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Best Personal Loan Rates in Blossom, Texas - June 2026

Current personal loan options available to borrowers in Blossom, Texas include: Delta Community Credit UnionDelta Community Credit UnionA+5.0 ★Texas Ratio: 1.49% offering 61-72 months (greater than or equal to Loan at 4.19% APR, Domino Federal Credit UnionDomino Federal Credit UnionA+5.0 ★Texas Ratio: 0.52% offering New Misc. Collateral Loan at 4.45% APR, TEXAS TECHTEXAS TECHA5.0 ★Texas Ratio: 3.51% offering New Loan at 4.49% APR, Gulf Coast Educators Federal Credit UnionGulf Coast Educators Federal Credit UnionA+5.0 ★Texas Ratio: 3.70% offering Title Loan at 4.49% APR, and Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR. Personal loan rates as of June 9, 2026 according to verified data from MonitorBankRates.

Blossom borrowers have access to 60 lenders serving the Texas area, with personal loan rates as low as 4.19% APR from Delta Community Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Blossom, Texas.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Blossom, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 9, 2026

Blossom Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
61-72 months (greater than or equal to Loan
4.19%
APR4.19%
Last UpdatedJune 9, 2026
Details

$20,000

Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
New Misc. Collateral Loan
4.45%
APR4.45%
Last UpdatedJune 9, 2026
Details

No additional details available.

TEXAS TECH
Institution Rating:
A5.0 ★Texas Ratio: 3.51%
New Loan
4.49%
APR4.49%
Last UpdatedJune 9, 2026
Details

No additional details available.

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Title Loan
4.49%
APR4.49%
Last UpdatedJune 9, 2026
Details

Maximum Loan Discount: 0.75%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Credit Builder Loan
4.50%
APR4.50%
Last UpdatedJune 9, 2026
Details

No additional details available.

Education First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
Recreational Loan
4.50%
APR4.50%
Last UpdatedJune 9, 2026
Details

As Low As

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Recreational/Title Loans
4.56%
APR4.56%
Last UpdatedJune 9, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Refinance Loan
4.64%
APR4.64%
Last UpdatedJune 9, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
73-84 months (greater than or equal to Loan
4.69%
APR4.69%
Last UpdatedJune 9, 2026
Details

$30,000

TEXAS TECH
Institution Rating:
A5.0 ★Texas Ratio: 3.51%
New Loan
4.74%
APR4.74%
Last UpdatedJune 9, 2026
Details

No additional details available.

TEXAS TECH
Institution Rating:
A5.0 ★Texas Ratio: 3.51%
Used Loan
4.74%
APR4.74%
Last UpdatedJune 9, 2026
Details

No additional details available.

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Title Loan
4.74%
APR4.74%
Last UpdatedJune 9, 2026
Details

Maximum Loan Discount: 0.75%

MilWay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
2025 - Newer Loan
4.79%
APR4.79%
Last UpdatedJune 9, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Medical Degree Refinance Loan
4.80%
APR4.80%
Last UpdatedJune 9, 2026
Details

As Low As

TEXAS TECH
Institution Rating:
A5.0 ★Texas Ratio: 3.51%
New Loan
4.99%
APR4.99%
Last UpdatedJune 9, 2026
Details

No additional details available.

TEXAS TECH
Institution Rating:
A5.0 ★Texas Ratio: 3.51%
Used Loan
4.99%
APR4.99%
Last UpdatedJune 9, 2026
Details

No additional details available.

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Title Loan
4.99%
APR4.99%
Last UpdatedJune 9, 2026
Details

Maximum Loan Discount: 0.75%

MilWay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
2022 - 2024 Loan
4.99%
APR4.99%
Last UpdatedJune 9, 2026
Details

No additional details available.

Nueces Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
Loan Promotion
5.00%
APR5.00%
Last UpdatedJune 9, 2026
Details

As Low As; Call the credit union for loan promotion rates

MilWay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
2019- 2021 Loan
5.19%
APR5.19%
Last UpdatedJune 9, 2026
Details

No additional details available.

TEXAS TECH
Institution Rating:
A5.0 ★Texas Ratio: 3.51%
Used Loan
5.24%
APR5.24%
Last UpdatedJune 9, 2026
Details

No additional details available.

Wichita Falls Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
New Loan
5.24%
APR5.24%
Last UpdatedJune 9, 2026
Details

No additional details available.

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.94%
Land Loans
5.25%
APR5.25%
Last UpdatedJune 9, 2026
Details

No additional details available.

MCT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Other Collateral Loans
5.25%
APR5.25%
Last UpdatedJune 9, 2026
Details

No additional details available.

Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
All Other Collateral Loan
5.25%
APR5.25%
Last UpdatedJune 9, 2026
Details

As Low As

MilWay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
2018-older Loan
5.39%
APR5.39%
Last UpdatedJune 9, 2026
Details

No additional details available.

Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Used Misc. Collateral Loan
5.45%
APR5.45%
Last UpdatedJune 9, 2026
Details

No additional details available.

TEXAS TECH
Institution Rating:
A5.0 ★Texas Ratio: 3.51%
New Loan
5.49%
APR5.49%
Last UpdatedJune 9, 2026
Details

No additional details available.

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Title Loan
5.49%
APR5.49%
Last UpdatedJune 9, 2026
Details

Maximum Loan Discount: 0.75%

MCT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Other Collateral Loans
5.50%
APR5.50%
Last UpdatedJune 9, 2026
Details

No additional details available.

Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Loan Special
5.50%
APR5.50%
Last UpdatedJune 9, 2026
Details

As Low As; No Refinancing of existing loans; Rate based on Credit Score; Limited to one loan special every 90 days

Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Signature Loan Special
5.50%
APR5.50%
Last UpdatedJune 9, 2026
Details

As Low As; Borrow up to $2,000 for up to 24 months.

Centex Citizens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Loan
5.59%
APR5.59%
Last UpdatedJune 9, 2026
Details

As Low As; Restrictions Apply

TEXAS TECH
Institution Rating:
A5.0 ★Texas Ratio: 3.51%
Used Loan
5.74%
APR5.74%
Last UpdatedJune 9, 2026
Details

No additional details available.

Wichita Falls Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
Used Loan
5.74%
APR5.74%
Last UpdatedJune 9, 2026
Details

No additional details available.

Gulf Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
Unimproved Land Loan
5.75%
APR5.75%
Last UpdatedJune 9, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Post Graduate Consolidation Loan
5.75%
APR5.75%
Last UpdatedJune 9, 2026
Details

As Low As; Up to $150,000

Windthorst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
REAL ESTATE Loan
5.75%
APR5.75%
Last UpdatedJune 9, 2026
Details

No additional details available.

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.94%
Land Loans
5.75%
APR5.75%
Last UpdatedJune 9, 2026
Details

No additional details available.

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
Title Equity Loan
5.90%
APR5.90%
Last UpdatedJune 9, 2026
Details

As Low as

Security First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
25 Years Loan
5.92%
APR5.92%
Last UpdatedJune 9, 2026
Details

Maximum Loan Amount: $100,000.00

FCI Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.31%
New Recreational Loan
5.95%
APR5.95%
Last UpdatedJune 9, 2026
Details

As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
New Recreational Loan
5.95%
APR5.95%
Last UpdatedJune 9, 2026
Details

As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Lot Loans
5.99%
APR5.99%
Last UpdatedJune 9, 2026
Details

As Low As; Up to 70% LTV

Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Tractors (84 months or less) Loan
6.00%
APR6.00%
Last UpdatedJune 9, 2026
Details

APR*

Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Credit Builder Loan
6.00%
APR6.00%
Last UpdatedJune 9, 2026
Details

APR*

SOUTHLAND
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
Loan
6.00%
APR6.00%
Last UpdatedJune 9, 2026
Details

Tier 1 >700

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Personal Loans
6.00%
APR6.00%
Last UpdatedJune 9, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Interim Construction Loan
6.00%
APR6.00%
Last UpdatedJune 9, 2026
Details

As Low As

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Unsecured Financing A+
6.00%
APR6.00%
Last UpdatedJune 9, 2026
Details

No additional details available.

Service 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Signature
6.00%
APR6.00%
Last UpdatedJune 9, 2026
Details

Months

Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Unimproved Property Loan
6.00%
APR6.00%
Last UpdatedJune 9, 2026
Details

As Low As

Security First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
10 Years Loan
6.12%
APR6.12%
Last UpdatedJune 9, 2026
Details

Maximum Loan Amount: $50,000.00

Security First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
25 Years Loan
6.17%
APR6.17%
Last UpdatedJune 9, 2026
Details

MAX

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
VA Loan
6.19%
APR6.19%
Last UpdatedJune 9, 2026
Details

No additional details available.

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Medical residency loan
6.21%
APR6.21%
Last UpdatedJune 9, 2026
Details

Variable rates. Lowest rates shown include the auto debit discount. No origination fee or prepayment penalty.

Security First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
25 Years Loan
6.24%
APR6.24%
Last UpdatedJune 9, 2026
Details

MAX

Wichita Falls Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
New Loan
6.24%
APR6.24%
Last UpdatedJune 9, 2026
Details

72 Months**

Texoma Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Recreational Loan
6.24%
APR6.24%
Last UpdatedJune 9, 2026
Details

As Low As

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Title Loan
6.24%
APR6.24%
Last UpdatedJune 9, 2026
Details

Maximum Loan Discount: 0.75%

Windthorst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Agriculture A+ Loan
6.25%
APR6.25%
Last UpdatedJune 9, 2026
Details

*** *

Windthorst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
AGRICULTURE Loan
6.25%
APR6.25%
Last UpdatedJune 9, 2026
Details

No additional details available.

SOUTHLAND
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
Loan
6.25%
APR6.25%
Last UpdatedJune 9, 2026
Details

Tier 1 >700

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Unimproved Property Loan
6.25%
APR6.25%
Last UpdatedJune 9, 2026
Details

As Low As

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA purchase loan
6.27%
APR6.27%
Last UpdatedJune 9, 2026
Details

No additional details available.

Security First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
10 Years Loan
6.29%
APR6.29%
Last UpdatedJune 9, 2026
Details

MAX

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Medical residency loan
6.33%
APR6.33%
Last UpdatedJune 9, 2026
Details

Fixed rates. Lowest rates shown include the auto debit discount. No origination fee or prepayment penalty.

Security First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
10 Years Loan
6.37%
APR6.37%
Last UpdatedJune 9, 2026
Details

MAX

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Dental residency loan
6.38%
APR6.38%
Last UpdatedJune 9, 2026
Details

Variable rates. Lowest rates shown include the auto debit discount. No origination fee or prepayment penalty.

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
and over Loan
6.38%
APR6.38%
Last UpdatedJune 9, 2026
Details

$150,000; quoted with 20% down payment

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Bar exam loan
6.38%
APR6.38%
Last UpdatedJune 9, 2026
Details

Variable rates. Lowest rates shown include the auto debit discount. No origination fee or prepayment penalty.

TEXAS TECH
Institution Rating:
A5.0 ★Texas Ratio: 3.51%
New Loan
6.49%
APR6.49%
Last UpdatedJune 9, 2026
Details

No additional details available.

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA cash-out refinance loan
6.49%
APR6.49%
Last UpdatedJune 9, 2026
Details

No additional details available.

Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Other Collateral Loan
6.50%
APR6.50%
Last UpdatedJune 9, 2026
Details

As Low As

Rockdale Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Tractors and Accessories Loan
6.50%
APR6.50%
Last UpdatedJune 9, 2026
Details

No additional details available.

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Dental residency loan
6.50%
APR6.50%
Last UpdatedJune 9, 2026
Details

Fixed rates. Lowest rates shown include the auto debit discount. No origination fee or prepayment penalty.

SOUTHLAND
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
Loan
6.50%
APR6.50%
Last UpdatedJune 9, 2026
Details

Tier 1 >700

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loan
6.50%
APR6.50%
Last UpdatedJune 9, 2026
Details

As Low As; Loan Amount: $500 - $25,000

Windthorst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Agriculture A+ Loan
6.50%
APR6.50%
Last UpdatedJune 9, 2026
Details

*** *

Baycel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Unsecured Loan
6.50%
APR6.50%
Last UpdatedJune 9, 2026
Details

As Low As

Baycel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
PERSONAL Loan
6.50%
APR6.50%
Last UpdatedJune 9, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
SUMMER LOAN
6.50%
APR6.50%
Last UpdatedJune 9, 2026
Details

As Low As; Borrow up to $25,000

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.94%
Construction Loans
6.50%
APR6.50%
Last UpdatedJune 9, 2026
Details

No additional details available.

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
149,999 Loan
6.57%
APR6.57%
Last UpdatedJune 9, 2026
Details

$100,000; quoted with 20% down payment

Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Land (10 years and below) Loan
6.59%
APR6.59%
Last UpdatedJune 9, 2026
Details

No additional details available.

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
Other Collateralized Loan
6.59%
APR6.59%
Last UpdatedJune 9, 2026
Details

As Low As

Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 15.58%
Adventure Loans
6.59%
APR6.59%
Last UpdatedJune 9, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
Special Signature Rate
6.59%
APR6.59%
Last UpdatedJune 9, 2026
Details

No additional details available.

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
Personal Loans
6.60%
APR6.60%
Last UpdatedJune 9, 2026
Details

24 months

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
Equipment Loan
6.65%
APR6.65%
Last UpdatedJune 9, 2026
Details

As Low As; Regular APR: 10.090%

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Equipment Loans
6.70%
APR6.70%
Last UpdatedJune 9, 2026
Details

As Low As; *Rates disclosed as Annual Percentage Rate [APR] and; Annual Percentage Yield [APY] and may change at the bank's discretion. Loans are subject to underwriting approval.

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Equipment, Medium & Heavy-Duty Trucks Loan
6.70%
APR6.70%
Last UpdatedJune 9, 2026
Details

Model Year New - 2025; Minimum to Finance: < $10K: Add 2.00% to applicable rate

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
FHA Loan
6.74%
APR6.74%
Last UpdatedJune 9, 2026
Details

No additional details available.

Wichita Falls Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
Used Loan
6.74%
APR6.74%
Last UpdatedJune 9, 2026
Details

72 Months**

Wichita Falls Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
New Loan
6.74%
APR6.74%
Last UpdatedJune 9, 2026
Details

No additional details available.

TEXAS TECH
Institution Rating:
A5.0 ★Texas Ratio: 3.51%
Used Loan
6.74%
APR6.74%
Last UpdatedJune 9, 2026
Details

No additional details available.

TEXAS TECH
Institution Rating:
A5.0 ★Texas Ratio: 3.51%
New Loan
6.74%
APR6.74%
Last UpdatedJune 9, 2026
Details

No additional details available.

Gulf Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
Construction Loan
6.75%
APR6.75%
Last UpdatedJune 9, 2026
Details

As Low As

BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
Vacant Land/Lot Unimproved (Raw) Land Loan
6.75%
APR6.75%
Last UpdatedJune 9, 2026
Details

As low as 15% down**

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Anything Loan
6.75%
APR6.75%
Last UpdatedJune 9, 2026
Details

As Low As; Loyalty Plus & Online Application Discount

TEXAR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Personal Loan
6.75%
APR6.75%
Last UpdatedJune 9, 2026
Details

Credit Tier: 740 or greater

Windthorst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Agriculture A+ Loan
6.75%
APR6.75%
Last UpdatedJune 9, 2026
Details

*** *

Windthorst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Agriculture 3 YR Balloon Loan
6.75%
APR6.75%
Last UpdatedJune 9, 2026
Details

No additional details available.

East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Instant Cash Loans
6.75%
APR6.75%
Last UpdatedJune 9, 2026
Details

No additional details available.

Brazos Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Back on Track Loans
6.75%
APR6.75%
Last UpdatedJune 9, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
Signature
6.79%
APR6.79%
Last UpdatedJune 9, 2026
Details

No additional details available.

Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Land (7 years and below) Loan
6.79%
APR6.79%
Last UpdatedJune 9, 2026
Details

No additional details available.

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Signature Loans
6.81%
APR6.81%
Last UpdatedJune 9, 2026
Details

No additional details available.

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
99,999 Loan
6.86%
APR6.86%
Last UpdatedJune 9, 2026
Details

$50,000; quoted with 20% down payment

Telco Plus Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 13.81%
Construction Loan
6.88%
APR6.88%
Last UpdatedJune 9, 2026
Details

As Low As

Telco Plus Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 13.81%
Land Loan 10 Year Fixed
6.88%
APR6.88%
Last UpdatedJune 9, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
Special Signature Rate
6.89%
APR6.89%
Last UpdatedJune 9, 2026
Details

No additional details available.

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Unimproved Property (LTV up to 90%) Loan
6.89%
APR6.89%
Last UpdatedJune 9, 2026
Details

As Low As; Call for more information

Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
2022-2023 Loan
6.94%
APR6.94%
Last UpdatedJune 9, 2026
Details

As Low As

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
Low down payment purchase loan
6.95%
APR6.95%
Last UpdatedJune 9, 2026
Details

No additional details available.

Neiman Marcus Group Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
Personal/Longevity - Up to 60 Months Loan
6.95%
APR6.95%
Last UpdatedJune 9, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Personal Loan
6.99%
APR6.99%
Last UpdatedJune 9, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
Land Loan 5-year Fixed
6.99%
APR6.99%
Last UpdatedJune 9, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
Signature
6.99%
APR6.99%
Last UpdatedJune 9, 2026
Details

No additional details available.

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Lot Loans
6.99%
APR6.99%
Last UpdatedJune 9, 2026
Details

As Low As; 71% to 80% LTV

TEXAS TECH
Institution Rating:
A5.0 ★Texas Ratio: 3.51%
New Loan
6.99%
APR6.99%
Last UpdatedJune 9, 2026
Details

No additional details available.

TEXAS TECH
Institution Rating:
A5.0 ★Texas Ratio: 3.51%
Used Loan
6.99%
APR6.99%
Last UpdatedJune 9, 2026
Details

No additional details available.

Windthorst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Agriculture A+ Loan
7.00%
APR7.00%
Last UpdatedJune 9, 2026
Details

*** *

Port Arthur Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
Annual Loan
7.00%
APR7.00%
Last UpdatedJune 9, 2026
Details

As Low As

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Summer/Holiday Loan
7.00%
APR7.00%
Last UpdatedJune 9, 2026
Details

No additional details available.

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Equipment, Medium & Heavy-Duty Trucks Loan
7.00%
APR7.00%
Last UpdatedJune 9, 2026
Details

Model Year 2024 - 2021; Minimum to Finance: < $10K: Add 2.00% to applicable rate

Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Furniture & Appliance (60 months or less) Loan
7.00%
APR7.00%
Last UpdatedJune 9, 2026
Details

APR*

Old Ocean Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Signature Loan
7.00%
APR7.00%
Last UpdatedJune 9, 2026
Details

As Low As

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Bar exam loan
7.01%
APR7.01%
Last UpdatedJune 9, 2026
Details

Fixed rates. Lowest rates shown include the auto debit discount. No origination fee or prepayment penalty.

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
Other Collateralized Loan
7.09%
APR7.09%
Last UpdatedJune 9, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
Unsecured Personal Loans
7.14%
APR7.14%
Last UpdatedJune 9, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
Personal Loans
7.14%
APR7.14%
Last UpdatedJune 9, 2026
Details

No additional details available.

Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Land (5 years and below) Loan
7.17%
APR7.17%
Last UpdatedJune 9, 2026
Details

No additional details available.

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Equipment, Medium & Heavy-Duty Trucks Loan
7.19%
APR7.19%
Last UpdatedJune 9, 2026
Details

Model Year New - 2025

Baker Hughes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Other Collateral Loan
7.20%
APR7.20%
Last UpdatedJune 9, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
Unsecured Signature Loans
7.24%
APR7.24%
Last UpdatedJune 9, 2026
Details

As Low As

TEXAS TECH
Institution Rating:
A5.0 ★Texas Ratio: 3.51%
Used Loan
7.24%
APR7.24%
Last UpdatedJune 9, 2026
Details

No additional details available.

SOUTHLAND
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
Loan
7.25%
APR7.25%
Last UpdatedJune 9, 2026
Details

Tier 2 670 - 699

BP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
Vacant Land/Lot Unimproved (Raw) Land Loan
7.25%
APR7.25%
Last UpdatedJune 9, 2026
Details

As low as 15% down**

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Personal Loans
7.25%
APR7.25%
Last UpdatedJune 9, 2026
Details

As Low As

Rockdale Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Land/Investment Property Loan
7.25%
APR7.25%
Last UpdatedJune 9, 2026
Details

No additional details available.

Texas Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
50/50 LOAN
7.25%
APR7.25%
Last UpdatedJune 9, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.77%
Land Loans
7.25%
APR7.25%
Last UpdatedJune 9, 2026
Details

No additional details available.

Windthorst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Agriculture Loan
7.25%
APR7.25%
Last UpdatedJune 9, 2026
Details

*** *

Allied Plastics Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Recreational Loans
7.25%
APR7.25%
Last UpdatedJune 9, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
Signature
7.29%
APR7.29%
Last UpdatedJune 9, 2026
Details

No additional details available.

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
49,999 Loan
7.32%
APR7.32%
Last UpdatedJune 9, 2026
Details

$25,000; quoted with 20% down payment

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Equipment, Medium & Heavy-Duty Trucks Loan
7.32%
APR7.32%
Last UpdatedJune 9, 2026
Details

Extended terms must meet credit & collateral qualifications. Model Year New - 2025

Blossom Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Personal Loans
6.00%
APR6.00%
Last UpdatedJune 9, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Personal Loan
6.50%
APR6.50%
Last UpdatedJune 9, 2026
Details

As Low As; Loan Amount: $500 - $25,000

Baycel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
PERSONAL Loan
6.50%
APR6.50%
Last UpdatedJune 9, 2026
Details

As Low As

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
Personal Loans
6.60%
APR6.60%
Last UpdatedJune 9, 2026
Details

24 months

TEXAR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Personal Loan
6.75%
APR6.75%
Last UpdatedJune 9, 2026
Details

Credit Tier: 740 or greater

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Personal Loan
6.99%
APR6.99%
Last UpdatedJune 9, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
Personal Loans
7.14%
APR7.14%
Last UpdatedJune 9, 2026
Details

No additional details available.

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
Unsecured Personal Loans
7.14%
APR7.14%
Last UpdatedJune 9, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
Personal Loans
7.25%
APR7.25%
Last UpdatedJune 9, 2026
Details

As Low As

Blossom Debt Consolidation Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
TxDot Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
Debt Consolidation
9.00%
APR9.00%
Last UpdatedJune 9, 2026
Details

No additional details available.

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Debt Consolidation
10.99%
APR10.99%
Last UpdatedJune 9, 2026
Details

As Low As

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
Debt Consolidation Loan
12.74%
APR12.74%
Last UpdatedJune 9, 2026
Details

Debt Consolidation

Covenant Savings Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Debt Consolidation Loans
12.90%
APR12.90%
Last UpdatedJune 9, 2026
Details

As Low As

Access Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
Debt Consolidation Loan
13.99%
APR13.99%
Last UpdatedJune 9, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedJune 9, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedJune 9, 2026
Details

As Low As

Blossom Signature Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Signature Loan Special
5.50%
APR5.50%
Last UpdatedJune 9, 2026
Details

As Low As; Borrow up to $2,000 for up to 24 months.

Service 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Signature
6.00%
APR6.00%
Last UpdatedJune 9, 2026
Details

Months

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
Special Signature Rate
6.59%
APR6.59%
Last UpdatedJune 9, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
Signature
6.79%
APR6.79%
Last UpdatedJune 9, 2026
Details

No additional details available.

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Signature Loans
6.81%
APR6.81%
Last UpdatedJune 9, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
Special Signature Rate
6.89%
APR6.89%
Last UpdatedJune 9, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
Signature
6.99%
APR6.99%
Last UpdatedJune 9, 2026
Details

No additional details available.

Old Ocean Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Signature Loan
7.00%
APR7.00%
Last UpdatedJune 9, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
Unsecured Signature Loans
7.24%
APR7.24%
Last UpdatedJune 9, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
Signature
7.29%
APR7.29%
Last UpdatedJune 9, 2026
Details

No additional details available.

Blossom, TX Personal Loan Rate Trends

Compare local Blossom, TX personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas Personal Loan Trends →
Personal Loan — TX Avg
10.854%
▲ 0.001 vs 7 days ago

Texas personal loan rates rose 0.001 points over the past 7 days to 10.854% APR.

Signature Loan — TX Avg
12.478%
▲ 0.063 vs 7 days ago

Texas signature loan rates rose 0.063 points over the past 7 days to 12.478% APR.

As of Jun 9, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Blossom, Texas personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Blossom, Texas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Blossom, Texas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in TX.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in Texas?

Most lenders in Blossom, Texas require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Texas often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Blossom, Texas require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Texas?

Yes. Debt consolidation is one of the most common uses of personal loans in Blossom, Texas. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Blossom, Texas?

Credit unions in Blossom, Texas often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Blossom, Texas?

  • Delta Community Credit Union: 4.19% (61-72 months (greater than or equal to Loan)
  • Domino Federal Credit Union: 4.45% (New Misc. Collateral Loan)
  • TEXAS TECH: 4.49% (New Loan)
  • Gulf Coast Educators Federal Credit Union: 4.49% (Title Loan)
  • Baxter Credit Union: 4.50% (Credit Builder Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Blossom, Texas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 9, 2026.