Best Personal Loan Rates in Hendersonville, Tennessee (TN) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Tennessee borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Hendersonville, Tennessee include: Ascend Federal Credit UnionAscend Federal Credit Union303 Sourth Parrish Pl, Hendersonville, TN, 37075A+5.0 ★Texas Ratio: 2.48% offering Recreational Loan at 6.99% APR, Old Hickory Credit UnionOld Hickory Credit Union543 E Main St, Hendersonville, TN, 37075A5.0 ★Texas Ratio: 10.02% offering Personal at 10.50% APR, Enbright Credit UnionEnbright Credit Union270 Indian Lake Blvd, Hendersonville, TN, 37075A+5.0 ★Texas Ratio: 3.73% offering Signature / Personal Loans at 10.99% APR, Alcoa Tenn Federal Credit UnionAlcoa Tenn Federal Credit UnionA+5.0 ★Texas Ratio: 4.66% offering Consumer Loans at 4.79% APR, and Firefighters First Federal Credit UnionFirefighters First Federal Credit UnionA+5.0 ★Texas Ratio: 1.58% offering Fire Station Loan at 4.99% APR. Personal loan rates as of April 17, 2026 according to verified data from MonitorBankRates.
Hendersonville has 3 local institutions in our database, with personal loan rates as low as 6.99% APR from Ascend Federal Credit Union at 303 Sourth Parrish Pl, Hendersonville, TN, 37075. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Hendersonville, Tennessee.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Hendersonville, Tennessee. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 17, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
303 Sourth Parrish Pl, Hendersonville, TN, 37075
Recreational Loan
6.99%
▼
APR6.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
303 Sourth Parrish Pl, Hendersonville, TN, 37075
Recreational Loan
7.24%
▼
APR7.24%
Last UpdatedApril 17, 2026
Details
No additional details available.
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
303 Sourth Parrish Pl, Hendersonville, TN, 37075
Recreational Loan
7.49%
▼
APR7.49%
Last UpdatedApril 17, 2026
Details
No additional details available.
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
303 Sourth Parrish Pl, Hendersonville, TN, 37075
Unsecured Loan
7.49%
▼
APR7.49%
Last UpdatedApril 17, 2026
Details
No additional details available.
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
303 Sourth Parrish Pl, Hendersonville, TN, 37075
Unsecured Loan
7.74%
▼
APR7.74%
Last UpdatedApril 17, 2026
Details
No additional details available.
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
303 Sourth Parrish Pl, Hendersonville, TN, 37075
Recreational Loan
7.99%
▼
APR7.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
303 Sourth Parrish Pl, Hendersonville, TN, 37075
Unsecured Loan
7.99%
▼
APR7.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
303 Sourth Parrish Pl, Hendersonville, TN, 37075
Unsecured Loan
8.49%
▼
APR8.49%
Last UpdatedApril 17, 2026
Details
No additional details available.
Old Hickory Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
543 E Main St, Hendersonville, TN, 37075
Personal
10.50%
▼
APR10.50%
Last UpdatedApril 17, 2026
Details
No additional details available.
Enbright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
270 Indian Lake Blvd, Hendersonville, TN, 37075
Signature / Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 17, 2026
Details
As Low As; up to 60 months
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
303 Sourth Parrish Pl, Hendersonville, TN, 37075
Personal Loan
12.35%
▼
APR12.35%
Last UpdatedApril 17, 2026
Details
No additional details available.
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
4.79%
▼
APR4.79%
Last UpdatedApril 17, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Fire Station Loan
4.99%
▼
APR4.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Bus Loans (Depending on year)
5.00%
▼
APR5.00%
Last UpdatedApril 17, 2026
Details
No additional details available.
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
5.05%
▼
APR5.05%
Last UpdatedApril 17, 2026
Details
As Low As
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
5.10%
▼
APR5.10%
Last UpdatedApril 17, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Personal Loans
5.15%
▼
APR5.15%
Last UpdatedApril 17, 2026
Details
As Low As
APR5.50%
Last UpdatedApril 17, 2026
Details
As Low As
Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
New Recreational Equipment Loans - Models 5 years or newer
5.60%
▼
APR5.60%
Last UpdatedApril 17, 2026
Details
No additional details available.
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
5.60%
▼
APR5.60%
Last UpdatedApril 17, 2026
Details
As Low As
APR5.70%
Last UpdatedApril 17, 2026
Details
Loans from $250 to $2,500
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Recreational Loans
5.70%
▼
APR5.70%
Last UpdatedApril 17, 2026
Details
As Low As
Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Holiday Loan
5.75%
▼
APR5.75%
Last UpdatedApril 17, 2026
Details
No additional details available.
Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Vacation Loan
5.75%
▼
APR5.75%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR5.99%
Last UpdatedApril 17, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
Heritage South Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Rolls or Floats Purchase Loan Special
5.99%
▼
APR5.99%
Last UpdatedApril 17, 2026
Details
Rolls or Floats Loan Special is a limited-time offer. Must meet credit requirements associated with these loan specials.
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Collateral Loans - Used - 2011 and older
6.00%
▼
APR6.00%
Last UpdatedApril 17, 2026
Details
No additional details available.
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
6.00%
▼
APR6.00%
Last UpdatedApril 17, 2026
Details
As Low As
Alcoa Tenn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Consumer Loans
6.40%
▼
APR6.40%
Last UpdatedApril 17, 2026
Details
As Low As
APR6.65%
Last UpdatedApril 17, 2026
Details
As Low As; Regular APR: 10.090%
APR6.65%
Last UpdatedApril 17, 2026
Details
As Low As
APR6.75%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR6.75%
Last UpdatedApril 17, 2026
Details
80% LTV (Loan to Value)
APR6.75%
Last UpdatedApril 17, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
City & County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedApril 17, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 17, 2026
Details
As Low As
MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Recreational Loans
7.00%
▼
APR7.00%
Last UpdatedApril 17, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 17, 2026
Details
No additional details available.
City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedApril 17, 2026
Details
No additional details available.
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Signature Loans
7.17%
▼
APR7.17%
Last UpdatedApril 17, 2026
Details
As Low As
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Church Loans
7.25%
▼
APR7.25%
Last UpdatedApril 17, 2026
Details
As Low As
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Faith Organization Loans
7.25%
▼
APR7.25%
Last UpdatedApril 17, 2026
Details
over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Construction Loan
7.49%
▼
APR7.49%
Last UpdatedApril 17, 2026
Details
No additional details available.
Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Heating, Ventilation, & Air Conditioning (HVAC) Loans
7.50%
▼
APR7.50%
Last UpdatedApril 17, 2026
Details
As Low As
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Faith Organization Loans
7.50%
▼
APR7.50%
Last UpdatedApril 17, 2026
Details
up to $250,000; As Low As; 10 year fixed
MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 17, 2026
Details
As Low As
APR7.50%
Last UpdatedApril 17, 2026
Details
As Low As
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
7.50%
▼
APR7.50%
Last UpdatedApril 17, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Unsecured / Signature
7.50%
▼
APR7.50%
Last UpdatedApril 17, 2026
Details
No additional details available.
Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Unimproved Property Loan
7.67%
▼
APR7.67%
Last UpdatedApril 17, 2026
Details
No additional details available.
Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Unimproved Property Loan
7.87%
▼
APR7.87%
Last UpdatedApril 17, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
7.90%
▼
APR7.90%
Last UpdatedApril 17, 2026
Details
No additional details available.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Lifestyle Loans
7.99%
▼
APR7.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
Greater Eastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Personal Loan/Consolidation
7.99%
▼
APR7.99%
Last UpdatedApril 17, 2026
Details
As Low As
Greater Eastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 17, 2026
Details
As Low As
Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Signature (Personal) Loan
7.99%
▼
APR7.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Debt Consolidation Loan
7.99%
▼
APR7.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR7.99%
Last UpdatedApril 17, 2026
Details
As Low As
HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Debt Consolidation
7.99%
▼
APR7.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedApril 17, 2026
Details
As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
APR8.00%
Last UpdatedApril 17, 2026
Details
No additional details available.
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
New Major Appliances and Personal Computers
8.25%
▼
APR8.25%
Last UpdatedApril 17, 2026
Details
As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
Bowater Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
Unimproved Property Loan
8.28%
▼
APR8.28%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR8.45%
Last UpdatedApril 17, 2026
Details
As Low As
Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature/Co-Signer Loans
8.49%
▼
APR8.49%
Last UpdatedApril 17, 2026
Details
No additional details available.
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Borrow and Save Loans
8.50%
▼
APR8.50%
Last UpdatedApril 17, 2026
Details
No additional details available.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 17, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR8.65%
Last UpdatedApril 17, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
8.74%
▼
APR8.74%
Last UpdatedApril 17, 2026
Details
No additional details available.
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Recreational Loans Used Waverunner
8.75%
▼
APR8.75%
Last UpdatedApril 17, 2026
Details
As Low As
APR8.75%
Last UpdatedApril 17, 2026
Details
As Low As
APR8.75%
Last UpdatedApril 17, 2026
Details
90% LTV (Loan to Value)
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 17, 2026
Details
As Low As; Including Debt Consolidation
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
8.99%
▼
APR8.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
Memorial Credit Union Chattanooga, TN
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
Signature
8.99%
▼
APR8.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 17, 2026
Details
No additional details available.
City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR9.00%
Last UpdatedApril 17, 2026
Details
As Low As
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Debt Consolidation
9.20%
▼
APR9.20%
Last UpdatedApril 17, 2026
Details
As Low As; $26,000 Maximum
APR9.20%
Last UpdatedApril 17, 2026
Details
As Low As
APR9.24%
Last UpdatedApril 17, 2026
Details
No additional details available.
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Construction Loan
9.24%
▼
APR9.24%
Last UpdatedApril 17, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
9.24%
▼
APR9.24%
Last UpdatedApril 17, 2026
Details
No additional details available.
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
Signature Plus to $15,000
9.25%
▼
APR9.25%
Last UpdatedApril 17, 2026
Details
$7,501
APR9.25%
Last UpdatedApril 17, 2026
Details
As Low As
Kennedy VA Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 17, 2026
Details
No additional details available.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 17, 2026
Details
As Low As
BCBST Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 17, 2026
Details
Up to $5,000
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Debt Consolidation Loan
9.75%
▼
APR9.75%
Last UpdatedApril 17, 2026
Details
minimum $7,500 - maximum $35,000
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Signature
9.75%
▼
APR9.75%
Last UpdatedApril 17, 2026
Details
No additional details available.
City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Credit Starter Loan
9.75%
▼
APR9.75%
Last UpdatedApril 17, 2026
Details
auto payments transfer
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Vacation Loans
9.75%
▼
APR9.75%
Last UpdatedApril 17, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Appy Assist Loans
9.75%
▼
APR9.75%
Last UpdatedApril 17, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 17, 2026
Details
As Low As
Horizon Credit Union Kingsport, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Personal/Unsecured Loans
9.90%
▼
APR9.90%
Last UpdatedApril 17, 2026
Details
No additional details available.
Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Line-of-Credit
9.90%
▼
APR9.90%
Last UpdatedApril 17, 2026
Details
No additional details available.
US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Debt Consolidation Loans
9.95%
▼
APR9.95%
Last UpdatedApril 17, 2026
Details
As Low As
US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Emergency Loans
9.95%
▼
APR9.95%
Last UpdatedApril 17, 2026
Details
As Low As
APR9.95%
Last UpdatedApril 17, 2026
Details
As Low As
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As; See disclosure section below for details
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As
APR9.99%
Last UpdatedApril 17, 2026
Details
Fixed rates starting at
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As
Patriot Equity Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
Personal Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As
BASF Chattanooga Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.83%
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As
HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Signature
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR10.00%
Last UpdatedApril 17, 2026
Details
No additional details available.
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 17, 2026
Details
As Low As
APR10.00%
Last UpdatedApril 17, 2026
Details
As Low As
Knoxville Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Unsecured Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 17, 2026
Details
As Low As; Fixed
City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Credit Starter Loan
10.00%
▼
APR10.00%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR10.00%
Last UpdatedApril 17, 2026
Details
As Low As
APR10.00%
Last UpdatedApril 17, 2026
Details
As Low As; MAX. limit <2000$ Terms @ 12months
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR10.09%
Last UpdatedApril 17, 2026
Details
As Low As
Johnsonville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Signature Loan
10.22%
▼
APR10.22%
Last UpdatedApril 17, 2026
Details
Annual Percentage Rates includes loan processing fee of $30.00. The annual percentage rate listed are our best rates, which include Auto Payment Discount, and /or Military Discount, or College Graduate Discount. See Member Rewards for details. Your rate may be higher depending on your credit score. Approval is not based on credit score. Loan amount up to 100%. All rates and terms are subject to change without notice.
APR10.24%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR10.25%
Last UpdatedApril 17, 2026
Details
As Low As
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.25%
▼
APR10.25%
Last UpdatedApril 17, 2026
Details
No additional details available.
Knoxville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Signature/Co-Signer
10.25%
▼
APR10.25%
Last UpdatedApril 17, 2026
Details
No additional details available.
Heritage South Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Signature Loans
10.45%
▼
APR10.45%
Last UpdatedApril 17, 2026
Details
As Low As
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 17, 2026
Details
No additional details available.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 17, 2026
Details
As Low As
APR10.50%
Last UpdatedApril 17, 2026
Details
As Low As
City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 17, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
10.74%
▼
APR10.74%
Last UpdatedApril 17, 2026
Details
No additional details available.
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
10.75%
▼
APR10.75%
Last UpdatedApril 17, 2026
Details
As Low As
APR10.75%
Last UpdatedApril 17, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 60 months
10.79%
▼
APR10.79%
Last UpdatedApril 17, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Safety Line(open-end loan)
10.99%
▼
APR10.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 17, 2026
Details
As Low As
The Tennessee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 17, 2026
Details
As Low As
APR10.99%
Last UpdatedApril 17, 2026
Details
As Low As; APR (terms vary)
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
10.99%
▼
APR10.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 72 months
10.99%
▼
APR10.99%
Last UpdatedApril 17, 2026
Details
As Low As
Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Signature
10.99%
▼
APR10.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
Unsecured Loan
11.00%
▼
APR11.00%
Last UpdatedApril 17, 2026
Details
No additional details available.
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedApril 17, 2026
Details
No additional details available.
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Personal Loans Unsecured Personal
11.24%
▼
APR11.24%
Last UpdatedApril 17, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Unsecured Personal
11.24%
▼
APR11.24%
Last UpdatedApril 17, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Unsecured Personal Loan
11.24%
▼
APR11.24%
Last UpdatedApril 17, 2026
Details
As Low As
Parthenon Federal Credit Union
Institution Rating:
D3.1 ★Texas Ratio: 38.44%
Signature
11.24%
▼
APR11.24%
Last UpdatedApril 17, 2026
Details
From 6 months up to 48 months; Rate is based on credit performance, loan term, and PFCU discounts.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
11.50%
▼
APR11.50%
Last UpdatedApril 17, 2026
Details
As Low As
Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Lines of Credit & Signature Loans
11.50%
▼
APR11.50%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR11.90%
Last UpdatedApril 17, 2026
Details
As Low As
Horizon Credit Union Kingsport, TN
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Personal/Unsecured Loans
11.90%
▼
APR11.90%
Last UpdatedApril 17, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Enbright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
270 Indian Lake Blvd, Hendersonville, TN, 37075
Signature / Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 17, 2026
Details
As Low As; up to 60 months
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
303 Sourth Parrish Pl, Hendersonville, TN, 37075
Personal Loan
12.35%
▼
APR12.35%
Last UpdatedApril 17, 2026
Details
No additional details available.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Personal Loans
5.15%
▼
APR5.15%
Last UpdatedApril 17, 2026
Details
As Low As
City & County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
6.99%
▼
APR6.99%
Last UpdatedApril 17, 2026
Details
As Low As
MPD Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Personal Loans
7.50%
▼
APR7.50%
Last UpdatedApril 17, 2026
Details
As Low As
Greater Eastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 17, 2026
Details
As Low As
Greater Eastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.77%
Personal Loan/Consolidation
7.99%
▼
APR7.99%
Last UpdatedApril 17, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 17, 2026
Details
As Low As
Kennedy VA Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 17, 2026
Details
No additional details available.
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 17, 2026
Details
As Low As
APR9.95%
Last UpdatedApril 17, 2026
Details
As Low As
APR9.99%
Last UpdatedApril 17, 2026
Details
Fixed rates starting at
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As
Knoxville Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Unsecured Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 17, 2026
Details
As Low As; Fixed
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 17, 2026
Details
As Low As
APR10.24%
Last UpdatedApril 17, 2026
Details
No additional details available.
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Personal Loans
10.75%
▼
APR10.75%
Last UpdatedApril 17, 2026
Details
As Low As
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.28%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 17, 2026
Details
As Low As
The Tennessee Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 17, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Personal Loans Unsecured Personal
11.24%
▼
APR11.24%
Last UpdatedApril 17, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Unsecured Personal Loan
11.24%
▼
APR11.24%
Last UpdatedApril 17, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Debt Consolidation
7.99%
▼
APR7.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Debt Consolidation Loan
7.99%
▼
APR7.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Debt Consolidation
9.20%
▼
APR9.20%
Last UpdatedApril 17, 2026
Details
As Low As; $26,000 Maximum
APR9.24%
Last UpdatedApril 17, 2026
Details
No additional details available.
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Debt Consolidation Loan
9.75%
▼
APR9.75%
Last UpdatedApril 17, 2026
Details
minimum $7,500 - maximum $35,000
US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Debt Consolidation Loans
9.95%
▼
APR9.95%
Last UpdatedApril 17, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 17, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 17, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Enbright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
270 Indian Lake Blvd, Hendersonville, TN, 37075
Signature / Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 17, 2026
Details
As Low As; up to 60 months
APR6.99%
Last UpdatedApril 17, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 17, 2026
Details
No additional details available.
City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedApril 17, 2026
Details
No additional details available.
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Signature Loans
7.17%
▼
APR7.17%
Last UpdatedApril 17, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Unsecured / Signature
7.50%
▼
APR7.50%
Last UpdatedApril 17, 2026
Details
No additional details available.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
7.50%
▼
APR7.50%
Last UpdatedApril 17, 2026
Details
As Low As
Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Signature (Personal) Loan
7.99%
▼
APR7.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
Signature Loans
8.00%
▼
APR8.00%
Last UpdatedApril 17, 2026
Details
As Low As; The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
Clinchfield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Signature/Co-Signer Loans
8.49%
▼
APR8.49%
Last UpdatedApril 17, 2026
Details
No additional details available.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
8.50%
▼
APR8.50%
Last UpdatedApril 17, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 17, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
8.74%
▼
APR8.74%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR8.75%
Last UpdatedApril 17, 2026
Details
As Low As
Memorial Credit Union Chattanooga, TN
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
Signature
8.99%
▼
APR8.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 17, 2026
Details
As Low As; Including Debt Consolidation
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedApril 17, 2026
Details
No additional details available.
City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 17, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
9.24%
▼
APR9.24%
Last UpdatedApril 17, 2026
Details
No additional details available.
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
Signature Plus to $15,000
9.25%
▼
APR9.25%
Last UpdatedApril 17, 2026
Details
$7,501
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 17, 2026
Details
As Low As
BCBST Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedApril 17, 2026
Details
Up to $5,000
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Signature
9.75%
▼
APR9.75%
Last UpdatedApril 17, 2026
Details
No additional details available.
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
HealthNet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Signature
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As
BASF Chattanooga Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.83%
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 17, 2026
Details
As Low As
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR10.00%
Last UpdatedApril 17, 2026
Details
As Low As
Johnsonville TVA Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
Signature Loan
10.22%
▼
APR10.22%
Last UpdatedApril 17, 2026
Details
Annual Percentage Rates includes loan processing fee of $30.00. The annual percentage rate listed are our best rates, which include Auto Payment Discount, and /or Military Discount, or College Graduate Discount. See Member Rewards for details. Your rate may be higher depending on your credit score. Approval is not based on credit score. Loan amount up to 100%. All rates and terms are subject to change without notice.
Knoxville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Signature/Co-Signer
10.25%
▼
APR10.25%
Last UpdatedApril 17, 2026
Details
No additional details available.
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.25%
▼
APR10.25%
Last UpdatedApril 17, 2026
Details
No additional details available.
Heritage South Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
Signature Loans
10.45%
▼
APR10.45%
Last UpdatedApril 17, 2026
Details
As Low As
City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 17, 2026
Details
No additional details available.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 17, 2026
Details
As Low As
EPB Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.81%
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 17, 2026
Details
No additional details available.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Signature Loan(closed-end loan)
10.74%
▼
APR10.74%
Last UpdatedApril 17, 2026
Details
No additional details available.
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 60 months
10.79%
▼
APR10.79%
Last UpdatedApril 17, 2026
Details
As Low As
APR10.99%
Last UpdatedApril 17, 2026
Details
As Low As; APR (terms vary)
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 72 months
10.99%
▼
APR10.99%
Last UpdatedApril 17, 2026
Details
As Low As
Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Signature
10.99%
▼
APR10.99%
Last UpdatedApril 17, 2026
Details
No additional details available.
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedApril 17, 2026
Details
No additional details available.
Parthenon Federal Credit Union
Institution Rating:
D3.1 ★Texas Ratio: 38.44%
Signature
11.24%
▼
APR11.24%
Last UpdatedApril 17, 2026
Details
From 6 months up to 48 months; Rate is based on credit performance, loan term, and PFCU discounts.
Chattanooga Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Personal/Signature Loans
11.50%
▼
APR11.50%
Last UpdatedApril 17, 2026
Details
As Low As
Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Lines of Credit & Signature Loans
11.50%
▼
APR11.50%
Last UpdatedApril 17, 2026
Details
No additional details available.
APR11.90%
Last UpdatedApril 17, 2026
Details
As Low As
Powered by
MonitorBankRates
No home improvement personal loan rates found in Hendersonville, TN currently.
Hendersonville, TN Personal Loan Rate Trends
Compare local Hendersonville, TN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — TN Avg
10.150%
Unchanged vs 7 days ago
Tennessee personal loan rates currently average 10.150% APR.
Signature Loan — TN Avg
11.274%
▼ 0.069 vs 7 days ago
Tennessee signature loan rates fell 0.069 points over the past 7 days to 11.274% APR.
As of Apr 17, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Tennessee?
Most lenders in Hendersonville, Tennessee require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Tennessee often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Hendersonville, Tennessee require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Tennessee?
Yes. Debt consolidation is one of the most common uses of personal loans in Hendersonville, Tennessee. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Hendersonville, Tennessee?
Credit unions in Hendersonville, Tennessee often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Hendersonville, Tennessee?
- Ascend Federal Credit Union: 6.99% (Recreational Loan)
- Old Hickory Credit Union: 10.50% (Personal)
- Enbright Credit Union: 10.99% (Signature / Personal Loans)
- Alcoa Tenn Federal Credit Union: 4.79% (Consumer Loans)
- Firefighters First Federal Credit Union: 4.99% (Fire Station Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Hendersonville, Tennessee. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 17, 2026.
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