Best Personal Loan Rates in Greenville, South Carolina (SC) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Greenville, South Carolina include: Self-Help Credit UnionSelf-Help Credit Union505 Mills Ave, Greenville, SC, 29605A5.0 ★Texas Ratio: 6.49% offering Energy Saver Loans at 5.75% APR, Market USA Federal Credit UnionMarket USA Federal Credit Union201 Bi Lo Blvd, Greenville, SC, 29607 5346A5.0 ★Texas Ratio: 5.99% offering Holiday Loan at 5.99% APR, Houston Federal Credit UnionHouston Federal Credit Union100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761A+5.0 ★Texas Ratio: 2.47% offering Lot Loans at 5.99% APR, Truliant Federal Credit UnionTruliant Federal Credit Union3621 Pelham Rd, Greenville, SC, 29615A5.0 ★Texas Ratio: 6.68% offering Personal Loans at 7.99% APR, and Greenville Heritage Federal Credit UnionGreenville Heritage Federal Credit Union301 University Rdg, Greenville, SC, 29601A+5.0 ★Texas Ratio: 0.82% offering Signature & Revolving Credit at 8.95% APR. Personal loan rates as of May 18, 2026 according to verified data from MonitorBankRates.
Greenville has 12 local institutions in our database, with personal loan rates as low as 5.75% APR from Self-Help Credit Union at 505 Mills Ave, Greenville, SC, 29605. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Greenville, South Carolina.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Greenville, South Carolina. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 18, 2026
up to 180 months
up to 240 months
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up to 48 months
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up to 48 months
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Minimum rate of 4.00%
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$14,999
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$15,000 -$25,000
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As Low As; Rates range from 9.99% to 18.00% APR*
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Loan amounts up to $15,000.00; Seasonal Christmas & Vacation Loans
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$500 - $25000
As Low As; Rates range from 9.99% to 18.00% APR*
Loan amounts up to $15,000.00; Seasonal Christmas & Vacation Loans
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As Low As; Rates subject to change. Please call for quote. Additional discounts may be available.
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up to 48 months
up to 48 months
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Greenville, SC Personal Loan Rate Trends
Compare local Greenville, SC personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
South Carolina personal loan rates fell 0.037 points over the past 7 days to 11.445% APR.
South Carolina signature loan rates currently average 11.111% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Greenville, South Carolina personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Greenville, South Carolina directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Greenville, South Carolina. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in SC.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in South Carolina?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in South Carolina?
Are credit unions or banks better for personal loans in Greenville, South Carolina?
What are the best personal loan rates in Greenville, South Carolina?
- Self-Help Credit Union: 5.75% (Energy Saver Loans)
- Market USA Federal Credit Union: 5.99% (Holiday Loan)
- Houston Federal Credit Union: 5.99% (Lot Loans)
- Truliant Federal Credit Union: 7.99% (Personal Loans)
- Greenville Heritage Federal Credit Union: 8.95% (Signature & Revolving Credit)
Personal Loan Calculators
