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Best Personal Loan Rates in Sevierville, Tennessee (TN) - May 2026

Current personal loan options available to borrowers in Sevierville, Tennessee include: Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union1037 Middle Creek Rd, Sevierville, TN, 37862 2940A+5.0 ★Texas Ratio: 3.39% offering LIMITED-TIME New Rec Loan Rate Special 2021-2026 at 4.99% APR, ORNLORNL699 Parkway Ste 5, Sevierville, TN, 37862 4300A+5.0 ★Texas Ratio: 1.71% offering Personal at 9.99% APR, Y-12 Federal Credit UnionY-12 Federal Credit Union1203 Dolly Parton Pkwy, Sevierville, TN, 37862A+5.0 ★Texas Ratio: 3.14% offering Signature Loan (Unsecured) at 12.49% APR, Alcoa Tenn Federal Credit UnionAlcoa Tenn Federal Credit UnionA+5.0 ★Texas Ratio: 4.66% offering Consumer Loans at 4.79% APR, and United Southeast Federal Credit UnionUnited Southeast Federal Credit UnionA+5.0 ★Texas Ratio: 2.52% offering Personal Loans at 5.15% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.

Sevierville has 3 local institutions in our database, with personal loan rates as low as 4.99% APR from Knoxville TVA Employees Credit Union at 1037 Middle Creek Rd, Sevierville, TN, 37862 2940. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Sevierville, Tennessee.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Sevierville, Tennessee. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
1037 Middle Creek Rd, Sevierville, TN, 37862 2940
LIMITED-TIME New Rec Loan Rate Special 2021-2026
4.99%
APR4.99%
Last UpdatedMay 15, 2026
Details

Qualifications Required: Direct Deposit or Automatic Payments; Additional 0.25% APR discount may be applied for new direct deposit or automatic payment setup, resulting in a loan rate as low as 4.99% APR.

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
1037 Middle Creek Rd, Sevierville, TN, 37862 2940
LIMITED-TIME New Rec Loan Rate Special 2021-2026
5.24%
APR5.24%
Last UpdatedMay 15, 2026
Details

Additional 0.25% APR discount may be applied for new direct deposit or automatic payment setup, resulting in a loan rate as low as 4.99% APR.

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
1037 Middle Creek Rd, Sevierville, TN, 37862 2940
LIMITED-TIME New Rec Loan Rate Special 2021-2026
5.49%
APR5.49%
Last UpdatedMay 15, 2026
Details

Qualifications Required: Direct Deposit or Automatic Payments; Additional 0.25% APR discount may be applied for new direct deposit or automatic payment setup, resulting in a loan rate as low as 4.99% APR.

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
1037 Middle Creek Rd, Sevierville, TN, 37862 2940
LIMITED-TIME New Rec Loan Rate Special 2021-2026
5.74%
APR5.74%
Last UpdatedMay 15, 2026
Details

Additional 0.25% APR discount may be applied for new direct deposit or automatic payment setup, resulting in a loan rate as low as 4.99% APR.

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
1037 Middle Creek Rd, Sevierville, TN, 37862 2940
LIMITED-TIME Used Rec Loan Rate Special 2017-2020
5.99%
APR5.99%
Last UpdatedMay 15, 2026
Details

Additional 0.25% APR discount may be applied for new direct deposit or automatic payment setup, resulting in loan rate as low as 5.99% APR.

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
1037 Middle Creek Rd, Sevierville, TN, 37862 2940
LIMITED-TIME Used Rec Loan Rate Special 2017-2020
6.24%
APR6.24%
Last UpdatedMay 15, 2026
Details

Additional 0.25% APR discount may be applied for new direct deposit or automatic payment setup, resulting in loan rate as low as 5.99% APR.

ORNL
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
699 Parkway Ste 5, Sevierville, TN, 37862 4300
Personal
9.99%
APR9.99%
Last UpdatedMay 15, 2026
Details

As Low As; See disclosure section below for details

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
1203 Dolly Parton Pkwy, Sevierville, TN, 37862
Signature Loan (Unsecured)
12.49%
APR12.49%
Last UpdatedMay 15, 2026
Details

As Low As; Fixed

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
1037 Middle Creek Rd, Sevierville, TN, 37862 2940
Signature Loan Variable Rate
12.94%
APR12.94%
Last UpdatedMay 15, 2026
Details

As Low As

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
1203 Dolly Parton Pkwy, Sevierville, TN, 37862
Ultra Loan (Unsecured)
13.99%
APR13.99%
Last UpdatedMay 15, 2026
Details

As Low As; Fixed

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
4.79%
APR4.79%
Last UpdatedMay 15, 2026
Details

As Low As

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
5.05%
APR5.05%
Last UpdatedMay 15, 2026
Details

As Low As

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
5.10%
APR5.10%
Last UpdatedMay 15, 2026
Details

As Low As

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Personal Loans
5.15%
APR5.15%
Last UpdatedMay 15, 2026
Details

No additional details available.

EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★
In-House Real Estate Loans
5.50%
APR5.50%
Last UpdatedMay 15, 2026
Details

As Low As

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
5.60%
APR5.60%
Last UpdatedMay 15, 2026
Details

As Low As

Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
New Recreational Equipment Loans - Models 5 years or newer
5.60%
APR5.60%
Last UpdatedMay 15, 2026
Details

No additional details available.

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Recreational Loans
5.70%
APR5.70%
Last UpdatedMay 15, 2026
Details

As Low As

Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Credit Builder Loan
5.70%
APR5.70%
Last UpdatedMay 15, 2026
Details

No additional details available.

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Holiday Loan
5.75%
APR5.75%
Last UpdatedMay 15, 2026
Details

No additional details available.

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Personal Loan
5.75%
APR5.75%
Last UpdatedMay 15, 2026
Details

No additional details available.

Gallatin Steam Plant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Loans
5.99%
APR5.99%
Last UpdatedMay 15, 2026
Details

As Low As; Rate based on creditworthiness and term of loan.

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
6.00%
APR6.00%
Last UpdatedMay 15, 2026
Details

As Low As

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
6.40%
APR6.40%
Last UpdatedMay 15, 2026
Details

As Low As

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Equipment Loan
6.65%
APR6.65%
Last UpdatedMay 15, 2026
Details

As Low As; Regular APR: 10.090%

Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Land Loan
6.75%
APR6.75%
Last UpdatedMay 15, 2026
Details

No additional details available.

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Equity Loan
6.75%
APR6.75%
Last UpdatedMay 15, 2026
Details

80% LTV (Loan to Value)

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Equity Loans
6.75%
APR6.75%
Last UpdatedMay 15, 2026
Details

As Low As; Rate based on creditworthiness and term of loan.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Recreational Loan
6.99%
APR6.99%
Last UpdatedMay 15, 2026
Details

No additional details available.

New South Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
SIGNATURE LOAN
6.99%
APR6.99%
Last UpdatedMay 15, 2026
Details

As Low As

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Recreational Loans
7.00%
APR7.00%
Last UpdatedMay 15, 2026
Details

As Low As

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Recreational Loan
7.24%
APR7.24%
Last UpdatedMay 15, 2026
Details

No additional details available.

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Church Loans
7.25%
APR7.25%
Last UpdatedMay 15, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Faith Organization Loans
7.25%
APR7.25%
Last UpdatedMay 15, 2026
Details

over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Land Loans
7.25%
APR7.25%
Last UpdatedMay 15, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Recreational Loan
7.49%
APR7.49%
Last UpdatedMay 15, 2026
Details

No additional details available.

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Personal Loans
7.50%
APR7.50%
Last UpdatedMay 15, 2026
Details

As Low As

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Personal
7.50%
APR7.50%
Last UpdatedMay 15, 2026
Details

As Low As

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
7.50%
APR7.50%
Last UpdatedMay 15, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Unsecured / Signature
7.50%
APR7.50%
Last UpdatedMay 15, 2026
Details

No additional details available.

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Faith Organization Loans
7.50%
APR7.50%
Last UpdatedMay 15, 2026
Details

up to $250,000; As Low As; 10 year fixed

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Recreational Loan
7.74%
APR7.74%
Last UpdatedMay 15, 2026
Details

No additional details available.

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Loans
7.90%
APR7.90%
Last UpdatedMay 15, 2026
Details

No additional details available.

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
7.90%
APR7.90%
Last UpdatedMay 15, 2026
Details

No additional details available.

Greater Eastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Personal Loan
7.99%
APR7.99%
Last UpdatedMay 15, 2026
Details

As Low As

Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Signature (Personal) Loan
7.99%
APR7.99%
Last UpdatedMay 15, 2026
Details

No additional details available.

Foothills Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Personal
7.99%
APR7.99%
Last UpdatedMay 15, 2026
Details

As Low As

Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Debt Consolidation Loan
7.99%
APR7.99%
Last UpdatedMay 15, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Recreational Loan
7.99%
APR7.99%
Last UpdatedMay 15, 2026
Details

No additional details available.

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Lifestyle Loans
7.99%
APR7.99%
Last UpdatedMay 15, 2026
Details

No additional details available.

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Signature Loans
8.00%
APR8.00%
Last UpdatedMay 15, 2026
Details

As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
New Major Appliances and Personal Computers
8.25%
APR8.25%
Last UpdatedMay 15, 2026
Details

As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Personal Loan
8.45%
APR8.45%
Last UpdatedMay 15, 2026
Details

As Low As

Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature/Co-Signer Loans
8.49%
APR8.49%
Last UpdatedMay 15, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Recreational Loan
8.49%
APR8.49%
Last UpdatedMay 15, 2026
Details

No additional details available.

EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★
Signature
8.50%
APR8.50%
Last UpdatedMay 15, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
8.50%
APR8.50%
Last UpdatedMay 15, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Borrow and Save Loans
8.50%
APR8.50%
Last UpdatedMay 15, 2026
Details

No additional details available.

FAMILY ADVANTAGE
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
Personal
8.65%
APR8.65%
Last UpdatedMay 15, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
8.74%
APR8.74%
Last UpdatedMay 15, 2026
Details

No additional details available.

Southern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.49%
Signature
8.75%
APR8.75%
Last UpdatedMay 15, 2026
Details

As Low As

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Equity Loan
8.75%
APR8.75%
Last UpdatedMay 15, 2026
Details

90% LTV (Loan to Value)

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
8.99%
APR8.99%
Last UpdatedMay 15, 2026
Details

No additional details available.

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Signature Loan
8.99%
APR8.99%
Last UpdatedMay 15, 2026
Details

As Low As; Including Debt Consolidation

Memorial Credit Union Chattanooga, TN
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
Signature
8.99%
APR8.99%
Last UpdatedMay 15, 2026
Details

No additional details available.

Holley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Unsecured Loans
9.00%
APR9.00%
Last UpdatedMay 15, 2026
Details

No additional details available.

Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Debt Consolidation
9.20%
APR9.20%
Last UpdatedMay 15, 2026
Details

As Low As; $26,000 Maximum

Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Personal
9.20%
APR9.20%
Last UpdatedMay 15, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
9.24%
APR9.24%
Last UpdatedMay 15, 2026
Details

No additional details available.

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
Debt Consolidation
9.24%
APR9.24%
Last UpdatedMay 15, 2026
Details

No additional details available.

OMC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Personal
9.25%
APR9.25%
Last UpdatedMay 15, 2026
Details

As Low As

Kennedy VA Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Personal Loans
9.49%
APR9.49%
Last UpdatedMay 15, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
9.50%
APR9.50%
Last UpdatedMay 15, 2026
Details

As Low As

BCBST Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
9.50%
APR9.50%
Last UpdatedMay 15, 2026
Details

Up to $5,000

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Signature
9.75%
APR9.75%
Last UpdatedMay 15, 2026
Details

No additional details available.

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Debt Consolidation Loan
9.75%
APR9.75%
Last UpdatedMay 15, 2026
Details

minimum $7,500 - maximum $35,000

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
9.75%
APR9.75%
Last UpdatedMay 15, 2026
Details

As Low As

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Vacation Loans
9.75%
APR9.75%
Last UpdatedMay 15, 2026
Details

As Low As

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Appy Assist Loans
9.75%
APR9.75%
Last UpdatedMay 15, 2026
Details

As Low As

Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Line-of-Credit
9.90%
APR9.90%
Last UpdatedMay 15, 2026
Details

No additional details available.

Enlighten Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Signature Loan
9.90%
APR9.90%
Last UpdatedMay 15, 2026
Details

term given upon credit union approval

Horizon Credit Union Kingsport, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Personal/Unsecured Loans
9.90%
APR9.90%
Last UpdatedMay 15, 2026
Details

No additional details available.

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Debt Consolidation Loans
9.95%
APR9.95%
Last UpdatedMay 15, 2026
Details

As Low As; Rates as low as 9.95%

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Emergency Loans
9.95%
APR9.95%
Last UpdatedMay 15, 2026
Details

As Low As; Rates as low as 9.95%

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Personal Loans
9.95%
APR9.95%
Last UpdatedMay 15, 2026
Details

As Low As; Rates as low as 9.95%

Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Personal
9.99%
APR9.99%
Last UpdatedMay 15, 2026
Details

As Low As

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
9.99%
APR9.99%
Last UpdatedMay 15, 2026
Details

No additional details available.

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Signature Loan
9.99%
APR9.99%
Last UpdatedMay 15, 2026
Details

No additional details available.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Signature Loan
9.99%
APR9.99%
Last UpdatedMay 15, 2026
Details

No additional details available.

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 15, 2026
Details

As Low As

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loans
9.99%
APR9.99%
Last UpdatedMay 15, 2026
Details

As Low As

Patriot Equity Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
Personal Unsecured
9.99%
APR9.99%
Last UpdatedMay 15, 2026
Details

As Low As

Kimberly Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Signature
9.99%
APR9.99%
Last UpdatedMay 15, 2026
Details

As Low As

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
Equipment Loan
10.00%
APR10.00%
Last UpdatedMay 15, 2026
Details

No additional details available.

Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
Personal
10.00%
APR10.00%
Last UpdatedMay 15, 2026
Details

As Low As

Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Share Loan
10.00%
APR10.00%
Last UpdatedMay 15, 2026
Details

No additional details available.

BMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
Unsecured
10.00%
APR10.00%
Last UpdatedMay 15, 2026
Details

As Low As; MAX. limit <2000$ Terms @ 12months

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Personal Loans
10.00%
APR10.00%
Last UpdatedMay 15, 2026
Details

As Low As

Espeeco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Signature
10.00%
APR10.00%
Last UpdatedMay 15, 2026
Details

APR as low as

Johnsonville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Signature Loan
10.22%
APR10.22%
Last UpdatedMay 15, 2026
Details

Annual Percentage Rates includes loan processing fee of $30.00. The annual percentage rate listed are our best rates, which include Auto Payment Discount, and /or Military Discount, or College Graduate Discount. See Member Rewards for details. Your rate may be higher depending on your credit score. Approval is not based on credit score. Loan amount up to 100%. All rates and terms are subject to change without notice.

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
Personal Loans
10.24%
APR10.24%
Last UpdatedMay 15, 2026
Details

No additional details available.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.25%
APR10.25%
Last UpdatedMay 15, 2026
Details

No additional details available.

Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
Personal
10.25%
APR10.25%
Last UpdatedMay 15, 2026
Details

As Low As

Heritage South Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Signature Loans
10.45%
APR10.45%
Last UpdatedMay 15, 2026
Details

No additional details available.

Old Hickory Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
Personal
10.50%
APR10.50%
Last UpdatedMay 15, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
10.50%
APR10.50%
Last UpdatedMay 15, 2026
Details

As Low As

Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
Personal
10.50%
APR10.50%
Last UpdatedMay 15, 2026
Details

As Low As

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.50%
APR10.50%
Last UpdatedMay 15, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
10.74%
APR10.74%
Last UpdatedMay 15, 2026
Details

No additional details available.

Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
Personal
10.75%
APR10.75%
Last UpdatedMay 15, 2026
Details

As Low As

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
Spot Me Loan
10.75%
APR10.75%
Last UpdatedMay 15, 2026
Details

up to $10,000 for 24 months

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 60 months
10.79%
APR10.79%
Last UpdatedMay 15, 2026
Details

As Low As

PIAS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal/Signature
10.99%
APR10.99%
Last UpdatedMay 15, 2026
Details

As Low As

The Tennessee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
Personal Loans
10.99%
APR10.99%
Last UpdatedMay 15, 2026
Details

As Low As

Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Signature
10.99%
APR10.99%
Last UpdatedMay 15, 2026
Details

As Low As

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 15, 2026
Details

As Low As

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 72 months
10.99%
APR10.99%
Last UpdatedMay 15, 2026
Details

As Low As

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
10.99%
APR10.99%
Last UpdatedMay 15, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
11.50%
APR11.50%
Last UpdatedMay 15, 2026
Details

As Low As

Your Best Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Signature
11.90%
APR11.90%
Last UpdatedMay 15, 2026
Details

As Low As

Horizon Credit Union Kingsport, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Personal/Unsecured Loans
11.90%
APR11.90%
Last UpdatedMay 15, 2026
Details

No additional details available.

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Signature Loan - 36 Months
11.99%
APR11.99%
Last UpdatedMay 15, 2026
Details

As Low As; APR is for a 36-month term with a minimum of $500.00 borrowed and a maximum of $10,000.00. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. New money only. Eligibility required.

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Relationship Signature Loan
11.99%
APR11.99%
Last UpdatedMay 15, 2026
Details

As Low As; APR= Annual Percentage Rate. 11.99% APR is for a 36-month term with a minimum of $500.00 and a maximum of $10,000.00 borrowed. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $33.21 per $1,000.00 borrowed at 11.99% APR for 36 months. $35.00 minimum payment. New money only. NCUA insured.

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loan
11.99%
APR11.99%
Last UpdatedMay 15, 2026
Details

As Low As

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal Loan
11.99%
APR11.99%
Last UpdatedMay 15, 2026
Details

No additional details available.

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
11.99%
APR11.99%
Last UpdatedMay 15, 2026
Details

No additional details available.

LG&W Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Credit Builder Loan
12.00%
APR12.00%
Last UpdatedMay 15, 2026
Details

No additional details available.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
12-12-12 Specialty Loan
12.00%
APR12.00%
Last UpdatedMay 15, 2026
Details

No additional details available.

Gateway Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.88%
Unsecured/Signature
12.25%
APR12.25%
Last UpdatedMay 15, 2026
Details

No additional details available.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Personal Loan
12.35%
APR12.35%
Last UpdatedMay 15, 2026
Details

No additional details available.

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
Signature Loan
12.50%
APR12.50%
Last UpdatedMay 15, 2026
Details

up to 60 months

Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Loans
12.50%
APR12.50%
Last UpdatedMay 15, 2026
Details

As Low As

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
Unsecured Term
12.75%
APR12.75%
Last UpdatedMay 15, 2026
Details

No additional details available.

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Personal Loan
12.90%
APR12.90%
Last UpdatedMay 15, 2026
Details

As Low As

Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Signature
12.90%
APR12.90%
Last UpdatedMay 15, 2026
Details

Up to 5 years

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Personal Loans
12.90%
APR12.90%
Last UpdatedMay 15, 2026
Details

As Low As; Rate based on creditworthiness and term of loan.

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal Loan
12.99%
APR12.99%
Last UpdatedMay 15, 2026
Details

No additional details available.

Beacon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
Signature Loans
12.99%
APR12.99%
Last UpdatedMay 15, 2026
Details

This loan can be used for a variety of reasons such as bill consolidation, auto repair, family emergencies, etc. **

Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Signature Loans - Non-LOC
13.00%
APR13.00%
Last UpdatedMay 15, 2026
Details

As Low As

FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Personal Loan
13.00%
APR13.00%
Last UpdatedMay 15, 2026
Details

As Low As

Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Signature Loan
13.00%
APR13.00%
Last UpdatedMay 15, 2026
Details

As Low As

Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Signature - LOC, Monthly Payment
13.00%
APR13.00%
Last UpdatedMay 15, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Lines of Credit
13.50%
APR13.50%
Last UpdatedMay 15, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
APR13.74%
Last UpdatedMay 15, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
APR13.74%
Last UpdatedMay 15, 2026
Details

As Low As

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Lemonade Loan
13.99%
APR13.99%
Last UpdatedMay 15, 2026
Details

As Low As; Max. 60 Months

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Personal Loan
13.99%
APR13.99%
Last UpdatedMay 15, 2026
Details

As Low As; Max. 60 Months

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Signature Cash Back
14.25%
APR14.25%
Last UpdatedMay 15, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedMay 15, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedMay 15, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Personal Loans
5.15%
APR5.15%
Last UpdatedMay 15, 2026
Details

No additional details available.

Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Personal Loan
5.75%
APR5.75%
Last UpdatedMay 15, 2026
Details

No additional details available.

MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Personal Loans
7.50%
APR7.50%
Last UpdatedMay 15, 2026
Details

As Low As

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Loans
7.90%
APR7.90%
Last UpdatedMay 15, 2026
Details

No additional details available.

Greater Eastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Personal Loan
7.99%
APR7.99%
Last UpdatedMay 15, 2026
Details

As Low As

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Personal Loan
8.45%
APR8.45%
Last UpdatedMay 15, 2026
Details

As Low As

Kennedy VA Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Personal Loans
9.49%
APR9.49%
Last UpdatedMay 15, 2026
Details

No additional details available.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
9.75%
APR9.75%
Last UpdatedMay 15, 2026
Details

As Low As

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Personal Loans
9.95%
APR9.95%
Last UpdatedMay 15, 2026
Details

As Low As; Rates as low as 9.95%

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 15, 2026
Details

As Low As

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loans
9.99%
APR9.99%
Last UpdatedMay 15, 2026
Details

As Low As

Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Personal Loans
10.00%
APR10.00%
Last UpdatedMay 15, 2026
Details

As Low As

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
Personal Loans
10.24%
APR10.24%
Last UpdatedMay 15, 2026
Details

No additional details available.

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 15, 2026
Details

As Low As

The Tennessee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
Personal Loans
10.99%
APR10.99%
Last UpdatedMay 15, 2026
Details

As Low As

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal Loan
11.99%
APR11.99%
Last UpdatedMay 15, 2026
Details

No additional details available.

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loan
11.99%
APR11.99%
Last UpdatedMay 15, 2026
Details

As Low As

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Personal Loan
12.35%
APR12.35%
Last UpdatedMay 15, 2026
Details

No additional details available.

Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Loans
12.50%
APR12.50%
Last UpdatedMay 15, 2026
Details

As Low As

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Personal Loan
12.90%
APR12.90%
Last UpdatedMay 15, 2026
Details

As Low As

TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Personal Loans
12.90%
APR12.90%
Last UpdatedMay 15, 2026
Details

As Low As; Rate based on creditworthiness and term of loan.

Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal Loan
12.99%
APR12.99%
Last UpdatedMay 15, 2026
Details

No additional details available.

FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Personal Loan
13.00%
APR13.00%
Last UpdatedMay 15, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
APR13.74%
Last UpdatedMay 15, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
APR13.74%
Last UpdatedMay 15, 2026
Details

As Low As

Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Personal Loan
13.99%
APR13.99%
Last UpdatedMay 15, 2026
Details

As Low As; Max. 60 Months

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Debt Consolidation Loan
7.99%
APR7.99%
Last UpdatedMay 15, 2026
Details

No additional details available.

Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Debt Consolidation
9.20%
APR9.20%
Last UpdatedMay 15, 2026
Details

As Low As; $26,000 Maximum

Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
Debt Consolidation
9.24%
APR9.24%
Last UpdatedMay 15, 2026
Details

No additional details available.

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Debt Consolidation Loan
9.75%
APR9.75%
Last UpdatedMay 15, 2026
Details

minimum $7,500 - maximum $35,000

US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Debt Consolidation Loans
9.95%
APR9.95%
Last UpdatedMay 15, 2026
Details

As Low As; Rates as low as 9.95%

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedMay 15, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedMay 15, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
1203 Dolly Parton Pkwy, Sevierville, TN, 37862
Signature Loan (Unsecured)
12.49%
APR12.49%
Last UpdatedMay 15, 2026
Details

As Low As; Fixed

Knoxville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
1037 Middle Creek Rd, Sevierville, TN, 37862 2940
Signature Loan Variable Rate
12.94%
APR12.94%
Last UpdatedMay 15, 2026
Details

As Low As

New South Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
SIGNATURE LOAN
6.99%
APR6.99%
Last UpdatedMay 15, 2026
Details

As Low As

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Unsecured / Signature
7.50%
APR7.50%
Last UpdatedMay 15, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
7.50%
APR7.50%
Last UpdatedMay 15, 2026
Details

As Low As

Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Signature (Personal) Loan
7.99%
APR7.99%
Last UpdatedMay 15, 2026
Details

No additional details available.

Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Signature Loans
8.00%
APR8.00%
Last UpdatedMay 15, 2026
Details

As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.

Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature/Co-Signer Loans
8.49%
APR8.49%
Last UpdatedMay 15, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
8.50%
APR8.50%
Last UpdatedMay 15, 2026
Details

As Low As

EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★
Signature
8.50%
APR8.50%
Last UpdatedMay 15, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
8.74%
APR8.74%
Last UpdatedMay 15, 2026
Details

No additional details available.

Southern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.49%
Signature
8.75%
APR8.75%
Last UpdatedMay 15, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Signature Loan
8.99%
APR8.99%
Last UpdatedMay 15, 2026
Details

As Low As; Including Debt Consolidation

Memorial Credit Union Chattanooga, TN
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
Signature
8.99%
APR8.99%
Last UpdatedMay 15, 2026
Details

No additional details available.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
9.24%
APR9.24%
Last UpdatedMay 15, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
9.50%
APR9.50%
Last UpdatedMay 15, 2026
Details

As Low As

BCBST Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
9.50%
APR9.50%
Last UpdatedMay 15, 2026
Details

Up to $5,000

Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Signature
9.75%
APR9.75%
Last UpdatedMay 15, 2026
Details

No additional details available.

Enlighten Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Signature Loan
9.90%
APR9.90%
Last UpdatedMay 15, 2026
Details

term given upon credit union approval

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Signature Loan
9.99%
APR9.99%
Last UpdatedMay 15, 2026
Details

No additional details available.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Signature Loan
9.99%
APR9.99%
Last UpdatedMay 15, 2026
Details

No additional details available.

Kimberly Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Signature
9.99%
APR9.99%
Last UpdatedMay 15, 2026
Details

As Low As

Espeeco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Signature
10.00%
APR10.00%
Last UpdatedMay 15, 2026
Details

APR as low as

Johnsonville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Signature Loan
10.22%
APR10.22%
Last UpdatedMay 15, 2026
Details

Annual Percentage Rates includes loan processing fee of $30.00. The annual percentage rate listed are our best rates, which include Auto Payment Discount, and /or Military Discount, or College Graduate Discount. See Member Rewards for details. Your rate may be higher depending on your credit score. Approval is not based on credit score. Loan amount up to 100%. All rates and terms are subject to change without notice.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.25%
APR10.25%
Last UpdatedMay 15, 2026
Details

No additional details available.

Heritage South Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Signature Loans
10.45%
APR10.45%
Last UpdatedMay 15, 2026
Details

No additional details available.

EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.50%
APR10.50%
Last UpdatedMay 15, 2026
Details

No additional details available.

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
10.50%
APR10.50%
Last UpdatedMay 15, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
10.74%
APR10.74%
Last UpdatedMay 15, 2026
Details

No additional details available.

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 60 months
10.79%
APR10.79%
Last UpdatedMay 15, 2026
Details

As Low As

Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Signature
10.99%
APR10.99%
Last UpdatedMay 15, 2026
Details

As Low As

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 72 months
10.99%
APR10.99%
Last UpdatedMay 15, 2026
Details

As Low As

PIAS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal/Signature
10.99%
APR10.99%
Last UpdatedMay 15, 2026
Details

As Low As

Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
11.50%
APR11.50%
Last UpdatedMay 15, 2026
Details

As Low As

Your Best Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Signature
11.90%
APR11.90%
Last UpdatedMay 15, 2026
Details

As Low As

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Relationship Signature Loan
11.99%
APR11.99%
Last UpdatedMay 15, 2026
Details

As Low As; APR= Annual Percentage Rate. 11.99% APR is for a 36-month term with a minimum of $500.00 and a maximum of $10,000.00 borrowed. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $33.21 per $1,000.00 borrowed at 11.99% APR for 36 months. $35.00 minimum payment. New money only. NCUA insured.

U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Signature Loan - 36 Months
11.99%
APR11.99%
Last UpdatedMay 15, 2026
Details

As Low As; APR is for a 36-month term with a minimum of $500.00 borrowed and a maximum of $10,000.00. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. New money only. Eligibility required.

Gateway Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.88%
Unsecured/Signature
12.25%
APR12.25%
Last UpdatedMay 15, 2026
Details

No additional details available.

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
Signature Loan
12.50%
APR12.50%
Last UpdatedMay 15, 2026
Details

up to 60 months

Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Signature
12.90%
APR12.90%
Last UpdatedMay 15, 2026
Details

Up to 5 years

Beacon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
Signature Loans
12.99%
APR12.99%
Last UpdatedMay 15, 2026
Details

This loan can be used for a variety of reasons such as bill consolidation, auto repair, family emergencies, etc. **

Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Signature - LOC, Monthly Payment
13.00%
APR13.00%
Last UpdatedMay 15, 2026
Details

As Low As

Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Signature Loan
13.00%
APR13.00%
Last UpdatedMay 15, 2026
Details

As Low As

Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
Signature Loans - Non-LOC
13.00%
APR13.00%
Last UpdatedMay 15, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Signature Cash Back
14.25%
APR14.25%
Last UpdatedMay 15, 2026
Details

No additional details available.

No home improvement personal loan rates found in Sevierville, TN currently.

Sevierville, TN Personal Loan Rate Trends

Compare local Sevierville, TN personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Tennessee Personal Loan Trends →
Personal Loan — TN Avg
10.785%
▼ 0.193 vs 7 days ago

Tennessee personal loan rates fell 0.193 points over the past 7 days to 10.785% APR.

Signature Loan — TN Avg
11.215%
▲ 0.313 vs 7 days ago

Tennessee signature loan rates rose 0.313 points over the past 7 days to 11.215% APR.

As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Sevierville, Tennessee personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Sevierville, Tennessee directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Sevierville, Tennessee. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in TN.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in Tennessee?

Most lenders in Sevierville, Tennessee require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Tennessee often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Sevierville, Tennessee require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Tennessee?

Yes. Debt consolidation is one of the most common uses of personal loans in Sevierville, Tennessee. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Sevierville, Tennessee?

Credit unions in Sevierville, Tennessee often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Sevierville, Tennessee?

  • Knoxville TVA Employees Credit Union: 4.99% (LIMITED-TIME New Rec Loan Rate Special 2021-2026)
  • ORNL: 9.99% (Personal)
  • Y-12 Federal Credit Union: 12.49% (Signature Loan (Unsecured))
  • Alcoa Tenn Federal Credit Union: 4.79% (Consumer Loans)
  • United Southeast Federal Credit Union: 5.15% (Personal Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Sevierville, Tennessee. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026.