Best Personal Loan Rates in Jonesville, South Carolina -
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in Jonesville, South Carolina include: Self Memorial Hospital Federal Credit UnionSelf Memorial Hospital Federal Credit UnionA+5.0 ★Texas Ratio: 4.16% offering Credit Builder Loan at 5.10% APR, Woodruff Federal S&LWoodruff Federal S&LA+5.0 ★Texas Ratio: 1.56% offering 10 year Loan at 5.50% APR, Self-Help Credit UnionSelf-Help Credit UnionA5.0 ★Texas Ratio: 6.49% offering Energy Saver Loans at 5.75% APR, Houston Federal Credit UnionHouston Federal Credit UnionA+5.0 ★Texas Ratio: 2.47% offering Lot Loans at 5.99% APR, and Carolinas Telco Federal Credit UnionCarolinas Telco Federal Credit UnionA+5.0 ★Texas Ratio: 3.88% offering Personal Loans at 6.75% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Jonesville borrowers have access to 29 lenders serving the South Carolina area, with personal loan rates as low as 5.10% APR from Self Memorial Hospital Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Jonesville, South Carolina.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Jonesville, South Carolina. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026
Jonesville Personal Loan Rates
All rates (APR) are as low as; Minimum secured by Share Account
10% down payment
No additional details available.
LTV: Up to 70%
As Low As
As Low As
As Low As
LTV: 71% to 80%
Maximum: $5,000
70% of Selling Price
60 months as low as 7.00%; Up to 70% of appraised value or purchased price, the lesser of the two
As Low As; Minimum Loan Amount: $200
As Low As; * Applies to Loan Amounts $1,000 - $35,000
As Low As; APR=Annual Percentage Rate.
LTV: 81% to 90%
As Low As
120 months as low as 7.50%; Up to 70% of appraised value or purchased price, the lesser of the two
As Low As; Minimum Loan Amount:
As Low As
Less than $14,999
As Low As
As low as; Click Here
No Terms
As Low As
As Low As; * Applies to Loan Amounts $1,000 - $35,000
As Low As; Minimum Loan Amount:
As Low As; * Applies to Loan Amounts $1,000 - $35,000
As Low As; Minimum Loan Amount:
No additional details available.
No additional details available.
As Low As
Rates subject to change. Please call for quote. Additional discounts may be available.
Rates are approximate and may vary.
As Low As
Vacation Loan Disclosure
$5,000.00; Co-Maker Loan Disclosure
As Low As; Minimum Loan Amount: $5,000
$15,000 -$25,000
Up to $2,500
As Low As
As low as 9.90%; Rate Range 9.90% to 18.00%
As Low As; *
No additional details available.
No additional details available.
No additional details available.
All rates (APR) are as low as
As Low As; * Applies to Loan Amounts $1,000 - $35,000
All rates (APR) are as low as
80% LTV
As Low As
$250
As Low As; Rates subject to change. Please call for quote. Additional discounts may be available.
Rates subject to change. Please call for quote. Additional discounts may be available.
As Low As; Fixed Rate
Fixed APR as low as; 10.74%
As Low As; * Applies to Loan Amounts $1,000 - $35,000
Promotional APR (fixed): N/A. Regular APR (fixed): 10.75%*. The Visa Signature card has a variable rate based on the Prime Rate as reported by the Wall Street Journal, plus 4% APR. As of 12/11/2025, the Prime Rate was 6.75%. Accordingly, the current APR for a Visa Signature card from State Credit Union is 10.75%. Rates adjust at the next monthly statement if there is a change in the Prime Rate. The minimum credit limit for the Visa Signature card is $5,000 and may be subject to income verification. Rates, conditions and programs subject to change without notice. Visa Signature Agreement available for download.
$1,250
Promotional APR (fixed): N/A. Regular APR (fixed): 10.9%. Rates, conditions and programs subject to change without notice. Visa Agreement available for download.
As Low As; Rates effective as of February 1, 2026
As Low As; Rates and terms are subject to change without notice. Rates are determined by creditworthiness and term of loan, so your rate may differ. Personal Loan rates range from 10.90% - 17.90% APR. Loan amounts available up to $15,000. Loan terms are dependent on amount borrowed, and range from 6 months to 60 months. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Certain conditions, restrictions, and eligibility requirements may apply.
Rates starting at 10.90%
No additional details available.
As Low As
As Low As
As low as
As Low As
No additional details available.
$3,500
No additional details available.
No additional details available.
$7,000
As Low As; Quarterly variable
Rates effective as of September 1, 2024. Subject to term, credit worthiness, and member's credit union relationship.
Rates effective as of September 1, 2024. Subject to term, credit worthiness, and member's credit union relationship.
No Credit History
As Low As
No additional details available.
Intro rate expires: 12 months; Regular APR: 12.74% or 17.74%
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
Promotional APR (fixed): N/A. Regular APR (fixed): 15.9%. Rates, conditions and programs subject to change without notice. Visa Agreement available for download.
No additional details available.
Promotional APR (fixed): N/A. Regular APR (fixed): 17.9%. Rates, conditions and programs subject to change without notice. Visa Agreement available for download.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Jonesville Personal Loan Rates
As Low As
As Low As; Minimum Loan Amount: $200
As Low As; APR=Annual Percentage Rate.
As Low As
As Low As; Minimum Loan Amount:
As low as; Click Here
As Low As
No Terms
As Low As; Minimum Loan Amount:
As Low As; Minimum Loan Amount:
No additional details available.
Rates subject to change. Please call for quote. Additional discounts may be available.
As Low As
Rates are approximate and may vary.
As Low As; Minimum Loan Amount: $5,000
As Low As
As low as 9.90%; Rate Range 9.90% to 18.00%
As Low As; *
No additional details available.
As Low As
As Low As; Rates subject to change. Please call for quote. Additional discounts may be available.
Rates subject to change. Please call for quote. Additional discounts may be available.
Rates starting at 10.90%
As Low As; Rates effective as of February 1, 2026
As Low As; Rates and terms are subject to change without notice. Rates are determined by creditworthiness and term of loan, so your rate may differ. Personal Loan rates range from 10.90% - 17.90% APR. Loan amounts available up to $15,000. Loan terms are dependent on amount borrowed, and range from 6 months to 60 months. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. Certain conditions, restrictions, and eligibility requirements may apply.
As Low As
As Low As
As low as
Rates effective as of September 1, 2024. Subject to term, credit worthiness, and member's credit union relationship.
As Low As
No additional details available.
No additional details available.
Jonesville Debt Consolidation Loan Rates
All rates (APR) are as low as
Jonesville Signature Loan Rates
As Low As
All rates (APR) are as low as
As Low As; Fixed Rate
Promotional APR (fixed): N/A. Regular APR (fixed): 10.75%*. The Visa Signature card has a variable rate based on the Prime Rate as reported by the Wall Street Journal, plus 4% APR. As of 12/11/2025, the Prime Rate was 6.75%. Accordingly, the current APR for a Visa Signature card from State Credit Union is 10.75%. Rates adjust at the next monthly statement if there is a change in the Prime Rate. The minimum credit limit for the Visa Signature card is $5,000 and may be subject to income verification. Rates, conditions and programs subject to change without notice. Visa Signature Agreement available for download.
No additional details available.
No additional details available.
No additional details available.
Jonesville, SC Personal Loan Rate Trends
Compare local Jonesville, SC personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
South Carolina personal loan rates currently average 11.308% APR.
South Carolina signature loan rates currently average 11.727% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Jonesville, South Carolina personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Jonesville, South Carolina directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Jonesville, South Carolina. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in SC.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in South Carolina?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in South Carolina?
Are credit unions or banks better for personal loans in Jonesville, South Carolina?
What are the best personal loan rates in Jonesville, South Carolina?
- Self Memorial Hospital Federal Credit Union: 5.10% (Credit Builder Loan)
- Woodruff Federal S&L: 5.50% (10 year Loan)
- Self-Help Credit Union: 5.75% (Energy Saver Loans)
- Houston Federal Credit Union: 5.99% (Lot Loans)
- Carolinas Telco Federal Credit Union: 6.75% (Personal Loans)
Jonesville, South Carolina Rates & Resources
Personal Loan Calculators
