Cumberland City, Tennessee (TN) Savings Rates - April 2026
Brian McKay
Brian McKay
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The best savings rates for Cumberland City, Tennessee and the surrounding area include Johnsonville TVA Employees Credit UnionJohnsonville TVA Employees Credit Union811 CUMBERLAND CITY RD, CUMBERLAND CITY, TN 37050A+5.0 ★Texas Ratio: 2.55% Shares at 0.30% APY, FsnbFsnbA5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, First US Bank (AL)First US Bank (AL)A+5.0 ★Texas Ratio: 3.21% NextGEN Savings at 5.12% APY, Leaders Credit UnionLeaders Credit UnionA+5.0 ★Texas Ratio: 4.94% Share Savings at 5.00% APY, and Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit UnionA+5.0 ★Texas Ratio: 3.39% Educational Savings Plan at 4.28% APY.
Cumberland City has 4 local institutions in our database, with savings rates as high as 0.30% APY from Johnsonville TVA Employees Credit Union at 811 CUMBERLAND CITY RD, CUMBERLAND CITY, TN 37050. Use the table below to compare all available offers, including options from institutions serving the broader Tennessee area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Cumberland City, Tennessee and the surrounding area. Last Updated and Verified: April 12, 2026
Compare the Best Savings Rates in Cumberland City, Tennessee & Surrounding Communities
Minimum balance to earn stated rate $500.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Must be open for a minimum of three years and pays out on your child's college entrance date or 18th birthday, whichever comes first. Fees could reduce the earnings on the account. Available to qualifying Members. Some restrictions may apply. Ask for details. Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements (electronic statements). Members under the age of 18, Senior Member Accounts, and department SSI excluded. Ask for details.
Qualifying balance up to $2,500.00
Must be open for a minimum of three years and pays out on your child's college entrance date or 18th birthday, whichever comes first. Fees could reduce the earnings on the account. Available to qualifying Members. Some restrictions may apply. Ask for details. Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements (electronic statements). Members under the age of 18, Senior Member Accounts, and department SSI excluded. Ask for details.
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
Qualifications Required; Qualifying balance up to $25,000
Must be open for a minimum of three years and pays out on your child's college entrance date or 18th birthday, whichever comes first. Fees could reduce the earnings on the account. Available to qualifying Members. Some restrictions may apply. Ask for details. Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements (electronic statements). Members under the age of 18, Senior Member Accounts, and department SSI excluded. Ask for details.
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
based on qualifying criteria**
Plan for a worry-free retirement with flexible options.
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
Minimum Balance 4,5,6,9,10
$250 bonus
$250,000 or more
APY as high as
Any balance
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Cumberland City, TN Savings Rate Trends
Compare local Cumberland City, TN savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Tennessee high-yield savings rates fell 0.025 points over the past 7 days to 1.521% APY, down from 1.546%.
Tennessee standard savings rates currently average 1.245% APY based on data from institutions in our monitoring network.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Cumberland City, Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cumberland City, Tennessee. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Cumberland City, Tennessee
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Cumberland City, Tennessee safe?
How often do savings rates change in Cumberland City, Tennessee?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Cumberland City, Tennessee?
How do I open a savings account in Cumberland City, Tennessee?
Best Savings Rates in Cumberland City, Tennessee
- Johnsonville TVA Employees Credit Union
Shares — 0.30% APY - Fsnb
Cents-able Savings — 7.00% APY - First US Bank (AL)
NextGEN Savings — 5.12% APY - Leaders Credit Union
Share Savings — 5.00% APY - Knoxville TVA Employees Credit Union
Educational Savings Plan — 4.28% APY
Cumberland City, Tennessee Rates & Resources
