Tennessee Personal Loan Rate Trends
Track current and weekly average personal loan rates in Tennessee, view interactive rate trend charts, and compare local TN aprs against the national average.
Current Tennessee Personal Loan Rate Trends
Personal Loan rates in Tennessee fell 0.426 this week to 10.979%, down from 11.405% last week.
At 10.979%, Tennessee’s average sits 0.248 above the current national average of 10.731%. This above-average spread may reflect local market conditions or regional lender competition in TN.
The Tennessee personal loan rate averages on this page are calculated from 147 verified personal loan rate quotes collected across 73 banks and credit unions actively operating in Tennessee. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Tennessee Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Tennessee personal loan rate averages compiled from 147 current rate quotes across 73 banks and credit unions operating in TN — updated daily.
As of May 12, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Tennessee
Quarterly average personal loan rates at credit unions headquartered in Tennessee, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Tennessee (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
