Best Personal Loan Rates in Memphis, Tennessee (TN) - March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Tennessee borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Memphis, Tennessee include: Firefighters First Federal Credit UnionFirefighters First Federal Credit Union5150 Stage Rd Ste 102, Memphis, TN, 38134 3169A+5.0 ★Texas Ratio: 1.58% offering Fire Station Loan at 4.99% APR, Southern Security Federal Credit UnionSouthern Security Federal Credit Union3183 Poplar Ave, Memphis, TN, 38111A5.0 ★Texas Ratio: 11.34% offering Construction Loan at 6.00% APR, Owensboro Federal Credit UnionOwensboro Federal Credit Union2650 Thousand Oaks Blvd Ste 1120, Memphis, TN, 38118 2449A+5.0 ★Texas Ratio: 0.79% offering Land Loan at 6.50% APR, Hope Federal Credit Union Jackson, MSHope Federal Credit Union Jackson, MS1451 Madison Ave, Memphis, TN, 38104A+5.0 ★Texas Ratio: 0.03% offering Signature Loans at 7.17% APR, and FedEx Employees Credit Association Federal Credit UnionFedEx Employees Credit Association Federal Credit Union3670 Hacks Cross Rd, Memphis, TN, 38125A5.0 ★Texas Ratio: 6.11% offering Land Loans at 7.25% APR. Personal loan rates as of March 25, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Memphis, Tennessee can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Memphis, Tennessee.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Memphis, Tennessee. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 25, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5150 Stage Rd Ste 102, Memphis, TN, 38134 3169
Fire Station Loan
4.99%
▼
APR4.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
3183 Poplar Ave, Memphis, TN, 38111
Construction Loan
6.00%
▼
APR6.00%
Last UpdatedMarch 25, 2026
Details
Sample mortgage payment for a $200,000 loan with a 6.00% APR for 15 years would have a payment of $1,688.31 per month. Taxes and insurance not included, your actual payment obligation may be higher.
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
2650 Thousand Oaks Blvd Ste 1120, Memphis, TN, 38118 2449
Land Loan
6.50%
▼
APR6.50%
Last UpdatedMarch 25, 2026
Details
Loan-to-Value: 80%; Amount: 10 acres
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1451 Madison Ave, Memphis, TN, 38104
Signature Loans
7.17%
▼
APR7.17%
Last UpdatedMarch 25, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
3670 Hacks Cross Rd, Memphis, TN, 38125
Land Loans
7.25%
▼
APR7.25%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1451 Madison Ave, Memphis, TN, 38104
Unsecured / Signature
7.50%
▼
APR7.50%
Last UpdatedMarch 25, 2026
Details
No additional details available.
HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6029 Walnut Grove Rd, Memphis, TN, 38120
Debt Consolidation
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
LG&W Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
1616 Whitten Rd, Memphis, TN, 38134
Land Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1451 Madison Ave, Memphis, TN, 38104
Borrow and Save Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5150 Stage Rd Ste 102, Memphis, TN, 38134 3169
Signature Loan(closed-end loan)
8.74%
▼
APR8.74%
Last UpdatedMarch 25, 2026
Details
No additional details available.
HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6029 Walnut Grove Rd, Memphis, TN, 38120
Personal Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
4606 Elvis Presley Blvd, Memphis, TN, 38116
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5150 Stage Rd Ste 102, Memphis, TN, 38134 3169
Signature Loan(closed-end loan)
9.24%
▼
APR9.24%
Last UpdatedMarch 25, 2026
Details
No additional details available.
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
167 N Main St Ste 102, Memphis, TN, 38103 1867
Signature Plus to $15,000
9.25%
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details
$7,501
Kennedy VA Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
1030 Jefferson Ave, Memphis, TN, 38104
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
2608 Avery Ave, Memphis, TN, 38112 4821
Debt Consolidation Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
minimum $7,500 - maximum $35,000
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
2608 Avery Ave, Memphis, TN, 38112 4821
Signature
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
3183 Poplar Ave, Memphis, TN, 38111
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
Conditions Vary; other conditions apply
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
3670 Hacks Cross Rd, Memphis, TN, 38125
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Kimberly Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1520 N 2nd St, Memphis, TN, 38107 1004
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Espeeco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
2650 Thousand Oaks Blvd, Memphis, TN, 38118
SIGNATURE
10.00%
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details
UP TO $10,000.00; UP TO 60 MONTHS
Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
3601 Paul R Lowry Rd, Memphis, TN, 38109 3007
Share Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5150 Stage Rd Ste 102, Memphis, TN, 38134 3169
Signature Loan(closed-end loan)
10.74%
▼
APR10.74%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5150 Stage Rd Ste 102, Memphis, TN, 38134 3169
Safety Line(open-end loan)
10.99%
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
910 Madison Ave, Memphis, TN, 38103
Relationship Signature Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 25, 2026
Details
As Low As; APR= Annual Percentage Rate. 11.99% APR is for a 36-month term with a minimum of $500.00 and a maximum of $10,000.00 borrowed. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $33.21 per $1,000.00 borrowed at 11.99% APR for 36 months. $35.00 minimum payment. New money only. NCUA insured.
U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
910 Madison Ave, Memphis, TN, 38103
Signature Loan - 36 Months
11.99%
▼
APR11.99%
Last UpdatedMarch 25, 2026
Details
As Low As; APR= Annual Percentage Rate. 11.99% APR is for a 36-month term with a minimum of $500.00 borrowed and a maximum of $10,000.00. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $33.20 per $1,000.00 borrowed at 11.99% APR for 36 months. New money only. Eligibility required. NCUA insured.
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
3670 Hacks Cross Rd, Memphis, TN, 38125
12-12-12 Specialty Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
LG&W Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
1616 Whitten Rd, Memphis, TN, 38134
Credit Builder Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
7974 Centennial Dr, Memphis, TN, 38125 2376
Personal Loan
12.50%
▼
APR12.50%
Last UpdatedMarch 25, 2026
Details
Variable Rate
UPS Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
1814 E Brooks Rd, Memphis, TN, 38116
Signature Loan (Personal Loan)
12.90%
▼
APR12.90%
Last UpdatedMarch 25, 2026
Details
No additional details available.
FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
7974 Centennial Dr, Memphis, TN, 38125 2376
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 25, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1451 Madison Ave, Memphis, TN, 38104
Loan Type
13.25%
▼
APR13.25%
Last UpdatedMarch 25, 2026
Details
Maximum Amount: Credit Limits of Up to $10,000
Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3155 Millbranch Rd, Memphis, TN, 38116 1917
Lemonade Loan
13.99%
▼
APR13.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3155 Millbranch Rd, Memphis, TN, 38116 1917
Personal Loan
13.99%
▼
APR13.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3155 Millbranch Rd, Memphis, TN, 38116 1917
Personal Loans
13.99%
▼
APR13.99%
Last UpdatedMarch 25, 2026
Details
As Low As; Rates from 13.99% to 17.99% APR dependent upon credit score and credit history. Contact us for line of credit rates.
Espeeco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
2650 Thousand Oaks Blvd, Memphis, TN, 38118
STARTER SIGNATURE LOAN
15.00%
▼
APR15.00%
Last UpdatedMarch 25, 2026
Details
UP TO $1,000.00 UP TO 12 MONTHS
LG&W Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
1616 Whitten Rd, Memphis, TN, 38134
Anytime Loan
16.00%
▼
APR16.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
4606 Elvis Presley Blvd, Memphis, TN, 38116
Freedom Fast Personal Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 25, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Kennedy VA Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
1030 Jefferson Ave, Memphis, TN, 38104
Personal Loans
18.00%
▼
APR18.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Kimberly Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1520 N 2nd St, Memphis, TN, 38107 1004
Signature
18.00%
▼
APR18.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1451 Madison Ave, Memphis, TN, 38104
Borrow and Save Loans
18.00%
▼
APR18.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
3601 Paul R Lowry Rd, Memphis, TN, 38109 3007
Personal / Signature
18.00%
▼
APR18.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
LG&W Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
1616 Whitten Rd, Memphis, TN, 38134
Payday Alternative Loan
28.00%
▼
APR28.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2021 Meadowview Ln, Kingsport, TN, 37660
Loan Term
4.40%
▼
APR4.40%
Last UpdatedMarch 25, 2026
Details
As Low As; Fixed Rate
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
124 N Hall Rd, Alcoa, TN, 37701 2648
Consumer Loans
4.79%
▼
APR4.79%
Last UpdatedMarch 25, 2026
Details
As Low As
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2021 Meadowview Ln, Kingsport, TN, 37660
Loan Term
4.90%
▼
APR4.90%
Last UpdatedMarch 25, 2026
Details
As Low As; Fixed Rate
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
9212 Kingston Pike, Knoxville, TN, 37922
Bus Loans (Depending on year)
5.00%
▼
APR5.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
124 N Hall Rd, Alcoa, TN, 37701 2648
Consumer Loans
5.05%
▼
APR5.05%
Last UpdatedMarch 25, 2026
Details
As Low As
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
124 N Hall Rd, Alcoa, TN, 37701 2648
Consumer Loans
5.10%
▼
APR5.10%
Last UpdatedMarch 25, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
1545 Bluff City Hwy, Bristol, TN, 37620 6018
Personal Loans
5.15%
▼
APR5.15%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2021 Meadowview Ln, Kingsport, TN, 37660
Loan Term
5.40%
▼
APR5.40%
Last UpdatedMarch 25, 2026
Details
As Low As; Fixed Rate
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
124 N Hall Rd, Alcoa, TN, 37701 2648
Consumer Loans
5.60%
▼
APR5.60%
Last UpdatedMarch 25, 2026
Details
As Low As
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
198 Blair Bend Dr, Loudon, TN, 37774
Credit Builder Loan
5.70%
▼
APR5.70%
Last UpdatedMarch 25, 2026
Details
No additional details available.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
1545 Bluff City Hwy, Bristol, TN, 37620 6018
Recreational Loans
5.70%
▼
APR5.70%
Last UpdatedMarch 25, 2026
Details
As Low As
Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
5123 Highway 11 S, Calhoun, TN, 37309
Holiday Loan
5.75%
▼
APR5.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
5123 Highway 11 S, Calhoun, TN, 37309
Vacation Loan
5.75%
▼
APR5.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
1038 N Main Ave, Erwin, TN, 37650
New Recreational Equipment Loans - Models 5 years or newer
5.80%
▼
APR5.80%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2021 Meadowview Ln, Kingsport, TN, 37660
Loan Term
5.90%
▼
APR5.90%
Last UpdatedMarch 25, 2026
Details
As Low As; Fixed Rate
Gallatin Steam Plant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
1499 Steam Plant Rd, Gallatin, TN, 37066
Loans
5.99%
▼
APR5.99%
Last UpdatedMarch 25, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
9212 Kingston Pike, Knoxville, TN, 37922
Collateral Loans - Used - 2011 and older
6.00%
▼
APR6.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
124 N Hall Rd, Alcoa, TN, 37701 2648
Consumer Loans
6.00%
▼
APR6.00%
Last UpdatedMarch 25, 2026
Details
As Low As
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
124 N Hall Rd, Alcoa, TN, 37701 2648
Consumer Loans
6.40%
▼
APR6.40%
Last UpdatedMarch 25, 2026
Details
As Low As
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2021 Meadowview Ln, Kingsport, TN, 37660
Loan Term
6.65%
▼
APR6.65%
Last UpdatedMarch 25, 2026
Details
As Low As; Fixed Rate
TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
122 E Macon Ln, Seymour, TN, 37865 4730
Equity Loan
6.75%
▼
APR6.75%
Last UpdatedMarch 25, 2026
Details
As Low As; 80% LTV (Loan to Value)
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN, 38401 4826
Land Loan
6.75%
▼
APR6.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
City & County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
2532 General Mills Way, Murfreesboro, TN, 37127
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As; Enjoy 60 days with No Payments
New South Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
3261 N Mall Rd, Knoxville, TN, 37924
SIGNATURE LOAN
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
980 Jason Witten Way, Elizabethton, TN, 37643
Land Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As; 15 Year Fixed
City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1720 WESTERN AVE, KNOXVILLE, TN, 37921
Signature
7.00%
▼
APR7.00%
Last UpdatedMarch 25, 2026
Details
As Low As
MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
2711 Old Lebanon Pike, Nashville, TN, 37214
Recreational Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN, 38401 4826
Land Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1235 E Weisgarber Rd, Knoxville, TN, 37909 2646
Faith Organization Loans
7.25%
▼
APR7.25%
Last UpdatedMarch 25, 2026
Details
over $250,000; As Low As; 5 year adjustable - starting at
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
1500 McCallie Ave, Chattanooga, TN, 37404 2937
HE Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN, 38401 4826
Construction Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
201 S ILLINOIS AVE, OAK RIDGE, TN, 37830
Heating, Ventilation, & Air Conditioning (HVAC) Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 25, 2026
Details
As Low As
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 25, 2026
Details
As Low As
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1235 E Weisgarber Rd, Knoxville, TN, 37909 2646
Faith Organization Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 25, 2026
Details
up to $250,000; As Low As; 10 year fixed
MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
2711 Old Lebanon Pike, Nashville, TN, 37214
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
5123 Highway 11 S, Calhoun, TN, 37309
Unimproved Property Loan
7.67%
▼
APR7.67%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
5123 Highway 11 S, Calhoun, TN, 37309
Unimproved Property Loan
7.87%
▼
APR7.87%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN, 37402
Personal Term Loan
7.90%
▼
APR7.90%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
980 Jason Witten Way, Elizabethton, TN, 37643
Signature (Personal) Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
980 Jason Witten Way, Elizabethton, TN, 37643
Debt Consolidation Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Foothills Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
956 Mulberry St, Loudon, TN, 37774
Personal
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
1545 Bluff City Hwy, Bristol, TN, 37620 6018
Lifestyle Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Greater Eastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
2110 W Mountcastle Dr, Johnson City, TN, 37604
Personal Loan/Consolidation
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
420 Central Ave NW, Cleveland, TN, 37311
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 25, 2026
Details
As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
420 Central Ave NW, Cleveland, TN, 37311
New Major Appliances and Personal Computers
8.25%
▼
APR8.25%
Last UpdatedMarch 25, 2026
Details
As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
5123 Highway 11 S, Calhoun, TN, 37309
Unimproved Property Loan
8.28%
▼
APR8.28%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2021 Meadowview Ln, Kingsport, TN, 37660
Loan Term
8.45%
▼
APR8.45%
Last UpdatedMarch 25, 2026
Details
As Low As
Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
1038 N Main Ave, Erwin, TN, 37650
Signature/Co-Signer Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 25, 2026
Details
As Low As
FAMILY ADVANTAGE
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
100 Stephen P Yokich Pkwy, Spring Hill, TN, 37174 3140
Personal
8.65%
▼
APR8.65%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN, 38401 4826
Recreational Loans Used Waverunner
8.75%
▼
APR8.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Southern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.49%
508 National Ave, Chattanooga, TN, 37404
Signature
8.75%
▼
APR8.75%
Last UpdatedMarch 25, 2026
Details
As Low As
TNConnect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
122 E Macon Ln, Seymour, TN, 37865 4730
Equity Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 25, 2026
Details
As Low As; 90% LTV (Loan to Value)
City & County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
2532 General Mills Way, Murfreesboro, TN, 37127
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
As Low As; Flexible loan terms; Plus - make no payments for 60 days!
Memorial Credit Union Chattanooga, TN
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
6800 Longview Rd, Chattanooga, TN, 37421
Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN, 37402
Personal Term Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1235 E Weisgarber Rd, Knoxville, TN, 37909 2646
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
As Low As; Including Debt Consolidation
Holley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1107 Mineral Wells Ave, Paris, TN, 38242 4903
Unsecured Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
9212 Kingston Pike, Knoxville, TN, 37922
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
908 Woodland St, Nashville, TN, 37206
Personal
9.20%
▼
APR9.20%
Last UpdatedMarch 25, 2026
Details
As Low As
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
908 Woodland St, Nashville, TN, 37206
Debt Consolidation
9.20%
▼
APR9.20%
Last UpdatedMarch 25, 2026
Details
As Low As; $26,000 Maximum
Copper Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.50%
771 Ocoee St, Copperhill, TN, 37317
Signature Loans
9.20%
▼
APR9.20%
Last UpdatedMarch 25, 2026
Details
As Low As
Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
214 Oil Well Rd, Jackson, TN, 38305 7914
Debt Consolidation
9.24%
▼
APR9.24%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN, 38401 4826
Construction Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 25, 2026
Details
As Low As
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★
1604 Remke Ave, Lawrenceburg, TN, 38464 2261
Signature 6 - 60 mos.
9.25%
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details
No additional details available.
OMC Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
1186 Old Lower River Rd NW, Charleston, TN, 37310
Personal
9.25%
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details
As Low As
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details
As Low As
BCBST Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Cameron Hill Cir, Chattanooga, TN, 37402
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details
Up to $5,000
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
5034 Bobby Hicks Hwy Ste 2, Gray, TN, 37615
Vacation Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
5034 Bobby Hicks Hwy Ste 2, Gray, TN, 37615
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
5034 Bobby Hicks Hwy Ste 2, Gray, TN, 37615
Appy Assist Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Enlighten Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1306 Highway 70 Byp, Jackson, TN, 38301
Signature Loan
9.90%
▼
APR9.90%
Last UpdatedMarch 25, 2026
Details
term given upon credit union approval
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5587 Highway 153, Hixson, TN, 37343
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Horizon Credit Union Kingsport, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
130 Main St W, Mt Carmel, TN, 37645
Personal/Unsecured Loans
9.90%
▼
APR9.90%
Last UpdatedMarch 25, 2026
Details
Credit Rating A
Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
627 Livingston Rd, Crossville, TN, 38555
Personal Line-of-Credit
9.90%
▼
APR9.90%
Last UpdatedMarch 25, 2026
Details
No additional details available.
US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
89 Hermitage Ave, Nashville, TN, 37210
Debt Consolidation Loans
9.95%
▼
APR9.95%
Last UpdatedMarch 25, 2026
Details
As Low As; Rates as low as 9.95%
US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
89 Hermitage Ave, Nashville, TN, 37210
Emergency Loans
9.95%
▼
APR9.95%
Last UpdatedMarch 25, 2026
Details
As Low As; Rates as low as 9.95%
US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
89 Hermitage Ave, Nashville, TN, 37210
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedMarch 25, 2026
Details
As Low As; Rates as low as 9.95%
BASF Chattanooga Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.83%
2120 Polymer Dr, Chattanooga, TN, 37421 2207
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
124 N Hall Rd, Alcoa, TN, 37701 2648
Personal
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
2186 Northgate Park Ln, Chattanooga, TN, 37415 6911
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
1545 Bluff City Hwy, Bristol, TN, 37620 6018
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN, 37402
Personal Term Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Patriot Equity Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
1450 Union University Dr, Jackson, TN, 38305
Personal Unsecured
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As
ORNL
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
1117 N Charles G Seivers Blvd, Clinton, TN, 37716 3943
Personal
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As; See disclosure section below for details
City & County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
2532 General Mills Way, Murfreesboro, TN, 37127
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
Fixed rates starting at
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
9212 Kingston Pike, Knoxville, TN, 37922
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Knoxville Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
501 E Summit Hill Dr, Knoxville, TN, 37915 1030
Unsecured Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details
As Low As; Fixed
Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
4503 Hixson Pike, Hixson, TN, 37343
Personal
10.00%
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details
As Low As
BMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
2305 CHAMBLISS AVE NW, CLEVELAND, TN, 37311
Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details
As Low As; MAX. limit <2000$
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2021 Meadowview Ln, Kingsport, TN, 37660
Loan Term
10.09%
▼
APR10.09%
Last UpdatedMarch 25, 2026
Details
As Low As; Fixed Rate
Johnsonville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
209 HIGHWAY 641 N, CAMDEN, TN, 38320
Signature Loan
10.22%
▼
APR10.22%
Last UpdatedMarch 25, 2026
Details
Annual Percentage Rates includes loan processing fee of $30.00. The annual percentage rate listed are our best rates, which include Auto Payment Discount, and /or Military Discount, or College Graduate Discount. See Member Rewards for details. Your rate may be higher depending on your credit score. Approval is not based on credit score. Loan amount up to 100%. All rates and terms are subject to change without notice.
Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
214 Oil Well Rd, Jackson, TN, 38305 7914
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedMarch 25, 2026
Details
No additional details available.
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
1500 McCallie Ave, Chattanooga, TN, 37404 2937
Signature Loans
10.25%
▼
APR10.25%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Knoxville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
5207 Schubert Rd, Knoxville, TN, 37912
Signature/Co-Signer
10.25%
▼
APR10.25%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
4503 Hixson Pike, Hixson, TN, 37343
Personal
10.25%
▼
APR10.25%
Last UpdatedMarch 25, 2026
Details
As Low As
Heritage South Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
763 N Main St, Shelbyville, TN, 37160 2846
Signature Loans
10.45%
▼
APR10.45%
Last UpdatedMarch 25, 2026
Details
No additional details available.
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
1500 McCallie Ave, Chattanooga, TN, 37404 2937
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
10.50%
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details
As Low As
Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
4503 Hixson Pike, Hixson, TN, 37343
Personal
10.50%
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
5034 Bobby Hicks Hwy Ste 2, Gray, TN, 37615
Personal Loans
10.75%
▼
APR10.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Scenic Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
4503 Hixson Pike, Hixson, TN, 37343
Personal
10.75%
▼
APR10.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.66%
1701 21st Ave s, Nashville, TN, 37212 3703
Spot Me Loan
10.75%
▼
APR10.75%
Last UpdatedMarch 25, 2026
Details
up to $10,000 for 24 months
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
110 Bluff Dr, Fayetteville, TN, 37334
Personal Unsecured Signature - 60 months
10.79%
▼
APR10.79%
Last UpdatedMarch 25, 2026
Details
As Low As; Max $50,000
PIAS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5200 Maryland Way Ste 301, Brentwood, TN, 37027 5072
Personal/Signature
10.99%
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details
As Low As; (terms vary)
Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
333 E Main St, Johnson City, TN, 37601
Signature
10.99%
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN, 37402
Personal Term Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Enbright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
1214 Church St Ste 100, Nashville, TN, 37246 0001
Signature / Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details
As Low As; up to 60 months
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
2050 Lowes Dr, Clarksville, TN, 37040 1620
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
2186 Northgate Park Ln, Chattanooga, TN, 37415 6911
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details
As Low As
The Tennessee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
1400 8TH Ave S, NASHVILLE, TN, 37203 5007
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
110 Bluff Dr, Fayetteville, TN, 37334
Personal Unsecured Signature - 72 months
10.99%
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details
As Low As; Max $50,000
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
9212 Kingston Pike, Knoxville, TN, 37922
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
1 Nissan Way, Franklin, TN, 37067
Unsecured Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN, 38401 4826
Unsecured Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMarch 25, 2026
Details
As Low As
Parthenon Federal Credit Union
Institution Rating:
D3.1 ★Texas Ratio: 38.44%
2290 Rosa L Parks Blvd, Nashville, TN, 37228 1306
Signature
11.24%
▼
APR11.24%
Last UpdatedMarch 25, 2026
Details
Regular APR: 11.24% - 17.99%; Rate is based on credit performance, loan term, and PFCU discounts.
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN, 38401 4826
Unsecured Personal
11.24%
▼
APR11.24%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN, 38401 4826
Personal Loans Unsecured Personal
11.24%
▼
APR11.24%
Last UpdatedMarch 25, 2026
Details
As Low As
Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
201 S ILLINOIS AVE, OAK RIDGE, TN, 37830
Lines of Credit & Signature Loans
11.50%
▼
APR11.50%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
11.50%
▼
APR11.50%
Last UpdatedMarch 25, 2026
Details
As Low As
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
2021 Meadowview Ln, Kingsport, TN, 37660
Loan Term
11.85%
▼
APR11.85%
Last UpdatedMarch 25, 2026
Details
As Low As
Horizon Credit Union Kingsport, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
130 Main St W, Mt Carmel, TN, 37645
Personal/Unsecured Loans
11.90%
▼
APR11.90%
Last UpdatedMarch 25, 2026
Details
Credit Rating B
Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
3120 Broad St, Chattanooga, TN, 37408 3095
Unspecified Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN, 37402
Personal Term Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
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Institution
Loan Product
APR
Profile
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
4606 Elvis Presley Blvd, Memphis, TN, 38116
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Kennedy VA Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
1030 Jefferson Ave, Memphis, TN, 38104
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 25, 2026
Details
No additional details available.
FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
7974 Centennial Dr, Memphis, TN, 38125 2376
Personal Loan
12.50%
▼
APR12.50%
Last UpdatedMarch 25, 2026
Details
Variable Rate
UPS Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
1814 E Brooks Rd, Memphis, TN, 38116
Signature Loan (Personal Loan)
12.90%
▼
APR12.90%
Last UpdatedMarch 25, 2026
Details
No additional details available.
FAA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
7974 Centennial Dr, Memphis, TN, 38125 2376
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 25, 2026
Details
As Low As
Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3155 Millbranch Rd, Memphis, TN, 38116 1917
Personal Loan
13.99%
▼
APR13.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Orion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
3155 Millbranch Rd, Memphis, TN, 38116 1917
Personal Loans
13.99%
▼
APR13.99%
Last UpdatedMarch 25, 2026
Details
As Low As; Rates from 13.99% to 17.99% APR dependent upon credit score and credit history. Contact us for line of credit rates.
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
4606 Elvis Presley Blvd, Memphis, TN, 38116
Freedom Fast Personal Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 25, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Kennedy VA Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
1030 Jefferson Ave, Memphis, TN, 38104
Personal Loans
18.00%
▼
APR18.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
1545 Bluff City Hwy, Bristol, TN, 37620 6018
Personal Loans
5.15%
▼
APR5.15%
Last UpdatedMarch 25, 2026
Details
No additional details available.
City & County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
2532 General Mills Way, Murfreesboro, TN, 37127
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As; Enjoy 60 days with No Payments
MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
2711 Old Lebanon Pike, Nashville, TN, 37214
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Greater Eastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
2110 W Mountcastle Dr, Johnson City, TN, 37604
Personal Loan/Consolidation
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As
City & County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
2532 General Mills Way, Murfreesboro, TN, 37127
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
As Low As; Flexible loan terms; Plus - make no payments for 60 days!
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
5034 Bobby Hicks Hwy Ste 2, Gray, TN, 37615
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5587 Highway 153, Hixson, TN, 37343
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMarch 25, 2026
Details
No additional details available.
US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
89 Hermitage Ave, Nashville, TN, 37210
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedMarch 25, 2026
Details
As Low As; Rates as low as 9.95%
City & County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
2532 General Mills Way, Murfreesboro, TN, 37127
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
Fixed rates starting at
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
2186 Northgate Park Ln, Chattanooga, TN, 37415 6911
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Knoxville Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
501 E Summit Hill Dr, Knoxville, TN, 37915 1030
Unsecured Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details
As Low As; Fixed
Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
214 Oil Well Rd, Jackson, TN, 38305 7914
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
5034 Bobby Hicks Hwy Ste 2, Gray, TN, 37615
Personal Loans
10.75%
▼
APR10.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Enbright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
1214 Church St Ste 100, Nashville, TN, 37246 0001
Signature / Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details
As Low As; up to 60 months
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
2050 Lowes Dr, Clarksville, TN, 37040 1620
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
2186 Northgate Park Ln, Chattanooga, TN, 37415 6911
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details
As Low As
The Tennessee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
1400 8TH Ave S, NASHVILLE, TN, 37203 5007
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN, 38401 4826
Personal Loans Unsecured Personal
11.24%
▼
APR11.24%
Last UpdatedMarch 25, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN, 38401 4826
Unsecured Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMarch 25, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6029 Walnut Grove Rd, Memphis, TN, 38120
Debt Consolidation
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
2608 Avery Ave, Memphis, TN, 38112 4821
Debt Consolidation Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
minimum $7,500 - maximum $35,000
Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
980 Jason Witten Way, Elizabethton, TN, 37643
Debt Consolidation Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
908 Woodland St, Nashville, TN, 37206
Debt Consolidation
9.20%
▼
APR9.20%
Last UpdatedMarch 25, 2026
Details
As Low As; $26,000 Maximum
Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
214 Oil Well Rd, Jackson, TN, 38305 7914
Debt Consolidation
9.24%
▼
APR9.24%
Last UpdatedMarch 25, 2026
Details
No additional details available.
US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
89 Hermitage Ave, Nashville, TN, 37210
Debt Consolidation Loans
9.95%
▼
APR9.95%
Last UpdatedMarch 25, 2026
Details
As Low As; Rates as low as 9.95%
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
9525 Apison Pike, Collegedale, TN, 37315
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMarch 25, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
9525 Apison Pike, Collegedale, TN, 37315
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMarch 25, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1451 Madison Ave, Memphis, TN, 38104
Signature Loans
7.17%
▼
APR7.17%
Last UpdatedMarch 25, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1451 Madison Ave, Memphis, TN, 38104
Unsecured / Signature
7.50%
▼
APR7.50%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5150 Stage Rd Ste 102, Memphis, TN, 38134 3169
Signature Loan(closed-end loan)
8.74%
▼
APR8.74%
Last UpdatedMarch 25, 2026
Details
No additional details available.
HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6029 Walnut Grove Rd, Memphis, TN, 38120
Personal Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5150 Stage Rd Ste 102, Memphis, TN, 38134 3169
Signature Loan(closed-end loan)
9.24%
▼
APR9.24%
Last UpdatedMarch 25, 2026
Details
No additional details available.
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
167 N Main St Ste 102, Memphis, TN, 38103 1867
Signature Plus to $15,000
9.25%
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details
$7,501
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
2608 Avery Ave, Memphis, TN, 38112 4821
Signature
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Kimberly Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1520 N 2nd St, Memphis, TN, 38107 1004
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
3670 Hacks Cross Rd, Memphis, TN, 38125
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.34%
3183 Poplar Ave, Memphis, TN, 38111
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
Conditions Vary; other conditions apply
Espeeco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
2650 Thousand Oaks Blvd, Memphis, TN, 38118
SIGNATURE
10.00%
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details
UP TO $10,000.00; UP TO 60 MONTHS
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5150 Stage Rd Ste 102, Memphis, TN, 38134 3169
Signature Loan(closed-end loan)
10.74%
▼
APR10.74%
Last UpdatedMarch 25, 2026
Details
No additional details available.
U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
910 Madison Ave, Memphis, TN, 38103
Signature Loan - 36 Months
11.99%
▼
APR11.99%
Last UpdatedMarch 25, 2026
Details
As Low As; APR= Annual Percentage Rate. 11.99% APR is for a 36-month term with a minimum of $500.00 borrowed and a maximum of $10,000.00. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $33.20 per $1,000.00 borrowed at 11.99% APR for 36 months. New money only. Eligibility required. NCUA insured.
U T
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
910 Madison Ave, Memphis, TN, 38103
Relationship Signature Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 25, 2026
Details
As Low As; APR= Annual Percentage Rate. 11.99% APR is for a 36-month term with a minimum of $500.00 and a maximum of $10,000.00 borrowed. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $33.21 per $1,000.00 borrowed at 11.99% APR for 36 months. $35.00 minimum payment. New money only. NCUA insured.
UPS Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
1814 E Brooks Rd, Memphis, TN, 38116
Signature Loan (Personal Loan)
12.90%
▼
APR12.90%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Espeeco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
2650 Thousand Oaks Blvd, Memphis, TN, 38118
STARTER SIGNATURE LOAN
15.00%
▼
APR15.00%
Last UpdatedMarch 25, 2026
Details
UP TO $1,000.00 UP TO 12 MONTHS
Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
3601 Paul R Lowry Rd, Memphis, TN, 38109 3007
Personal / Signature
18.00%
▼
APR18.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Kimberly Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1520 N 2nd St, Memphis, TN, 38107 1004
Signature
18.00%
▼
APR18.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
New South Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
3261 N Mall Rd, Knoxville, TN, 37924
SIGNATURE LOAN
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As
City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1720 WESTERN AVE, KNOXVILLE, TN, 37921
Signature
7.00%
▼
APR7.00%
Last UpdatedMarch 25, 2026
Details
As Low As
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 25, 2026
Details
As Low As
Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
980 Jason Witten Way, Elizabethton, TN, 37643
Signature (Personal) Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
420 Central Ave NW, Cleveland, TN, 37311
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 25, 2026
Details
As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
1038 N Main Ave, Erwin, TN, 37650
Signature/Co-Signer Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 25, 2026
Details
As Low As
Southern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.49%
508 National Ave, Chattanooga, TN, 37404
Signature
8.75%
▼
APR8.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Memorial Credit Union Chattanooga, TN
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
6800 Longview Rd, Chattanooga, TN, 37421
Signature
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
1235 E Weisgarber Rd, Knoxville, TN, 37909 2646
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
As Low As; Including Debt Consolidation
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
9212 Kingston Pike, Knoxville, TN, 37922
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Copper Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.50%
771 Ocoee St, Copperhill, TN, 37317
Signature Loans
9.20%
▼
APR9.20%
Last UpdatedMarch 25, 2026
Details
As Low As
EMPLOYEE RESOURCES
Institution Rating:
A+5.0 ★
1604 Remke Ave, Lawrenceburg, TN, 38464 2261
Signature 6 - 60 mos.
9.25%
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details
As Low As
BCBST Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Cameron Hill Cir, Chattanooga, TN, 37402
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details
Up to $5,000
Enlighten Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
1306 Highway 70 Byp, Jackson, TN, 38301
Signature Loan
9.90%
▼
APR9.90%
Last UpdatedMarch 25, 2026
Details
term given upon credit union approval
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
1545 Bluff City Hwy, Bristol, TN, 37620 6018
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
BASF Chattanooga Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.83%
2120 Polymer Dr, Chattanooga, TN, 37421 2207
Signature
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
9212 Kingston Pike, Knoxville, TN, 37922
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Johnsonville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
209 HIGHWAY 641 N, CAMDEN, TN, 38320
Signature Loan
10.22%
▼
APR10.22%
Last UpdatedMarch 25, 2026
Details
Annual Percentage Rates includes loan processing fee of $30.00. The annual percentage rate listed are our best rates, which include Auto Payment Discount, and /or Military Discount, or College Graduate Discount. See Member Rewards for details. Your rate may be higher depending on your credit score. Approval is not based on credit score. Loan amount up to 100%. All rates and terms are subject to change without notice.
Knoxville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
5207 Schubert Rd, Knoxville, TN, 37912
Signature/Co-Signer
10.25%
▼
APR10.25%
Last UpdatedMarch 25, 2026
Details
No additional details available.
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
1500 McCallie Ave, Chattanooga, TN, 37404 2937
Signature Loans
10.25%
▼
APR10.25%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Heritage South Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
763 N Main St, Shelbyville, TN, 37160 2846
Signature Loans
10.45%
▼
APR10.45%
Last UpdatedMarch 25, 2026
Details
No additional details available.
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
1500 McCallie Ave, Chattanooga, TN, 37404 2937
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
10.50%
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
110 Bluff Dr, Fayetteville, TN, 37334
Personal Unsecured Signature - 60 months
10.79%
▼
APR10.79%
Last UpdatedMarch 25, 2026
Details
As Low As; Max $50,000
PIAS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5200 Maryland Way Ste 301, Brentwood, TN, 37027 5072
Personal/Signature
10.99%
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details
As Low As; (terms vary)
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
110 Bluff Dr, Fayetteville, TN, 37334
Personal Unsecured Signature - 72 months
10.99%
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details
As Low As; Max $50,000
Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
333 E Main St, Johnson City, TN, 37601
Signature
10.99%
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Enbright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
1214 Church St Ste 100, Nashville, TN, 37246 0001
Signature / Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details
As Low As; up to 60 months
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
9212 Kingston Pike, Knoxville, TN, 37922
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Parthenon Federal Credit Union
Institution Rating:
D3.1 ★Texas Ratio: 38.44%
2290 Rosa L Parks Blvd, Nashville, TN, 37228 1306
Signature
11.24%
▼
APR11.24%
Last UpdatedMarch 25, 2026
Details
Regular APR: 11.24% - 17.99%; Rate is based on credit performance, loan term, and PFCU discounts.
Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
201 S ILLINOIS AVE, OAK RIDGE, TN, 37830
Lines of Credit & Signature Loans
11.50%
▼
APR11.50%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2011 Stein Dr, Chattanooga, TN, 37421 1692
Personal/Signature Loans
11.50%
▼
APR11.50%
Last UpdatedMarch 25, 2026
Details
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Frequently Asked Questions
What credit score do I need for a personal loan in Tennessee?
Most lenders in Memphis, Tennessee require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Tennessee often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Memphis, Tennessee require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Tennessee?
Yes. Debt consolidation is one of the most common uses of personal loans in Memphis, Tennessee. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Memphis, Tennessee?
Credit unions in Memphis, Tennessee often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Memphis, Tennessee?
- Firefighters First Federal Credit Union: 4.99% (Fire Station Loan)
- Southern Security Federal Credit Union: 6.00% (Construction Loan)
- Owensboro Federal Credit Union: 6.50% (Land Loan)
- Hope Federal Credit Union Jackson, MS: 7.17% (Signature Loans)
- FedEx Employees Credit Association Federal Credit Union: 7.25% (Land Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Memphis, Tennessee. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 25, 2026.
Personal Loan Calculators
