Best Personal Loan Rates in Hillsboro, Oregon (OR) - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
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Current personal loan options available to borrowers in Hillsboro, Oregon include: Unitus Community Credit UnionUnitus Community Credit Union1855 NE 106th Ave, Hillsboro, OR, 97006 6485A+5.0 ★Texas Ratio: 4.22% offering Immigration Loan at 6.07% APR, InRoads Federal Credit UnionInRoads Federal Credit Union6175 NE Cornell Rd, Hillsboro, OR, 97124 5410A5.0 ★Texas Ratio: 10.70% offering Equipment Loan at 7.00% APR, Forrit Credit UnionForrit Credit Union2985 SE 75th Ave, Hillsboro, OR, 97123A5.0 ★Texas Ratio: 9.82% offering Personal Loan (Signature Loan) at 10.89% APR, OnPoint Community Credit UnionOnPoint Community Credit Union7130 NE Cornell Rd, Hillsboro, OR, 97124A+5.0 ★Texas Ratio: 3.91% offering Personal loan at 11.00% APR, and Kaiperm Northwest Federal Credit UnionKaiperm Northwest Federal Credit Union2875 NW Stucki Ave, Hillsboro, OR, 97124 5806A+5.0 ★Texas Ratio: 0.66% offering Personal Loan at 11.95% APR. Personal loan rates as of March 27, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Hillsboro, Oregon can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Hillsboro, Oregon.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Hillsboro, Oregon. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 27, 2026
Additional terms apply
APR Range: 6.50%-12.25%
APR Range: 6.50%-12.25%
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fixed rate
As Low As; (Signature loan)
fixed rate
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Finance Up To: $5,000
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Fixed 120 Months
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Up to 24 months
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Amortized over 15 years with a balloon due in 60 months
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Amortized over 15 years with a balloon due in 60 months
Amortized over 15 years with a balloon due in 60 months
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As Low As; APR = Annual Percentage Rate. Credit qualifications, terms, and conditions apply.
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As Low As; terms up to 60 months and borrow up to $30,000
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As Low As; APR = Annual Percentage Rate. **Monthly payments determined by loan amount, term, and APR. All loans, rates, and terms are subject to credit approval and creditworthiness, are subject to change at any time, and must meet Cutting Edge Federal Credit Union lending policies.
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11.49% - 22.74% APR* Fixed; Borrow a Specific Amount & Pay Back on a Fixed Schedule; Generous Grace Period for Payment; Flexible Due Date; Eligible for Debt Protection Insurance; Convenient Loan Signings using DocuSign Technology
$350 min, $2500 max loan amount; New purchases
As Low As; Member Perks pricing is applicable on this loan type, resulting in 0.25% discount on the rates listed above.
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As Low As; *Fixed rate, terms up to 60 months available depending on credit score and amount financed. Rate shown applies to Personal Unsecured, Autos, Boats and RVs 2016 or older model year vehicles or vehicles valued at under $10,000 and Cycle Products 2021 or older model year vehicles. OAC. APR = Annual Percentage Rate. Loan rates are available on approved credit. Loan rates are subject to change without notice. Rates displayed are the lowest available to qualified borrowers. Your rate may be higher and will be determined by loan type, applicable fees, the terms you request, the amount you finance, and your credit history. Secured and Unsecured Loans are available. Qualified borrowers can receive financing for personal loan needs including Dental, Vision, Cosmetics Procedures, Computers, Lawn Tractors, Older Autos, Snowmobiles, ATVs, Boats and RVs.
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Personal Loans, Lines of Credit
As Low As; for non-consolidating loans
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As Low As; * APR (Low) indicates the lowest annual percentage rate you may qualify for on the loan. The annual percentage rates shown in the table are reflective of a range of rates available. All loans are subject to approval. You may qualify for the lowest rates published depending upon your credit qualification, the amount financed, receiving a 0.25% APR reduction by maintaining an automatic loan payment each month and 0.25% APR reduction for qualifying for the Premier Member Merits category. The Member Merits rate discounts are subject to change.
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Member Perks
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As Low As; Unlock your goals-low rates, fast approval, zero hassle!
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Includes .50% reduction for autopay and e-statements. $60 loan fee applies.
As Low As
Up to 60 Months
As Low As
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Maximum personal loan is $10,000; Not to exceed aggregate unsecured amount of $10,000; Repayment: 3% of Credit Limit; Auto Payment Required
Fixed Rate -Maximum Seasonal Loan is $1,200.00 Not to exceed aggregate unsecured amount of $6,000 Fixed APR
Not to exceed aggregate unsecured amount of $6,000 Fixed APR
Maximum personal loan is $10,000; Not to exceed aggregate unsecured amount of $10,000; Repayment: 3% of Credit Limit; Auto Payment Required
61-72 months
As Low As
As Low As
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As Low As; * APR (Low) indicates the lowest annual percentage rate you may qualify for on the loan. The annual percentage rates shown in the table are reflective of a range of rates available. All loans are subject to approval. You may qualify for the lowest rates published depending upon your credit qualification, the amount financed, receiving a 0.25% APR reduction by maintaining an automatic loan payment each month and 0.25% APR reduction for qualifying for the Premier Member Merits category. The Member Merits rate discounts are subject to change.
APR = Annual Percentage Rate. $20 Quick Loan Application Fee and automatic savings deposit required. Borrowers may only have one Quick Loan at any time, and no more than three in a six-month rolling period. Terms and conditions apply.
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Maximum $500 or 50% of monthly gross income, the lesser of the two 90 Days of Employment Required Fixed APR
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fixed rate
As Low As; (Signature loan)
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As Low As; APR = Annual Percentage Rate. Credit qualifications, terms, and conditions apply.
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As Low As
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Call for current Promotional Rates.
As Low As
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As Low As
11.49% - 22.74% APR* Fixed; Borrow a Specific Amount & Pay Back on a Fixed Schedule; Generous Grace Period for Payment; Flexible Due Date; Eligible for Debt Protection Insurance; Convenient Loan Signings using DocuSign Technology
No additional details available.
As Low As
As Low As; for non-consolidating loans
As Low As
No additional details available.
As Low As; * APR (Low) indicates the lowest annual percentage rate you may qualify for on the loan. The annual percentage rates shown in the table are reflective of a range of rates available. All loans are subject to approval. You may qualify for the lowest rates published depending upon your credit qualification, the amount financed, receiving a 0.25% APR reduction by maintaining an automatic loan payment each month and 0.25% APR reduction for qualifying for the Premier Member Merits category. The Member Merits rate discounts are subject to change.
As Low As
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Member Perks
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As Low As; Unlock your goals-low rates, fast approval, zero hassle!
As Low As
Includes .50% reduction for autopay and e-statements. $60 loan fee applies.
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Up to 60 Months
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61-72 months
As Low As; * APR (Low) indicates the lowest annual percentage rate you may qualify for on the loan. The annual percentage rates shown in the table are reflective of a range of rates available. All loans are subject to approval. You may qualify for the lowest rates published depending upon your credit qualification, the amount financed, receiving a 0.25% APR reduction by maintaining an automatic loan payment each month and 0.25% APR reduction for qualifying for the Premier Member Merits category. The Member Merits rate discounts are subject to change.
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As Low As; terms up to 60 months and borrow up to $30,000
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Not to exceed aggregate unsecured amount of $6,000 Fixed APR
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Frequently Asked Questions
What credit score do I need for a personal loan in Oregon?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Oregon?
Are credit unions or banks better for personal loans in Hillsboro, Oregon?
What are the best personal loan rates in Hillsboro, Oregon?
- Unitus Community Credit Union: 6.07% (Immigration Loan)
- InRoads Federal Credit Union: 7.00% (Equipment Loan)
- Forrit Credit Union: 10.89% (Personal Loan (Signature Loan))
- OnPoint Community Credit Union: 11.00% (Personal loan)
- Kaiperm Northwest Federal Credit Union: 11.95% (Personal Loan)
Personal Loan Calculators
