Best Personal Loan Rates in Smyrna, Tennessee (TN) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Tennessee borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Smyrna, Tennessee include: Ascend Federal Credit UnionAscend Federal Credit Union769 Nissan Dr, Smyrna, TN, 37167 4408A+5.0 ★Texas Ratio: 2.48% offering Recreational Loan at 6.99% APR, Heritage South Community Credit UnionHeritage South Community Credit Union941 Sgt Asbury Hawn Way, Smyrna, TN, 37167 3441A+5.0 ★Texas Ratio: 1.62% offering Signature Loans at 10.45% APR, Redstone Federal Credit UnionRedstone Federal Credit Union2005 Huginn Ln, Smyrna, TN, 37167 2270A+5.0 ★Texas Ratio: 3.00% offering Personal Unsecured Signature - 60 months at 10.79% APR, Veritas Federal Credit UnionVeritas Federal Credit Union685 Ken Pilkerton Dr, Smyrna, TN, 37167 3812A5.0 ★Texas Ratio: 9.95% offering Unsecured Loan at 11.00% APR, and Alcoa Tenn Federal Credit UnionAlcoa Tenn Federal Credit Union124 N Hall Rd, Alcoa, TN, 37701 2648A+5.0 ★Texas Ratio: 4.66% offering Consumer Loans at 4.79% APR. Personal loan rates as of April 2, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Smyrna, Tennessee can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Smyrna, Tennessee.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Smyrna, Tennessee. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 2, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
769 Nissan Dr, Smyrna, TN, 37167 4408
Recreational Loan
6.99%
▼
APR6.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
769 Nissan Dr, Smyrna, TN, 37167 4408
Recreational Loan
7.24%
▼
APR7.24%
Last UpdatedApril 4, 2026
Details
No additional details available.
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
769 Nissan Dr, Smyrna, TN, 37167 4408
Recreational Loan
7.49%
▼
APR7.49%
Last UpdatedApril 4, 2026
Details
No additional details available.
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
769 Nissan Dr, Smyrna, TN, 37167 4408
Unsecured Loan
7.49%
▼
APR7.49%
Last UpdatedApril 4, 2026
Details
Up to 60 MONTHS; NO MINIMUM
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
769 Nissan Dr, Smyrna, TN, 37167 4408
Unsecured Loan
7.74%
▼
APR7.74%
Last UpdatedApril 4, 2026
Details
61 - 84 MONTHS
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
769 Nissan Dr, Smyrna, TN, 37167 4408
Recreational Loan
7.99%
▼
APR7.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
769 Nissan Dr, Smyrna, TN, 37167 4408
Unsecured Loan
7.99%
▼
APR7.99%
Last UpdatedApril 4, 2026
Details
85 - 120 MONTHS
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
769 Nissan Dr, Smyrna, TN, 37167 4408
Unsecured Loan
8.49%
▼
APR8.49%
Last UpdatedApril 4, 2026
Details
121 - 144 Months
Heritage South Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
941 Sgt Asbury Hawn Way, Smyrna, TN, 37167 3441
Signature Loans
10.45%
▼
APR10.45%
Last UpdatedApril 4, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
2005 Huginn Ln, Smyrna, TN, 37167 2270
Personal Unsecured Signature - 60 months
10.79%
▼
APR10.79%
Last UpdatedApril 4, 2026
Details
As Low As; Max $50,000
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
2005 Huginn Ln, Smyrna, TN, 37167 2270
Personal Unsecured Signature - 72 months
10.99%
▼
APR10.99%
Last UpdatedApril 4, 2026
Details
As Low As; Max $50,000
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
685 Ken Pilkerton Dr, Smyrna, TN, 37167 3812
Unsecured Loan
11.00%
▼
APR11.00%
Last UpdatedApril 4, 2026
Details
No additional details available.
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
769 Nissan Dr, Smyrna, TN, 37167 4408
Personal Loan
12.35%
▼
APR12.35%
Last UpdatedApril 4, 2026
Details
No additional details available.
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
2005 Huginn Ln, Smyrna, TN, 37167 2270
Personal Stretch*
17.00%
▼
APR17.00%
Last UpdatedApril 4, 2026
Details
As Low As; Min $500 up to Max $1,600
Heritage South Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
941 Sgt Asbury Hawn Way, Smyrna, TN, 37167 3441
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedApril 4, 2026
Details
As Low As
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
124 N Hall Rd, Alcoa, TN, 37701 2648
Consumer Loans
4.79%
▼
APR4.79%
Last UpdatedApril 4, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5150 Stage Rd Ste 102, Memphis, TN, 38134 3169
Fire Station Loan
4.99%
▼
APR4.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
9212 Kingston Pike, Knoxville, TN, 37922
Bus Loans (Depending on year)
5.00%
▼
APR5.00%
Last UpdatedApril 4, 2026
Details
No additional details available.
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
124 N Hall Rd, Alcoa, TN, 37701 2648
Consumer Loans
5.05%
▼
APR5.05%
Last UpdatedApril 4, 2026
Details
As Low As
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
124 N Hall Rd, Alcoa, TN, 37701 2648
Consumer Loans
5.10%
▼
APR5.10%
Last UpdatedApril 4, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
1545 Bluff City Hwy, Bristol, TN, 37620 6018
Personal Loans
5.15%
▼
APR5.15%
Last UpdatedApril 4, 2026
Details
No additional details available.
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
124 N Hall Rd, Alcoa, TN, 37701 2648
Consumer Loans
5.60%
▼
APR5.60%
Last UpdatedApril 4, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
1545 Bluff City Hwy, Bristol, TN, 37620 6018
Recreational Loans
5.70%
▼
APR5.70%
Last UpdatedApril 4, 2026
Details
As Low As
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
198 Blair Bend Dr, Loudon, TN, 37774
Credit Builder Loan
5.70%
▼
APR5.70%
Last UpdatedApril 4, 2026
Details
No additional details available.
Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
5123 Highway 11 S, Calhoun, TN, 37309
Holiday Loan
5.75%
▼
APR5.75%
Last UpdatedApril 4, 2026
Details
No additional details available.
Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
5123 Highway 11 S, Calhoun, TN, 37309
Vacation Loan
5.75%
▼
APR5.75%
Last UpdatedApril 4, 2026
Details
No additional details available.
Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
1038 N Main Ave, Erwin, TN, 37650
New Recreational Equipment Loans - Models 5 years or newer
5.80%
▼
APR5.80%
Last UpdatedApril 4, 2026
Details
No additional details available.
Gallatin Steam Plant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
1499 Steam Plant Rd, Gallatin, TN, 37066
Loans
5.99%
▼
APR5.99%
Last UpdatedApril 4, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
9212 Kingston Pike, Knoxville, TN, 37922
Collateral Loans - Used - 2011 and older
6.00%
▼
APR6.00%
Last UpdatedApril 4, 2026
Details
No additional details available.
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
3183 Poplar Ave, Memphis, TN, 38111
Construction Loan
6.00%
▼
APR6.00%
Last UpdatedApril 4, 2026
Details
Sample mortgage payment for a $200,000 loan with a 6.00% APR for 15 years would have a payment of $1,688.31 per month. Taxes and insurance not included, your actual payment obligation may be higher.
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
124 N Hall Rd, Alcoa, TN, 37701 2648
Consumer Loans
6.00%
▼
APR6.00%
Last UpdatedApril 4, 2026
Details
As Low As
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
124 N Hall Rd, Alcoa, TN, 37701 2648
Consumer Loans
6.40%
▼
APR6.40%
Last UpdatedApril 4, 2026
Details
As Low As
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2021 Meadowview Ln, Kingsport, TN, 37660
Equipment Loan
6.65%
▼
APR6.65%
Last UpdatedApril 4, 2026
Details
As Low As; Regular APR: 10.090%
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN, 38401 4826
Land Loan
6.75%
▼
APR6.75%
Last UpdatedApril 4, 2026
Details
No additional details available.
TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
122 E Macon Ln, Seymour, TN, 37865 4730
Equity Loan
6.75%
▼
APR6.75%
Last UpdatedApril 4, 2026
Details
As Low As; 80% LTV (Loan to Value)
New South Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
3261 N Mall Rd, Knoxville, TN, 37924
SIGNATURE LOAN
6.99%
▼
APR6.99%
Last UpdatedApril 4, 2026
Details
As Low As
Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
980 Jason Witten Way, Elizabethton, TN, 37643
Land Loan
6.99%
▼
APR6.99%
Last UpdatedApril 4, 2026
Details
As Low As; 15 Year Fixed
MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
2711 Old Lebanon Pike, Nashville, TN, 37214
Recreational Loans
7.00%
▼
APR7.00%
Last UpdatedApril 4, 2026
Details
No additional details available.
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1451 Madison Ave, Memphis, TN, 38104
Signature Loans
7.17%
▼
APR7.17%
Last UpdatedApril 4, 2026
Details
As Low As
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1235 E Weisgarber Rd, Knoxville, TN, 37909 2646
Faith Organization Loans
7.25%
▼
APR7.25%
Last UpdatedApril 4, 2026
Details
over $250,000; As Low As; 5 year adjustable - starting at
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
50 Fed Ex Pkwy, Collierville, TN, 38017 8711
Land Loans
7.25%
▼
APR7.25%
Last UpdatedApril 4, 2026
Details
No additional details available.
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN, 38401 4826
Land Loan
7.25%
▼
APR7.25%
Last UpdatedApril 4, 2026
Details
No additional details available.
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN, 38401 4826
Construction Loan
7.49%
▼
APR7.49%
Last UpdatedApril 4, 2026
Details
No additional details available.
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1235 E Weisgarber Rd, Knoxville, TN, 37909 2646
Faith Organization Loans
7.50%
▼
APR7.50%
Last UpdatedApril 4, 2026
Details
up to $250,000; As Low As; 10 year fixed
Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
201 S ILLINOIS AVE, OAK RIDGE, TN, 37830
Heating, Ventilation, & Air Conditioning (HVAC) Loans
7.50%
▼
APR7.50%
Last UpdatedApril 4, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1451 Madison Ave, Memphis, TN, 38104
Unsecured / Signature
7.50%
▼
APR7.50%
Last UpdatedApril 4, 2026
Details
No additional details available.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
7.50%
▼
APR7.50%
Last UpdatedApril 4, 2026
Details
As Low As
MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
2711 Old Lebanon Pike, Nashville, TN, 37214
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 4, 2026
Details
No additional details available.
Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
5123 Highway 11 S, Calhoun, TN, 37309
Unimproved Property Loan
7.67%
▼
APR7.67%
Last UpdatedApril 4, 2026
Details
No additional details available.
Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
5123 Highway 11 S, Calhoun, TN, 37309
Unimproved Property Loan
7.87%
▼
APR7.87%
Last UpdatedApril 4, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN, 37402
Personal Term Loan
7.90%
▼
APR7.90%
Last UpdatedApril 4, 2026
Details
No additional details available.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
1545 Bluff City Hwy, Bristol, TN, 37620 6018
Lifestyle Loans
7.99%
▼
APR7.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1591 Chickering Ln, Cordova, TN, 38016 8698
Debt Consolidation Loan
7.99%
▼
APR7.99%
Last UpdatedApril 4, 2026
Details
As Low As; Payment amount stated is based on 7.99%APR, includes credit protection, and a bi-weekly pay period. Loan amounts and payments are subject to change based on individual credit applications. Rates are subject to change.
Foothills Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
956 Mulberry St, Loudon, TN, 37774
Personal
7.99%
▼
APR7.99%
Last UpdatedApril 4, 2026
Details
As Low As
Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
980 Jason Witten Way, Elizabethton, TN, 37643
Debt Consolidation Loan
7.99%
▼
APR7.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
980 Jason Witten Way, Elizabethton, TN, 37643
Signature (Personal) Loan
7.99%
▼
APR7.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
Greater Eastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
2110 W Mountcastle Dr, Johnson City, TN, 37604
Personal Loan/Consolidation
7.99%
▼
APR7.99%
Last UpdatedApril 4, 2026
Details
As Low As
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
420 Central Ave NW, Cleveland, TN, 37311
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedApril 4, 2026
Details
As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
LG&W Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
1616 Whitten Rd, Memphis, TN, 38134
Land Loans
8.00%
▼
APR8.00%
Last UpdatedApril 4, 2026
Details
No additional details available.
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
420 Central Ave NW, Cleveland, TN, 37311
New Major Appliances and Personal Computers
8.25%
▼
APR8.25%
Last UpdatedApril 4, 2026
Details
As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
5123 Highway 11 S, Calhoun, TN, 37309
Unimproved Property Loan
8.28%
▼
APR8.28%
Last UpdatedApril 4, 2026
Details
No additional details available.
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2021 Meadowview Ln, Kingsport, TN, 37660
Personal Loan
8.45%
▼
APR8.45%
Last UpdatedApril 4, 2026
Details
As Low As
Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
1038 N Main Ave, Erwin, TN, 37650
Signature/Co-Signer Loans
8.49%
▼
APR8.49%
Last UpdatedApril 4, 2026
Details
No additional details available.
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1451 Madison Ave, Memphis, TN, 38104
Borrow and Save Loans
8.50%
▼
APR8.50%
Last UpdatedApril 4, 2026
Details
No additional details available.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 4, 2026
Details
As Low As
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★
1604 Remke Ave, Lawrenceburg, TN, 38464 2261
Signature 6 - 60 mos.
8.50%
▼
APR8.50%
Last UpdatedApril 4, 2026
Details
No additional details available.
FAMILY ADVANTAGE
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
100 Stephen P Yokich Pkwy, Spring Hill, TN, 37174 3140
Personal
8.65%
▼
APR8.65%
Last UpdatedApril 4, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5150 Stage Rd Ste 102, Memphis, TN, 38134 3169
Signature Loan(closed-end loan)
8.74%
▼
APR8.74%
Last UpdatedApril 4, 2026
Details
No additional details available.
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN, 38401 4826
Recreational Loans Used Waverunner
8.75%
▼
APR8.75%
Last UpdatedApril 4, 2026
Details
As Low As
Southern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.49%
508 National Ave, Chattanooga, TN, 37404
Signature
8.75%
▼
APR8.75%
Last UpdatedApril 4, 2026
Details
As Low As
TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
122 E Macon Ln, Seymour, TN, 37865 4730
Equity Loan
8.75%
▼
APR8.75%
Last UpdatedApril 4, 2026
Details
As Low As; 90% LTV (Loan to Value)
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN, 37402
Personal Term Loan
8.99%
▼
APR8.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1235 E Weisgarber Rd, Knoxville, TN, 37909 2646
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 4, 2026
Details
As Low As; Including Debt Consolidation
HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1591 Chickering Ln, Cordova, TN, 38016 8698
Personal Signature
8.99%
▼
APR8.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
City & County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
2532 General Mills Way, Murfreesboro, TN, 37127
Low-Rate Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 4, 2026
Details
As Low As; Flexible loan terms; Plus - make no payments for 60 days!
Memorial Credit Union Chattanooga, TN
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
6800 Longview Rd, Chattanooga, TN, 37421
Signature
8.99%
▼
APR8.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
Holley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1107 Mineral Wells Ave, Paris, TN, 38242 4903
Unsecured Loans
9.00%
▼
APR9.00%
Last UpdatedApril 4, 2026
Details
No additional details available.
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
4606 Elvis Presley Blvd, Memphis, TN, 38116
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 4, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
9212 Kingston Pike, Knoxville, TN, 37922
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 4, 2026
Details
No additional details available.
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
908 Woodland St, Nashville, TN, 37206
Debt Consolidation
9.20%
▼
APR9.20%
Last UpdatedApril 4, 2026
Details
As Low As; $26,000 Maximum
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
908 Woodland St, Nashville, TN, 37206
Personal
9.20%
▼
APR9.20%
Last UpdatedApril 4, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5150 Stage Rd Ste 102, Memphis, TN, 38134 3169
Signature Loan(closed-end loan)
9.24%
▼
APR9.24%
Last UpdatedApril 4, 2026
Details
No additional details available.
Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
214 Oil Well Rd, Jackson, TN, 38305 7914
Debt Consolidation
9.24%
▼
APR9.24%
Last UpdatedApril 4, 2026
Details
No additional details available.
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN, 38401 4826
Construction Loan
9.24%
▼
APR9.24%
Last UpdatedApril 4, 2026
Details
As Low As
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
167 N Main St Ste 102, Memphis, TN, 38103 1867
Signature Plus to $15,000
9.25%
▼
APR9.25%
Last UpdatedApril 4, 2026
Details
$7,501
OMC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
1186 Old Lower River Rd NW, Charleston, TN, 37310
Personal
9.25%
▼
APR9.25%
Last UpdatedApril 4, 2026
Details
As Low As
Kennedy VA Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
1030 Jefferson Ave, Memphis, TN, 38104
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 4, 2026
Details
No additional details available.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 4, 2026
Details
As Low As
BCBST Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Cameron Hill Cir, Chattanooga, TN, 37402
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 4, 2026
Details
Up to $5,000
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
5034 Bobby Hicks Hwy Ste 2, Gray, TN, 37615
Appy Assist Loans
9.75%
▼
APR9.75%
Last UpdatedApril 4, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
5034 Bobby Hicks Hwy Ste 2, Gray, TN, 37615
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 4, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
5034 Bobby Hicks Hwy Ste 2, Gray, TN, 37615
Vacation Loans
9.75%
▼
APR9.75%
Last UpdatedApril 4, 2026
Details
As Low As
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
2608 Avery Ave, Memphis, TN, 38112 4821
Debt Consolidation Loan
9.75%
▼
APR9.75%
Last UpdatedApril 4, 2026
Details
(minimum $7,500 - maximum $35,000)
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
2608 Avery Ave, Memphis, TN, 38112 4821
Signature
9.75%
▼
APR9.75%
Last UpdatedApril 4, 2026
Details
No additional details available.
Horizon Credit Union Kingsport, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
130 Main St W, Mt Carmel, TN, 37645
Personal/Unsecured Loans
9.90%
▼
APR9.90%
Last UpdatedApril 4, 2026
Details
Credit Rating A
Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
627 Livingston Rd, Crossville, TN, 38555
Personal Line-of-Credit
9.90%
▼
APR9.90%
Last UpdatedApril 4, 2026
Details
No additional details available.
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5587 Highway 153, Hixson, TN, 37343
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedApril 4, 2026
Details
No additional details available.
US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
89 Hermitage Ave, Nashville, TN, 37210
Debt Consolidation Loans
9.95%
▼
APR9.95%
Last UpdatedApril 4, 2026
Details
As Low As; Rates as low as 9.95%
US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
89 Hermitage Ave, Nashville, TN, 37210
Emergency Loans
9.95%
▼
APR9.95%
Last UpdatedApril 4, 2026
Details
As Low As; Rates as low as 9.95%
US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
89 Hermitage Ave, Nashville, TN, 37210
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedApril 4, 2026
Details
As Low As; Rates as low as 9.95%
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
124 N Hall Rd, Alcoa, TN, 37701 2648
Personal
9.99%
▼
APR9.99%
Last UpdatedApril 4, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN, 37402
Personal Term Loan
9.99%
▼
APR9.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
1545 Bluff City Hwy, Bristol, TN, 37620 6018
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
3183 Poplar Ave, Memphis, TN, 38111
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 4, 2026
Details
Conditions Vary; other conditions apply
BASF Chattanooga Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.83%
2120 Polymer Dr, Chattanooga, TN, 37421 2207
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 4, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
50 Fed Ex Pkwy, Collierville, TN, 38017 8711
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
2186 Northgate Park Ln, Chattanooga, TN, 37415 6911
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 4, 2026
Details
As Low As
Patriot Equity Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
1450 Union University Dr, Jackson, TN, 38305
Personal Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 4, 2026
Details
As Low As
Kimberly Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1520 N 2nd St, Memphis, TN, 38107 1004
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 4, 2026
Details
As Low As
ORNL
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
1117 N Charles G Seivers Blvd, Clinton, TN, 37716 3943
Personal
9.99%
▼
APR9.99%
Last UpdatedApril 4, 2026
Details
As Low As; See disclosure section below for details
BMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
2305 CHAMBLISS AVE NW, CLEVELAND, TN, 37311
Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedApril 4, 2026
Details
As Low As; MAX. limit <2000$
Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
3601 Paul R Lowry Rd, Memphis, TN, 38109 3007
Share Loan
10.00%
▼
APR10.00%
Last UpdatedApril 4, 2026
Details
No additional details available.
Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
4503 Hixson Pike, Hixson, TN, 37343
Personal
10.00%
▼
APR10.00%
Last UpdatedApril 4, 2026
Details
As Low As
Knoxville Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
501 E Summit Hill Dr, Knoxville, TN, 37915 1030
Unsecured Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 4, 2026
Details
As Low As; Fixed
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
9212 Kingston Pike, Knoxville, TN, 37922
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 4, 2026
Details
No additional details available.
Espeeco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
2650 Thousand Oaks Blvd, Memphis, TN, 38118
Signature
10.00%
▼
APR10.00%
Last UpdatedApril 4, 2026
Details
As Low As
Johnsonville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
209 HIGHWAY 641 N, CAMDEN, TN, 38320
Signature Loan
10.22%
▼
APR10.22%
Last UpdatedApril 4, 2026
Details
Annual Percentage Rates includes loan processing fee of $30.00. The annual percentage rate listed are our best rates, which include Auto Payment Discount, and /or Military Discount, or College Graduate Discount. See Member Rewards for details. Your rate may be higher depending on your credit score. Approval is not based on credit score. Loan amount up to 100%. All rates and terms are subject to change without notice.
Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
214 Oil Well Rd, Jackson, TN, 38305 7914
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedApril 4, 2026
Details
No additional details available.
Knoxville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
5207 Schubert Rd, Knoxville, TN, 37912
Signature/Co-Signer
10.25%
▼
APR10.25%
Last UpdatedApril 4, 2026
Details
No additional details available.
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
1500 McCallie Ave, Chattanooga, TN, 37404 2937
Signature Loans
10.25%
▼
APR10.25%
Last UpdatedApril 4, 2026
Details
No additional details available.
Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
4503 Hixson Pike, Hixson, TN, 37343
Personal
10.25%
▼
APR10.25%
Last UpdatedApril 4, 2026
Details
As Low As
Old Hickory Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
1401 W Main St, Lebanon, TN, 37087
Personal
10.50%
▼
APR10.50%
Last UpdatedApril 4, 2026
Details
No additional details available.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 4, 2026
Details
As Low As
Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
4503 Hixson Pike, Hixson, TN, 37343
Personal
10.50%
▼
APR10.50%
Last UpdatedApril 4, 2026
Details
As Low As
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
1500 McCallie Ave, Chattanooga, TN, 37404 2937
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 4, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5150 Stage Rd Ste 102, Memphis, TN, 38134 3169
Signature Loan(closed-end loan)
10.74%
▼
APR10.74%
Last UpdatedApril 4, 2026
Details
No additional details available.
Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
4503 Hixson Pike, Hixson, TN, 37343
Personal
10.75%
▼
APR10.75%
Last UpdatedApril 4, 2026
Details
As Low As
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
1701 21st Ave s, Nashville, TN, 37212 3703
Spot Me Loan
10.75%
▼
APR10.75%
Last UpdatedApril 4, 2026
Details
up to $10,000 for 24 months
Enbright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
1214 Church St Ste 100, Nashville, TN, 37246 0001
Signature / Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 4, 2026
Details
As Low As; up to 60 months
PIAS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5200 Maryland Way Ste 301, Brentwood, TN, 37027 5072
Personal/Signature
10.99%
▼
APR10.99%
Last UpdatedApril 4, 2026
Details
As Low As; (terms vary)
The Tennessee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
1400 8TH Ave S, NASHVILLE, TN, 37203 5007
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 4, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5150 Stage Rd Ste 102, Memphis, TN, 38134 3169
Safety Line(open-end loan)
10.99%
▼
APR10.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
2186 Northgate Park Ln, Chattanooga, TN, 37415 6911
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 4, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
2050 Lowes Dr, Clarksville, TN, 37040 1620
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
333 E Main St, Johnson City, TN, 37601
Signature
10.99%
▼
APR10.99%
Last UpdatedApril 4, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN, 37402
Personal Term Loan
10.99%
▼
APR10.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
9212 Kingston Pike, Knoxville, TN, 37922
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedApril 4, 2026
Details
No additional details available.
Parthenon Federal Credit Union
Institution Rating:
D3.1 ★Texas Ratio: 38.44%
2290 Rosa L Parks Blvd, Nashville, TN, 37228 1306
Signature
11.24%
▼
APR11.24%
Last UpdatedApril 4, 2026
Details
From 6 months up to 48 months; Rate is based on credit performance, loan term, and PFCU discounts.
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN, 38401 4826
Personal Loans Unsecured Personal
11.24%
▼
APR11.24%
Last UpdatedApril 4, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN, 38401 4826
Unsecured Personal
11.24%
▼
APR11.24%
Last UpdatedApril 4, 2026
Details
No additional details available.
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN, 38401 4826
Unsecured Personal Loan
11.24%
▼
APR11.24%
Last UpdatedApril 4, 2026
Details
As Low As
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
11.50%
▼
APR11.50%
Last UpdatedApril 4, 2026
Details
As Low As
Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
201 S ILLINOIS AVE, OAK RIDGE, TN, 37830
Lines of Credit & Signature Loans
11.50%
▼
APR11.50%
Last UpdatedApril 4, 2026
Details
No additional details available.
Horizon Credit Union Kingsport, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
130 Main St W, Mt Carmel, TN, 37645
Personal/Unsecured Loans
11.90%
▼
APR11.90%
Last UpdatedApril 4, 2026
Details
Credit Rating B
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN, 37402
Personal Term Loan
11.99%
▼
APR11.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
2050 Lowes Dr, Clarksville, TN, 37040 1620
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
3120 Broad St, Chattanooga, TN, 37408 3095
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
2186 Northgate Park Ln, Chattanooga, TN, 37415 6911
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 4, 2026
Details
As Low As
U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN, 37916 2216
Relationship Signature Loan
11.99%
▼
APR11.99%
Last UpdatedApril 4, 2026
Details
As Low As; *APR= Annual Percentage Rate. 11.99% APR is for a 36-month term with a minimum of $500.00 and a maximum of $10,000.00 borrowed. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $33.21 per $1,000.00 borrowed at 11.99% APR for 36 months. $35.00 minimum payment. New money only. NCUA insured.
U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN, 37916 2216
Signature Loan - 36 Months
11.99%
▼
APR11.99%
Last UpdatedApril 4, 2026
Details
As Low As; APR is for a 36-month term with a minimum of $500.00 borrowed and a maximum of $10,000.00. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. New money only. Eligibility required.
LG&W Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
1616 Whitten Rd, Memphis, TN, 38134
Credit Builder Loan
12.00%
▼
APR12.00%
Last UpdatedApril 4, 2026
Details
No additional details available.
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
50 Fed Ex Pkwy, Collierville, TN, 38017 8711
12-12-12 Specialty Loan
12.00%
▼
APR12.00%
Last UpdatedApril 4, 2026
Details
No additional details available.
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MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
769 Nissan Dr, Smyrna, TN, 37167 4408
Personal Loan
12.35%
▼
APR12.35%
Last UpdatedApril 4, 2026
Details
No additional details available.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
1545 Bluff City Hwy, Bristol, TN, 37620 6018
Personal Loans
5.15%
▼
APR5.15%
Last UpdatedApril 4, 2026
Details
No additional details available.
MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
2711 Old Lebanon Pike, Nashville, TN, 37214
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 4, 2026
Details
No additional details available.
Greater Eastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
2110 W Mountcastle Dr, Johnson City, TN, 37604
Personal Loan/Consolidation
7.99%
▼
APR7.99%
Last UpdatedApril 4, 2026
Details
As Low As
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2021 Meadowview Ln, Kingsport, TN, 37660
Personal Loan
8.45%
▼
APR8.45%
Last UpdatedApril 4, 2026
Details
As Low As
City & County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
2532 General Mills Way, Murfreesboro, TN, 37127
Low-Rate Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 4, 2026
Details
As Low As; Flexible loan terms; Plus - make no payments for 60 days!
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
4606 Elvis Presley Blvd, Memphis, TN, 38116
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 4, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Kennedy VA Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
1030 Jefferson Ave, Memphis, TN, 38104
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 4, 2026
Details
No additional details available.
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
5034 Bobby Hicks Hwy Ste 2, Gray, TN, 37615
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 4, 2026
Details
As Low As
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5587 Highway 153, Hixson, TN, 37343
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedApril 4, 2026
Details
No additional details available.
US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
89 Hermitage Ave, Nashville, TN, 37210
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedApril 4, 2026
Details
As Low As; Rates as low as 9.95%
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
2186 Northgate Park Ln, Chattanooga, TN, 37415 6911
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 4, 2026
Details
As Low As
Knoxville Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
501 E Summit Hill Dr, Knoxville, TN, 37915 1030
Unsecured Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 4, 2026
Details
As Low As; Fixed
Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
214 Oil Well Rd, Jackson, TN, 38305 7914
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedApril 4, 2026
Details
No additional details available.
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
2050 Lowes Dr, Clarksville, TN, 37040 1620
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
2186 Northgate Park Ln, Chattanooga, TN, 37415 6911
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 4, 2026
Details
As Low As
The Tennessee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
1400 8TH Ave S, NASHVILLE, TN, 37203 5007
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 4, 2026
Details
As Low As
Enbright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
1214 Church St Ste 100, Nashville, TN, 37246 0001
Signature / Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 4, 2026
Details
As Low As; up to 60 months
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN, 38401 4826
Personal Loans Unsecured Personal
11.24%
▼
APR11.24%
Last UpdatedApril 4, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN, 38401 4826
Unsecured Personal Loan
11.24%
▼
APR11.24%
Last UpdatedApril 4, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
2050 Lowes Dr, Clarksville, TN, 37040 1620
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
3120 Broad St, Chattanooga, TN, 37408 3095
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
2186 Northgate Park Ln, Chattanooga, TN, 37415 6911
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 4, 2026
Details
As Low As
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1591 Chickering Ln, Cordova, TN, 38016 8698
Debt Consolidation Loan
7.99%
▼
APR7.99%
Last UpdatedApril 4, 2026
Details
As Low As; Payment amount stated is based on 7.99%APR, includes credit protection, and a bi-weekly pay period. Loan amounts and payments are subject to change based on individual credit applications. Rates are subject to change.
Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
980 Jason Witten Way, Elizabethton, TN, 37643
Debt Consolidation Loan
7.99%
▼
APR7.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
908 Woodland St, Nashville, TN, 37206
Debt Consolidation
9.20%
▼
APR9.20%
Last UpdatedApril 4, 2026
Details
As Low As; $26,000 Maximum
Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
214 Oil Well Rd, Jackson, TN, 38305 7914
Debt Consolidation
9.24%
▼
APR9.24%
Last UpdatedApril 4, 2026
Details
No additional details available.
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
2608 Avery Ave, Memphis, TN, 38112 4821
Debt Consolidation Loan
9.75%
▼
APR9.75%
Last UpdatedApril 4, 2026
Details
(minimum $7,500 - maximum $35,000)
US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
89 Hermitage Ave, Nashville, TN, 37210
Debt Consolidation Loans
9.95%
▼
APR9.95%
Last UpdatedApril 4, 2026
Details
As Low As; Rates as low as 9.95%
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
9525 Apison Pike, Collegedale, TN, 37315
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 4, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
9525 Apison Pike, Collegedale, TN, 37315
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 4, 2026
Details
As Low As
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Heritage South Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
941 Sgt Asbury Hawn Way, Smyrna, TN, 37167 3441
Signature Loans
10.45%
▼
APR10.45%
Last UpdatedApril 4, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
2005 Huginn Ln, Smyrna, TN, 37167 2270
Personal Unsecured Signature - 60 months
10.79%
▼
APR10.79%
Last UpdatedApril 4, 2026
Details
As Low As; Max $50,000
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
2005 Huginn Ln, Smyrna, TN, 37167 2270
Personal Unsecured Signature - 72 months
10.99%
▼
APR10.99%
Last UpdatedApril 4, 2026
Details
As Low As; Max $50,000
Heritage South Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
941 Sgt Asbury Hawn Way, Smyrna, TN, 37167 3441
Signature Loans
18.00%
▼
APR18.00%
Last UpdatedApril 4, 2026
Details
As Low As
New South Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
3261 N Mall Rd, Knoxville, TN, 37924
SIGNATURE LOAN
6.99%
▼
APR6.99%
Last UpdatedApril 4, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1451 Madison Ave, Memphis, TN, 38104
Signature Loans
7.17%
▼
APR7.17%
Last UpdatedApril 4, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1451 Madison Ave, Memphis, TN, 38104
Unsecured / Signature
7.50%
▼
APR7.50%
Last UpdatedApril 4, 2026
Details
No additional details available.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
7.50%
▼
APR7.50%
Last UpdatedApril 4, 2026
Details
As Low As
Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
980 Jason Witten Way, Elizabethton, TN, 37643
Signature (Personal) Loan
7.99%
▼
APR7.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
420 Central Ave NW, Cleveland, TN, 37311
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedApril 4, 2026
Details
As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
1038 N Main Ave, Erwin, TN, 37650
Signature/Co-Signer Loans
8.49%
▼
APR8.49%
Last UpdatedApril 4, 2026
Details
No additional details available.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 4, 2026
Details
As Low As
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★
1604 Remke Ave, Lawrenceburg, TN, 38464 2261
Signature 6 - 60 mos.
8.50%
▼
APR8.50%
Last UpdatedApril 4, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5150 Stage Rd Ste 102, Memphis, TN, 38134 3169
Signature Loan(closed-end loan)
8.74%
▼
APR8.74%
Last UpdatedApril 4, 2026
Details
No additional details available.
Southern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.49%
508 National Ave, Chattanooga, TN, 37404
Signature
8.75%
▼
APR8.75%
Last UpdatedApril 4, 2026
Details
As Low As
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1235 E Weisgarber Rd, Knoxville, TN, 37909 2646
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 4, 2026
Details
As Low As; Including Debt Consolidation
HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1591 Chickering Ln, Cordova, TN, 38016 8698
Personal Signature
8.99%
▼
APR8.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
Memorial Credit Union Chattanooga, TN
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
6800 Longview Rd, Chattanooga, TN, 37421
Signature
8.99%
▼
APR8.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
9212 Kingston Pike, Knoxville, TN, 37922
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 4, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5150 Stage Rd Ste 102, Memphis, TN, 38134 3169
Signature Loan(closed-end loan)
9.24%
▼
APR9.24%
Last UpdatedApril 4, 2026
Details
No additional details available.
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
167 N Main St Ste 102, Memphis, TN, 38103 1867
Signature Plus to $15,000
9.25%
▼
APR9.25%
Last UpdatedApril 4, 2026
Details
$7,501
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 4, 2026
Details
As Low As
BCBST Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Cameron Hill Cir, Chattanooga, TN, 37402
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 4, 2026
Details
Up to $5,000
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
2608 Avery Ave, Memphis, TN, 38112 4821
Signature
9.75%
▼
APR9.75%
Last UpdatedApril 4, 2026
Details
No additional details available.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
1545 Bluff City Hwy, Bristol, TN, 37620 6018
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
3183 Poplar Ave, Memphis, TN, 38111
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 4, 2026
Details
Conditions Vary; other conditions apply
BASF Chattanooga Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.83%
2120 Polymer Dr, Chattanooga, TN, 37421 2207
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 4, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
50 Fed Ex Pkwy, Collierville, TN, 38017 8711
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 4, 2026
Details
No additional details available.
Kimberly Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1520 N 2nd St, Memphis, TN, 38107 1004
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 4, 2026
Details
As Low As
Espeeco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
2650 Thousand Oaks Blvd, Memphis, TN, 38118
Signature
10.00%
▼
APR10.00%
Last UpdatedApril 4, 2026
Details
As Low As
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
9212 Kingston Pike, Knoxville, TN, 37922
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 4, 2026
Details
No additional details available.
Johnsonville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
209 HIGHWAY 641 N, CAMDEN, TN, 38320
Signature Loan
10.22%
▼
APR10.22%
Last UpdatedApril 4, 2026
Details
Annual Percentage Rates includes loan processing fee of $30.00. The annual percentage rate listed are our best rates, which include Auto Payment Discount, and /or Military Discount, or College Graduate Discount. See Member Rewards for details. Your rate may be higher depending on your credit score. Approval is not based on credit score. Loan amount up to 100%. All rates and terms are subject to change without notice.
Knoxville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
5207 Schubert Rd, Knoxville, TN, 37912
Signature/Co-Signer
10.25%
▼
APR10.25%
Last UpdatedApril 4, 2026
Details
No additional details available.
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
1500 McCallie Ave, Chattanooga, TN, 37404 2937
Signature Loans
10.25%
▼
APR10.25%
Last UpdatedApril 4, 2026
Details
No additional details available.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 4, 2026
Details
As Low As
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
1500 McCallie Ave, Chattanooga, TN, 37404 2937
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 4, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5150 Stage Rd Ste 102, Memphis, TN, 38134 3169
Signature Loan(closed-end loan)
10.74%
▼
APR10.74%
Last UpdatedApril 4, 2026
Details
No additional details available.
Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
333 E Main St, Johnson City, TN, 37601
Signature
10.99%
▼
APR10.99%
Last UpdatedApril 4, 2026
Details
As Low As
PIAS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5200 Maryland Way Ste 301, Brentwood, TN, 37027 5072
Personal/Signature
10.99%
▼
APR10.99%
Last UpdatedApril 4, 2026
Details
As Low As; (terms vary)
Enbright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
1214 Church St Ste 100, Nashville, TN, 37246 0001
Signature / Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 4, 2026
Details
As Low As; up to 60 months
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
9212 Kingston Pike, Knoxville, TN, 37922
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedApril 4, 2026
Details
No additional details available.
Parthenon Federal Credit Union
Institution Rating:
D3.1 ★Texas Ratio: 38.44%
2290 Rosa L Parks Blvd, Nashville, TN, 37228 1306
Signature
11.24%
▼
APR11.24%
Last UpdatedApril 4, 2026
Details
From 6 months up to 48 months; Rate is based on credit performance, loan term, and PFCU discounts.
Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
201 S ILLINOIS AVE, OAK RIDGE, TN, 37830
Lines of Credit & Signature Loans
11.50%
▼
APR11.50%
Last UpdatedApril 4, 2026
Details
No additional details available.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
11.50%
▼
APR11.50%
Last UpdatedApril 4, 2026
Details
As Low As
U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN, 37916 2216
Relationship Signature Loan
11.99%
▼
APR11.99%
Last UpdatedApril 4, 2026
Details
As Low As; *APR= Annual Percentage Rate. 11.99% APR is for a 36-month term with a minimum of $500.00 and a maximum of $10,000.00 borrowed. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $33.21 per $1,000.00 borrowed at 11.99% APR for 36 months. $35.00 minimum payment. New money only. NCUA insured.
U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN, 37916 2216
Signature Loan - 36 Months
11.99%
▼
APR11.99%
Last UpdatedApril 4, 2026
Details
As Low As; APR is for a 36-month term with a minimum of $500.00 borrowed and a maximum of $10,000.00. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. New money only. Eligibility required.
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No home improvement personal loan rates found in Smyrna, TN currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Tennessee?
Most lenders in Smyrna, Tennessee require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Tennessee often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Smyrna, Tennessee require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Tennessee?
Yes. Debt consolidation is one of the most common uses of personal loans in Smyrna, Tennessee. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Smyrna, Tennessee?
Credit unions in Smyrna, Tennessee often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Smyrna, Tennessee?
- Ascend Federal Credit Union: 6.99% (Recreational Loan)
- Heritage South Community Credit Union: 10.45% (Signature Loans)
- Redstone Federal Credit Union: 10.79% (Personal Unsecured Signature - 60 months)
- Veritas Federal Credit Union: 11.00% (Unsecured Loan)
- Alcoa Tenn Federal Credit Union: 4.79% (Consumer Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Smyrna, Tennessee. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 2, 2026.
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