Best Personal Loan Rates in Cumberland City, Tennessee -
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Cumberland City, Tennessee include: Tennessee Valley Federal Credit UnionTennessee Valley Federal Credit UnionA+5.0 ★Texas Ratio: 3.89% offering Mileage - Within 3 most recent model years and less than 25,000 miles Loan at 4.89% APR, Kemba Delta Federal Credit UnionKemba Delta Federal Credit UnionA+5.0 ★Texas Ratio: 2.46% offering Signature Loans at 4.99% APR, Nashville Firemens Credit UnionNashville Firemens Credit UnionA+5.0 ★Texas Ratio: 4.99% offering New Computers (100% of Retail) Loan at 4.99% APR, Chattanooga First Federal Credit UnionChattanooga First Federal Credit UnionA+5.0 ★Texas Ratio: 5.27% offering Beacon Score 611 - 639 Loan at 5.00% APR, and TNConnect Credit UnionTNConnect Credit UnionA+5.0 ★Texas Ratio: 5.41% offering New/Used Loan at 5.25% APR. Personal loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
Cumberland City borrowers have access to 51 lenders serving the Tennessee area, with personal loan rates as low as 4.89% APR from Tennessee Valley Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Cumberland City, Tennessee.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Cumberland City, Tennessee. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 16, 2026
Cumberland City Personal Loan Rates
No additional details available.
Promotional Rates as low as 4.99% APR. Call Kemba for details 1-888-725-3622
As Low As
No additional details available.
As Low As; **
No additional details available.
Loans from $250 to $2,500. Funds borrowed are secured and deposited in the member's savings account while regular payments are made. Once the loan is paid off in full, the funds in the savings account will be released and available for future use.
Rates as low as 5.74%
No additional details available.
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No additional details available.
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As Low As
As Low As; 14.99%
Credit Rating: A+
As Low As; ***
Credit Rating: A+
Appraised Value or Purchase Price (whichever is less). The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
No additional details available.
Credit Rating: A
Credit Rating: A+
No additional details available.
No additional details available.
Credit Rating: A
No additional details available.
Appraised Value or Purchase Price (whichever is less). The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
No additional details available.
No additional details available.
Minimum Loan Value: NO MINIMUM
No additional details available.
No additional details available.
No additional details available.
As Low As; The promotional period is 6.1.2026 - 9.1.2026. 6.99% APR is for a 36-month term with a minimum of $500.00 borrowed and a maximum of $20,000.00. Other rates, terms, and amounts are available based on credit and other factors. No down payment is required. Estimated monthly payment of $30.90 per $1,000.00 borrowed at 6.99% APR for 36 months. New money only. Eligibility required. NCUA insured.
Credit Rating: A
As Low As
Minimum Loan Value: $20,000
As Low As; (includes Travel Trailers, Fifth Wheels, Class A, Class B, and Class C Motorhomes)
No additional details available.
No additional details available.
No additional details available.
Minimum Loan Value: $60,000
Maximum Amount: 20% of Gross Income - Depends on Credit Score
As Low As
As Low As
Maximum Amount: 20% of Gross Income - Depends on Credit Score
Fixed; starting at
Credit Rating: B
No additional details available.
$20,000
Credit Rating: B
As Low As; (7 years old or newer) (includes Travel Trailers, Fifth Wheels, Class A, Class B, and Class C Motorhomes)
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Minimum Loan Value: $75,000
As Low As; 17.99%
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Credit Rating: B
The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
No additional details available.
As Low As; (8-15 years old) (includes Travel Trailers, Fifth Wheels, Class A, Class B, and Class C Motorhomes)
Purchase Price Plus Sales Tax. The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
No additional details available.
$75,000
No additional details available.
Borrow up to $10,000
No additional details available.
Maximum Amount: $1,000
No additional details available.
As Low As
As Low As; Rate accurate as of July 3, 2026
No additional details available.
No additional details available.
No additional details available.
As low as; Rates effective as of 04/10/2024. Rates subject to change without notice.
90% LTV (Loan to Value)
Credit Rating: C
No additional details available.
No additional details available.
Member's interest rate decreased from 13.99% to 8.99%.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Models 2015 - 2016
Unsecured Loans
Credit Rating: C
As Low As; Rate accurate as of July 3, 2026
$1,500; As Low As
As Low As
$26,000; As Low As
No additional details available.
No additional details available.
As Low As; Rates effective as of 03/31/2026
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
Rate accurate as of July 3, 2026
As Low As; Rate accurate as of July 3, 2026
Credit Rating: D
As low as 9.75%
As low as 9.75%
As low as 9.75%
maximum $35,000
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
Rates posted are for reference only and subject to change without notice. Membership eligibility applies. Rates subject to creditworthiness and other terms and conditions.
As Low As; See disclosure section below for details
APR* Up To: 18.00%
As Low As; Personal Loan Rates Rates current as of 07/15/2026
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
Unsecured loan rate is as low as 10% with a maximum limit of less than $2000.
No additional details available.
No additional details available.
Rate accurate as of July 3, 2026
No additional details available.
Credit Rating: D
Credit Score: 850-750
As Low As
Based on annual income. Rates are variable and may change without notice. Contact credit union for current rates.
Credit Score: 850-750, $5,000+
As Low As
No additional details available.
As Low As
Rate accurate as of July 3, 2026
Rates as low as 10.74%
No additional details available.
As Low As
No additional details available.
Credit Score: 749-700
Max $50,000
No additional details available.
Cumberland City Personal Loan Rates
No additional details available.
As Low As
As Low As; 14.99%
As Low As
No additional details available.
As Low As; 17.99%
No additional details available.
As Low As
As Low As; Rates effective as of 03/31/2026
Rate accurate as of July 3, 2026
As low as 9.75%
As Low As
As Low As; Personal Loan Rates Rates current as of 07/15/2026
As Low As; See disclosure section below for details
As Low As
As Low As
Rate accurate as of July 3, 2026
No additional details available.
As Low As
As Low As
Rate accurate as of July 3, 2026
As Low As
Cumberland City Debt Consolidation Loan Rates
$26,000; As Low As
No additional details available.
maximum $35,000
As Low As
No additional details available.
Cumberland City Signature Loan Rates
Promotional Rates as low as 4.99% APR. Call Kemba for details 1-888-725-3622
No additional details available.
Maximum Amount: 20% of Gross Income - Depends on Credit Score
As Low As
The rate show is the lowest available rate. Your rate may be higher depending on your credit score.
As Low As
No additional details available.
As low as; Rates effective as of 04/10/2024. Rates subject to change without notice.
Member's interest rate decreased from 13.99% to 8.99%.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
APR* Up To: 18.00%
Credit Score: 850-750
Based on annual income. Rates are variable and may change without notice. Contact credit union for current rates.
Credit Score: 850-750, $5,000+
As Low As
No additional details available.
Credit Score: 749-700
Max $50,000
Cumberland City, TN Personal Loan Rate Trends
Compare local Cumberland City, TN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Tennessee personal loan rates fell 0.350 points over the past 7 days to 10.272% APR.
Tennessee signature loan rates fell 0.022 points over the past 7 days to 10.970% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Cumberland City, Tennessee personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Cumberland City, Tennessee directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Cumberland City, Tennessee. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in TN.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Tennessee?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Tennessee?
Are credit unions or banks better for personal loans in Cumberland City, Tennessee?
What are the best personal loan rates in Cumberland City, Tennessee?
- Tennessee Valley Federal Credit Union: 4.89% (Mileage - Within 3 most recent model years and less than 25,000 miles Loan)
- Kemba Delta Federal Credit Union: 4.99% (Signature Loans)
- Nashville Firemens Credit Union: 4.99% (New Computers (100% of Retail) Loan)
- Chattanooga First Federal Credit Union: 5.00% (Beacon Score 611 - 639 Loan)
- TNConnect Credit Union: 5.25% (New/Used Loan)
Cumberland City, Tennessee Rates & Resources
Personal Loan Calculators
