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Best Personal Loan Rates in Ariel, Washington (WA) - May 2026

Current personal loan options available to borrowers in Ariel, Washington include: Governmental Employees Credit UnionGovernmental Employees Credit UnionA5.0 ★Texas Ratio: 6.65% offering Construction Loan at 4.99% APR, Rolling F Credit UnionRolling F Credit UnionA+5.0 ★Texas Ratio: 2.00% offering HOLIDAY/VACATION LOAN - Max. at 5.69% APR, Cheney Federal Credit UnionCheney Federal Credit UnionA+5.0 ★Texas Ratio: 1.30% offering Recreational Loans at 5.74% APR, HAPO Community Credit UnionHAPO Community Credit UnionA+5.0 ★Texas Ratio: 2.10% offering 10-Year One-Time Close Construction Loan (Interest only payments during construction) at 5.84% APR, and Strait View Credit UnionStrait View Credit UnionA+5.0 ★Texas Ratio: 1.29% offering Medical Loans at 6.00% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.

Ariel borrowers have access to 53 lenders serving the Washington area, with personal loan rates as low as 4.99% APR from Governmental Employees Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Ariel, Washington.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Ariel, Washington. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
Construction Loan
4.99%
APR4.99%
Last UpdatedMay 13, 2026
Details

As Low As

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
HOLIDAY/VACATION LOAN - Max.
5.69%
APR5.69%
Last UpdatedMay 13, 2026
Details

$2,500; As Low As

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
Vacation Loans
5.69%
APR5.69%
Last UpdatedMay 13, 2026
Details

As Low As

Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Recreational Loans
5.74%
APR5.74%
Last UpdatedMay 13, 2026
Details

As Low As

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
10-Year One-Time Close Construction Loan (Interest only payments during construction)
5.84%
APR5.84%
Last UpdatedMay 13, 2026
Details

Fixed 120 Months

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
One-Time Close Construction Loan (Interest only payments during construction) 10-Year
5.84%
APR5.84%
Last UpdatedMay 13, 2026
Details

Fixed 120 Months

Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Credit Builder Loan
6.00%
APR6.00%
Last UpdatedMay 13, 2026
Details

Fixed rate, terms from 12 to 24 months on loan amounts of $500 to $2,500.

Strait View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
Medical Loans
6.00%
APR6.00%
Last UpdatedMay 13, 2026
Details

No additional details available.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Immigration Loan
6.07%
APR6.07%
Last UpdatedMay 13, 2026
Details

No additional details available.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Principal and Interest Payment Product - 80% Combined Loan to Value (CLTV) or Less
6.50%
APR6.50%
Last UpdatedMay 13, 2026
Details

APR Range: 6.50%-12.25%

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Interest Only Payment Product - 80% Combined Loan to Value (CLTV or Less)
6.50%
APR6.50%
Last UpdatedMay 13, 2026
Details

APR Range: 6.50%-12.25%

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Bicycle Loans
6.99%
APR6.99%
Last UpdatedMay 13, 2026
Details

As Low As

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
6.99%
APR6.99%
Last UpdatedMay 13, 2026
Details

As Low As; Rates are based on your credit history and credit qualifications. Minimum loan amount is $250. Maximum loan repayment period is 48 months or 12 months per $1,000 borrowed. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.)

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
COLLATERAL (TITLE) LOAN - Max.
7.05%
APR7.05%
Last UpdatedMay 13, 2026
Details

$100,000; As Low As

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
COLLATERAL (TITLE) LOAN - Max.
7.18%
APR7.18%
Last UpdatedMay 13, 2026
Details

$100,000; As Low As

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
COLLATERAL (TITLE) LOAN - Max.
7.28%
APR7.28%
Last UpdatedMay 13, 2026
Details

$100,000; As Low As

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal/Signature loans
7.74%
APR7.74%
Last UpdatedMay 13, 2026
Details

No additional details available.

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Land Loan - Residential (Purchase) 5-Year < 70% LTV
7.87%
APR7.87%
Last UpdatedMay 13, 2026
Details

Amortized over 15 years with a balloon due in 60 months

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
5-Year Land Loan
7.87%
APR7.87%
Last UpdatedMay 13, 2026
Details

Amortized over 15 years with a balloon due in 60 months

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
5-Year Land Loan - Residential (Purchase)
7.87%
APR7.87%
Last UpdatedMay 13, 2026
Details

Amortized over 15 years with a balloon due in 60 months

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
4 Seasons Loan
7.97%
APR7.97%
Last UpdatedMay 13, 2026
Details

No additional details available.

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
4 Seasons Loan1
7.97%
APR7.97%
Last UpdatedMay 13, 2026
Details

No additional details available.

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Personal Loans
7.97%
APR7.97%
Last UpdatedMay 13, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
APR7.99%
Last UpdatedMay 13, 2026
Details

As Low As

Longshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
Signature Loans
7.99%
APR7.99%
Last UpdatedMay 13, 2026
Details

No additional details available.

Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Land Loans
8.00%
APR8.00%
Last UpdatedMay 13, 2026
Details

As Low As; Rate based on creditworthiness and term of loan.

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
5-Year Land Loan
8.38%
APR8.38%
Last UpdatedMay 13, 2026
Details

Amortized over 15 years with a balloon due in 60 months

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
5-Year Land Loan - Residential (Purchase)
8.38%
APR8.38%
Last UpdatedMay 13, 2026
Details

Amortized over 15 years with a balloon due in 60 months

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Land Loan - Residential (Purchase) 5-Year < 80% LTV
8.38%
APR8.38%
Last UpdatedMay 13, 2026
Details

Amortized over 15 years with a balloon due in 60 months

WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Signature Loan limit
8.49%
APR8.49%
Last UpdatedMay 13, 2026
Details

Up to $40,000

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Unsecured Loans / Signature / LOC
8.49%
APR8.49%
Last UpdatedMay 13, 2026
Details

No additional details available.

Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Personal Loans
8.49%
APR8.49%
Last UpdatedMay 13, 2026
Details

As Low As; Rate based on creditworthiness and term of loan.

Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Signature / Personal Loan
8.49%
APR8.49%
Last UpdatedMay 13, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
8.74%
APR8.74%
Last UpdatedMay 13, 2026
Details

No additional details available.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal/Signature loans
8.74%
APR8.74%
Last UpdatedMay 13, 2026
Details

No additional details available.

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature/Unsecured
8.90%
APR8.90%
Last UpdatedMay 13, 2026
Details

As Low As; Up to 60 months & $10,000 max per member

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loans
8.90%
APR8.90%
Last UpdatedMay 13, 2026
Details

As Low As

Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Personal Signature
8.99%
APR8.99%
Last UpdatedMay 13, 2026
Details

No additional details available.

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
Personal Loan
8.99%
APR8.99%
Last UpdatedMay 13, 2026
Details

As Low As; Verity members can apply by logging into Digital Banking and selecting "Open account or loan" from the menu. Lowest rate includes rate discounts.*

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
Personal Loans
8.99%
APR8.99%
Last UpdatedMay 13, 2026
Details

As Low As

Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Personal Loans
8.99%
APR8.99%
Last UpdatedMay 13, 2026
Details

As Low As

Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
Seasonal Loan
9.24%
APR9.24%
Last UpdatedMay 13, 2026
Details

As Low As

Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
Signature Loan
9.24%
APR9.24%
Last UpdatedMay 13, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
9.24%
APR9.24%
Last UpdatedMay 13, 2026
Details

No additional details available.

First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Signature Loan
9.24%
APR9.24%
Last UpdatedMay 13, 2026
Details

As Low As

First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Seasonal Loan
9.24%
APR9.24%
Last UpdatedMay 13, 2026
Details

As Low As

CALCOE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Personal
9.25%
APR9.25%
Last UpdatedMay 13, 2026
Details

No additional details available.

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
Unsecured Loan
9.45%
APR9.45%
Last UpdatedMay 13, 2026
Details

As Low As

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
Unsecured Loans
9.45%
APR9.45%
Last UpdatedMay 13, 2026
Details

As Low As

American Lake Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.46%
Unsecured
9.49%
APR9.49%
Last UpdatedMay 13, 2026
Details

As Low As; Personal loans up to $10,000

Industrial Credit Union of Whatcom County
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
Personal Loans
9.50%
APR9.50%
Last UpdatedMay 13, 2026
Details

As Low As

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal/Signature loans
9.74%
APR9.74%
Last UpdatedMay 13, 2026
Details

No additional details available.

MountainCrest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Signature Loan
9.74%
APR9.74%
Last UpdatedMay 13, 2026
Details

Up to a 72-month term.

Spokane City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Signature Loans
9.90%
APR9.90%
Last UpdatedMay 13, 2026
Details

As Low As

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
PERSONAL LOAN - Max.
9.95%
APR9.95%
Last UpdatedMay 13, 2026
Details

$10,000; As Low As

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
Personal Loans
9.95%
APR9.95%
Last UpdatedMay 13, 2026
Details

As Low As

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Debt Consolidation
9.97%
APR9.97%
Last UpdatedMay 13, 2026
Details

No additional details available.

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Personal/Unsecured
9.97%
APR9.97%
Last UpdatedMay 13, 2026
Details

No additional details available.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Citizenship Express Loan (Unsecured)
9.99%
APR9.99%
Last UpdatedMay 13, 2026
Details

As Low As

TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 13, 2026
Details

No additional details available.

Connection Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
Signature Loan
9.99%
APR9.99%
Last UpdatedMay 13, 2026
Details

Unsecured

Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
SALAL SIGNATURE LOAN
9.99%
APR9.99%
Last UpdatedMay 13, 2026
Details

No additional details available.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 13, 2026
Details

Credit Score: 740+

NW Priority Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Personal Loans
9.99%
APR9.99%
Last UpdatedMay 13, 2026
Details

As Low As

NW Priority Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 13, 2026
Details

No additional details available.

Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
Personal Lifestyle Loan
9.99%
APR9.99%
Last UpdatedMay 13, 2026
Details

No additional details available.

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 13, 2026
Details

As Low As; up to 48 months

IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Signature Loan
10.00%
APR10.00%
Last UpdatedMay 13, 2026
Details

up to 60 months

Strait View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
Debt Consolidation w/Collateral
10.00%
APR10.00%
Last UpdatedMay 13, 2026
Details

No additional details available.

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Signature
10.00%
APR10.00%
Last UpdatedMay 13, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Signature Loans 12 Months
10.04%
APR10.04%
Last UpdatedMay 13, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
PERSONAL LOAN - Max.
10.05%
APR10.05%
Last UpdatedMay 13, 2026
Details

$10,000; As Low As

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
Land Loan
10.10%
APR10.10%
Last UpdatedMay 13, 2026
Details

No additional details available.

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
PERSONAL LOAN - Max.
10.15%
APR10.15%
Last UpdatedMay 13, 2026
Details

$10,000; As Low As

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
PERSONAL LOAN - Max.
10.28%
APR10.28%
Last UpdatedMay 13, 2026
Details

$10,000; As Low As

Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 24.46%
Signature Loans
10.49%
APR10.49%
Last UpdatedMay 13, 2026
Details

No additional details available.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
10.49%
APR10.49%
Last UpdatedMay 13, 2026
Details

Credit Score: 739 - 700

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Signature Loan
10.49%
APR10.49%
Last UpdatedMay 13, 2026
Details

As Low As

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Personal Loan
10.50%
APR10.50%
Last UpdatedMay 13, 2026
Details

As Low As

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Personal Loans
10.50%
APR10.50%
Last UpdatedMay 13, 2026
Details

No additional details available.

Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
Personal Loans
10.64%
APR10.64%
Last UpdatedMay 13, 2026
Details

(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
10.74%
APR10.74%
Last UpdatedMay 13, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Signature Loans 36 Months
10.74%
APR10.74%
Last UpdatedMay 13, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal/Signature loans
10.74%
APR10.74%
Last UpdatedMay 13, 2026
Details

No additional details available.

Express Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Personal Loan
10.74%
APR10.74%
Last UpdatedMay 13, 2026
Details

No additional details available.

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 13, 2026
Details

No additional details available.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Personal Loans (Unsecured)
10.99%
APR10.99%
Last UpdatedMay 13, 2026
Details

As Low As

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 13, 2026
Details

As Low As

Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
Personal Loans
10.99%
APR10.99%
Last UpdatedMay 13, 2026
Details

No additional details available.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
Personal Loans
10.99%
APR10.99%
Last UpdatedMay 13, 2026
Details

Up to $10,000; As Low As

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 13, 2026
Details

As Low As; up to 60 months (minimum loan amount of $5,000)

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
Personal loan
11.00%
APR11.00%
Last UpdatedMay 13, 2026
Details

fixed rate

North Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Personal
11.00%
APR11.00%
Last UpdatedMay 13, 2026
Details

As Low As

North Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Personal Loan Unsecured
11.00%
APR11.00%
Last UpdatedMay 13, 2026
Details

No additional details available.

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Personal Loan
11.00%
APR11.00%
Last UpdatedMay 13, 2026
Details

As Low As

Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
Personal Loans
11.09%
APR11.09%
Last UpdatedMay 13, 2026
Details

(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
Unsecured Loan
11.45%
APR11.45%
Last UpdatedMay 13, 2026
Details

As Low As

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
Unsecured Loans
11.45%
APR11.45%
Last UpdatedMay 13, 2026
Details

As Low As

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
Personal Loan Special
11.49%
APR11.49%
Last UpdatedMay 13, 2026
Details

Personal Loan Special

Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Personal Loans
11.50%
APR11.50%
Last UpdatedMay 13, 2026
Details

As Low As; Fixed rate, terms up to 36 months. Maximum loan amount: two times gross monthly income.

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Personal Loan
11.50%
APR11.50%
Last UpdatedMay 13, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Signature Loans 72 Months
11.64%
APR11.64%
Last UpdatedMay 13, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
11.74%
APR11.74%
Last UpdatedMay 13, 2026
Details

Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal/Signature loans
11.74%
APR11.74%
Last UpdatedMay 13, 2026
Details

No additional details available.

Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
Personal Loans
11.84%
APR11.84%
Last UpdatedMay 13, 2026
Details

(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans

Safeway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
Signature
11.90%
APR11.90%
Last UpdatedMay 13, 2026
Details

Varies on $ amount; (unsecured)

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Personal Unsecured Loan
11.90%
APR11.90%
Last UpdatedMay 13, 2026
Details

As Low As; *Fixed rate, terms up to 60 months available depending on credit score and amount financed. Rate shown applies to Personal Unsecured, Autos, Boats and RVs 2016 or older model year vehicles or vehicles valued at under $10,000 and Cycle Products 2021 or older model year vehicles. OAC. APR = Annual Percentage Rate. Loan rates are available on approved credit. Loan rates are subject to change without notice. Rates displayed are the lowest available to qualified borrowers. Your rate may be higher and will be determined by loan type, applicable fees, the terms you request, the amount you finance, and your credit history. Secured and Unsecured Loans are available. Qualified borrowers can receive financing for personal loan needs including Dental, Vision, Cosmetics Procedures, Computers, Lawn Tractors, Older Autos, Snowmobiles, ATVs, Boats and RVs.

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Citizenship Plus (Unsecured)
11.99%
APR11.99%
Last UpdatedMay 13, 2026
Details

As Low As; Loan Amount: $726 - $4000

Express Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Citizenship Loan
11.99%
APR11.99%
Last UpdatedMay 13, 2026
Details

No additional details available.

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loan
11.99%
APR11.99%
Last UpdatedMay 13, 2026
Details

As Low As; up to 72 months (minimum loan amount of $7,500)

Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Personal Unsecured Loans
12.00%
APR12.00%
Last UpdatedMay 13, 2026
Details

As Low As; Loan Range: $5,000-$25,000

Newrizons Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
Personal Loans
12.00%
APR12.00%
Last UpdatedMay 13, 2026
Details

As Low As; Rates* start at 12%

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
Payday advantage loan
12.00%
APR12.00%
Last UpdatedMay 13, 2026
Details

fixed rate

Topeka Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Unsecured
12.00%
APR12.00%
Last UpdatedMay 13, 2026
Details

No additional details available.

Strait View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
Personal Loans
12.00%
APR12.00%
Last UpdatedMay 13, 2026
Details

up to $8000

Express Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Holiday Loan
12.00%
APR12.00%
Last UpdatedMay 13, 2026
Details

No additional details available.

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Personal Loan
12.00%
APR12.00%
Last UpdatedMay 13, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Signature Loans 84 Months
12.14%
APR12.14%
Last UpdatedMay 13, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Spokane Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
Signature Loan
12.24%
APR12.24%
Last UpdatedMay 13, 2026
Details

As Low As; This no-frills unsecured loan can help out in a pinch.(1)(2)

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
Personal Loan
12.49%
APR12.49%
Last UpdatedMay 13, 2026
Details

No additional details available.

Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
Personal/Lifestyle/Signature
12.49%
APR12.49%
Last UpdatedMay 13, 2026
Details

As Low As; Up to 72-month term; Fixed rate, fixed term loan for a specific expense; Borrow up to $20,000 (if qualified); Quick and easy funding; No collateral required

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal/Signature loans
12.74%
APR12.74%
Last UpdatedMay 13, 2026
Details

No additional details available.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
Personal Loans
12.99%
APR12.99%
Last UpdatedMay 13, 2026
Details

$10,000.01+; As Low As

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Personal Loan
13.00%
APR13.00%
Last UpdatedMay 13, 2026
Details

As Low As

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
Unsecured Loan
13.45%
APR13.45%
Last UpdatedMay 13, 2026
Details

As Low As

EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
Unsecured Loans
13.45%
APR13.45%
Last UpdatedMay 13, 2026
Details

As Low As

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
13.74%
APR13.74%
Last UpdatedMay 13, 2026
Details

Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.

Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Personal Unsecured Loans
13.95%
APR13.95%
Last UpdatedMay 13, 2026
Details

As Low As

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
13.99%
APR13.99%
Last UpdatedMay 13, 2026
Details

Credit Score: 699 - 660

Express Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Suspended License Loan
14.00%
APR14.00%
Last UpdatedMay 13, 2026
Details

Funds used to pay unpaid fines or fees restricting driving privileges. 14% APR, Rate not based on credit. Max term 36 months. Check issued to respective agency

Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Personal Unsecured
14.58%
APR14.58%
Last UpdatedMay 13, 2026
Details

No additional details available.

Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Personal Unsecured Loans
14.84%
APR14.84%
Last UpdatedMay 13, 2026
Details

As Low As

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
RESCU FIRST LOAN
15.00%
APR15.00%
Last UpdatedMay 13, 2026
Details

As Low As

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
15.49%
APR15.49%
Last UpdatedMay 13, 2026
Details

Credit Score: 659 - 610

Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Personal Unsecured Loans
15.72%
APR15.72%
Last UpdatedMay 13, 2026
Details

As Low As

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
16.74%
APR16.74%
Last UpdatedMay 13, 2026
Details

Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.

Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
Union Dues Loan
18.00%
APR18.00%
Last UpdatedMay 13, 2026
Details

No additional details available.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
18.49%
APR18.49%
Last UpdatedMay 13, 2026
Details

Credit Score: 609 - 560

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
18.74%
APR18.74%
Last UpdatedMay 13, 2026
Details

Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
18.99%
APR18.99%
Last UpdatedMay 13, 2026
Details

Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
19.49%
APR19.49%
Last UpdatedMay 13, 2026
Details

Credit Score: 559 or below

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
19.74%
APR19.74%
Last UpdatedMay 13, 2026
Details

Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.

Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Personal Unsecured Loans
20.77%
APR20.77%
Last UpdatedMay 13, 2026
Details

As Low As

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Lightning Loan
24.99%
APR24.99%
Last UpdatedMay 13, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
6.99%
APR6.99%
Last UpdatedMay 13, 2026
Details

As Low As; Rates are based on your credit history and credit qualifications. Minimum loan amount is $250. Maximum loan repayment period is 48 months or 12 months per $1,000 borrowed. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.)

Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Personal Loans
7.97%
APR7.97%
Last UpdatedMay 13, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
APR7.99%
Last UpdatedMay 13, 2026
Details

As Low As

Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Personal Loans
8.49%
APR8.49%
Last UpdatedMay 13, 2026
Details

As Low As; Rate based on creditworthiness and term of loan.

Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Signature / Personal Loan
8.49%
APR8.49%
Last UpdatedMay 13, 2026
Details

No additional details available.

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loans
8.90%
APR8.90%
Last UpdatedMay 13, 2026
Details

As Low As

Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Personal Loans
8.99%
APR8.99%
Last UpdatedMay 13, 2026
Details

As Low As

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
Personal Loan
8.99%
APR8.99%
Last UpdatedMay 13, 2026
Details

As Low As; Verity members can apply by logging into Digital Banking and selecting "Open account or loan" from the menu. Lowest rate includes rate discounts.*

Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
Personal Loans
8.99%
APR8.99%
Last UpdatedMay 13, 2026
Details

As Low As

Industrial Credit Union of Whatcom County
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
Personal Loans
9.50%
APR9.50%
Last UpdatedMay 13, 2026
Details

As Low As

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
PERSONAL LOAN - Max.
9.95%
APR9.95%
Last UpdatedMay 13, 2026
Details

$10,000; As Low As

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
Personal Loans
9.95%
APR9.95%
Last UpdatedMay 13, 2026
Details

As Low As

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 13, 2026
Details

Credit Score: 740+

TAPCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 13, 2026
Details

No additional details available.

NW Priority Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 13, 2026
Details

No additional details available.

NW Priority Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Personal Loans
9.99%
APR9.99%
Last UpdatedMay 13, 2026
Details

As Low As

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 13, 2026
Details

As Low As; up to 48 months

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
PERSONAL LOAN - Max.
10.05%
APR10.05%
Last UpdatedMay 13, 2026
Details

$10,000; As Low As

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
PERSONAL LOAN - Max.
10.15%
APR10.15%
Last UpdatedMay 13, 2026
Details

$10,000; As Low As

Rolling F Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
PERSONAL LOAN - Max.
10.28%
APR10.28%
Last UpdatedMay 13, 2026
Details

$10,000; As Low As

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
10.49%
APR10.49%
Last UpdatedMay 13, 2026
Details

Credit Score: 739 - 700

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Personal Loan
10.50%
APR10.50%
Last UpdatedMay 13, 2026
Details

As Low As

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Personal Loans
10.50%
APR10.50%
Last UpdatedMay 13, 2026
Details

No additional details available.

Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
Personal Loans
10.64%
APR10.64%
Last UpdatedMay 13, 2026
Details

(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans

Express Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Personal Loan
10.74%
APR10.74%
Last UpdatedMay 13, 2026
Details

No additional details available.

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 13, 2026
Details

As Low As

Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Personal Loans (Unsecured)
10.99%
APR10.99%
Last UpdatedMay 13, 2026
Details

As Low As

HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 13, 2026
Details

No additional details available.

Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
Personal Loans
10.99%
APR10.99%
Last UpdatedMay 13, 2026
Details

No additional details available.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
Personal Loans
10.99%
APR10.99%
Last UpdatedMay 13, 2026
Details

Up to $10,000; As Low As

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 13, 2026
Details

As Low As; up to 60 months (minimum loan amount of $5,000)

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
Personal loan
11.00%
APR11.00%
Last UpdatedMay 13, 2026
Details

fixed rate

North Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Personal Loan Unsecured
11.00%
APR11.00%
Last UpdatedMay 13, 2026
Details

No additional details available.

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Personal Loan
11.00%
APR11.00%
Last UpdatedMay 13, 2026
Details

As Low As

Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
Personal Loans
11.09%
APR11.09%
Last UpdatedMay 13, 2026
Details

(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
Personal Loan Special
11.49%
APR11.49%
Last UpdatedMay 13, 2026
Details

Personal Loan Special

Cheney Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Personal Loans
11.50%
APR11.50%
Last UpdatedMay 13, 2026
Details

As Low As; Fixed rate, terms up to 36 months. Maximum loan amount: two times gross monthly income.

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Personal Loan
11.50%
APR11.50%
Last UpdatedMay 13, 2026
Details

As Low As

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
11.74%
APR11.74%
Last UpdatedMay 13, 2026
Details

Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.

Peninsula Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
Personal Loans
11.84%
APR11.84%
Last UpdatedMay 13, 2026
Details

(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans

Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loan
11.99%
APR11.99%
Last UpdatedMay 13, 2026
Details

As Low As; up to 72 months (minimum loan amount of $7,500)

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Personal Loan
12.00%
APR12.00%
Last UpdatedMay 13, 2026
Details

As Low As

Strait View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
Personal Loans
12.00%
APR12.00%
Last UpdatedMay 13, 2026
Details

up to $8000

Newrizons Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.08%
Personal Loans
12.00%
APR12.00%
Last UpdatedMay 13, 2026
Details

As Low As; Rates* start at 12%

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
Personal Loan
12.49%
APR12.49%
Last UpdatedMay 13, 2026
Details

No additional details available.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
Personal Loans
12.99%
APR12.99%
Last UpdatedMay 13, 2026
Details

$10,000.01+; As Low As

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
Personal Loan
13.00%
APR13.00%
Last UpdatedMay 13, 2026
Details

As Low As

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
13.74%
APR13.74%
Last UpdatedMay 13, 2026
Details

Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
13.99%
APR13.99%
Last UpdatedMay 13, 2026
Details

Credit Score: 699 - 660

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
15.49%
APR15.49%
Last UpdatedMay 13, 2026
Details

Credit Score: 659 - 610

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
16.74%
APR16.74%
Last UpdatedMay 13, 2026
Details

Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
18.49%
APR18.49%
Last UpdatedMay 13, 2026
Details

Credit Score: 609 - 560

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
18.74%
APR18.74%
Last UpdatedMay 13, 2026
Details

Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
18.99%
APR18.99%
Last UpdatedMay 13, 2026
Details

Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
19.49%
APR19.49%
Last UpdatedMay 13, 2026
Details

Credit Score: 559 or below

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Personal Loan
19.74%
APR19.74%
Last UpdatedMay 13, 2026
Details

Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Debt Consolidation
9.97%
APR9.97%
Last UpdatedMay 13, 2026
Details

No additional details available.

Strait View Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
Debt Consolidation w/Collateral
10.00%
APR10.00%
Last UpdatedMay 13, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal/Signature loans
7.74%
APR7.74%
Last UpdatedMay 13, 2026
Details

No additional details available.

Longshore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
Signature Loans
7.99%
APR7.99%
Last UpdatedMay 13, 2026
Details

No additional details available.

WestEdge Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Signature Loan limit
8.49%
APR8.49%
Last UpdatedMay 13, 2026
Details

Up to $40,000

Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Unsecured Loans / Signature / LOC
8.49%
APR8.49%
Last UpdatedMay 13, 2026
Details

No additional details available.

Our Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Signature / Personal Loan
8.49%
APR8.49%
Last UpdatedMay 13, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
8.74%
APR8.74%
Last UpdatedMay 13, 2026
Details

No additional details available.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal/Signature loans
8.74%
APR8.74%
Last UpdatedMay 13, 2026
Details

No additional details available.

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature/Unsecured
8.90%
APR8.90%
Last UpdatedMay 13, 2026
Details

As Low As; Up to 60 months & $10,000 max per member

Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Personal Signature
8.99%
APR8.99%
Last UpdatedMay 13, 2026
Details

No additional details available.

First Sound Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Signature Loan
9.24%
APR9.24%
Last UpdatedMay 13, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
9.24%
APR9.24%
Last UpdatedMay 13, 2026
Details

No additional details available.

Harborstone Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
Signature Loan
9.24%
APR9.24%
Last UpdatedMay 13, 2026
Details

As Low As

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal/Signature loans
9.74%
APR9.74%
Last UpdatedMay 13, 2026
Details

No additional details available.

MountainCrest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Signature Loan
9.74%
APR9.74%
Last UpdatedMay 13, 2026
Details

Up to a 72-month term.

Spokane City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Signature Loans
9.90%
APR9.90%
Last UpdatedMay 13, 2026
Details

As Low As

Connection Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
Signature Loan
9.99%
APR9.99%
Last UpdatedMay 13, 2026
Details

Unsecured

Salal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
SALAL SIGNATURE LOAN
9.99%
APR9.99%
Last UpdatedMay 13, 2026
Details

No additional details available.

IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Signature Loan
10.00%
APR10.00%
Last UpdatedMay 13, 2026
Details

up to 60 months

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Signature
10.00%
APR10.00%
Last UpdatedMay 13, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Signature Loans 12 Months
10.04%
APR10.04%
Last UpdatedMay 13, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 24.46%
Signature Loans
10.49%
APR10.49%
Last UpdatedMay 13, 2026
Details

No additional details available.

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Signature Loan
10.49%
APR10.49%
Last UpdatedMay 13, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
10.74%
APR10.74%
Last UpdatedMay 13, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Signature Loans 36 Months
10.74%
APR10.74%
Last UpdatedMay 13, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal/Signature loans
10.74%
APR10.74%
Last UpdatedMay 13, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Signature Loans 72 Months
11.64%
APR11.64%
Last UpdatedMay 13, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal/Signature loans
11.74%
APR11.74%
Last UpdatedMay 13, 2026
Details

No additional details available.

Safeway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
Signature
11.90%
APR11.90%
Last UpdatedMay 13, 2026
Details

Varies on $ amount; (unsecured)

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Signature Loans 84 Months
12.14%
APR12.14%
Last UpdatedMay 13, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Spokane Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
Signature Loan
12.24%
APR12.24%
Last UpdatedMay 13, 2026
Details

As Low As; This no-frills unsecured loan can help out in a pinch.(1)(2)

Sno Falls Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.77%
Personal/Lifestyle/Signature
12.49%
APR12.49%
Last UpdatedMay 13, 2026
Details

As Low As; Up to 72-month term; Fixed rate, fixed term loan for a specific expense; Borrow up to $20,000 (if qualified); Quick and easy funding; No collateral required

Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Personal/Signature loans
12.74%
APR12.74%
Last UpdatedMay 13, 2026
Details

No additional details available.

No home improvement personal loan rates found in Ariel, WA currently.

Ariel, WA Personal Loan Rate Trends

Compare local Ariel, WA personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Washington Personal Loan Trends →
Personal Loan — WA Avg
11.596%
▼ 0.287 vs 7 days ago

Washington personal loan rates fell 0.287 points over the past 7 days to 11.596% APR.

Signature Loan — WA Avg
10.127%
▲ 0.079 vs 7 days ago

Washington signature loan rates rose 0.079 points over the past 7 days to 10.127% APR.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Washington?

Most lenders in Ariel, Washington require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Washington often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Ariel, Washington require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Washington?

Yes. Debt consolidation is one of the most common uses of personal loans in Ariel, Washington. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Ariel, Washington?

Credit unions in Ariel, Washington often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Ariel, Washington?

  • Governmental Employees Credit Union: 4.99% (Construction Loan)
  • Rolling F Credit Union: 5.69% (HOLIDAY/VACATION LOAN - Max.)
  • Cheney Federal Credit Union: 5.74% (Recreational Loans)
  • HAPO Community Credit Union: 5.84% (10-Year One-Time Close Construction Loan (Interest only payments during construction))
  • Strait View Credit Union: 6.00% (Medical Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Ariel, Washington. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026.