Best Personal Loan Rates in Williams, Oregon (OR) - March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Oregon borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Williams, Oregon include: CASTPARTS EMPLOYEESCASTPARTS EMPLOYEES8120 SE Luther Rd, Portland, OR, 97206 9238A+5.0 ★Texas Ratio: 2.98% offering Debt Consolidation Loan Special at 5.00% APR, Benton County Schools Credit UnionBenton County Schools Credit Union2101 NW Professional DR, Corvallis, OR, 97330A+5.0 ★Texas Ratio: 0.08% offering Consolidation Loans at 5.50% APR, Point West Credit UnionPoint West Credit Union5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283A+5.0 ★Texas Ratio: 4.60% offering Bicycle and eBike Loan at 5.74% APR, Pentagon Federal Credit UnionPentagon Federal Credit Union400 Country Club Rd, Eugene, OR, 97401A5.0 ★Texas Ratio: 10.64% offering VA Loan at 5.81% APR, and Embold Federal Credit UnionEmbold Federal Credit Union15099 SE Mcloughlin Blvd, Milwaukie, OR, 97267A+5.0 ★Texas Ratio: 4.28% offering 5 Year Term Loans - Equipment/Machinery (fixed) at 5.91% APR.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Williams, Oregon can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Williams, Oregon.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Williams, Oregon. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 21, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR, 97206 9238
Debt Consolidation Loan Special
5.00%
▼
APR5.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR, 97206 9238
Debt Consolidation Loan Special
5.50%
▼
APR5.50%
Last UpdatedMarch 21, 2026
Details
As Low As
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
Consolidation Loans
5.50%
▼
APR5.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
Signature Loan
5.50%
▼
APR5.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Bicycle and eBike Loan
5.74%
▼
APR5.74%
Last UpdatedMarch 21, 2026
Details
Finance Up To: $5,000
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR, 97206 9238
Debt Consolidation Loan Special
5.75%
▼
APR5.75%
Last UpdatedMarch 21, 2026
Details
As Low As
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
400 Country Club Rd, Eugene, OR, 97401
VA Loan
5.81%
▼
APR5.81%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR, 97267
5 Year Term Loans - Equipment/Machinery (fixed)
5.91%
▼
APR5.91%
Last UpdatedMarch 21, 2026
Details
As Low As
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
400 Country Club Rd, Eugene, OR, 97401
VA Refi Loan
5.94%
▼
APR5.94%
Last UpdatedMarch 21, 2026
Details
No additional details available.
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR, 97206 9238
Debt Consolidation Loan Special
5.99%
▼
APR5.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
247 E Powell Blvd, Gresham, OR, 97030 7605
Non-Owner Occupied Equity Loan
6.05%
▼
APR6.05%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
Immigration Loan
6.07%
▼
APR6.07%
Last UpdatedMarch 21, 2026
Details
No additional details available.
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR, 97206 9238
Debt Consolidation Loan Special
6.09%
▼
APR6.09%
Last UpdatedMarch 21, 2026
Details
As Low As
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR, 97206 9238
Debt Consolidation Loan Special
6.19%
▼
APR6.19%
Last UpdatedMarch 21, 2026
Details
As Low As
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
247 E Powell Blvd, Gresham, OR, 97030 7605
Non-Owner Occupied Equity Loan
6.30%
▼
APR6.30%
Last UpdatedMarch 21, 2026
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR, 97838
10-Year One-Time Close Construction Loan (Interest only payments during construction)
6.34%
▼
APR6.34%
Last UpdatedMarch 21, 2026
Details
Fixed 120 Months
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
6.34%
▼
APR6.34%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
400 Country Club Rd, Eugene, OR, 97401
FHA Loan
6.41%
▼
APR6.41%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
6.49%
▼
APR6.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
Interest Only Payment Product - 80% Combined Loan to Value (CLTV or Less)
6.50%
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details
APR Range: 6.50%-12.25%
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
Principal and Interest Payment Product - 80% Combined Loan to Value (CLTV) or Less
6.50%
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details
APR Range: 6.50%-12.25%
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
Consolidation Loans
6.50%
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
Signature Loan
6.50%
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR, 97321
Emergency Loan
6.75%
▼
APR6.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
Bicycle Loans
6.99%
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Smart-E Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR, 97051 1745
Equipment Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
247 E Powell Blvd, Gresham, OR, 97030 7605
Non-Owner Occupied Equity Loan
7.05%
▼
APR7.05%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.14%
▼
APR7.14%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.34%
▼
APR7.34%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Smart-E Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
Consolidation Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.64%
▼
APR7.64%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.84%
▼
APR7.84%
Last UpdatedMarch 21, 2026
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR, 97838
5-Year Land Loan
7.87%
▼
APR7.87%
Last UpdatedMarch 21, 2026
Details
Amortized over 15 years with a balloon due in 60 months
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR, 97838
5-Year Land Loan - Residential (Purchase)
7.87%
▼
APR7.87%
Last UpdatedMarch 21, 2026
Details
Amortized over 15 years with a balloon due in 60 months
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
247 E Powell Blvd, Gresham, OR, 97030 7605
Toy Loans
7.97%
▼
APR7.97%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
8.14%
▼
APR8.14%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
8.34%
▼
APR8.34%
Last UpdatedMarch 21, 2026
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR, 97838
5-Year Land Loan
8.38%
▼
APR8.38%
Last UpdatedMarch 21, 2026
Details
Amortized over 15 years with a balloon due in 60 months
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR, 97838
5-Year Land Loan - Residential (Purchase)
8.38%
▼
APR8.38%
Last UpdatedMarch 21, 2026
Details
Amortized over 15 years with a balloon due in 60 months
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
Signature Loan
8.50%
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
ITIN Personal Loans
8.70%
▼
APR8.70%
Last UpdatedMarch 21, 2026
Details
As Low As
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
8.84%
▼
APR8.84%
Last UpdatedMarch 21, 2026
Details
No additional details available.
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR, 97222
Holiday Loan***
8.99%
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR, 97222
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details
As Low As; APR = Annual Percentage Rate. Credit qualifications, terms, and conditions apply.
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
Personal Property Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
9.34%
▼
APR9.34%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Advantis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
3010 SE Belmont St, Portland, OR, 97214
Personal Loan
9.45%
▼
APR9.45%
Last UpdatedMarch 21, 2026
Details
As Low As; Consolidate higher rate debt with a Rivermark Personal Loan. Rates as low as 9.45% APR for a limited time.
IBEW And United Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
9955 SE Washington St, Portland, OR, 97216
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 21, 2026
Details
As Low As
IBEW And United Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
9955 SE Washington St, Portland, OR, 97216
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 21, 2026
Details
As Low As; As low as 9.49% APR for 12 months
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
9.84%
▼
APR9.84%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR, 97230 5642
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details
As Low As
NW Priority Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
12630 SE Division St, Portland, OR, 97236 3132
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details
Call for current Promotional Rates.
Wauna Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Lifestyle Loan/Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
2096 Mission St Se, Salem, OR, 97302
Lifeline Loans
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR, 97321
Courtesy Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
Land Loan
10.04%
▼
APR10.04%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Debt Consolidation Loan
10.24%
▼
APR10.24%
Last UpdatedMarch 21, 2026
Details
No additional details available.
SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR, 97229 5561
Signature
10.25%
▼
APR10.25%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 24.46%
11620 NE Ainsworth Cir, Portland, OR, 97220
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Debt Consolidation Loan
10.74%
▼
APR10.74%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Forrit Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.82%
12550 SE 93rd Ave, Clackamas, OR, 97015
Debt Consolidation
10.89%
▼
APR10.89%
Last UpdatedMarch 21, 2026
Details
As Low As
Forrit Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.82%
12550 SE 93rd Ave, Clackamas, OR, 97015
Personal Loan (Signature Loan)
10.89%
▼
APR10.89%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
11619 Island Ave, Island City, OR, 97850
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Pacific Crest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2972 Washburn Way, Klamath Falls, OR, 97603
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details
As Low As
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR, 97838
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
10333 SE Main St, Portland, OR, 97216 2940
Signature Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR, 97222
Personal
10.99%
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR, 97222
Consolidation Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details
As Low As; APR = Annual Percentage Rate. **Monthly payments determined by loan amount, term, and APR. All loans, rates, and terms are subject to credit approval and creditworthiness, are subject to change at any time, and must meet Cutting Edge Federal Credit Union lending policies.
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 21, 2026
Details
As Low As
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR, 97210
Personal loan
11.00%
▼
APR11.00%
Last UpdatedMarch 21, 2026
Details
fixed rate
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
4239 N Williams Ave, Portland, OR, 97217
Personal Loans
11.49%
▼
APR11.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
247 E Powell Blvd, Gresham, OR, 97030 7605
Personal Loan
11.90%
▼
APR11.90%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR, 97267
5 Year Unsecured Term Loans (fixed)
11.91%
▼
APR11.91%
Last UpdatedMarch 21, 2026
Details
As Low As
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR, 97220 1377
Personal Loan
11.95%
▼
APR11.95%
Last UpdatedMarch 21, 2026
Details
As Low As; (Signature loan)
Providence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
6400 SE Lake Rd Ste 125, Milwaukie, OR, 97222 2243
Personal Preferred Loan
11.95%
▼
APR11.95%
Last UpdatedMarch 21, 2026
Details
As Low As
Wauna Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Lifestyle Loan/Signature Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
631 Winter St NE, Salem, OR, 97301
Personal Unsecured
11.99%
▼
APR11.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR, 97267
Consolidation Loans
12.00%
▼
APR12.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 21, 2026
Details
As Low As
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR, 97051 1745
Custom Cash Unsecured
12.00%
▼
APR12.00%
Last UpdatedMarch 21, 2026
Details
As Low As
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR, 97210
Payday advantage loan
12.00%
▼
APR12.00%
Last UpdatedMarch 21, 2026
Details
fixed rate
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
Signature
12.00%
▼
APR12.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Pacific Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
1075 Oak St, Eugene, OR, 97401
Regular Personal Loan
12.25%
▼
APR12.25%
Last UpdatedMarch 21, 2026
Details
As Low As; for non-consolidating loans
Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
2096 Mission St Se, Salem, OR, 97302
Unsecured Loan** - Personal Loans, Lines of Credit
12.25%
▼
APR12.25%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
2096 Mission St Se, Salem, OR, 97302
Unsecured Loan
12.25%
▼
APR12.25%
Last UpdatedMarch 21, 2026
Details
Personal Loans, Lines of Credit
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR, 97206 9238
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedMarch 21, 2026
Details
As Low As
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR, 97206 9238
Personal LOC
12.49%
▼
APR12.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
2880 Chad Dr, Eugene, OR, 97408
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Oregon State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
1980 NW 9th St, Corvallis, OR, 97330 2179
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedMarch 21, 2026
Details
As Low As; * APR (Low) indicates the lowest annual percentage rate you may qualify for on the loan. The annual percentage rates shown in the table are reflective of a range of rates available. All loans are subject to approval. You may qualify for the lowest rates published depending upon your credit qualification, the amount financed, receiving a 0.25% APR reduction by maintaining an automatic loan payment each month and 0.25% APR reduction for qualifying for the Premier Member Merits category. The Member Merits rate discounts are subject to change.
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Personal Loan
12.50%
▼
APR12.50%
Last UpdatedMarch 21, 2026
Details
As Low As
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Personal Loan
12.75%
▼
APR12.75%
Last UpdatedMarch 21, 2026
Details
As Low As
Mid Oregon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
1386 NE Cushing Dr, Bend, OR, 97701 3730
Personal Loans & Lines of Credit
12.99%
▼
APR12.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Wauna Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Lifestyle Loan/Signature Loan
12.99%
▼
APR12.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR, 97267
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 21, 2026
Details
As Low As
United Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
20210 SW Teton Ave, Tualatin, OR, 97062
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 21, 2026
Details
As Low As; Unlock your goals-low rates, fast approval, zero hassle!
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
451 Division St NE, Salem, OR, 97301
Personal Loan
13.25%
▼
APR13.25%
Last UpdatedMarch 21, 2026
Details
Includes .50% reduction for autopay and e-statements. $60 loan fee applies.
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR, 97321
Personal Loan
13.50%
▼
APR13.50%
Last UpdatedMarch 21, 2026
Details
Up to 60 Months
Providence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
6400 SE Lake Rd Ste 125, Milwaukie, OR, 97222 2243
Personal Loan
13.50%
▼
APR13.50%
Last UpdatedMarch 21, 2026
Details
As Low As
Providence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
6400 SE Lake Rd Ste 125, Milwaukie, OR, 97222 2243
Personal Loan
13.75%
▼
APR13.75%
Last UpdatedMarch 21, 2026
Details
As Low As
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
Personal Loan
13.99%
▼
APR13.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Machinists-Boilermakers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
25 Cornell Ave, Gladstone, OR, 97027
Signature
14.00%
▼
APR14.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR, 97477
Personal Lines of Credit
14.25%
▼
APR14.25%
Last UpdatedMarch 21, 2026
Details
Maximum personal loan is $10,000; Not to exceed aggregate unsecured amount of $10,000; Repayment: 3% of Credit Limit; Auto Payment Required
Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR, 97477
Seasonal Loan
14.25%
▼
APR14.25%
Last UpdatedMarch 21, 2026
Details
Fixed Rate -Maximum Seasonal Loan is $1,200.00 Not to exceed aggregate unsecured amount of $6,000 Fixed APR
Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR, 97477
Signature
14.25%
▼
APR14.25%
Last UpdatedMarch 21, 2026
Details
Not to exceed aggregate unsecured amount of $6,000 Fixed APR
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR, 97321
Personal Loan
14.50%
▼
APR14.50%
Last UpdatedMarch 21, 2026
Details
61-72 months
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR, 97267
Holiday Loan
15.00%
▼
APR15.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR, 97267
Payday Alternative Loan
15.00%
▼
APR15.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
Personal Loan
15.49%
▼
APR15.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR, 97321
Community Partnership Unsecured Loan
16.00%
▼
APR16.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Oregon State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
1980 NW 9th St, Corvallis, OR, 97330 2179
Personal Loan
16.74%
▼
APR16.74%
Last UpdatedMarch 21, 2026
Details
As Low As; * APR (Low) indicates the lowest annual percentage rate you may qualify for on the loan. The annual percentage rates shown in the table are reflective of a range of rates available. All loans are subject to approval. You may qualify for the lowest rates published depending upon your credit qualification, the amount financed, receiving a 0.25% APR reduction by maintaining an automatic loan payment each month and 0.25% APR reduction for qualifying for the Premier Member Merits category. The Member Merits rate discounts are subject to change.
Wauna Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Lifestyle Loan/Signature Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Pacific Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
1075 Oak St, Eugene, OR, 97401
Regular Personal Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR, 97477
Pay Day Alternative Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 21, 2026
Details
Maximum $500 or 50% of montly gross income, the lesser of the two 90 Days of Employment Required Fixed APR
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR, 97222
Quick Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 21, 2026
Details
APR = Annual Percentage Rate. $20 Quick Loan Application Fee and automatic savings deposit required. Borrowers may only have one Quick Loan at any time, and no more than three in a six-month rolling period. Terms and conditions apply.
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR, 97222
Quick Loan* (Payday Loan Alternative)
18.00%
▼
APR18.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
Personal Loan
18.49%
▼
APR18.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Signature Rewards
18.49%
▼
APR18.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
Personal Loan
19.49%
▼
APR19.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
6.34%
▼
APR6.34%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
6.49%
▼
APR6.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
6.74%
▼
APR6.74%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.14%
▼
APR7.14%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.34%
▼
APR7.34%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.64%
▼
APR7.64%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.84%
▼
APR7.84%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
8.14%
▼
APR8.14%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
8.34%
▼
APR8.34%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
ITIN Personal Loans
8.70%
▼
APR8.70%
Last UpdatedMarch 21, 2026
Details
As Low As
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
8.84%
▼
APR8.84%
Last UpdatedMarch 21, 2026
Details
No additional details available.
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
4620 SE International Way Ste 105, Milwaukie, OR, 97222
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details
As Low As; APR = Annual Percentage Rate. Credit qualifications, terms, and conditions apply.
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
9.34%
▼
APR9.34%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Advantis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
3010 SE Belmont St, Portland, OR, 97214
Personal Loan
9.45%
▼
APR9.45%
Last UpdatedMarch 21, 2026
Details
As Low As; Consolidate higher rate debt with a Rivermark Personal Loan. Rates as low as 9.45% APR for a limited time.
IBEW And United Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
9955 SE Washington St, Portland, OR, 97216
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 21, 2026
Details
As Low As
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR, 97128
Personal Loan
9.84%
▼
APR9.84%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
NW Priority Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
12630 SE Division St, Portland, OR, 97236 3132
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details
Call for current Promotional Rates.
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Forrit Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.82%
12550 SE 93rd Ave, Clackamas, OR, 97015
Personal Loan (Signature Loan)
10.89%
▼
APR10.89%
Last UpdatedMarch 21, 2026
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1905 N 1st St, Hermiston, OR, 97838
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Pacific Crest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
2972 Washburn Way, Klamath Falls, OR, 97603
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
11619 Island Ave, Island City, OR, 97850
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 21, 2026
Details
As Low As
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR, 97210
Personal loan
11.00%
▼
APR11.00%
Last UpdatedMarch 21, 2026
Details
fixed rate
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
4239 N Williams Ave, Portland, OR, 97217
Personal Loans
11.49%
▼
APR11.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Oregonians Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
247 E Powell Blvd, Gresham, OR, 97030 7605
Personal Loan
11.90%
▼
APR11.90%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR, 97220 1377
Personal Loan
11.95%
▼
APR11.95%
Last UpdatedMarch 21, 2026
Details
As Low As; (Signature loan)
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
2096 Mission St Se, Salem, OR, 97302
Unsecured Loan** - Personal Loans, Lines of Credit
12.25%
▼
APR12.25%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Pacific Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
1075 Oak St, Eugene, OR, 97401
Regular Personal Loan
12.25%
▼
APR12.25%
Last UpdatedMarch 21, 2026
Details
As Low As; for non-consolidating loans
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR, 97206 9238
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
2880 Chad Dr, Eugene, OR, 97408
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Oregon State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
1980 NW 9th St, Corvallis, OR, 97330 2179
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedMarch 21, 2026
Details
As Low As; * APR (Low) indicates the lowest annual percentage rate you may qualify for on the loan. The annual percentage rates shown in the table are reflective of a range of rates available. All loans are subject to approval. You may qualify for the lowest rates published depending upon your credit qualification, the amount financed, receiving a 0.25% APR reduction by maintaining an automatic loan payment each month and 0.25% APR reduction for qualifying for the Premier Member Merits category. The Member Merits rate discounts are subject to change.
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR, 97031 1961
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR, 97015
Personal Loan
12.50%
▼
APR12.50%
Last UpdatedMarch 21, 2026
Details
As Low As
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Personal Loan
12.75%
▼
APR12.75%
Last UpdatedMarch 21, 2026
Details
As Low As
Mid Oregon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
1386 NE Cushing Dr, Bend, OR, 97701 3730
Personal Loans & Lines of Credit
12.99%
▼
APR12.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
15099 SE Mcloughlin Blvd, Milwaukie, OR, 97267
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 21, 2026
Details
As Low As
United Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
20210 SW Teton Ave, Tualatin, OR, 97062
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 21, 2026
Details
As Low As; Unlock your goals-low rates, fast approval, zero hassle!
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
451 Division St NE, Salem, OR, 97301
Personal Loan
13.25%
▼
APR13.25%
Last UpdatedMarch 21, 2026
Details
Includes .50% reduction for autopay and e-statements. $60 loan fee applies.
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR, 97321
Personal Loan
13.50%
▼
APR13.50%
Last UpdatedMarch 21, 2026
Details
Up to 60 Months
Providence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
6400 SE Lake Rd Ste 125, Milwaukie, OR, 97222 2243
Personal Loan
13.50%
▼
APR13.50%
Last UpdatedMarch 21, 2026
Details
As Low As
Providence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
6400 SE Lake Rd Ste 125, Milwaukie, OR, 97222 2243
Personal Loan
13.75%
▼
APR13.75%
Last UpdatedMarch 21, 2026
Details
As Low As
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
Personal Loan
13.99%
▼
APR13.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
7101 Supra Dr SW, Albany, OR, 97321
Personal Loan
14.50%
▼
APR14.50%
Last UpdatedMarch 21, 2026
Details
61-72 months
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
Personal Loan
15.49%
▼
APR15.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Oregon State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
1980 NW 9th St, Corvallis, OR, 97330 2179
Personal Loan
16.74%
▼
APR16.74%
Last UpdatedMarch 21, 2026
Details
As Low As; * APR (Low) indicates the lowest annual percentage rate you may qualify for on the loan. The annual percentage rates shown in the table are reflective of a range of rates available. All loans are subject to approval. You may qualify for the lowest rates published depending upon your credit qualification, the amount financed, receiving a 0.25% APR reduction by maintaining an automatic loan payment each month and 0.25% APR reduction for qualifying for the Premier Member Merits category. The Member Merits rate discounts are subject to change.
Pacific Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
1075 Oak St, Eugene, OR, 97401
Regular Personal Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
Personal Loan
18.49%
▼
APR18.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR, 97201 3464
Personal Loan
19.49%
▼
APR19.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR, 97206 9238
Debt Consolidation Loan Special
5.00%
▼
APR5.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR, 97206 9238
Debt Consolidation Loan Special
5.50%
▼
APR5.50%
Last UpdatedMarch 21, 2026
Details
As Low As
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR, 97206 9238
Debt Consolidation Loan Special
5.75%
▼
APR5.75%
Last UpdatedMarch 21, 2026
Details
As Low As
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR, 97206 9238
Debt Consolidation Loan Special
5.99%
▼
APR5.99%
Last UpdatedMarch 21, 2026
Details
As Low As
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR, 97206 9238
Debt Consolidation Loan Special
6.09%
▼
APR6.09%
Last UpdatedMarch 21, 2026
Details
As Low As
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
8120 SE Luther Rd, Portland, OR, 97206 9238
Debt Consolidation Loan Special
6.19%
▼
APR6.19%
Last UpdatedMarch 21, 2026
Details
As Low As
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Debt Consolidation Loan
10.24%
▼
APR10.24%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Debt Consolidation Loan
10.74%
▼
APR10.74%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Forrit Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.82%
12550 SE 93rd Ave, Clackamas, OR, 97015
Debt Consolidation
10.89%
▼
APR10.89%
Last UpdatedMarch 21, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
Signature Loan
5.50%
▼
APR5.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
Signature Loan
6.50%
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2101 NW Professional DR, Corvallis, OR, 97330
Signature Loan
8.50%
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
IBEW And United Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
9955 SE Washington St, Portland, OR, 97216
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 21, 2026
Details
As Low As; As low as 9.49% APR for 12 months
Wauna Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Lifestyle Loan/Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
1866 NE 162nd Ave, Portland, OR, 97230 5642
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details
As Low As
SUNSET SCIENCE PARK
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1100 NW Murray Rd Ste 200, Portland, OR, 97229 5561
Signature
10.25%
▼
APR10.25%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 24.46%
11620 NE Ainsworth Cir, Portland, OR, 97220
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Forrit Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.82%
12550 SE 93rd Ave, Clackamas, OR, 97015
Personal Loan (Signature Loan)
10.89%
▼
APR10.89%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
10333 SE Main St, Portland, OR, 97216 2940
Signature Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Wauna Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Lifestyle Loan/Signature Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
4200 Roosevelt Blvd, Eugene, OR, 97402 6520
Signature
12.00%
▼
APR12.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Wauna Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Lifestyle Loan/Signature Loan
12.99%
▼
APR12.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Machinists-Boilermakers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
25 Cornell Ave, Gladstone, OR, 97027
Signature
14.00%
▼
APR14.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
850 Beltline Rd, Springfield, OR, 97477
Signature
14.25%
▼
APR14.25%
Last UpdatedMarch 21, 2026
Details
Not to exceed aggregate unsecured amount of $6,000 Fixed APR
Wauna Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR, 97146 7359
Lifestyle Loan/Signature Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1370 Center Dr, Medford, OR, 97501 7941
Signature Rewards
18.49%
▼
APR18.49%
Last UpdatedMarch 21, 2026
Details
As Low As
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No home improvement personal loan rates found in Williams, OR currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Oregon?
Most lenders in Williams, Oregon require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Oregon often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Williams, Oregon require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Oregon?
Yes. Debt consolidation is one of the most common uses of personal loans in Williams, Oregon. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Williams, Oregon?
Credit unions in Williams, Oregon often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Williams, Oregon?
- CASTPARTS EMPLOYEES: 5.00% (Debt Consolidation Loan Special)
- Benton County Schools Credit Union: 5.50% (Consolidation Loans)
- Point West Credit Union: 5.74% (Bicycle and eBike Loan)
- Pentagon Federal Credit Union: 5.81% (VA Loan)
- Embold Federal Credit Union: 5.91% (5 Year Term Loans - Equipment/Machinery (fixed))
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Williams, Oregon. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 21, 2026.
Personal Loan Calculators
