MonitorBankRates
Home Checking Accounts Tennessee Checking Hendersonville, Tennessee iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in Hendersonville, Tennessee - June 2026

The best checking rates for Hendersonville, Tennessee include Liberty Federal Credit UnionLiberty Federal Credit Union580 Soaring Eagle Way, Hendersonville, TN 37075A+5.0 ★Texas Ratio: 2.06% Vertical Checking at 3.50% APY, Ascend Federal Credit UnionAscend Federal Credit Union303 Sourth Parrish Pl, Hendersonville, TN 37075A+5.0 ★Texas Ratio: 2.38% High-Yield Checking* at 3.04% APY, CapStar BankCapStar Bank101 Springhouse Ct, Hendersonville, TN 37075A+5.0 ★Texas Ratio: 1.98% ONB Preferred Checking at 0.01% APY, Old National BankOld National Bank101 Springhouse Ct, Hendersonville, TN 37075A+5.0 ★Texas Ratio: 5.09% ONB Everyday or Preferred Checking at 0.01% APY, and Orion Federal Credit UnionOrion Federal Credit UnionA+5.0 ★Texas Ratio: 2.33% Premium Checking Accounts at 5.00% APY. Checking account rates as of June 22, 2026 according to verified data from MonitorBankRates.

Hendersonville has 4 local institutions in our database, with checking rates as high as 3.50% APY from Liberty Federal Credit Union at 580 Soaring Eagle Way, Hendersonville, TN, 37075. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Hendersonville, Tennessee. Checking Account Rates Last Updated and Verified: June 22, 2026

Compare Checking Account Rates Today in Hendersonville, Tennessee & the Surrounding Area

Institutions:

Hendersonville Checking Account Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
580 Soaring Eagle Way
Hendersonville, TN 37075
Vertical Checking
3.50%
$25
Rate3.45%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required: 15+ debit transactions; Applicable on balances up to $20,000. 3.50% APY dividend or 500 ScoreCard bonus points will not be paid if all services are not used or if fewer than 15 debit purchases post in the month. Debit transactions typically post within two business days and may vary based on merchant processing. ATM transactions do not qualify as debit card purchases. ScoreCard points are not rewarded on purchases from Vertical Checking. Online and mobile banking logins and eStatements enrollment are reported and counted the next business day. Must meet account requirements to receive ATM fee reimbursement. ATM fee reimbursement limited to $15 per account per month.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
303 Sourth Parrish Pl
Hendersonville, TN 37075
High-Yield Checking*
3.04%
$0
Rate2.99%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
580 Soaring Eagle Way
Hendersonville, TN 37075
Investor Checking
2.00%
$25
Rate1.98%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
580 Soaring Eagle Way
Hendersonville, TN 37075
Investor Checking
0.45%
$25
Rate0.45%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
303 Sourth Parrish Pl
Hendersonville, TN 37075
Business Basic Checking Business
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
303 Sourth Parrish Pl
Hendersonville, TN 37075
Preferred Checking*
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
303 Sourth Parrish Pl
Hendersonville, TN 37075
Preferred Checking**
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
580 Soaring Eagle Way
Hendersonville, TN 37075
Investor Checking
0.20%
$25
Rate0.20%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
580 Soaring Eagle Way
Hendersonville, TN 37075
Business Dividend Checking Business
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

CapStar Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
101 Springhouse Ct
Hendersonville, TN 37075
ONB Preferred Checking
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

ONB Preferred Checking is an interest-bearing account, the interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account periodically. Interest begins to accrue no later than the business day we receive credit (collected funds) for the deposit of noncash items (for example checks). If the account is closed before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the Collected Balance in the account each day. The current Annual Percentage Yield [APY] for ONB Preferred Checking accounts accurate as of 2/1/2025 is 0.01% on account balances in all balance tiers. Fees may reduce earnings on this account.

Old National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
101 Springhouse Ct
Hendersonville, TN 37075
ONB Everyday or Preferred Checking
0.01%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedJun 16, 2026
Details

New checking clients can earn up to $600 when completing qualifying activities. Promotional offers are not available for customers with an existing Old National Bank personal checking account (including owners; signers on joint accounts), personal checking accounts closed within the last 36 months or have been paid on an Old National personal checking promotional bonus in the past 36 months or Old National Bank employees.

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
580 Soaring Eagle Way
Hendersonville, TN 37075
Classic Debit Checking
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
580 Soaring Eagle Way
Hendersonville, TN 37075
Platinum Rewards Checking
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required: eStatements enrollment; one or more online or mobile banking login(s); one or more direct deposit into the account; 15 or more debit card transactions posted per month; Accountholders qualify for 500 bonus ScoreCard points per month when they meet all of the following requirements: enrollment in eStatements, one or more online or mobile banking login(s), one or more direct deposit into the account, and 15 or more debit card transactions posted per month. ATM transactions do not qualify.

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
580 Soaring Eagle Way
Hendersonville, TN 37075
Classic Checking
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
303 Sourth Parrish Pl
Hendersonville, TN 37075
Business Free Checking Business
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
303 Sourth Parrish Pl
Hendersonville, TN 37075
Free Checking*
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
303 Sourth Parrish Pl
Hendersonville, TN 37075
Rewards Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
303 Sourth Parrish Pl
Hendersonville, TN 37075
Rewards Checking*
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
303 Sourth Parrish Pl
Hendersonville, TN 37075
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
Premium Checking Accounts
5.00%
$0
Rate4.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Applies to Portion of Your Balance Within the Range

Hendersonville High Yield Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
580 Soaring Eagle Way
Hendersonville, TN 37075
Vertical Checking
3.50%
$25
Rate3.45%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required: 15+ debit transactions; Applicable on balances up to $20,000. 3.50% APY dividend or 500 ScoreCard bonus points will not be paid if all services are not used or if fewer than 15 debit purchases post in the month. Debit transactions typically post within two business days and may vary based on merchant processing. ATM transactions do not qualify as debit card purchases. ScoreCard points are not rewarded on purchases from Vertical Checking. Online and mobile banking logins and eStatements enrollment are reported and counted the next business day. Must meet account requirements to receive ATM fee reimbursement. ATM fee reimbursement limited to $15 per account per month.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
303 Sourth Parrish Pl
Hendersonville, TN 37075
High-Yield Checking*
3.04%
$0
Rate2.99%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
580 Soaring Eagle Way
Hendersonville, TN 37075
Investor Checking
2.00%
$25
Rate1.98%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
580 Soaring Eagle Way
Hendersonville, TN 37075
Platinum Rewards Checking
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required: eStatements enrollment; one or more online or mobile banking login(s); one or more direct deposit into the account; 15 or more debit card transactions posted per month; Accountholders qualify for 500 bonus ScoreCard points per month when they meet all of the following requirements: enrollment in eStatements, one or more online or mobile banking login(s), one or more direct deposit into the account, and 15 or more debit card transactions posted per month. ATM transactions do not qualify.

Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
Premium Checking Accounts
5.00%
$0
Rate4.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Applies to Portion of Your Balance Within the Range

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
High Yield Checking
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Subject to Change Monthly

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Share Draft (Peak Checking)
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

based on qualifying criteria**

Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
Premium Checking Accounts
2.64%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Applies to Portion of Your Balance Within the Range

Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
Premium Checking Accounts
2.21%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Applies to Portion of Your Balance Within the Range

Eclipse Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
Opulent Checking
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $250,000.00

Tnbank
Institution Rating:
A5.0 ★ Texas Ratio: 11.29%
Kasasa Cash Checking
2.02%
$25
Rate2.00%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $25,000.00

SouthEast Bank
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
Premium Interest Checking
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

No additional details provided.

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
TVFCU Perks Platinum Checking
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Eclipse Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
Charitable Interest Checking
0.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
TVFCU Perks Platinum Checking
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

SouthEast Bank
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
Premium Interest Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

No additional details provided.

SouthEast Bank
Institution Rating:
C-3.6 ★ Texas Ratio: 31.66%
Premium Interest Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

No additional details provided.

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 17.13%
Plus Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
Endeavor Plus Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Hendersonville Rewards Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
580 Soaring Eagle Way
Hendersonville, TN 37075
Platinum Rewards Checking
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

Qualifications Required: eStatements enrollment; one or more online or mobile banking login(s); one or more direct deposit into the account; 15 or more debit card transactions posted per month; Accountholders qualify for 500 bonus ScoreCard points per month when they meet all of the following requirements: enrollment in eStatements, one or more online or mobile banking login(s), one or more direct deposit into the account, and 15 or more debit card transactions posted per month. ATM transactions do not qualify.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
303 Sourth Parrish Pl
Hendersonville, TN 37075
Rewards Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
303 Sourth Parrish Pl
Hendersonville, TN 37075
Rewards Checking*
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Tnbank
Institution Rating:
A5.0 ★ Texas Ratio: 11.29%
Kasasa Cash Checking
2.02%
$25
Rate2.00%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance up to $25,000.00

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
TVFCU Perks Platinum Checking
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Tnbank
Institution Rating:
A5.0 ★ Texas Ratio: 11.29%
Kasasa Cash Checking
0.25%
$25
Rate0.25%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

Qualifying balance $25,000.00+

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
TVFCU Perks Platinum Checking
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Tnbank
Institution Rating:
A5.0 ★ Texas Ratio: 11.29%
Kasasa Cash Checking
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

All balances if qualifications not met

Centennial Bank TN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Rewards Star Checking
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

APY if qualifications aren't met

Hendersonville Free Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Old National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
101 Springhouse Ct
Hendersonville, TN 37075
ONB Everyday or Preferred Checking
0.01%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedJun 16, 2026
Details

New checking clients can earn up to $600 when completing qualifying activities. Promotional offers are not available for customers with an existing Old National Bank personal checking account (including owners; signers on joint accounts), personal checking accounts closed within the last 36 months or have been paid on an Old National personal checking promotional bonus in the past 36 months or Old National Bank employees.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
303 Sourth Parrish Pl
Hendersonville, TN 37075
Free Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
303 Sourth Parrish Pl
Hendersonville, TN 37075
Free Checking*
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Fsnb
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
Basic Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Minimum Balance to Open Account: $5.00

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
Basic Checking
0.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
FREE Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Hendersonville Student Checking Rates

No Student accounts found at this time.

Hendersonville Business Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
303 Sourth Parrish Pl
Hendersonville, TN 37075
Business Basic Checking Business
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
580 Soaring Eagle Way
Hendersonville, TN 37075
Business Dividend Checking Business
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
303 Sourth Parrish Pl
Hendersonville, TN 37075
Business Free Checking Business
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Summit Business Checking Business
2.03%
$0
Rate2.01%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Leaders Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Leading Edge Business Checking Business
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Summit Business Checking Business
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Summit Business Checking Business
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Summit Business Checking Business
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Business Checking Business
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Tennessee State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
Commercial NOW Checking Business
0.15%
$100
Rate0.15%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Eclipse Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
Business Interest Checking Business
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Leaders Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
Stability Business Checking Business
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Advantage Business Checking Business
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Subject to Change Monthly

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Premier Business Checking Business
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Subject to Change Monthly

First Commerce Bank Lewisburg, TN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
Business Interest Checking Business
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.64%
Business Checking Business
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Premier Business Checking Business
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Subject to Change Monthly

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Advantage Business Checking Business
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Subject to Change Monthly

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Business Checking Business
0.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Hendersonville, TN Checking Rate Trends

Compare local Hendersonville, TN checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Tennessee Checking Trends →
High-Yield Checking — TN Avg
1.663%
▼ 0.313 vs 7 days ago

Tennessee high-yield checking rates fell 0.313 points over the past 7 days to 1.663% APY.

Free Checking — TN Avg
0.845%
▼ 0.065 vs 7 days ago

Tennessee free checking rates fell 0.065 points over the past 7 days to 0.845% APY.

As of Jun 22, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Hendersonville, Tennessee checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Hendersonville, Tennessee directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Hendersonville, Tennessee. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in TN.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Hendersonville, Tennessee earn interest?

Most traditional local checking accounts in Hendersonville, Tennessee earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Hendersonville, Tennessee FDIC insured?

Yes. Legitimate banks with branches in Hendersonville, Tennessee are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Hendersonville, Tennessee

Based on our current data, some of the highest checking account APYs available to residents of Hendersonville, Tennessee include:
  • Liberty Federal Credit Union
    Vertical Checking — 3.50% APY
  • Ascend Federal Credit Union
    High-Yield Checking* — 3.04% APY
  • CapStar Bank
    ONB Preferred Checking — 0.01% APY
  • Old National Bank
    ONB Everyday or Preferred Checking — 0.01% APY
  • Orion Federal Credit Union
    Premium Checking Accounts — 5.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Hendersonville, Tennessee. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: June 22, 2026