Best Personal Loan Rates in Kaysville, Utah (UT) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Utah borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Kaysville, Utah include: Goldenwest Federal Credit UnionGoldenwest Federal Credit Union131 W 200 N, Kaysville, UT, 84037A+5.0 ★Texas Ratio: 2.10% offering Lot Loan Special 1-year balloon at 5.89% APR, America First Federal Credit UnionAmerica First Federal Credit Union326 N Main St, Kaysville, UT, 84037 1106A5.0 ★Texas Ratio: 8.12% offering Lot Loan- 20/5YR Balloon Variable at 6.82% APR, Mountain America Federal Credit UnionMountain America Federal Credit Union195 N 400 W, Kaysville, UT, 84037 1836A5.0 ★Texas Ratio: 11.38% offering Construction loan at 7.66% APR, Baxter Credit UnionBaxter Credit Union12050 S Lone Peak Pkwy, Draper, UT, 84020 9414A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and Wellspring Federal Credit UnionWellspring Federal Credit Union8520 S Sandy Pkwy, Sandy, UT, 84070A5.0 ★Texas Ratio: 7.50% offering LAND LOANS at 4.99% APR. Personal loan rates as of April 2, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Kaysville, Utah can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Kaysville, Utah.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Kaysville, Utah. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 2, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
131 W 200 N, Kaysville, UT, 84037
Lot Loan Special 1-year balloon
5.90%
▼
APR5.90%
Last UpdatedApril 2, 2026
Details
No additional details available.
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
131 W 200 N, Kaysville, UT, 84037
One-Time Close Construction Loan
6.40%
▼
APR6.40%
Last UpdatedApril 2, 2026
Details
No additional details available.
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
326 N Main St, Kaysville, UT, 84037 1106
Lot Loan- 20/5YR Balloon Variable
6.82%
▼
APR6.82%
Last UpdatedApril 2, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
326 N Main St, Kaysville, UT, 84037 1106
Lot Loan- 10 Year Variable
7.01%
▼
APR7.01%
Last UpdatedApril 2, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
326 N Main St, Kaysville, UT, 84037 1106
Lot Loan- 30/5YR Balloon Variable
7.05%
▼
APR7.05%
Last UpdatedApril 2, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
326 N Main St, Kaysville, UT, 84037 1106
Lot Loan- 20/5YR Balloon Fixed
7.28%
▼
APR7.28%
Last UpdatedApril 2, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
326 N Main St, Kaysville, UT, 84037 1106
Lot Loan- 10 Year Fixed
7.48%
▼
APR7.48%
Last UpdatedApril 2, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
326 N Main St, Kaysville, UT, 84037 1106
Lot Loan- 30/5YR Balloon Fixed
7.48%
▼
APR7.48%
Last UpdatedApril 2, 2026
Details
As Low As
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
195 N 400 W, Kaysville, UT, 84037 1836
Construction loan
7.66%
▼
APR7.66%
Last UpdatedApril 2, 2026
Details
As Low As
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
131 W 200 N, Kaysville, UT, 84037
Construction Loan
7.69%
▼
APR7.69%
Last UpdatedApril 2, 2026
Details
No additional details available.
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
131 W 200 N, Kaysville, UT, 84037
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedApril 2, 2026
Details
No additional details available.
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
326 N Main St, Kaysville, UT, 84037 1106
PERSONAL
12.49%
▼
APR12.49%
Last UpdatedApril 2, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12050 S Lone Peak Pkwy, Draper, UT, 84020 9414
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedApril 2, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12050 S Lone Peak Pkwy, Draper, UT, 84020 9414
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedApril 2, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12050 S Lone Peak Pkwy, Draper, UT, 84020 9414
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 2, 2026
Details
As Low As
Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
8520 S Sandy Pkwy, Sandy, UT, 84070
LAND LOANS
4.99%
▼
APR4.99%
Last UpdatedApril 2, 2026
Details
As Low As
Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
8520 S Sandy Pkwy, Sandy, UT, 84070
Land Loans
5.25%
▼
APR5.25%
Last UpdatedApril 2, 2026
Details
As Low As
Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
8520 S Sandy Pkwy, Sandy, UT, 84070
Land Loans
5.75%
▼
APR5.75%
Last UpdatedApril 2, 2026
Details
As Low As
Nelnet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
13907 S Minuteman Dr, Draper, UT, 84020
Parent Loans
5.97%
▼
APR5.97%
Last UpdatedApril 2, 2026
Details
As Low As
Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
New Construction Loans
5.99%
▼
APR5.99%
Last UpdatedApril 2, 2026
Details
No additional details available.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Construction Loan
6.25%
▼
APR6.25%
Last UpdatedApril 2, 2026
Details
As Low As
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
562 N Main St, Tooele, UT, 84074
Equity Loan
6.49%
▼
APR6.49%
Last UpdatedApril 2, 2026
Details
As Low As
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3876 W Center view Way, West Jordan, UT, 84084
Construction Loans
6.50%
▼
APR6.50%
Last UpdatedApril 2, 2026
Details
As Low As; Two time close
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3876 W Center view Way, West Jordan, UT, 84084
Improved Lot Loans
6.50%
▼
APR6.50%
Last UpdatedApril 2, 2026
Details
As Low As
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3876 W Center view Way, West Jordan, UT, 84084
Construction Loans Two time close
6.50%
▼
APR6.50%
Last UpdatedApril 2, 2026
Details
As Low As
Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT, 84663
Improved Lot Loans
6.50%
▼
APR6.50%
Last UpdatedApril 2, 2026
Details
As Low As
Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT, 84663
Construction Loans Two time close
6.50%
▼
APR6.50%
Last UpdatedApril 2, 2026
Details
As Low As
Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT, 84663
Construction Loans
6.50%
▼
APR6.50%
Last UpdatedApril 2, 2026
Details
As Low As; Two time close
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
2701 N Thanksgiving Way, Lehi, UT, 84043
Personal Loan
6.53%
▼
APR6.53%
Last UpdatedApril 2, 2026
Details
As Low As; Advertised rates and fees are valid as of January 7, 2026, are subject to change without notice, and may not be available for all Personal Loan products.
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
3999 W Parkway Blvd, West Valley City, UT, 84120
Construction Loans
6.62%
▼
APR6.62%
Last UpdatedApril 2, 2026
Details
No additional details available.
Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT, 84663
Construction Loans
6.63%
▼
APR6.63%
Last UpdatedApril 2, 2026
Details
As Low As; One time close
Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT, 84663
Construction Loans One time close
6.63%
▼
APR6.63%
Last UpdatedApril 2, 2026
Details
As Low As
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3876 W Center view Way, West Jordan, UT, 84084
Construction Loans
6.63%
▼
APR6.63%
Last UpdatedApril 2, 2026
Details
As Low As; One time close
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3876 W Center view Way, West Jordan, UT, 84084
Construction Loans One time close
6.63%
▼
APR6.63%
Last UpdatedApril 2, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
9160 N Highway 83, Corinne, UT, 84307
Holiday Loan - Closed End Fixed APR as low as
6.74%
▼
APR6.74%
Last UpdatedApril 2, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3876 W Center view Way, West Jordan, UT, 84084
Improved Lot Loans
6.99%
▼
APR6.99%
Last UpdatedApril 2, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12050 S Lone Peak Pkwy, Draper, UT, 84020 9414
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 2, 2026
Details
As Low As
Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT, 84663
Improved Lot Loans
6.99%
▼
APR6.99%
Last UpdatedApril 2, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Lot Loan (Improved)
7.00%
▼
APR7.00%
Last UpdatedApril 2, 2026
Details
As Low As
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Other Collateral Loans
7.00%
▼
APR7.00%
Last UpdatedApril 2, 2026
Details
No additional details available.
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 2, 2026
Details
No additional details available.
Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
4140 HARRISON BLVD, OGDEN, UT, 84403
In-House Lot Loan
7.01%
▼
APR7.01%
Last UpdatedApril 2, 2026
Details
5 Yr Balloon
Kings Peak Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.23%
180 N 300 E, Roosevelt, UT, 84066
Recreational Loan
7.24%
▼
APR7.24%
Last UpdatedApril 2, 2026
Details
As Low As
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
30/2 balloon lot loan
7.25%
▼
APR7.25%
Last UpdatedApril 2, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
30/5 balloon lot loan
7.25%
▼
APR7.25%
Last UpdatedApril 2, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Construction & Lot Loan
7.25%
▼
APR7.25%
Last UpdatedApril 2, 2026
Details
balloon lot loan
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Construction & Lot Loan 30/2 balloon lot loan
7.25%
▼
APR7.25%
Last UpdatedApril 2, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Construction & Lot Loan 30/5 balloon lot loan
7.25%
▼
APR7.25%
Last UpdatedApril 2, 2026
Details
No additional details available.
Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
4140 HARRISON BLVD, OGDEN, UT, 84403
In-House Lot Loan
7.28%
▼
APR7.28%
Last UpdatedApril 2, 2026
Details
10 Yr Balloon
Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
120 E 1000 S, Brigham City, UT, 84302 4357
Building Lot Loans
7.49%
▼
APR7.49%
Last UpdatedApril 2, 2026
Details
No additional details available.
American Express National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
115 W Towne Ridge Pkwy, Sandy, UT, 84070
Personal Loans
7.49%
▼
APR7.49%
Last UpdatedApril 2, 2026
Details
As Low As; No prepayment or origination fees with competitive rates as low as 7.49% on personal loans up to $50K.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Construction Loan
7.50%
▼
APR7.50%
Last UpdatedApril 2, 2026
Details
LTV 80%
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Other Collateral Loans
7.50%
▼
APR7.50%
Last UpdatedApril 2, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Construction & Lot Loan Construction < 12 months
7.50%
▼
APR7.50%
Last UpdatedApril 2, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Construction & Lot Loan
7.50%
▼
APR7.50%
Last UpdatedApril 2, 2026
Details
Construction < 12 months
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedApril 2, 2026
Details
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
3999 W Parkway Blvd, West Valley City, UT, 84120
Lot Loan
7.75%
▼
APR7.75%
Last UpdatedApril 2, 2026
Details
30 year amortization
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
10 year lot loan
7.75%
▼
APR7.75%
Last UpdatedApril 2, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
10-Year Lot Loan
7.75%
▼
APR7.75%
Last UpdatedApril 2, 2026
Details
LTV 75%
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Construction & Lot Loan
7.75%
▼
APR7.75%
Last UpdatedApril 2, 2026
Details
year lot loan
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Construction & Lot Loan 10 year lot loan
7.75%
▼
APR7.75%
Last UpdatedApril 2, 2026
Details
No additional details available.
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Construction Loan
7.75%
▼
APR7.75%
Last UpdatedApril 2, 2026
Details
As Low As
Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loan
7.90%
▼
APR7.90%
Last UpdatedApril 2, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Compass Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Unsecured
7.99%
▼
APR7.99%
Last UpdatedApril 2, 2026
Details
As Low As
Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
12921 S Vista Station Blvd, Draper, UT, 84020
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 2, 2026
Details
As Low As
Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 2, 2026
Details
As Low As
Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
3999 W Parkway Blvd, West Valley City, UT, 84120
Lot Loan
8.00%
▼
APR8.00%
Last UpdatedApril 2, 2026
Details
30 year amortization
Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT, 84403 2560
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 2, 2026
Details
No additional details available.
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 2, 2026
Details
No additional details available.
Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
12-month Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 2, 2026
Details
No additional details available.
Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
Personal
8.00%
▼
APR8.00%
Last UpdatedApril 2, 2026
Details
No additional details available.
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
562 N Main St, Tooele, UT, 84074
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 2, 2026
Details
As Low As
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
562 N Main St, Tooele, UT, 84074
Signature Loan
8.24%
▼
APR8.24%
Last UpdatedApril 2, 2026
Details
As Low As
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans max**
8.24%
▼
APR8.24%
Last UpdatedApril 2, 2026
Details
$20,000
Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT, 84403 2560
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 2, 2026
Details
No additional details available.
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans max**
8.49%
▼
APR8.49%
Last UpdatedApril 2, 2026
Details
$20,000
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Lot Loan (Unimproved)
8.50%
▼
APR8.50%
Last UpdatedApril 2, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Holiday Loan 12-month
8.74%
▼
APR8.74%
Last UpdatedApril 2, 2026
Details
As Low As
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans max**
8.74%
▼
APR8.74%
Last UpdatedApril 2, 2026
Details
$20,000
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 2, 2026
Details
No additional details available.
San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
296 E CENTER STREET, MONTICELLO, UT, 84535
Unsecured Loans
8.95%
▼
APR8.95%
Last UpdatedApril 2, 2026
Details
No additional details available.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Holiday Loan 24-month
8.99%
▼
APR8.99%
Last UpdatedApril 2, 2026
Details
As Low As
Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3675 S 900 E, Salt Lake City, UT, 84106
Adventure Loan
8.99%
▼
APR8.99%
Last UpdatedApril 2, 2026
Details
No additional details available.
CUP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
302 E Lakeview Pkwy, Provo, UT, 84606
Signature
8.99%
▼
APR8.99%
Last UpdatedApril 2, 2026
Details
As Low As
Newell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
420 E South Temple Ste 520, Salt Lake City, UT, 84111 1362
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 2, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 2, 2026
Details
No additional details available.
HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3141 W 4700 S, Taylorsville, UT, 84129 2525
Signature Loan
9.04%
▼
APR9.04%
Last UpdatedApril 2, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 2, 2026
Details
No additional details available.
Desertview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
196 North Main, Huntington, UT, 84528
Premier Signature
9.25%
▼
APR9.25%
Last UpdatedApril 2, 2026
Details
No additional details available.
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
273 W 500 S, Bountiful, UT, 84010
Consumer Loans
9.39%
▼
APR9.39%
Last UpdatedApril 2, 2026
Details
As Low As
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
9.49%
▼
APR9.49%
Last UpdatedApril 2, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
9160 N Highway 83, Corinne, UT, 84307
Bill Consolidation Loan - Closed End Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 2, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
9160 N Highway 83, Corinne, UT, 84307
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 2, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
Gibbons and Reed Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
1000 N Warm Springs Rd, Salt Lake City, UT, 84116
Unsecured
9.50%
▼
APR9.50%
Last UpdatedApril 2, 2026
Details
OAC
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 2, 2026
Details
No additional details available.
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
273 W 500 S, Bountiful, UT, 84010
Consumer Loans
9.59%
▼
APR9.59%
Last UpdatedApril 2, 2026
Details
As Low As
Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 2, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 2, 2026
Details
No additional details available.
Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT, 84403 2560
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedApril 2, 2026
Details
No additional details available.
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
273 W 500 S, Bountiful, UT, 84010
Consumer Loans
9.99%
▼
APR9.99%
Last UpdatedApril 2, 2026
Details
As Low As
Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
Personal
10.00%
▼
APR10.00%
Last UpdatedApril 2, 2026
Details
No additional details available.
HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3141 W 4700 S, Taylorsville, UT, 84129 2525
Signature Loan
10.04%
▼
APR10.04%
Last UpdatedApril 2, 2026
Details
As Low As
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
10.24%
▼
APR10.24%
Last UpdatedApril 2, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedApril 2, 2026
Details
No additional details available.
Orem City Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
56 N State St, Orem, UT, 84057
Other Loans
10.25%
▼
APR10.25%
Last UpdatedApril 2, 2026
Details
No additional details available.
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
4897 W Lake Park Blvd, Salt Lake City, UT, 84120 8205
Signature Loans
10.25%
▼
APR10.25%
Last UpdatedApril 2, 2026
Details
No additional details available.
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature
10.29%
▼
APR10.29%
Last UpdatedApril 2, 2026
Details
As Low As
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.29%
▼
APR10.29%
Last UpdatedApril 2, 2026
Details
Up to 12 Months
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.29%
▼
APR10.29%
Last UpdatedApril 2, 2026
Details
Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedApril 2, 2026
Details
Up to 18 Months
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedApril 2, 2026
Details
Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
10.49%
▼
APR10.49%
Last UpdatedApril 2, 2026
Details
As Low As
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
10.49%
▼
APR10.49%
Last UpdatedApril 2, 2026
Details
No additional details available.
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
10.49%
▼
APR10.49%
Last UpdatedApril 2, 2026
Details
As Low As
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
4897 W Lake Park Blvd, Salt Lake City, UT, 84120 8205
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 2, 2026
Details
No additional details available.
HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3141 W 4700 S, Taylorsville, UT, 84129 2525
Signature Loan
10.54%
▼
APR10.54%
Last UpdatedApril 2, 2026
Details
As Low As
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.69%
▼
APR10.69%
Last UpdatedApril 2, 2026
Details
Up to 24 Months
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.69%
▼
APR10.69%
Last UpdatedApril 2, 2026
Details
Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
10.74%
▼
APR10.74%
Last UpdatedApril 2, 2026
Details
As Low As
Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 2, 2026
Details
No additional details available.
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
10.74%
▼
APR10.74%
Last UpdatedApril 2, 2026
Details
As Low As
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
10.74%
▼
APR10.74%
Last UpdatedApril 2, 2026
Details
No additional details available.
National JACL Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
3776 S Highland Dr, Millcreek, UT, 84106 3270
Unsecured/Signature Loan
10.75%
▼
APR10.75%
Last UpdatedApril 2, 2026
Details
As Low As
San Juan Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.45%
296 E CENTER STREET, MONTICELLO, UT, 84535
Unsecured Loans
10.95%
▼
APR10.95%
Last UpdatedApril 2, 2026
Details
No additional details available.
Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
4140 HARRISON BLVD, OGDEN, UT, 84403
Personal Loan
10.95%
▼
APR10.95%
Last UpdatedApril 2, 2026
Details
No additional details available.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 12-month
10.99%
▼
APR10.99%
Last UpdatedApril 2, 2026
Details
As Low As
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
10.99%
▼
APR10.99%
Last UpdatedApril 2, 2026
Details
No additional details available.
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
10.99%
▼
APR10.99%
Last UpdatedApril 2, 2026
Details
As Low As
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
10.99%
▼
APR10.99%
Last UpdatedApril 2, 2026
Details
As Low As
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 2, 2026
Details
Up to 36 Months
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.99%
▼
APR10.99%
Last UpdatedApril 2, 2026
Details
Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".
HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3141 W 4700 S, Taylorsville, UT, 84129 2525
Signature Loan
11.04%
▼
APR11.04%
Last UpdatedApril 2, 2026
Details
As Low As
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
11.19%
▼
APR11.19%
Last UpdatedApril 2, 2026
Details
Up to 48 Months
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
11.19%
▼
APR11.19%
Last UpdatedApril 2, 2026
Details
Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".
Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
4140 HARRISON BLVD, OGDEN, UT, 84403
Personal Loan
11.20%
▼
APR11.20%
Last UpdatedApril 2, 2026
Details
No additional details available.
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 24-month
11.24%
▼
APR11.24%
Last UpdatedApril 2, 2026
Details
As Low As
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
11.24%
▼
APR11.24%
Last UpdatedApril 2, 2026
Details
No additional details available.
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
11.24%
▼
APR11.24%
Last UpdatedApril 2, 2026
Details
As Low As
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
11.24%
▼
APR11.24%
Last UpdatedApril 2, 2026
Details
As Low As
Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedApril 2, 2026
Details
No additional details available.
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
11.39%
▼
APR11.39%
Last UpdatedApril 2, 2026
Details
Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
11.39%
▼
APR11.39%
Last UpdatedApril 2, 2026
Details
Up to 60 Months
Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
4140 HARRISON BLVD, OGDEN, UT, 84403
Personal Loan
11.45%
▼
APR11.45%
Last UpdatedApril 2, 2026
Details
No additional details available.
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
11.49%
▼
APR11.49%
Last UpdatedApril 2, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
96 E Center St, Springville, UT, 84663
Signature Loan
11.49%
▼
APR11.49%
Last UpdatedApril 2, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 36-month
11.49%
▼
APR11.49%
Last UpdatedApril 2, 2026
Details
As Low As
Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
120 E 1000 S, Brigham City, UT, 84302 4357
Signature
11.50%
▼
APR11.50%
Last UpdatedApril 2, 2026
Details
No additional details available.
Elevate Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
1023 Medical Dr, Brigham City, UT, 84302 3049
Personal
11.50%
▼
APR11.50%
Last UpdatedApril 2, 2026
Details
As Low As
Logan Cache Rich Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
72 E 700 N, Logan, UT, 84321
Personal Loans
11.50%
▼
APR11.50%
Last UpdatedApril 2, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3141 W 4700 S, Taylorsville, UT, 84129 2525
Signature Loan
11.54%
▼
APR11.54%
Last UpdatedApril 2, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 48-month
11.74%
▼
APR11.74%
Last UpdatedApril 2, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
2701 N Thanksgiving Way, Lehi, UT, 84043
Personal Loan
6.53%
▼
APR6.53%
Last UpdatedApril 2, 2026
Details
As Low As; Advertised rates and fees are valid as of January 7, 2026, are subject to change without notice, and may not be available for all Personal Loan products.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12050 S Lone Peak Pkwy, Draper, UT, 84020 9414
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 2, 2026
Details
As Low As
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedApril 2, 2026
Details
No additional details available.
American Express National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
115 W Towne Ridge Pkwy, Sandy, UT, 84070
Personal Loans
7.49%
▼
APR7.49%
Last UpdatedApril 2, 2026
Details
As Low As; No prepayment or origination fees with competitive rates as low as 7.49% on personal loans up to $50K.
Transtar Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loan
7.90%
▼
APR7.90%
Last UpdatedApril 2, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
12921 S Vista Station Blvd, Draper, UT, 84020
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 2, 2026
Details
As Low As
Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 2, 2026
Details
As Low As
Steuben Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4897 W Lake Park Blvd Ste 200, Salt Lake City, UT, 84120 8207
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 2, 2026
Details
No additional details available.
Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1407 W North Temple Ste 120C, Salt Lake City, UT, 84116
12-month Personal Loan
8.00%
▼
APR8.00%
Last UpdatedApril 2, 2026
Details
No additional details available.
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
562 N Main St, Tooele, UT, 84074
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 2, 2026
Details
As Low As
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans max**
8.24%
▼
APR8.24%
Last UpdatedApril 2, 2026
Details
$20,000
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans max**
8.49%
▼
APR8.49%
Last UpdatedApril 2, 2026
Details
$20,000
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Personal Loans max**
8.74%
▼
APR8.74%
Last UpdatedApril 2, 2026
Details
$20,000
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 2, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 2, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 2, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 2, 2026
Details
No additional details available.
Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 2, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
3920 W Terminal Dr, Salt Lake City, UT, 84116
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 2, 2026
Details
No additional details available.
Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedApril 2, 2026
Details
No additional details available.
Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 2, 2026
Details
No additional details available.
Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
4140 HARRISON BLVD, OGDEN, UT, 84403
Personal Loan
10.95%
▼
APR10.95%
Last UpdatedApril 2, 2026
Details
No additional details available.
Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
4140 HARRISON BLVD, OGDEN, UT, 84403
Personal Loan
11.20%
▼
APR11.20%
Last UpdatedApril 2, 2026
Details
No additional details available.
Alpine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1510 N STATE ST, Orem, UT, 84057 2548
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedApril 2, 2026
Details
No additional details available.
Ascent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
4140 HARRISON BLVD, OGDEN, UT, 84403
Personal Loan
11.45%
▼
APR11.45%
Last UpdatedApril 2, 2026
Details
No additional details available.
Logan Cache Rich Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
72 E 700 N, Logan, UT, 84321
Personal Loans
11.50%
▼
APR11.50%
Last UpdatedApril 2, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Powered by
MonitorBankRates
No debt consolidation personal loan rates found in Kaysville, UT currently.
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
131 W 200 N, Kaysville, UT, 84037
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedApril 2, 2026
Details
No additional details available.
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8520 S Sandy Pkwy, Sandy, UT, 84070 6422
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedApril 2, 2026
Details
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT, 84403 2560
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedApril 2, 2026
Details
No additional details available.
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
562 N Main St, Tooele, UT, 84074
Signature Loan
8.24%
▼
APR8.24%
Last UpdatedApril 2, 2026
Details
As Low As
Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT, 84403 2560
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedApril 2, 2026
Details
No additional details available.
CUP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
302 E Lakeview Pkwy, Provo, UT, 84606
Signature
8.99%
▼
APR8.99%
Last UpdatedApril 2, 2026
Details
As Low As
Newell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
420 E South Temple Ste 520, Salt Lake City, UT, 84111 1362
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 2, 2026
Details
As Low As
HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3141 W 4700 S, Taylorsville, UT, 84129 2525
Signature Loan
9.04%
▼
APR9.04%
Last UpdatedApril 2, 2026
Details
As Low As
Desertview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
196 North Main, Huntington, UT, 84528
Premier Signature
9.25%
▼
APR9.25%
Last UpdatedApril 2, 2026
Details
No additional details available.
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
9.49%
▼
APR9.49%
Last UpdatedApril 2, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
9160 N Highway 83, Corinne, UT, 84307
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 2, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
Education 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1250 Country Hills Dr, Ogden, UT, 84403 2560
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedApril 2, 2026
Details
No additional details available.
HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3141 W 4700 S, Taylorsville, UT, 84129 2525
Signature Loan
10.04%
▼
APR10.04%
Last UpdatedApril 2, 2026
Details
As Low As
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
10.24%
▼
APR10.24%
Last UpdatedApril 2, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
4897 W Lake Park Blvd, Salt Lake City, UT, 84120 8205
Signature Loans
10.25%
▼
APR10.25%
Last UpdatedApril 2, 2026
Details
No additional details available.
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature
10.29%
▼
APR10.29%
Last UpdatedApril 2, 2026
Details
As Low As
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.29%
▼
APR10.29%
Last UpdatedApril 2, 2026
Details
Up to 12 Months
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.29%
▼
APR10.29%
Last UpdatedApril 2, 2026
Details
Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
10.49%
▼
APR10.49%
Last UpdatedApril 2, 2026
Details
No additional details available.
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
10.49%
▼
APR10.49%
Last UpdatedApril 2, 2026
Details
As Low As
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
10.49%
▼
APR10.49%
Last UpdatedApril 2, 2026
Details
As Low As
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedApril 2, 2026
Details
Up to 18 Months
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedApril 2, 2026
Details
Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
4897 W Lake Park Blvd, Salt Lake City, UT, 84120 8205
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 2, 2026
Details
No additional details available.
HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3141 W 4700 S, Taylorsville, UT, 84129 2525
Signature Loan
10.54%
▼
APR10.54%
Last UpdatedApril 2, 2026
Details
As Low As
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.69%
▼
APR10.69%
Last UpdatedApril 2, 2026
Details
Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.69%
▼
APR10.69%
Last UpdatedApril 2, 2026
Details
Up to 24 Months
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
10.74%
▼
APR10.74%
Last UpdatedApril 2, 2026
Details
No additional details available.
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
10.74%
▼
APR10.74%
Last UpdatedApril 2, 2026
Details
As Low As
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
10.74%
▼
APR10.74%
Last UpdatedApril 2, 2026
Details
As Low As
National JACL Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
3776 S Highland Dr, Millcreek, UT, 84106 3270
Unsecured/Signature Loan
10.75%
▼
APR10.75%
Last UpdatedApril 2, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 12-month
10.99%
▼
APR10.99%
Last UpdatedApril 2, 2026
Details
As Low As
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
10.99%
▼
APR10.99%
Last UpdatedApril 2, 2026
Details
No additional details available.
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
10.99%
▼
APR10.99%
Last UpdatedApril 2, 2026
Details
As Low As
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
10.99%
▼
APR10.99%
Last UpdatedApril 2, 2026
Details
As Low As
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedApril 2, 2026
Details
Up to 36 Months
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
10.99%
▼
APR10.99%
Last UpdatedApril 2, 2026
Details
Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".
HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3141 W 4700 S, Taylorsville, UT, 84129 2525
Signature Loan
11.04%
▼
APR11.04%
Last UpdatedApril 2, 2026
Details
As Low As
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
11.19%
▼
APR11.19%
Last UpdatedApril 2, 2026
Details
Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
11.19%
▼
APR11.19%
Last UpdatedApril 2, 2026
Details
Up to 48 Months
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 24-month
11.24%
▼
APR11.24%
Last UpdatedApril 2, 2026
Details
As Low As
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
280 E 12300 S, Draper, UT, 84020
Personal / Signature / Consolidation Loan
11.24%
▼
APR11.24%
Last UpdatedApril 2, 2026
Details
No additional details available.
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
11.24%
▼
APR11.24%
Last UpdatedApril 2, 2026
Details
As Low As
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
45 S Main St, FILLMORE, UT, 84631 5505
Personal/Signature/Consolidation Loan
11.24%
▼
APR11.24%
Last UpdatedApril 2, 2026
Details
As Low As
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loan
11.39%
▼
APR11.39%
Last UpdatedApril 2, 2026
Details
Up to 60 Months
Varex Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1678 Pioneer Rd, Salt Lake City, UT, 84104 4298
Signature Loans
11.39%
▼
APR11.39%
Last UpdatedApril 2, 2026
Details
Rates disclosed above are for "A" credit bureau scores. Rates may be higher with credit bureau scores of "B-D".
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
4897 w lake park blvd ste 200, salt lake city, UT, 84120 8207
Signature Loans
11.49%
▼
APR11.49%
Last UpdatedApril 2, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
Pacific Horizon Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.08%
96 E Center St, Springville, UT, 84663
Signature Loan
11.49%
▼
APR11.49%
Last UpdatedApril 2, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 36-month
11.49%
▼
APR11.49%
Last UpdatedApril 2, 2026
Details
As Low As
Members First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
120 E 1000 S, Brigham City, UT, 84302 4357
Signature
11.50%
▼
APR11.50%
Last UpdatedApril 2, 2026
Details
No additional details available.
HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
3141 W 4700 S, Taylorsville, UT, 84129 2525
Signature Loan
11.54%
▼
APR11.54%
Last UpdatedApril 2, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
500 Foothill Dr, Salt Lake City, UT, 84148 0001
Signature Loan 48-month
11.74%
▼
APR11.74%
Last UpdatedApril 2, 2026
Details
As Low As
Powered by
MonitorBankRates
No home improvement personal loan rates found in Kaysville, UT currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Utah?
Most lenders in Kaysville, Utah require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Utah often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Kaysville, Utah require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Utah?
Yes. Debt consolidation is one of the most common uses of personal loans in Kaysville, Utah. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Kaysville, Utah?
Credit unions in Kaysville, Utah often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Kaysville, Utah?
- Goldenwest Federal Credit Union: 5.89% (Lot Loan Special 1-year balloon)
- America First Federal Credit Union: 6.82% (Lot Loan- 20/5YR Balloon Variable)
- Mountain America Federal Credit Union: 7.66% (Construction loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Wellspring Federal Credit Union: 4.99% (LAND LOANS)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Kaysville, Utah. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 2, 2026.
Personal Loan Calculators
