Best Personal Loan Rates in Beaumont, Texas (TX) - May 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Texas borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Beaumont, Texas include: MCT Credit UnionMCT Credit Union3950 Dowlen Rd, Beaumont, TX, 77706A+5.0 ★Texas Ratio: 2.43% offering Other Collateral Loans at 5.25% APR, Neches Federal Credit UnionNeches Federal Credit Union1955 Dowlen Rd, Beaumont, TX, 77706 3330A+5.0 ★Texas Ratio: 1.48% offering Interim Construction Loan at 5.75% APR, Public Employees Credit UnionPublic Employees Credit Union4215 Eastex Fwy, Beaumont, TX, 77706A+5.0 ★Texas Ratio: 1.12% offering Signature Loans at 9.49% APR, 5Point Credit Union5Point Credit Union4005 Dowlen Rd, Beaumont, TX, 77706 6850A5.0 ★Texas Ratio: 6.33% offering Debt Consolidation Loans at 9.75% APR, and Common Cents Federal Credit UnionCommon Cents Federal Credit Union8109 Smith Rd, Beaumont, TX, 77705 6108A5.0 ★Texas Ratio: 8.15% offering Personal Loans at 10.00% APR. Personal loan rates as of May 7, 2026 according to verified data from MonitorBankRates.
Beaumont has 9 local institutions in our database, with personal loan rates as low as 5.25% APR from MCT Credit Union at 3950 Dowlen Rd, Beaumont, TX, 77706. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Beaumont, Texas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Beaumont, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 7, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
MCT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
3950 Dowlen Rd, Beaumont, TX, 77706
Other Collateral Loans
5.25%
▼
APR5.25%
Last UpdatedMay 8, 2026
Details
No additional details available.
MCT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
3950 Dowlen Rd, Beaumont, TX, 77706
Other Collateral Loans
5.50%
▼
APR5.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1955 Dowlen Rd, Beaumont, TX, 77706 3330
Interim Construction Loan
5.75%
▼
APR5.75%
Last UpdatedMay 8, 2026
Details
As Low As
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1955 Dowlen Rd, Beaumont, TX, 77706 3330
Unimproved Property Loan
5.75%
▼
APR5.75%
Last UpdatedMay 8, 2026
Details
As Low As
Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
4215 Eastex Fwy, Beaumont, TX, 77706
Signature Loans
9.49%
▼
APR9.49%
Last UpdatedMay 8, 2026
Details
As Low As
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
4005 Dowlen Rd, Beaumont, TX, 77706 6850
Debt Consolidation Loans
9.75%
▼
APR9.75%
Last UpdatedMay 8, 2026
Details
No additional details available.
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
4005 Dowlen Rd, Beaumont, TX, 77706 6850
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMay 8, 2026
Details
No additional details available.
Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
4215 Eastex Fwy, Beaumont, TX, 77706
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 8, 2026
Details
As Low As
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
4005 Dowlen Rd, Beaumont, TX, 77706 6850
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
4005 Dowlen Rd, Beaumont, TX, 77706 6850
Debt Consolidation Loans
10.00%
▼
APR10.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Common Cents Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.15%
8109 Smith Rd, Beaumont, TX, 77705 6108
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedMay 8, 2026
Details
As Low As
Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
4215 Eastex Fwy, Beaumont, TX, 77706
Signature Loans
10.24%
▼
APR10.24%
Last UpdatedMay 8, 2026
Details
As Low As
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1955 Dowlen Rd, Beaumont, TX, 77706 3330
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedMay 8, 2026
Details
As Low As
Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
4215 Eastex Fwy, Beaumont, TX, 77706
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedMay 8, 2026
Details
As Low As
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1955 Dowlen Rd, Beaumont, TX, 77706 3330
Signature Loan
10.75%
▼
APR10.75%
Last UpdatedMay 8, 2026
Details
As Low As; Minimum Finance Amount: $15,000
Common Cents Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.15%
8109 Smith Rd, Beaumont, TX, 77705 6108
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMay 8, 2026
Details
As Low As
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
4005 Dowlen Rd, Beaumont, TX, 77706 6850
Debt Consolidation Loans
11.00%
▼
APR11.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
4005 Dowlen Rd, Beaumont, TX, 77706 6850
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1955 Dowlen Rd, Beaumont, TX, 77706 3330
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedMay 8, 2026
Details
As Low As; Minimum Finance Amount: $25,000
Education First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
Unsecured Personal
11.50%
▼
APR11.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
DuGood Federal Credit Union
Institution Rating:
F2.8 ★Texas Ratio: 41.67%
7505 Eastex Fwy Ste B, Beaumont, TX, 77708
Personal
11.75%
▼
APR11.75%
Last UpdatedMay 8, 2026
Details
No additional details available.
MCT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
3950 Dowlen Rd, Beaumont, TX, 77706
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedMay 8, 2026
Details
No additional details available.
Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
8255 Gladys Ave, Beaumont, TX, 77706 4004
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Rave Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
1810 N Major Dr, Beaumont, TX, 77713
Personal
12.00%
▼
APR12.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
4005 Dowlen Rd, Beaumont, TX, 77706 6850
Signature Rate
14.25%
▼
APR14.25%
Last UpdatedMay 8, 2026
Details
No additional details available.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Title Loan
4.49%
▼
APR4.49%
Last UpdatedMay 8, 2026
Details
As Low As
APR4.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Recreational/Title Loans
4.58%
▼
APR4.58%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR4.64%
Last UpdatedMay 8, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Title Loan
4.74%
▼
APR4.74%
Last UpdatedMay 8, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 8, 2026
Details
As Low As
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
PERSONAL LOAN
4.89%
▼
APR4.89%
Last UpdatedMay 8, 2026
Details
No additional details available.
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
Credit Builder And Mender Loan
4.90%
▼
APR4.90%
Last UpdatedMay 8, 2026
Details
No additional details available.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Title Loan
4.99%
▼
APR4.99%
Last UpdatedMay 8, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Fire Station Loans
4.99%
▼
APR4.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Title Loan
5.49%
▼
APR5.49%
Last UpdatedMay 8, 2026
Details
As Low As
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Loan Special
5.50%
▼
APR5.50%
Last UpdatedMay 8, 2026
Details
As Low As; No Refinancing of existing loans; Rate based on Credit Score; Limited to one loan special every 90 days
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Signature Loan Special
5.50%
▼
APR5.50%
Last UpdatedMay 8, 2026
Details
As Low As; Borrow up to $2,000 for up to 24 months.
APR5.99%
Last UpdatedMay 8, 2026
Details
As Low As; Up to 70%
Alpine Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
New Construction Loans
5.99%
▼
APR5.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedMay 8, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Title Loan
6.24%
▼
APR6.24%
Last UpdatedMay 8, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Unsecured Loan
6.45%
▼
APR6.45%
Last UpdatedMay 8, 2026
Details
As Low As; Up to $10,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 8, 2026
Details
As Low As
APR6.50%
Last UpdatedMay 8, 2026
Details
As Low As
APR6.50%
Last UpdatedMay 8, 2026
Details
As Low As; Borrow up to $25,000
APR6.50%
Last UpdatedMay 8, 2026
Details
As Low As
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Other Collateralized Loan
6.59%
▼
APR6.59%
Last UpdatedMay 8, 2026
Details
As Low As
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Special Signature Rate
6.59%
▼
APR6.59%
Last UpdatedMay 8, 2026
Details
No additional details available.
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
Personal Loans
6.60%
▼
APR6.60%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR6.65%
Last UpdatedMay 8, 2026
Details
As Low As; Regular APR: 10.090%
APR6.70%
Last UpdatedMay 8, 2026
Details
As Low As
Brazos Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Back on Track Loans
6.75%
▼
APR6.75%
Last UpdatedMay 8, 2026
Details
No additional details available.
East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Instant Cash Loans
6.75%
▼
APR6.75%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR6.79%
Last UpdatedMay 8, 2026
Details
No additional details available.
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Signature Loans
6.83%
▼
APR6.83%
Last UpdatedMay 8, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Special Signature Rate
6.89%
▼
APR6.89%
Last UpdatedMay 8, 2026
Details
No additional details available.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Unsecured Loan
6.95%
▼
APR6.95%
Last UpdatedMay 8, 2026
Details
As Low As; $10,001-$15,000
Neiman Marcus Group Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Personal/Longevity
6.95%
▼
APR6.95%
Last UpdatedMay 8, 2026
Details
As Low As
Neiman Marcus Group Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Personal/Longevity Up to 60 Months
6.95%
▼
APR6.95%
Last UpdatedMay 8, 2026
Details
As Low As
APR6.99%
Last UpdatedMay 8, 2026
Details
As Low As; 71% to 80%
APR6.99%
Last UpdatedMay 8, 2026
Details
As Low As
APR6.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR6.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Personal Loans with Collateral
7.00%
▼
APR7.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR7.00%
Last UpdatedMay 8, 2026
Details
As Low As
Port Arthur Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
Annual Loan
7.00%
▼
APR7.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Other Collateralized Loan
7.09%
▼
APR7.09%
Last UpdatedMay 8, 2026
Details
As Low As
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.14%
▼
APR7.14%
Last UpdatedMay 8, 2026
Details
As Low As
Allied Plastics Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Recreational Loans
7.25%
▼
APR7.25%
Last UpdatedMay 8, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Land Loans
7.25%
▼
APR7.25%
Last UpdatedMay 8, 2026
Details
No additional details available.
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedMay 8, 2026
Details
As Low As
APR7.25%
Last UpdatedMay 8, 2026
Details
As Low As
APR7.29%
Last UpdatedMay 8, 2026
Details
No additional details available.
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Anything Loan
7.35%
▼
APR7.35%
Last UpdatedMay 8, 2026
Details
As Low As
APR7.39%
Last UpdatedMay 8, 2026
Details
No additional details available.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Unsecured Loan
7.45%
▼
APR7.45%
Last UpdatedMay 8, 2026
Details
As Low As; $15,001-$25,000
APR7.49%
Last UpdatedMay 8, 2026
Details
As Low As; 81% to 90%
APR7.49%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR7.49%
Last UpdatedMay 8, 2026
Details
No additional details available.
SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Hot Tub/Sauna Loans
7.50%
▼
APR7.50%
Last UpdatedMay 8, 2026
Details
As Low As
APR7.50%
Last UpdatedMay 8, 2026
Details
As Low As
Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
Special Occasion Loans
7.50%
▼
APR7.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
ELLIS COUNTY TEACHERS AND EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Property NEW
7.50%
▼
APR7.50%
Last UpdatedMay 8, 2026
Details
UP TO 48 MONTHS
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Other Collateralized Loan
7.59%
▼
APR7.59%
Last UpdatedMay 8, 2026
Details
As Low As
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.64%
▼
APR7.64%
Last UpdatedMay 8, 2026
Details
As Low As
SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Hot Tub/Sauna Loans
7.75%
▼
APR7.75%
Last UpdatedMay 8, 2026
Details
As Low As
APR7.75%
Last UpdatedMay 8, 2026
Details
As Low As
APR7.79%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR7.82%
Last UpdatedMay 8, 2026
Details
As Low As
APR7.84%
Last UpdatedMay 8, 2026
Details
As Low As
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Personal Loans
7.90%
▼
APR7.90%
Last UpdatedMay 8, 2026
Details
As Low As
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Signature
7.90%
▼
APR7.90%
Last UpdatedMay 8, 2026
Details
No additional details available.
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Signature Loans
7.90%
▼
APR7.90%
Last UpdatedMay 8, 2026
Details
As Low As
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Signature Loans 12 months
7.90%
▼
APR7.90%
Last UpdatedMay 8, 2026
Details
As Low As
APR7.95%
Last UpdatedMay 8, 2026
Details
As Low As; Annual Percentage Rate (APR) quoted is lowest possible for qualified borrowers. APR quoted represents up to a 36-month term for a personal loan. Estimated monthly payment of $86.30 per $1,000 borrowed for 12-month term. Your rate may vary. Qualifications based on credit history, debt and ability to repay. Loan amounts $1,000 - $25,000. Refinancing of existing Mesquite Credit Union loan is not permitted.
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Anytime Any Day Loans
7.95%
▼
APR7.95%
Last UpdatedMay 8, 2026
Details
As Low As
Beacon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Any Time, Any Day Loan
7.95%
▼
APR7.95%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR7.98%
Last UpdatedMay 8, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
Personal/Unsecured
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
(Fixed)
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal /Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As; from $1,001 to $75,000
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As
APR7.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR8.00%
Last UpdatedMay 8, 2026
Details
Rate, amount and length of payout set according to credit rating). May be renewed every 6 months if there have been no delinquencies on BFCU loans
Union Square Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.88%
Flex Line Loan (12 - 60 Mo.)
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR8.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR8.00%
Last UpdatedMay 8, 2026
Details
As Low As
SECNY Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Hot Tub/Sauna Loans
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
As Low As
Southwest Research Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Signature
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
As Low As
Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
up to $5,000; As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
up to $15,000
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
Disaster Preparedness Loan
8.05%
▼
APR8.05%
Last UpdatedMay 8, 2026
Details
Minimum APR (has an AMOCO Mortgage Loan)
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Other Collateralized Loan
8.09%
▼
APR8.09%
Last UpdatedMay 8, 2026
Details
As Low As
APR8.24%
Last UpdatedMay 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 8, 2026
Details
As Low As
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans
8.24%
▼
APR8.24%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR8.25%
Last UpdatedMay 8, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.25%
▼
APR8.25%
Last UpdatedMay 8, 2026
Details
up to $15,000
Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Signature Loans
8.40%
▼
APR8.40%
Last UpdatedMay 8, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Unsecured Loan
8.45%
▼
APR8.45%
Last UpdatedMay 8, 2026
Details
As Low As; $25,001-$50,000
APR8.45%
Last UpdatedMay 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 8, 2026
Details
As Low As
APR8.49%
Last UpdatedMay 8, 2026
Details
As Low As
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Signature
8.49%
▼
APR8.49%
Last UpdatedMay 8, 2026
Details
As Low As; Loyalty Plus & Online Application Discount
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 8, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Premier Loan
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
As Low As; from $75,001 to $250,000
APR8.50%
Last UpdatedMay 8, 2026
Details
As Low As
Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Signature Loan
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
Miscellaneous Equipment Loan
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
As Low As; Maximum Loan Discount: 0.75%
Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
up to $15,000
Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Signature
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
12 Months 1 Payment Loan
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Other Collateralized Loan
8.59%
▼
APR8.59%
Last UpdatedMay 8, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loans
8.74%
▼
APR8.74%
Last UpdatedMay 8, 2026
Details
No additional details available.
Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 8, 2026
Details
No additional details available.
Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Signature
8.74%
▼
APR8.74%
Last UpdatedMay 8, 2026
Details
No additional details available.
Ben E Keith Company Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
As Low As
Wichita Falls Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.28%
Signature
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
No additional details available.
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
up to $15,000
Communities Of Abilene Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
SIGNATURE LOANS
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
As Low As
Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
As Low As; * APR
Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Signature Loans
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
As Low As
Members Choice of Central Texas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
As Low As
Texoma Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Signature Loans
8.90%
▼
APR8.90%
Last UpdatedMay 8, 2026
Details
As Low As; Signature Loans
ELLIS COUNTY TEACHERS AND EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Property USED
8.90%
▼
APR8.90%
Last UpdatedMay 8, 2026
Details
UP TO 48 MONTHS
Concho Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
New Personal Loans
8.90%
▼
APR8.90%
Last UpdatedMay 8, 2026
Details
As Low As; Term up to 36 months
APR8.90%
Last UpdatedMay 8, 2026
Details
As Low As
Estacado Federal Credit Union FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Energy Efficiency Loans
8.90%
▼
APR8.90%
Last UpdatedMay 8, 2026
Details
Tier Level: A+ (Equifax Score 750+)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 8, 2026
Details
As Low As; Loan Amount $500-$40,000
Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMay 8, 2026
Details
As Low As; Fixed rate for the life of the loan; Terms up to 48 months *Disclosing restrictions apply
Complex Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 8, 2026
Details
No additional details available.
East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Low Doc Loan
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
Flat Rate -Up to $25,000
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As; Loan amount & maximum term subject to loan review.
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As
1st Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.28%
Personal Loan Special
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As; Terms from 6 to 60 months
Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Unsecured Loans
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
Beacon Score: 720+
1st Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.28%
Personal Loan Special - 10,000
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
$0
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
up to $15,000
Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Personal Loan A
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Personal Loan 24 months A
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Personal
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As
Wichita Falls Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Signature
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Houston Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Common Cents Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.15%
8109 Smith Rd, Beaumont, TX, 77705 6108
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedMay 8, 2026
Details
As Low As
Common Cents Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.15%
8109 Smith Rd, Beaumont, TX, 77705 6108
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMay 8, 2026
Details
As Low As
Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
8255 Gladys Ave, Beaumont, TX, 77706 4004
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
PERSONAL LOAN
4.89%
▼
APR4.89%
Last UpdatedMay 8, 2026
Details
No additional details available.
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedMay 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 8, 2026
Details
As Low As
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
Personal Loans
6.60%
▼
APR6.60%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR6.99%
Last UpdatedMay 8, 2026
Details
As Low As
Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Personal Loans with Collateral
7.00%
▼
APR7.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.14%
▼
APR7.14%
Last UpdatedMay 8, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedMay 8, 2026
Details
As Low As
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
Unsecured Personal Loans
7.64%
▼
APR7.64%
Last UpdatedMay 8, 2026
Details
As Low As
APR7.84%
Last UpdatedMay 8, 2026
Details
As Low As
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Personal Loans
7.90%
▼
APR7.90%
Last UpdatedMay 8, 2026
Details
As Low As
APR7.98%
Last UpdatedMay 8, 2026
Details
As Low As; Up to $35,000 ($1,000 minimum)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
up to $15,000
APR8.24%
Last UpdatedMay 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 8, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.25%
▼
APR8.25%
Last UpdatedMay 8, 2026
Details
up to $15,000
APR8.45%
Last UpdatedMay 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 8, 2026
Details
As Low As
APR8.49%
Last UpdatedMay 8, 2026
Details
As Low As
Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
up to $15,000
Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 8, 2026
Details
No additional details available.
Members Choice of Central Texas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
up to $15,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 8, 2026
Details
As Low As; Loan Amount $500-$40,000
Concho Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
New Personal Loans
8.90%
▼
APR8.90%
Last UpdatedMay 8, 2026
Details
As Low As; Term up to 36 months
Complex Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 8, 2026
Details
No additional details available.
East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 8, 2026
Details
As Low As
Resource One Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.00%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As
APR8.99%
Last UpdatedMay 8, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
up to $15,000
Houston Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As
Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Personal Loan 24 months A
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Chemcel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Personal Loan A
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
1st Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.28%
Personal Loan Special
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As
1st Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.28%
Personal Loan Special - 10,000
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
$0
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As; Terms from 6 to 60 months
APR9.00%
Last UpdatedMay 8, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
4005 Dowlen Rd, Beaumont, TX, 77706 6850
Debt Consolidation Loans
9.75%
▼
APR9.75%
Last UpdatedMay 8, 2026
Details
No additional details available.
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
4005 Dowlen Rd, Beaumont, TX, 77706 6850
Debt Consolidation Loans
10.00%
▼
APR10.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
4005 Dowlen Rd, Beaumont, TX, 77706 6850
Debt Consolidation Loans
11.00%
▼
APR11.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Debt Consolidation
10.99%
▼
APR10.99%
Last UpdatedMay 8, 2026
Details
As Low As
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
Debt Consolidation Loan
12.05%
▼
APR12.05%
Last UpdatedMay 8, 2026
Details
No additional details available.
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Debt Consolidation
12.74%
▼
APR12.74%
Last UpdatedMay 8, 2026
Details
No additional details available.
Covenant Savings Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
Debt Consolidation Loans
12.90%
▼
APR12.90%
Last UpdatedMay 8, 2026
Details
As Low As
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
Debt Consolidation Loan
13.05%
▼
APR13.05%
Last UpdatedMay 8, 2026
Details
No additional details available.
Access Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Debt Consolidation
13.99%
▼
APR13.99%
Last UpdatedMay 8, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 8, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 8, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
4215 Eastex Fwy, Beaumont, TX, 77706
Signature Loans
9.49%
▼
APR9.49%
Last UpdatedMay 8, 2026
Details
As Low As
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
4005 Dowlen Rd, Beaumont, TX, 77706 6850
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMay 8, 2026
Details
No additional details available.
Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
4215 Eastex Fwy, Beaumont, TX, 77706
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 8, 2026
Details
As Low As
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
4005 Dowlen Rd, Beaumont, TX, 77706 6850
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
4215 Eastex Fwy, Beaumont, TX, 77706
Signature Loans
10.24%
▼
APR10.24%
Last UpdatedMay 8, 2026
Details
As Low As
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1955 Dowlen Rd, Beaumont, TX, 77706 3330
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedMay 8, 2026
Details
As Low As
Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
4215 Eastex Fwy, Beaumont, TX, 77706
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedMay 8, 2026
Details
As Low As
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1955 Dowlen Rd, Beaumont, TX, 77706 3330
Signature Loan
10.75%
▼
APR10.75%
Last UpdatedMay 8, 2026
Details
As Low As; Minimum Finance Amount: $15,000
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
4005 Dowlen Rd, Beaumont, TX, 77706 6850
Signature Loans
11.00%
▼
APR11.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1955 Dowlen Rd, Beaumont, TX, 77706 3330
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedMay 8, 2026
Details
As Low As; Minimum Finance Amount: $25,000
MCT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
3950 Dowlen Rd, Beaumont, TX, 77706
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedMay 8, 2026
Details
No additional details available.
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
4005 Dowlen Rd, Beaumont, TX, 77706 6850
Signature Rate
14.25%
▼
APR14.25%
Last UpdatedMay 8, 2026
Details
No additional details available.
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
Signature Loan Special
5.50%
▼
APR5.50%
Last UpdatedMay 8, 2026
Details
As Low As; Borrow up to $2,000 for up to 24 months.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Special Signature Rate
6.59%
▼
APR6.59%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR6.79%
Last UpdatedMay 8, 2026
Details
No additional details available.
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Signature Loans
6.83%
▼
APR6.83%
Last UpdatedMay 8, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Special Signature Rate
6.89%
▼
APR6.89%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR6.99%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR7.00%
Last UpdatedMay 8, 2026
Details
As Low As
APR7.29%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR7.39%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR7.49%
Last UpdatedMay 8, 2026
Details
No additional details available.
APR7.79%
Last UpdatedMay 8, 2026
Details
No additional details available.
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Signature Loans 12 months
7.90%
▼
APR7.90%
Last UpdatedMay 8, 2026
Details
As Low As
Bayou City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Signature
7.90%
▼
APR7.90%
Last UpdatedMay 8, 2026
Details
No additional details available.
Synergy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Signature Loans
7.90%
▼
APR7.90%
Last UpdatedMay 8, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Personal /Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 8, 2026
Details
As Low As; from $1,001 to $75,000
Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
up to $5,000; As Low As
Southwest Research Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Signature
8.00%
▼
APR8.00%
Last UpdatedMay 8, 2026
Details
As Low As
Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature & Lifestyle Loans
8.24%
▼
APR8.24%
Last UpdatedMay 8, 2026
Details
No additional details available.
Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Signature Loans
8.40%
▼
APR8.40%
Last UpdatedMay 8, 2026
Details
As Low As
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Signature
8.49%
▼
APR8.49%
Last UpdatedMay 8, 2026
Details
As Low As; Loyalty Plus & Online Application Discount
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 8, 2026
Details
As Low As
Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Signature
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
No additional details available.
Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Signature Loan
8.50%
▼
APR8.50%
Last UpdatedMay 8, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loans
8.74%
▼
APR8.74%
Last UpdatedMay 8, 2026
Details
No additional details available.
Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Signature
8.74%
▼
APR8.74%
Last UpdatedMay 8, 2026
Details
No additional details available.
Ben E Keith Company Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
As Low As
Wichita Falls Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.28%
Signature
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
No additional details available.
Communities Of Abilene Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
SIGNATURE LOANS
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
As Low As
Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
As Low As; * APR
Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Signature Loans
8.75%
▼
APR8.75%
Last UpdatedMay 8, 2026
Details
As Low As
Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMay 8, 2026
Details
As Low As; Fixed rate for the life of the loan; Terms up to 48 months *Disclosing restrictions apply
APR8.90%
Last UpdatedMay 8, 2026
Details
As Low As
Texoma Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Signature Loans
8.90%
▼
APR8.90%
Last UpdatedMay 8, 2026
Details
As Low As; Signature Loans
Wichita Falls Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Signature
9.00%
▼
APR9.00%
Last UpdatedMay 8, 2026
Details
No additional details available.
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MonitorBankRates
No home improvement personal loan rates found in Beaumont, TX currently.
Beaumont, TX Personal Loan Rate Trends
Compare local Beaumont, TX personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — TX Avg
10.820%
▲ 0.245 vs 7 days ago
Texas personal loan rates rose 0.245 points over the past 7 days to 10.820% APR.
Signature Loan — TX Avg
12.673%
▲ 0.574 vs 7 days ago
Texas signature loan rates rose 0.574 points over the past 7 days to 12.673% APR.
As of May 8, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Texas?
Most lenders in Beaumont, Texas require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Texas often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Beaumont, Texas require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Texas?
Yes. Debt consolidation is one of the most common uses of personal loans in Beaumont, Texas. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Beaumont, Texas?
Credit unions in Beaumont, Texas often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Beaumont, Texas?
- MCT Credit Union: 5.25% (Other Collateral Loans)
- Neches Federal Credit Union: 5.75% (Interim Construction Loan)
- Public Employees Credit Union: 9.49% (Signature Loans)
- 5Point Credit Union: 9.75% (Debt Consolidation Loans)
- Common Cents Federal Credit Union: 10.00% (Personal Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Beaumont, Texas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 7, 2026.
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