
Last UpdatedSeptember 16, 2026
Details

Maximum Financed: $100,000

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
Personal LoansTerm: up to 72 months
11.49%
APR11.49%
Termup to 72 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Personal LoansTerm: up to 36 months
11.50%
APR11.50%
Termup to 36 months
Last UpdatedSeptember 16, 2026
Details

Fixed rate. Maximum loan amount: two times gross monthly income.

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Personal Loan
11.50%
APR11.50%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Personal LoansTerm: 49 - 60 Months
11.51%
APR11.51%
Term49 - 60 Months
Last UpdatedSeptember 16, 2026
Details

Estimated Payment Example $110 a month for 60 months, $5,000 loan at 11.51%

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Signature LoanTerm: 72 Months
11.64%
APR11.64%
Term72 Months
Last UpdatedSeptember 16, 2026
Details

The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. A 72-month loan for $2,500 at 11.64% APR would be a payment of $48.41 per month. Rates updated daily.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal/Signature loansTerm: 60 months
11.74%
APR11.74%
Term60 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

PUD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
SIGNATURE LOANSTerm: Up to 60 months
11.75%
APR11.75%
TermUp to 60 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
Signature Loans with CollateralTerm: up to 48 months
11.75%
APR11.75%
Termup to 48 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Safeway Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
Signature LoanTerm: 36 months
11.90%
APR11.90%
Term36 months
Last UpdatedSeptember 16, 2026
Details

(unsecured)

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Personal Unsecured LoanTerm: up to 60 months
11.90%
APR11.90%
Termup to 60 months
Last UpdatedSeptember 16, 2026
Details

As low as; Fixed rate, terms up to 60 months available depending on credit score and amount financed. Rate shown applies to Personal Unsecured, Autos, Boats and RVs 2016 or older model year vehicles or vehicles valued at under $10,000 and Cycle Products 2021 or older model year vehicles. OAC. APR = Annual Percentage Rate. Loan rates are available on approved credit. Loan rates are subject to change without notice. Rates displayed are the lowest available to qualified borrowers. Your rate may be higher and will be determined by loan type, applicable fees, the terms you request, the amount you finance, and your credit history. Secured and Unsecured Loans are available. Qualified borrowers can receive financing for personal loan needs including Dental, Vision, Cosmetics Procedures, Computers, Lawn Tractors, Older Autos, Snowmobiles, ATVs, Boats and RVs.

Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal LoanTerm: 25 to 48 Months
11.99%
APR11.99%
Term25 to 48 Months
Last UpdatedSeptember 16, 2026
Details

Maximum Financed: $100,000

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal LoansTerm: up to 72 months
11.99%
APR11.99%
Termup to 72 months
Last UpdatedSeptember 16, 2026
Details

As Low As; minimum loan amount of $7,500

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Signature LoanTerm: 48 months
11.99%
APR11.99%
Interest Rate11.99%
Term48 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Sound Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Personal Unsecured LoansTerm: 60 months
12.00%
APR12.00%
Term60 months
Last UpdatedSeptember 16, 2026
Details

Loan Range: $5,000-$25,000

Ukrainian Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal LoanTerm: 3 years
12.00%
APR12.00%
Term3 years
Last UpdatedSeptember 16, 2026
Details

APR*: 11.00%

Newrizons Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Personal Loans
12.00%
APR12.00%
Interest Rate12.00%
Term
Last UpdatedSeptember 16, 2026
Details

Rates* start at 12%

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Personal Loan
12.00%
APR12.00%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

LONGSHOREMENS LOCAL 4
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature LoanTerm: 36 months
12.00%
APR12.00%
Interest Rate12.00%
Term36 months
Last UpdatedSeptember 16, 2026
Details

12% up to $5,000

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Signature LoanTerm: 84 Months
12.14%
APR12.14%
Term84 Months
Last UpdatedSeptember 16, 2026
Details

The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. A 84-month loan for $2,500 at 12.14% APR would be a payment of $44.32 per month. Rates updated daily.

Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal LoanTerm: 49 to 60 Months
12.49%
APR12.49%
Term49 to 60 Months
Last UpdatedSeptember 16, 2026
Details

Maximum Financed: $100,000

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
Personal LoanTerm: Up to 60 months
12.49%
APR12.49%
TermUp to 60 months
Last UpdatedSeptember 16, 2026
Details

Estimated minimum monthly payment based on available term and $20,000 loan amount: $449.85 at 12.49% APR*

Sno Falls Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.02%
Personal / Lifestyle / Signature LoanTerm: 72-month
12.49%
APR12.49%
Term72-month
Last UpdatedSeptember 16, 2026
Details

As Low As; Fixed rate, fixed term loan for a specific expense; Borrow up to $20,000 (if qualified); Quick and easy funding; No collateral required

Ukrainian Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Unsecured Loan
12.50%
APR12.50%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As

South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature LoanTerm: 12 - 60 months
12.50%
APR12.50%
Term12 - 60 months
Last UpdatedSeptember 16, 2026
Details

No payment for 90 days; Balances starting at $2,501

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal/Signature loansTerm: 72 months
12.74%
APR12.74%
Term72 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
Signature Unsecured LoanTerm: up to 48 months
12.75%
APR12.75%
Termup to 48 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Governmental Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Personal Loans - $10,000.01
12.99%
APR12.99%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As; Balance Tiers

Governmental Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Personal Loans - $10,000.01+
12.99%
APR12.99%
Term
Last UpdatedSeptember 16, 2026
Details

As low as; Rate may vary based on creditworthiness and loan terms.

Ukrainian Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal LoanTerm: 4 years
13.00%
APR13.00%
Term4 years
Last UpdatedSeptember 16, 2026
Details

APR*: 12.00%

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Personal Loan
13.00%
APR13.00%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Personal LoansTerm: 61 - 72 Months
13.25%
APR13.25%
Term61 - 72 Months
Last UpdatedSeptember 16, 2026
Details

Estimated Payment Example $202 a month for 72 months, $10,000 loan at 13.25%

Spokane Media Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature Unsecured & LOC Loan
13.49%
APR13.49%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal LoanTerm: 5 years
13.50%
APR13.50%
Term5 years
Last UpdatedSeptember 16, 2026
Details

APR*: 12.50%

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Personal LoansTerm: 73 - 84 Months
13.50%
APR13.50%
Term73 - 84 Months
Last UpdatedSeptember 16, 2026
Details

Estimated Payment Example $369 a month for 84 months, $20,000 loan at 13.50%

Sound Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Personal Unsecured LoansTerm: 24 months
13.95%
APR13.95%
Term24 months
Last UpdatedSeptember 16, 2026
Details

As Low As; *Rates subject to change without notice.

Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal LoanTerm: 1-Payment Note
13.99%
APR13.99%
Term1-Payment Note
Last UpdatedSeptember 16, 2026
Details

Maximum Financed: $100,000

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Signature LoanTerm: 60 months
13.99%
APR13.99%
Interest Rate13.99%
Term60 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan
13.99%
APR13.99%
Term
Last UpdatedSeptember 16, 2026
Details

Credit Score: 699 - 660; Maximum loan repayment period is 12 months per $1,000 borrowed, up to 60 months with no minimum loan amount. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.)

Sound Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Personal Unsecured LoansTerm: 36 months
14.84%
APR14.84%
Term36 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

LONGSHOREMENS LOCAL 4
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Plus LoanTerm: 48 months
14.99%
APR14.99%
Interest Rate14.99%
Term48 months
Last UpdatedSeptember 16, 2026
Details

14.99% up to $10,000

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan
15.49%
APR15.49%
Term
Last UpdatedSeptember 16, 2026
Details

Credit Score: 659 - 610; Maximum loan repayment period is 12 months per $1,000 borrowed, up to 60 months with no minimum loan amount. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.)

Sound Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Personal Unsecured LoansTerm: 24 months
15.72%
APR15.72%
Term24 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

LONGSHOREMENS LOCAL 4
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Platinum LoanTerm: 60 months
15.99%
APR15.99%
Interest Rate15.99%
Term60 months
Last UpdatedSeptember 16, 2026
Details

15.99% up to $15,000

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan
18.49%
APR18.49%
Term
Last UpdatedSeptember 16, 2026
Details

Credit Score: 609 - 560; Maximum loan repayment period is 12 months per $1,000 borrowed, up to 60 months with no minimum loan amount. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.)

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan
19.49%
APR19.49%
Term
Last UpdatedSeptember 16, 2026
Details

Credit Score: 559 or below; Maximum loan repayment period is 12 months per $1,000 borrowed, up to 60 months with no minimum loan amount. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.)

Sound Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Personal Unsecured LoansTerm: 12 months
20.77%
APR20.77%
Term12 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Hoodsport Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan
6.99%
APR6.99%
Term
Last UpdatedSeptember 16, 2026
Details

Credit Score: 740+; Available on new purchases only. Total purchase price, including accessories, cannot exceed 120% of the retail price of the bicycle. Minimum loan amount is $250. Maximum loan repayment period is 48 months or 12 months per $1,000 borrowed. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.)

Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
Signature / Personal LoanTerm: 60 Month Maximum
8.49%
APR8.49%
Term60 Month Maximum
Last UpdatedSeptember 16, 2026
Details

APR range: 8.49% - 16.99%*

Progressions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
SPECIAL PURPOSE PERSONAL LOANSTerm: up to 24 months
8.74%
APR8.74%
Termup to 24 months
Last UpdatedSeptember 16, 2026
Details

Term: Available up to 24 months OAC

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Personal Loan
8.99%
APR8.99%
Term
Last UpdatedSeptember 16, 2026
Details

Verity members can apply by logging into Digital Banking and selecting "Open account or loan" from the menu. Lowest rate includes rate discounts.*

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Traditional personal loanTerm: up to 60 months
8.99%
APR8.99%
Termup to 60 months
Last UpdatedSeptember 16, 2026
Details

Rate range 8.99% - 19.99% APR. Lowest rate includes the following discount: 0.25% for automatic debit payments from an account at any financial institution.

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Personal LoansTerm: 0 - 24 Months
9.23%
APR9.23%
Term0 - 24 Months
Last UpdatedSeptember 16, 2026
Details

Estimated Payment Example $229 a month for 24 months, $5,000 loan at 9.23%

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Personal LoansTerm: 25 - 36 Months
9.48%
APR9.48%
Term25 - 36 Months
Last UpdatedSeptember 16, 2026
Details

Estimated Payment Example $160 a month for 36 months, $5,000 loan at 9.48%

Industrial Credit Union of Whatcom County
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
Personal Loans
9.50%
APR9.50%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
PERSONAL LOAN - Max.Term: up to 36 months
9.95%
APR9.95%
Termup to 36 months
Last UpdatedSeptember 16, 2026
Details

$10,000

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal LoansTerm: up to 48 months
9.99%
APR9.99%
Termup to 48 months
Last UpdatedSeptember 16, 2026
Details

As Low As

NW Priority Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
Personal LoanTerm: Up to 60 months
9.99%
APR9.99%
TermUp to 60 months
Last UpdatedSeptember 16, 2026
Details

Term: Up to 60 months. Call for current Promotional Rates.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan
9.99%
APR9.99%
Term
Last UpdatedSeptember 16, 2026
Details

Credit Score: 740+; Maximum loan repayment period is 12 months per $1,000 borrowed, up to 60 months with no minimum loan amount. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.)

TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
9.99%
APR9.99%
Term
Last UpdatedSeptember 16, 2026
Details

Highest APR: 17.99%

Ukrainian Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal LoanTerm: 1 year
10.00%
APR10.00%
Term1 year
Last UpdatedSeptember 16, 2026
Details

APR*: 9.00%

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
PERSONAL LOAN - Max.Term: 37 - 48 months
10.05%
APR10.05%
Term37 - 48 months
Last UpdatedSeptember 16, 2026
Details

$10,000

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
PERSONAL LOAN - Max.Term: 49 - 60 months
10.15%
APR10.15%
Term49 - 60 months
Last UpdatedSeptember 16, 2026
Details

$10,000

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Personal LoansTerm: 37 - 48 Months
10.46%
APR10.46%
Term37 - 48 Months
Last UpdatedSeptember 16, 2026
Details

Estimated Payment Example $128 a month for 48 months, $5,000 loan at 10.46%

Canopy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
Personal Loan
10.49%
APR10.49%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan
10.49%
APR10.49%
Term
Last UpdatedSeptember 16, 2026
Details

Credit Score: 739 - 700; Maximum loan repayment period is 12 months per $1,000 borrowed, up to 60 months with no minimum loan amount. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.)

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Personal Loan
10.50%
APR10.50%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

Express Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.62%
Personal LoanTerm: 4 year
10.74%
APR10.74%
Term4 year
Last UpdatedSeptember 16, 2026
Details

Personal and auto loan rates include a .25% discount for auto-pay

Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal LoanTerm: 1 to 12 Months
10.99%
APR10.99%
Term1 to 12 Months
Last UpdatedSeptember 16, 2026
Details

Maximum Financed: $100,000

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal LoansTerm: up to 60 months
10.99%
APR10.99%
Termup to 60 months
Last UpdatedSeptember 16, 2026
Details

As Low As; minimum loan amount of $5,000

Governmental Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Personal Loans - $0.01
10.99%
APR10.99%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As; Balance Tiers

Governmental Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Personal Loans - $0.01 - $10,000.00
10.99%
APR10.99%
Term
Last UpdatedSeptember 16, 2026
Details

As low as; Rate may vary based on creditworthiness and loan terms.

Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
Personal Loans
10.99%
APR10.99%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Personal Loan
10.99%
APR10.99%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.50%
Personal Loans (Unsecured)Term: Up to 60 months
10.99%
APR10.99%
TermUp to 60 months
Last UpdatedSeptember 16, 2026
Details

As Low As; Maximum Loan Amount: $25,000; Estimated monthly payment based on term of 60 months.

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
Personal LoanTerm: 60 Month Term
10.99%
APR10.99%
Term60 Month Term
Last UpdatedSeptember 16, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal LoanTerm: 2 years
11.00%
APR11.00%
Term2 years
Last UpdatedSeptember 16, 2026
Details

APR*: 10.00%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Personal loanTerm: Up to 60 Months
11.00%
APR11.00%
TermUp to 60 Months
Last UpdatedSeptember 16, 2026
Details

Personal loan minimum amount $100, not to exceed $25,000.; APR range: 11.00% - 16.00% fixed rate

North Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Personal Loan UnsecuredTerm: up to 60 months
11.00%
APR11.00%
Termup to 60 months
Last UpdatedSeptember 16, 2026
Details

Maximum loan amount of $10,000.

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Personal Loan
11.00%
APR11.00%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal LoanTerm: 13 to 24 Months
11.49%
APR11.49%
Term13 to 24 Months
Last UpdatedSeptember 16, 2026
Details

Maximum Financed: $100,000

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
Personal LoansTerm: up to 72 months
11.49%
APR11.49%
Termup to 72 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Personal LoansTerm: up to 36 months
11.50%
APR11.50%
Termup to 36 months
Last UpdatedSeptember 16, 2026
Details

Fixed rate. Maximum loan amount: two times gross monthly income.

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Personal Loan
11.50%
APR11.50%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Personal LoansTerm: 49 - 60 Months
11.51%
APR11.51%
Term49 - 60 Months
Last UpdatedSeptember 16, 2026
Details

Estimated Payment Example $110 a month for 60 months, $5,000 loan at 11.51%

Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal LoanTerm: 25 to 48 Months
11.99%
APR11.99%
Term25 to 48 Months
Last UpdatedSeptember 16, 2026
Details

Maximum Financed: $100,000

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal LoansTerm: up to 72 months
11.99%
APR11.99%
Termup to 72 months
Last UpdatedSeptember 16, 2026
Details

As Low As; minimum loan amount of $7,500

Ukrainian Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal LoanTerm: 3 years
12.00%
APR12.00%
Term3 years
Last UpdatedSeptember 16, 2026
Details

APR*: 11.00%

Newrizons Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
Personal Loans
12.00%
APR12.00%
Interest Rate12.00%
Term
Last UpdatedSeptember 16, 2026
Details

Rates* start at 12%

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Personal Loan
12.00%
APR12.00%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal LoanTerm: 49 to 60 Months
12.49%
APR12.49%
Term49 to 60 Months
Last UpdatedSeptember 16, 2026
Details

Maximum Financed: $100,000

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
Personal LoanTerm: Up to 60 months
12.49%
APR12.49%
TermUp to 60 months
Last UpdatedSeptember 16, 2026
Details

Estimated minimum monthly payment based on available term and $20,000 loan amount: $449.85 at 12.49% APR*

Governmental Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Personal Loans - $10,000.01
12.99%
APR12.99%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As; Balance Tiers

Governmental Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Personal Loans - $10,000.01+
12.99%
APR12.99%
Term
Last UpdatedSeptember 16, 2026
Details

As low as; Rate may vary based on creditworthiness and loan terms.

Ukrainian Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal LoanTerm: 4 years
13.00%
APR13.00%
Term4 years
Last UpdatedSeptember 16, 2026
Details

APR*: 12.00%

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Personal Loan
13.00%
APR13.00%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Personal LoansTerm: 61 - 72 Months
13.25%
APR13.25%
Term61 - 72 Months
Last UpdatedSeptember 16, 2026
Details

Estimated Payment Example $202 a month for 72 months, $10,000 loan at 13.25%

Ukrainian Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal LoanTerm: 5 years
13.50%
APR13.50%
Term5 years
Last UpdatedSeptember 16, 2026
Details

APR*: 12.50%

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Personal LoansTerm: 73 - 84 Months
13.50%
APR13.50%
Term73 - 84 Months
Last UpdatedSeptember 16, 2026
Details

Estimated Payment Example $369 a month for 84 months, $20,000 loan at 13.50%

Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal LoanTerm: 1-Payment Note
13.99%
APR13.99%
Term1-Payment Note
Last UpdatedSeptember 16, 2026
Details

Maximum Financed: $100,000

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan
13.99%
APR13.99%
Term
Last UpdatedSeptember 16, 2026
Details

Credit Score: 699 - 660; Maximum loan repayment period is 12 months per $1,000 borrowed, up to 60 months with no minimum loan amount. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.)

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan
15.49%
APR15.49%
Term
Last UpdatedSeptember 16, 2026
Details

Credit Score: 659 - 610; Maximum loan repayment period is 12 months per $1,000 borrowed, up to 60 months with no minimum loan amount. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.)

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan
18.49%
APR18.49%
Term
Last UpdatedSeptember 16, 2026
Details

Credit Score: 609 - 560; Maximum loan repayment period is 12 months per $1,000 borrowed, up to 60 months with no minimum loan amount. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.)

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan
19.49%
APR19.49%
Term
Last UpdatedSeptember 16, 2026
Details

Credit Score: 559 or below; Maximum loan repayment period is 12 months per $1,000 borrowed, up to 60 months with no minimum loan amount. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.)

Hoodsport Debt Consolidation Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Debt Consolidation Loan
9.97%
APR9.97%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Hoodsport Signature Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal/Signature loansTerm: 12 months
7.74%
APR7.74%
Term12 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Longshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Signature Loans
7.99%
APR7.99%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
Signature Loan limitTerm: Up to 60 months
8.49%
APR8.49%
TermUp to 60 months
Last UpdatedSeptember 16, 2026
Details

Up to $40,000

Mt Rainier Federal Credit Union
Unsecured Loans / Signature / LOC
8.49%
APR8.49%
Term
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
Signature / Personal LoanTerm: 60 Month Maximum
8.49%
APR8.49%
Term60 Month Maximum
Last UpdatedSeptember 16, 2026
Details

APR range: 8.49% - 16.99%*

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Signature Loan (closed-end loan)Term: 12 Months
8.74%
APR8.74%
Term12 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal/Signature loansTerm: 24 months
8.74%
APR8.74%
Term24 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature/Unsecured LoanTerm: 60 months
8.90%
APR8.90%
Term60 months
Last UpdatedSeptember 16, 2026
Details

As Low As; Up to 60 months & $10,000 max per member

Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
Personal Signature LoanTerm: up to 60 months
8.99%
APR8.99%
Termup to 60 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Signature Loan (closed-end loan) - 24 MonthsTerm: 24 Months
9.24%
APR9.24%
Term24 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Signature Loan (closed-end loan) - 36 MonthsTerm: 36 Months
9.24%
APR9.24%
Term36 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Harborstone Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.85%
Seasonal Loan (Signature Loan)
9.24%
APR9.24%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

Harborstone Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.85%
Signature Loan
9.24%
APR9.24%
Term
Last UpdatedSeptember 16, 2026
Details

As low as

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal/Signature loansTerm: 36 months
9.74%
APR9.74%
Term36 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

MountainCrest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
Signature LoanTerm: 72
9.74%
APR9.74%
Term72
Last UpdatedSeptember 16, 2026
Details

Term: Up to a 72-month term

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Signature LoanTerm: 12 months
9.99%
APR9.99%
Interest Rate9.99%
Term12 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
SALAL SIGNATURE LOANTerm: Up to 60 months.
9.99%
APR9.99%
TermUp to 60 months.
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
Signature LoanTerm: 60 month
9.99%
APR9.99%
Term60 month
Last UpdatedSeptember 16, 2026
Details

EXAMPLE PAYMENTS: EZ Line of Credit: $115.67 a month based on a 60 month, $5,000.00 loan at 13.74%; Signature Loan: $106.21 a month based on a 60 month, $5,000.00 loan at 9.99%. EXAMPLE PAYMENTS: Savings Secured: $97.83 a month based on a 60 month, $5,000.00 loan at 6.50%. The APR on all loans without automatic payment will be 0.25% higher. Refer to the Credit and Security Agreement for specific disclosures. EZ Line of Credit, Signature, Savings Secured, and Certificate Secured loans are available for individuals residing in CO, OR, and WA. See Product Information >

Connection Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Signature LoanTerm: Up to 48 mos.
9.99%
APR9.99%
TermUp to 48 mos.
Last UpdatedSeptember 16, 2026
Details

Unsecured

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Signature LoanTerm: up to 60 months
10.00%
APR10.00%
Termup to 60 months
Last UpdatedSeptember 16, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Signature Loan - 12 MonthsTerm: 12 Months
10.04%
APR10.04%
Term12 Months
Last UpdatedSeptember 16, 2026
Details

The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. A 12-month loan for $2,500 at 10.04% APR would be a payment of $219.84 per month. Rates updated daily.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Signature Loan - 6 MonthsTerm: 6 Months
10.04%
APR10.04%
Term6 Months
Last UpdatedSeptember 16, 2026
Details

The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. A 6-month loan for $2,500 at 10.04% APR would be a payment of $428.95 per month. Rates updated daily.

PUD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
SIGNATURE LOANSTerm: Up to 12 months
10.25%
APR10.25%
TermUp to 12 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Ironworkers USA Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.64%
Signature LoansTerm: 36 months
10.49%
APR10.49%
Term36 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Spokane Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
Signature Loan
10.49%
APR10.49%
Term
Last UpdatedSeptember 16, 2026
Details

This no-frills unsecured loan can help out in a pinch.(1)(2)

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
Signature LoanTerm: Up to 60 Months
10.49%
APR10.49%
TermUp to 60 Months
Last UpdatedSeptember 16, 2026
Details

As low as

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
Signature Loan (closed-end loan)Term: 60 Months
10.74%
APR10.74%
Term60 Months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Signature LoanTerm: 36 Months
10.74%
APR10.74%
Term36 Months
Last UpdatedSeptember 16, 2026
Details

The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. A 36-month loan for $2,500 at 10.74% APR would be a payment of $81.54 per month. Rates updated daily.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal/Signature loansTerm: 48 months
10.74%
APR10.74%
Term48 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

PUD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
SIGNATURE LOANSTerm: Up to 24 months
10.75%
APR10.75%
TermUp to 24 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Signature LoanTerm: 36 months
10.99%
APR10.99%
Interest Rate10.99%
Term36 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Signature LoanTerm: 72 Months
11.64%
APR11.64%
Term72 Months
Last UpdatedSeptember 16, 2026
Details

The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. A 72-month loan for $2,500 at 11.64% APR would be a payment of $48.41 per month. Rates updated daily.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal/Signature loansTerm: 60 months
11.74%
APR11.74%
Term60 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

PUD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
SIGNATURE LOANSTerm: Up to 60 months
11.75%
APR11.75%
TermUp to 60 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
Signature Loans with CollateralTerm: up to 48 months
11.75%
APR11.75%
Termup to 48 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Safeway Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
Signature LoanTerm: 36 months
11.90%
APR11.90%
Term36 months
Last UpdatedSeptember 16, 2026
Details

(unsecured)

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Signature LoanTerm: 48 months
11.99%
APR11.99%
Interest Rate11.99%
Term48 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

LONGSHOREMENS LOCAL 4
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature LoanTerm: 36 months
12.00%
APR12.00%
Interest Rate12.00%
Term36 months
Last UpdatedSeptember 16, 2026
Details

12% up to $5,000

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Signature LoanTerm: 84 Months
12.14%
APR12.14%
Term84 Months
Last UpdatedSeptember 16, 2026
Details

The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. A 84-month loan for $2,500 at 12.14% APR would be a payment of $44.32 per month. Rates updated daily.

Sno Falls Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.02%
Personal / Lifestyle / Signature LoanTerm: 72-month
12.49%
APR12.49%
Term72-month
Last UpdatedSeptember 16, 2026
Details

As Low As; Fixed rate, fixed term loan for a specific expense; Borrow up to $20,000 (if qualified); Quick and easy funding; No collateral required

South Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Signature LoanTerm: 12 - 60 months
12.50%
APR12.50%
Term12 - 60 months
Last UpdatedSeptember 16, 2026
Details

No payment for 90 days; Balances starting at $2,501

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal/Signature loansTerm: 72 months
12.74%
APR12.74%
Term72 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
Signature Unsecured LoanTerm: up to 48 months
12.75%
APR12.75%
Termup to 48 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

Spokane Media Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature Unsecured & LOC Loan
13.49%
APR13.49%
Term
Last UpdatedSeptember 16, 2026
Details

As Low As

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Signature LoanTerm: 60 months
13.99%
APR13.99%
Interest Rate13.99%
Term60 months
Last UpdatedSeptember 16, 2026
Details

No additional details available.

LONGSHOREMENS LOCAL 4
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Plus LoanTerm: 48 months
14.99%
APR14.99%
Interest Rate14.99%
Term48 months
Last UpdatedSeptember 16, 2026
Details

14.99% up to $10,000

LONGSHOREMENS LOCAL 4
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Platinum LoanTerm: 60 months
15.99%
APR15.99%
Interest Rate15.99%
Term60 months
Last UpdatedSeptember 16, 2026
Details

15.99% up to $15,000

Hoodsport, WA Personal Loan Rate Trends

Compare local Hoodsport, WA personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Washington Personal Loan Trends
Personal Loan WA Avg
11.700%
▲ 0.057 vs 7 days ago

Washington personal loan rates rose 0.057 points over the past 7 days to 11.700% APR.

Signature Loan WA Avg
10.255%
▲ 0.039 vs 7 days ago

Washington signature loan rates rose 0.039 points over the past 7 days to 10.255% APR.

As of Sep 16, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Hoodsport, WA Personal Loan Rate Forecast, Next 12 Months

Personal loan APRs follow lender funding costs and credit conditions. Our model projects the likely path of personal and signature loan averages from the current Washington figures.

Current Personal Loan Avg
11.70%
APR, as of Sep 16, 2026
6-Month Forecast
11.78%
Fed hold assumed
12-Month Forecast
11.85%
Range: 11.50% to 12.05%
Forecast Methodology & Assumptions

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; unsecured lenders reprice new offers within one to two policy cycles, and advertised as-low-as rates move before average approved rates do.

Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.

What Would Your Monthly Payment Be?

Estimated monthly payments at the current WA average personal loan APR of 11.70%, across the terms lenders serving Hoodsport, Washington most commonly offer. Personal loans are fixed-rate and fully amortizing, so the payment never changes and the balance reaches zero on schedule.

Loan Amount 24 Months 36 Months 48 Months 60 Months
$5,000 $234.67/mo $165.36/mo $130.93/mo $110.47/mo
$10,000 $469.34/mo $330.71/mo $261.87/mo $220.93/mo
$15,000 $704.00/mo $496.07/mo $392.80/mo $331.40/mo
$25,000 $1,173.34/mo $826.78/mo $654.67/mo $552.33/mo
$35,000 $1,642.67/mo $1,157.49/mo $916.54/mo $773.26/mo

Principal and interest only. Does not include any origination fee, which some lenders deduct from your loan proceeds. Your APR depends on credit score, income, loan amount, term, and lender underwriting.

Consolidating Credit Card Debt in Hoodsport, Washington

Debt consolidation is the most common reason people take a personal loan, and the math is usually straightforward: credit cards carry variable double-digit APRs, while a personal loan locks in a fixed rate and a fixed payoff date. Below is the total interest on a $15,000 balance repaid over 48 months at the WA personal loan average versus a range of typical credit card APRs.

Repayment Option APR Monthly Payment Total Interest Interest Saved
Personal Loan (WA average) 11.70% $392.80 $3,855
Credit card at 18% APR 18.00% $440.62 $6,150 $2,295
Credit card at 22% APR 22.00% $472.59 $7,684 $3,830
Credit card at 26% APR 26.00% $505.76 $9,276 $5,422

The 18%, 22%, and 26% figures are illustrative points across the range card issuers commonly charge, not a published average. Check your own statement for your actual APR, then use the calculator below to run your real numbers. This comparison assumes a fixed 48-month payoff in both cases; paying only the card minimum would stretch the timeline and raise interest substantially. Consolidation only helps if you avoid rebuilding a balance on the paid-off cards.

How to Get the Best Personal Loan Rate in Hoodsport, Washington

1

Prequalify With a Soft Credit Check

Most lenders serving Hoodsport, Washington will show you an estimated APR using a soft inquiry that does not touch your credit score. Prequalify with several before formally applying. The advertised rate is the best-qualified rate, and the number you personally receive can differ by many percentage points.

2

Compare APR, Not the Interest Rate

Origination fees run as high as 10% of the amount borrowed and come straight out of your proceeds, so a loan with a lower interest rate can cost more than one with a higher rate and no fee. APR folds the fee in, which makes it the only number worth comparing across lenders.

3

Check Local Credit Unions First

Credit unions consistently publish the lowest personal loan APRs in our Washington data, and many charge no origination fee. Membership is usually easier than expected; many accept anyone who lives, works, or worships in the area. Federal credit unions are also capped by regulation on what they may charge.

4

Borrow Only What You Need, for as Short a Term as You Can

Lenders often price longer terms at higher APRs, so a 60-month loan can cost more per dollar borrowed than a 36-month loan on top of accruing interest for longer. Take the shortest term whose payment comfortably fits your budget, and resist rounding the amount up.

A personal loan may not be the cheapest option for your situation

Washington Financial Snapshot

Local demographics and economic context for borrowers. Source: U.S. Census Bureau (state-level data shown; city data not available)

$54,551
Median Individual Earnings
National avg: $47,340
5.0%
Unemployment Rate
National avg: 4.8%
9.9%
Poverty Rate
National avg: 11.1%
$393/mo
Payment on a $15K / 48-mo Loan
At the WA average 11.70% APR

A $393 monthly loan payment is roughly 8.6% of the median individual income in Washington. Lenders generally want your total monthly debt payments, including housing, to stay under roughly 36% of gross income, so consider the new payment alongside everything you already owe.

Personal Loan vs. Other Ways to Borrow

A personal loan is fast and requires no collateral, but it is not always the cheapest way to borrow. Here is how it compares to the main alternatives available to borrowers in Hoodsport, Washington.

Feature Personal Loan Credit Card 0% Balance Transfer Home Equity Loan / HELOC
Typical APR Level Mid, fixed Highest, variable 0% for a promo window Usually lowest
Collateral Required None None None Your home is at risk
Payment Predictability Fixed payment and payoff date Revolving, can last indefinitely Rate jumps when promo ends Fixed for loans, variable for HELOCs
Speed to Funding Often 1–3 business days Immediate if you hold the card Card approval plus transfer time Weeks (appraisal and closing)
Upfront Costs Origination fee up to ~10% None Transfer fee, typically 3–5% Closing costs possible
Best For Consolidation and one-off costs, no collateral Small balances paid in full monthly Debt you can clear inside the promo window Large projects when you have equity and time

General comparison for educational purposes; terms, eligibility, and pricing vary by lender and borrower credit profile. Borrowing against your home converts unsecured debt into secured debt; missed payments can put the property at risk. MonitorBankRates is not a lender or financial advisor.

Personal Loan Payment Calculator

Estimate your monthly payment, total interest, and what an origination fee actually costs you. We’ve prefilled the APR with the current WA average, or click any rate on the right to apply it instantly.

$
%
%
Current Rates: Click to Apply
$0
Estimated Monthly Payment
Total Interest Paid$0
Total of All Payments$0
Origination Fee$0
Cash You Actually Receive$0
Total Cost of Borrowing$0

Estimates assume a fixed-rate, fully amortizing loan with equal monthly payments and no prepayment. “Cash you actually receive” subtracts any origination fee deducted from proceeds; you still repay, and pay interest on, the full loan amount. Advertised APRs typically require strong credit; your approved rate may differ. This tool is for illustration and is not a loan offer.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Hoodsport, Washington personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Hoodsport, Washington directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Hoodsport, Washington. We feature a comprehensive mix of lenders, from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in WA.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in Washington?

Most lenders in Hoodsport, Washington require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Washington often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Hoodsport, Washington require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Washington?

Yes. Debt consolidation is one of the most common uses of personal loans in Hoodsport, Washington. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Hoodsport, Washington?

Credit unions in Hoodsport, Washington often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What is an origination fee on a personal loan?

An origination fee is a one-time charge some lenders deduct from your loan proceeds, commonly 1% to 10% of the amount borrowed. On a $15,000 loan a 5% fee means you receive $14,250 but still owe interest on the full $15,000. The fee is built into the APR but not the interest rate, so compare lenders serving Hoodsport, Washington on APR. Many credit unions charge no origination fee at all.

Does checking personal loan rates hurt my credit score?

Prequalifying does not. Most lenders let you check an estimated rate with a soft credit inquiry that is invisible to other lenders and does not affect your score. Only a formal application triggers a hard inquiry. If you submit several full applications, group them within a short shopping window so credit scoring models treat them as one rate-shopping event.

Can I pay off a personal loan early?

Most personal loans from banks and credit unions serving Hoodsport, Washington carry no prepayment penalty, so paying early reduces your total interest. Confirm before signing, because a small number of lenders charge a prepayment fee or use precomputed interest, which removes the benefit of paying ahead of schedule.

What are the best personal loan rates in Hoodsport, Washington?

  • Puget Sound Refinery Federal Credit Union: 4.00% (Share Secured Loan)
  • Self-Help Federal Credit Union: 5.75% (Solar Loans)
  • Puget Sound Cooperative Credit Union: 6.25% (Solar Loan)
  • Delta Schools Federal Credit Union: 6.99% (Solar Loan)
  • Unitus Community Credit Union: 6.99% (Personal Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Hoodsport, Washington. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: September 16, 2026.

Hoodsport, Washington Rates & Resources