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Best Personal Loan Rates in Chelan, Washington (WA) - March 2026

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Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Washington borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates — Last Updated and Verified: March 21, 2026

Current personal loan options available to borrowers in Chelan, Washington include: Numerica Credit UnionNumerica Credit Union14610 E Sprague Ave, Spokane Valley, WA, 99216A+5.0 ★Texas Ratio: 2.80% offering Loan Length at 4.74% APR, Qualstar Credit UnionQualstar Credit Union2502 Colby Ave, Everett, WA, 98201A+5.0 ★Texas Ratio: 5.04% offering Advantage Equity Loan (fixed) at 4.74% APR, Firefighters First Federal Credit UnionFirefighters First Federal Credit Union32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801A+5.0 ★Texas Ratio: 1.58% offering Fire Station Loan at 4.99% APR, Governmental Employees Credit UnionGovernmental Employees Credit Union1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444A5.0 ★Texas Ratio: 6.65% offering Construction Loan at 4.99% APR, and Progressions Credit UnionProgressions Credit Union2919 E Mission AVE, Spokane, WA, 99202 3624A+5.0 ★Texas Ratio: 1.02% offering WEALTH BUILDER LOANS at 5.49% APR.

Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Chelan, Washington can save you significantly over the life of your loan.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Chelan, Washington.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Chelan, Washington. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 21, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
14610 E Sprague Ave, Spokane Valley, WA, 99216
Loan Length
4.74%
View
▼
APR4.74%
Last UpdatedMarch 21, 2026
Details

Up to 84 months

Qualstar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.04%
2502 Colby Ave, Everett, WA, 98201
Advantage Equity Loan (fixed)
4.74%
View
▼
APR4.74%
Last UpdatedMarch 21, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Fire Station Loan
4.99%
View
▼
APR4.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
Construction Loan
4.99%
View
▼
APR4.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Progressions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
2919 E Mission AVE, Spokane, WA, 99202 3624
WEALTH BUILDER LOANS
5.49%
View
▼
APR5.49%
Last UpdatedMarch 21, 2026
Details

Available up to 30 months OAC

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
HOLIDAY/VACATION LOAN - Max.
5.69%
View
▼
APR5.69%
Last UpdatedMarch 21, 2026
Details

$2,500; As Low As

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
Vacation Loans
5.69%
View
▼
APR5.69%
Last UpdatedMarch 21, 2026
Details

As Low As

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA, 98037
Bicycle Loans
5.99%
View
▼
APR5.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
520 1ST ST, Cheney, WA, 99004 1603
Credit Builder Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

Fixed rate, terms from 12 to 24 months on loan amounts of $500 to $2,500.

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Credit Builder Loans
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

flexible repayment

Strait View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
220 S Lincoln St, Port Angeles, WA, 98362 3003
Medical Loans
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Land Loans
6.03%
View
▼
APR6.03%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Term Loan
6.03%
View
▼
APR6.03%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
USDA Loan
6.03%
View
▼
APR6.03%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Immigration Loan
6.07%
View
▼
APR6.07%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
14610 E Sprague Ave, Spokane Valley, WA, 99216
Loan Length
6.24%
View
▼
APR6.24%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
EnergySmart Loan
6.25%
View
▼
APR6.25%
Last UpdatedMarch 21, 2026
Details

Snohomish County; Available in Snohomish County; Maximum loan amount up to $50,000.00*

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA, 99354
10-Year One-Time Close Construction Loan (Interest only payments during construction)
6.34%
View
▼
APR6.34%
Last UpdatedMarch 21, 2026
Details

Fixed 120 Months

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
Solar Loan
6.50%
View
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details

Available Statewide; Maximum loan amount up to $80,000.00*

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Principal and Interest Payment Product - 80% Combined Loan to Value (CLTV) or Less
6.50%
View
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details

APR Range: 6.50%-12.25%

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Interest Only Payment Product - 80% Combined Loan to Value (CLTV or Less)
6.50%
View
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details

APR Range: 6.50%-12.25%

Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
14610 E Sprague Ave, Spokane Valley, WA, 99216
Loan Length
6.74%
View
▼
APR6.74%
Last UpdatedMarch 21, 2026
Details

Up to 84 months

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Bicycle Loans
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Airplane Loans
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

As Low As; *up to 180 months

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Alternative Energy Loans Solar (Solar loans will have a UCC Filing attached to them.)
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
COLLATERAL (TITLE) LOAN - Max.
7.05%
View
▼
APR7.05%
Last UpdatedMarch 21, 2026
Details

$100,000; As Low As; *See Below

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
Title/Collateral Loans
7.05%
View
▼
APR7.05%
Last UpdatedMarch 21, 2026
Details

As Low As

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
COLLATERAL (TITLE) LOAN - Max.
7.18%
View
▼
APR7.18%
Last UpdatedMarch 21, 2026
Details

$100,000; As Low As; *See Below

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
COLLATERAL (TITLE) LOAN - Max.
7.28%
View
▼
APR7.28%
Last UpdatedMarch 21, 2026
Details

$100,000; As Low As; *See Below

TRI CITIES Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.36%
3213 W 19th Ave, Kennewick, WA, 99337
Bare Land Loan
7.49%
View
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details

Unimproved Land, Origination Fees Apply. 50% Tax Asmnt to $50k, 70% of appraisal to $150k.

TRI CITIES Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.36%
3213 W 19th Ave, Kennewick, WA, 99337
Signature Loan
7.65%
View
▼
APR7.65%
Last UpdatedMarch 21, 2026
Details

Up to $5,000. Great for taxes, emergencies & vacations.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
Personal/Signature loans
7.74%
View
▼
APR7.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA, 99354
5-Year Land Loan
7.87%
View
▼
APR7.87%
Last UpdatedMarch 21, 2026
Details

Amortized over 15 years with a balloon due in 60 months

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA, 99354
5-Year Land Loan - Residential (Purchase)
7.87%
View
▼
APR7.87%
Last UpdatedMarch 21, 2026
Details

Amortized over 15 years with a balloon due in 60 months

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Closed End Equity Loan
7.88%
View
▼
APR7.88%
Last UpdatedMarch 21, 2026
Details

Amount: $100,000 Max; Max LTV: 80%*

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Closed End Equity Loans
7.88%
View
▼
APR7.88%
Last UpdatedMarch 21, 2026
Details

Amount: $100,000 Max; Max LTV: 80%*

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA, 98101
4 Seasons Loan
7.97%
View
▼
APR7.97%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Longshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
3107 John Stevens Way, Hoquiam, WA, 98550
Signature Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
2501 James St, Bellingham, WA, 98225 3529
EcoFixIt Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

Draw Period: 12 months; Maximum Amount: $50,000

Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA, 98584
Land Loans
8.00%
View
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details

As Low As; Land Loans available in Washington State only

Spokane City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1930 N Monroe St, Spokane, WA, 99205 4538
Bicycle Loan
8.14%
View
▼
APR8.14%
Last UpdatedMarch 21, 2026
Details

As Low As

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Closed End Equity Loan
8.15%
View
▼
APR8.15%
Last UpdatedMarch 21, 2026
Details

$100,000 Max

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Closed End Equity Loans
8.15%
View
▼
APR8.15%
Last UpdatedMarch 21, 2026
Details

$100,000 Max

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Closed End Equity Loans Max
8.15%
View
▼
APR8.15%
Last UpdatedMarch 21, 2026
Details

$100,000

Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
1331 Broadway, Tacoma, WA, 98402 3410
Personal Loan
8.25%
View
▼
APR8.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA, 99354
5-Year Land Loan
8.38%
View
▼
APR8.38%
Last UpdatedMarch 21, 2026
Details

Amortized over 15 years with a balloon due in 60 months

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA, 99354
5-Year Land Loan - Residential (Purchase)
8.38%
View
▼
APR8.38%
Last UpdatedMarch 21, 2026
Details

Amortized over 15 years with a balloon due in 60 months

Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA, 98584
Signature / Personal Loan
8.49%
View
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
2501 James St, Bellingham, WA, 98225 3529
Signature Loan limit
8.49%
View
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details

Up to $40,000

Qualstar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.04%
2502 Colby Ave, Everett, WA, 98201
Personal Loans (fixed)
8.49%
View
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details

As Low As

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Unsecured Loans / Signature / LOC
8.49%
View
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Olympia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.52%
202 9th Ave SE, Olympia, WA, 98501 9315
Signature Loans
8.50%
View
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details

As Low As; Olympia Credit Union automatically approved unsecured loan rates as of September 8, 2023 range from 8.50% APR - 18.00% APR up to a 36 month term based on applicants credit score of 680 or higher and other underwriting guidelines. Maximum loan amount is $3000.00. Rate may decrease by 0.25% with checking account and direct deposit. Must have timely pay history with Olympia Credit Union for 18 months and steady employment for 24 months. Restrictions apply. Rates subject to change without notice. Existing loans with Olympia Credit Union not eligible. Contact Olympia Credit Union for details.

Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA, 98584
Land Loans
8.50%
View
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details

Land Loans available in Washington State only

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
Energy-Smart Loans
8.50%
View
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details

Maximum loan amount up to $50,000.00*

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1 Microsoft Way, Redmond, WA, 98052
Go Solar Loan
8.60%
View
▼
APR8.60%
Last UpdatedMarch 21, 2026
Details

Fixed Rates from 8.60% to 8.70% APR*

Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
1331 Broadway, Tacoma, WA, 98402 3410
Personal Loan
8.65%
View
▼
APR8.65%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Closed End Equity Loans Max
8.69%
View
▼
APR8.69%
Last UpdatedMarch 21, 2026
Details

$250,000

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Closed End Equity Loans
8.69%
View
▼
APR8.69%
Last UpdatedMarch 21, 2026
Details

$250,000 Max

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Closed End Equity Loan
8.69%
View
▼
APR8.69%
Last UpdatedMarch 21, 2026
Details

$250,000 Max

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
ITIN Personal Loans
8.70%
View
▼
APR8.70%
Last UpdatedMarch 21, 2026
Details

As Low As

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1 Microsoft Way, Redmond, WA, 98052
Go Solar Loan
8.70%
View
▼
APR8.70%
Last UpdatedMarch 21, 2026
Details

Fixed Rates from 8.60% to 8.70% APR*

Progressions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
2919 E Mission AVE, Spokane, WA, 99202 3624
SPECIAL PURPOSE PERSONAL LOANS
8.74%
View
▼
APR8.74%
Last UpdatedMarch 21, 2026
Details

Available up to 24 months OAC

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Signature Loan(closed-end loan)
8.74%
View
▼
APR8.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
Personal/Signature loans
8.74%
View
▼
APR8.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA, 98037
Solar loan
8.75%
View
▼
APR8.75%
Last UpdatedMarch 21, 2026
Details

As Low As

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
924 W Sinto Ave, Spokane, WA, 99201 2531
Signature/Unsecured
8.90%
View
▼
APR8.90%
Last UpdatedMarch 21, 2026
Details

As Low As; Up to 60 months & $10,000 max per member

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
18020 80th Ave S, Kent, WA, 98032
Personal Loan
8.95%
View
▼
APR8.95%
Last UpdatedMarch 21, 2026
Details

As Low As; up to 48 months

Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
600 E Holly St, Bellingham, WA, 98225
Personal Signature
8.99%
View
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA, 98037
Personal
8.99%
View
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details

Verity members can apply by logging into Digital Banking and selecting "Open account or loan" from the menu. Lowest rate includes rate discounts.*

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA, 98037
Personal loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA, 98037
Personal loan
8.99%
View
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
1331 Broadway, Tacoma, WA, 98402 3410
Personal Loan
9.15%
View
▼
APR9.15%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
Personal Loans 0 - 24 Months
9.23%
View
▼
APR9.23%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
9611 Gravelly Lake Dr Sw, Lakewood, WA, 98499 1510
Signature Loan
9.24%
View
▼
APR9.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
9611 Gravelly Lake Dr Sw, Lakewood, WA, 98499 1510
Seasonal Loan
9.24%
View
▼
APR9.24%
Last UpdatedMarch 21, 2026
Details

As Low As

First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
925 4th Ave Ste 2350, Seattle, WA, 98104
Seasonal Loan
9.24%
View
▼
APR9.24%
Last UpdatedMarch 21, 2026
Details

As Low As

First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
925 4th Ave Ste 2350, Seattle, WA, 98104
Signature Loan
9.24%
View
▼
APR9.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Signature Loan(closed-end loan)
9.24%
View
▼
APR9.24%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Signature Loans
9.25%
View
▼
APR9.25%
Last UpdatedMarch 21, 2026
Details

As Low As; On approval of credit, restrictions apply. Effective 5.1.2023

CALCOE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
Personal
9.25%
View
▼
APR9.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Unspecified Loan
9.30%
View
▼
APR9.30%
Last UpdatedMarch 21, 2026
Details

As Low As

GRANCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
217 Alder St SW, Ephrata, WA, 98823
Unsecured Loans
9.39%
View
▼
APR9.39%
Last UpdatedMarch 21, 2026
Details

As Low As

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
Unsecured Loan
9.45%
View
▼
APR9.45%
Last UpdatedMarch 21, 2026
Details

As Low As; 24 monthly payments of $45.91 per $1,000 borrowed

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
Unsecured Loans
9.45%
View
▼
APR9.45%
Last UpdatedMarch 21, 2026
Details

As Low As

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
Personal Loans 25 - 36 Months
9.48%
View
▼
APR9.48%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Mint Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
3325 Washington Way, Longview, WA, 98632
Unsecured
9.49%
View
▼
APR9.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
Camp Murray Building 16, Tacoma, WA, 98430 0001
Unsecured
9.49%
View
▼
APR9.49%
Last UpdatedMarch 21, 2026
Details

As Low As; Personal loans up to $10,000

Industrial Credit Union of Whatcom County
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
3233 Northwest Ave, Bellingham, WA, 98225 1317
Personal Loans
9.50%
View
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details

As Low As

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Personal Term Loan
9.50%
View
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details

As Low As; Loan Amount Up to $7,500

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Personal Term Loans
9.50%
View
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details

As Low As; Loan Amount Up to $7,500

Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA, 98584
Land Loans
9.50%
View
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details

Land Loans available in Washington State only

MountainCrest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1328 Broadway, Everett, WA, 98201 1718
Signature Loan
9.74%
View
▼
APR9.74%
Last UpdatedMarch 21, 2026
Details

Up to a 72-month term.

Express Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1930 6th Ave S Ste 104, Seattle, WA, 98134 1627
Personal Loan
9.74%
View
▼
APR9.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA, 98136
Signature Loan
9.74%
View
▼
APR9.74%
Last UpdatedMarch 21, 2026
Details

As Low As; (Up to $25,000 limit)

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
Personal/Signature loans
9.74%
View
▼
APR9.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
1331 Broadway, Tacoma, WA, 98402 3410
Personal Loan
9.75%
View
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN - Max.
9.95%
View
▼
APR9.95%
Last UpdatedMarch 21, 2026
Details

$10,000; As Low As; *See Below

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
Personal Loans
9.95%
View
▼
APR9.95%
Last UpdatedMarch 21, 2026
Details

As Low As

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
18020 80th Ave S, Kent, WA, 98032
Personal Loan
9.95%
View
▼
APR9.95%
Last UpdatedMarch 21, 2026
Details

As Low As; up to 60 months (minimum loan amount of $5,000)

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA, 98101
Debt Consolidation
9.97%
View
▼
APR9.97%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA, 98101
Personal/Unsecured
9.97%
View
▼
APR9.97%
Last UpdatedMarch 21, 2026
Details

No additional details available.

TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
5303 112th St E, Tacoma, WA, 98446
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Connection Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
10200 Silverdale Way NW, Silverdale, WA, 98383
Signature Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
301 W Wishkah St, Aberdeen, WA, 98520 6130
Personal Lifestyle Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

NW Priority Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
11215 NE 28th St, Vancouver, WA, 98682 7805
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details

Call for current Promotional Rates.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA, 98125
Citizenship Express Loan (Unsecured)
9.99%
View
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Olympia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.52%
202 9th Ave SE, Olympia, WA, 98501 9315
Signature Loans
10.00%
View
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details

As Low As; Olympia Credit Union automatically approved unsecured loan rates as of September 8, 2023 range from 10.00% APR - 18.00% APR up to a 36 month term based on applicants credit score of 650 to 679 and other underwriting guidelines. Maximum loan amount is $3000.00. Rate may decrease by 0.25% with checking account and direct deposit. Must have timely pay history with Olympia Credit Union for 18 months and steady employment for 24 months. Restrictions apply. Rates subject to change without notice. Existing loans with Olympia Credit Union not eligible. Contact Olympia Credit Union for details.

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Personal Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA, 98584
Land Loans
10.00%
View
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details

Land Loans available in Washington State only

IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
3049 S 36th St, Tacoma, WA, 98409
Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details

As Low As; *up to 60 months

Strait View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
220 S Lincoln St, Port Angeles, WA, 98362 3003
Debt Consolidation w/Collateral
10.00%
View
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Unspecified Loan
10.02%
View
▼
APR10.02%
Last UpdatedMarch 21, 2026
Details

As Low As

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
Land Loan
10.04%
View
▼
APR10.04%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA, 99201
Signature Loans 12 Months
10.04%
View
▼
APR10.04%
Last UpdatedMarch 21, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN - Max.
10.05%
View
▼
APR10.05%
Last UpdatedMarch 21, 2026
Details

$10,000; As Low As; *See Below

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN - Max.
10.15%
View
▼
APR10.15%
Last UpdatedMarch 21, 2026
Details

$10,000; As Low As

Progressions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
2919 E Mission AVE, Spokane, WA, 99202 3624
Personal Unsecured
10.24%
View
▼
APR10.24%
Last UpdatedMarch 21, 2026
Details

Available up to 60 months OAC

Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
1331 Broadway, Tacoma, WA, 98402 3410
Personal Loan
10.25%
View
▼
APR10.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN - Max.
10.28%
View
▼
APR10.28%
Last UpdatedMarch 21, 2026
Details

$10,000; As Low As; *See Below

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
Personal Loans 37 - 48 Months
10.46%
View
▼
APR10.46%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 24.46%
4550 S 134th Pl, Tukwila, WA, 98168
Signature Loans
10.49%
View
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Canopy Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.08%
930 N Howard St, Spokane, WA, 99201
Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1451 15th St, Clarkston, WA, 99403
Signature Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details

As Low As

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Personal Term Loans
10.50%
View
▼
APR10.50%
Last UpdatedMarch 21, 2026
Details

As Low As; Loan Amount $7,501 to $15,000

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Personal Term Loans to $15,000
10.50%
View
▼
APR10.50%
Last UpdatedMarch 21, 2026
Details

$7,501

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Personal Term Loan
10.50%
View
▼
APR10.50%
Last UpdatedMarch 21, 2026
Details

As Low As; Loan Amount $7,501 to $15,000

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Personal Loan
10.50%
View
▼
APR10.50%
Last UpdatedMarch 21, 2026
Details

As Low As

Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
521 W Railroad Ave, Shelton, WA, 98584 3520
Personal Loans
10.64%
View
▼
APR10.64%
Last UpdatedMarch 21, 2026
Details

(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Signature Loan(closed-end loan)
10.74%
View
▼
APR10.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA, 99201
Signature Loans 36 Months
10.74%
View
▼
APR10.74%
Last UpdatedMarch 21, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
Personal/Signature loans
10.74%
View
▼
APR10.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
18020 80th Ave S, Kent, WA, 98032
Personal Loan
10.95%
View
▼
APR10.95%
Last UpdatedMarch 21, 2026
Details

As Low As; up to 72 months (minimum loan amount of $7,500)

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1301 HIGHLAND AVE, CLARKSTON, WA, 99403
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA, 98125
Personal Loans (Unsecured)
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
9706 4th Ave NE Ste 400, Seattle, WA, 98115 2199
SALAL SIGNATURE LOAN
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA, 99354
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
14610 E Sprague Ave, Spokane Valley, WA, 99216
Personal Loans
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
Personal Loans
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

Up to $10,000; As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Safety Line(open-end loan)
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Kitsap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
155 Washington Ave, Bremerton, WA, 98337 5606
Signature Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As

North Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1100 Dupont St, Bellingham, WA, 98225 3113
Personal Loan Unsecured
11.00%
View
▼
APR11.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Personal Loan
11.00%
View
▼
APR11.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Personal Loan
11.00%
View
▼
APR11.00%
Last UpdatedMarch 21, 2026
Details

As Low As

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Personal loan
11.00%
View
▼
APR11.00%
Last UpdatedMarch 21, 2026
Details

fixed rate

Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
521 W Railroad Ave, Shelton, WA, 98584 3520
Personal Loans
11.09%
View
▼
APR11.09%
Last UpdatedMarch 21, 2026
Details

(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans

Spokane City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1930 N Monroe St, Spokane, WA, 99205 4538
Bicycle Loan
11.14%
View
▼
APR11.14%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
1331 Broadway, Tacoma, WA, 98402 3410
Personal Loan
8.25%
View
▼
APR8.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Qualstar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.04%
2502 Colby Ave, Everett, WA, 98201
Personal Loans (fixed)
8.49%
View
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details

As Low As

Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA, 98584
Signature / Personal Loan
8.49%
View
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
1331 Broadway, Tacoma, WA, 98402 3410
Personal Loan
8.65%
View
▼
APR8.65%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
ITIN Personal Loans
8.70%
View
▼
APR8.70%
Last UpdatedMarch 21, 2026
Details

As Low As

Progressions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
2919 E Mission AVE, Spokane, WA, 99202 3624
SPECIAL PURPOSE PERSONAL LOANS
8.74%
View
▼
APR8.74%
Last UpdatedMarch 21, 2026
Details

Available up to 24 months OAC

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
18020 80th Ave S, Kent, WA, 98032
Personal Loan
8.95%
View
▼
APR8.95%
Last UpdatedMarch 21, 2026
Details

As Low As; up to 48 months

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA, 98037
Personal loan
8.99%
View
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA, 98037
Personal loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
1331 Broadway, Tacoma, WA, 98402 3410
Personal Loan
9.15%
View
▼
APR9.15%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
Personal Loans 0 - 24 Months
9.23%
View
▼
APR9.23%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
Personal Loans 25 - 36 Months
9.48%
View
▼
APR9.48%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Industrial Credit Union of Whatcom County
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
3233 Northwest Ave, Bellingham, WA, 98225 1317
Personal Loans
9.50%
View
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details

As Low As

Express Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1930 6th Ave S Ste 104, Seattle, WA, 98134 1627
Personal Loan
9.74%
View
▼
APR9.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
1331 Broadway, Tacoma, WA, 98402 3410
Personal Loan
9.75%
View
▼
APR9.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN - Max.
9.95%
View
▼
APR9.95%
Last UpdatedMarch 21, 2026
Details

$10,000; As Low As; *See Below

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
Personal Loans
9.95%
View
▼
APR9.95%
Last UpdatedMarch 21, 2026
Details

As Low As

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
18020 80th Ave S, Kent, WA, 98032
Personal Loan
9.95%
View
▼
APR9.95%
Last UpdatedMarch 21, 2026
Details

As Low As; up to 60 months (minimum loan amount of $5,000)

NW Priority Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
11215 NE 28th St, Vancouver, WA, 98682 7805
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details

Call for current Promotional Rates.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
5303 112th St E, Tacoma, WA, 98446
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Personal Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN - Max.
10.05%
View
▼
APR10.05%
Last UpdatedMarch 21, 2026
Details

$10,000; As Low As; *See Below

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN - Max.
10.15%
View
▼
APR10.15%
Last UpdatedMarch 21, 2026
Details

$10,000; As Low As

Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
1331 Broadway, Tacoma, WA, 98402 3410
Personal Loan
10.25%
View
▼
APR10.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
PERSONAL LOAN - Max.
10.28%
View
▼
APR10.28%
Last UpdatedMarch 21, 2026
Details

$10,000; As Low As; *See Below

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
Personal Loans 37 - 48 Months
10.46%
View
▼
APR10.46%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Canopy Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.08%
930 N Howard St, Spokane, WA, 99201
Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Personal Loan
10.50%
View
▼
APR10.50%
Last UpdatedMarch 21, 2026
Details

As Low As

Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
521 W Railroad Ave, Shelton, WA, 98584 3520
Personal Loans
10.64%
View
▼
APR10.64%
Last UpdatedMarch 21, 2026
Details

(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
18020 80th Ave S, Kent, WA, 98032
Personal Loan
10.95%
View
▼
APR10.95%
Last UpdatedMarch 21, 2026
Details

As Low As; up to 72 months (minimum loan amount of $7,500)

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
1811 N Hutchinson Rd, Spokane Valley, WA, 99212 2444
Personal Loans
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

Up to $10,000; As Low As

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA, 99354
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
14610 E Sprague Ave, Spokane Valley, WA, 99216
Personal Loans
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA, 98125
Personal Loans (Unsecured)
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1301 HIGHLAND AVE, CLARKSTON, WA, 99403
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As

North Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1100 Dupont St, Bellingham, WA, 98225 3113
Personal Loan Unsecured
11.00%
View
▼
APR11.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Personal Loan
11.00%
View
▼
APR11.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Personal Loan
11.00%
View
▼
APR11.00%
Last UpdatedMarch 21, 2026
Details

As Low As

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Personal loan
11.00%
View
▼
APR11.00%
Last UpdatedMarch 21, 2026
Details

fixed rate

Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
521 W Railroad Ave, Shelton, WA, 98584 3520
Personal Loans
11.09%
View
▼
APR11.09%
Last UpdatedMarch 21, 2026
Details

(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA, 98101
Debt Consolidation
9.97%
View
▼
APR9.97%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Strait View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
220 S Lincoln St, Port Angeles, WA, 98362 3003
Debt Consolidation w/Collateral
10.00%
View
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
TRI CITIES Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.36%
3213 W 19th Ave, Kennewick, WA, 99337
Signature Loan
7.65%
View
▼
APR7.65%
Last UpdatedMarch 21, 2026
Details

Up to $5,000. Great for taxes, emergencies & vacations.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
Personal/Signature loans
7.74%
View
▼
APR7.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Longshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
3107 John Stevens Way, Hoquiam, WA, 98550
Signature Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
2501 James St, Bellingham, WA, 98225 3529
Signature Loan limit
8.49%
View
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details

Up to $40,000

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Unsecured Loans / Signature / LOC
8.49%
View
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA, 98584
Signature / Personal Loan
8.49%
View
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Olympia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.52%
202 9th Ave SE, Olympia, WA, 98501 9315
Signature Loans
8.50%
View
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details

As Low As; Olympia Credit Union automatically approved unsecured loan rates as of September 8, 2023 range from 8.50% APR - 18.00% APR up to a 36 month term based on applicants credit score of 680 or higher and other underwriting guidelines. Maximum loan amount is $3000.00. Rate may decrease by 0.25% with checking account and direct deposit. Must have timely pay history with Olympia Credit Union for 18 months and steady employment for 24 months. Restrictions apply. Rates subject to change without notice. Existing loans with Olympia Credit Union not eligible. Contact Olympia Credit Union for details.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Signature Loan(closed-end loan)
8.74%
View
▼
APR8.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
Personal/Signature loans
8.74%
View
▼
APR8.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
924 W Sinto Ave, Spokane, WA, 99201 2531
Signature/Unsecured
8.90%
View
▼
APR8.90%
Last UpdatedMarch 21, 2026
Details

As Low As; Up to 60 months & $10,000 max per member

Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
600 E Holly St, Bellingham, WA, 98225
Personal Signature
8.99%
View
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Signature Loan(closed-end loan)
9.24%
View
▼
APR9.24%
Last UpdatedMarch 21, 2026
Details

No additional details available.

First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
925 4th Ave Ste 2350, Seattle, WA, 98104
Signature Loan
9.24%
View
▼
APR9.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
9611 Gravelly Lake Dr Sw, Lakewood, WA, 98499 1510
Signature Loan
9.24%
View
▼
APR9.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Signature Loans
9.25%
View
▼
APR9.25%
Last UpdatedMarch 21, 2026
Details

As Low As; On approval of credit, restrictions apply. Effective 5.1.2023

MountainCrest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1328 Broadway, Everett, WA, 98201 1718
Signature Loan
9.74%
View
▼
APR9.74%
Last UpdatedMarch 21, 2026
Details

Up to a 72-month term.

Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA, 98136
Signature Loan
9.74%
View
▼
APR9.74%
Last UpdatedMarch 21, 2026
Details

As Low As; (Up to $25,000 limit)

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
Personal/Signature loans
9.74%
View
▼
APR9.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Connection Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
10200 Silverdale Way NW, Silverdale, WA, 98383
Signature Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details

As Low As; *up to 60 months

IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
3049 S 36th St, Tacoma, WA, 98409
Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Olympia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.52%
202 9th Ave SE, Olympia, WA, 98501 9315
Signature Loans
10.00%
View
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details

As Low As; Olympia Credit Union automatically approved unsecured loan rates as of September 8, 2023 range from 10.00% APR - 18.00% APR up to a 36 month term based on applicants credit score of 650 to 679 and other underwriting guidelines. Maximum loan amount is $3000.00. Rate may decrease by 0.25% with checking account and direct deposit. Must have timely pay history with Olympia Credit Union for 18 months and steady employment for 24 months. Restrictions apply. Rates subject to change without notice. Existing loans with Olympia Credit Union not eligible. Contact Olympia Credit Union for details.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA, 99201
Signature Loans 12 Months
10.04%
View
▼
APR10.04%
Last UpdatedMarch 21, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 24.46%
4550 S 134th Pl, Tukwila, WA, 98168
Signature Loans
10.49%
View
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1451 15th St, Clarkston, WA, 99403
Signature Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
Signature Loan(closed-end loan)
10.74%
View
▼
APR10.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA, 99201
Signature Loans 36 Months
10.74%
View
▼
APR10.74%
Last UpdatedMarch 21, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
Personal/Signature loans
10.74%
View
▼
APR10.74%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Kitsap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.30%
155 Washington Ave, Bremerton, WA, 98337 5606
Signature Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
9706 4th Ave NE Ste 400, Seattle, WA, 98115 2199
SALAL SIGNATURE LOAN
10.99%
View
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

No home improvement personal loan rates found in Chelan, WA currently.

Frequently Asked Questions

What credit score do I need for a personal loan in Washington?

Most lenders in Chelan, Washington require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Washington often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Chelan, Washington require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Washington?

Yes. Debt consolidation is one of the most common uses of personal loans in Chelan, Washington. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Chelan, Washington?

Credit unions in Chelan, Washington often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Chelan, Washington?

  • Numerica Credit Union: 4.74% (Loan Length)
  • Qualstar Credit Union: 4.74% (Advantage Equity Loan (fixed))
  • Firefighters First Federal Credit Union: 4.99% (Fire Station Loan)
  • Governmental Employees Credit Union: 4.99% (Construction Loan)
  • Progressions Credit Union: 5.49% (WEALTH BUILDER LOANS)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Chelan, Washington. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 21, 2026.

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