Best Personal Loan Rates in Tulsa, Oklahoma - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Tulsa, Oklahoma include: Fraternal Order Of Police Federal Credit UnionFraternal Order Of Police Federal Credit Union10110 E 11th St, Tulsa, OK, 74128A+5.0 ★Texas Ratio: 1.14% offering Storm Shelter Loans at 4.24% APR, Communication Federal Credit UnionCommunication Federal Credit Union108 E 8th St, Tulsa, OK, 74119 1604A5.0 ★Texas Ratio: 7.00% offering Storm Shelter Loan at 5.99% APR, Employees Federal Credit UnionEmployees Federal Credit Union1120 W 17th St, Tulsa, OK, 74107B4.4 ★Texas Ratio: 21.33% offering Loans at 6.24% APR, Saint Francis Employees Federal Credit UnionSaint Francis Employees Federal Credit Union6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344A+5.0 ★Texas Ratio: 0.57% offering Consolidated rate Loan at 6.50% APR, and Encentus Federal Credit UnionEncentus Federal Credit Union1320 S Lewis Ave, Tulsa, OK, 74104 4205A+5.0 ★Texas Ratio: 7.83% offering Household Goods Loan at 6.50% APR. Personal loan rates as of June 29, 2026 according to verified data from MonitorBankRates.
Tulsa has 15 local institutions in our database, with personal loan rates as low as 4.24% APR from Fraternal Order Of Police Federal Credit Union at 10110 E 11th St, Tulsa, OK, 74128. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Tulsa, Oklahoma.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Tulsa, Oklahoma. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 29, 2026
Tulsa Personal Loan Rates
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Fixed
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$1,000
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With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
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Up to $10,000; As Low As
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$10,001-$15,000; As Low As
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Max $6,000; 1st Payment 45 Days
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$25,001-$50,000; As Low As
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Rates subject to change. Please call for quote. Additional discounts may be available. As Low As
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As Low As; APR* with specific terms.
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As Low As; Rates for Personal Loans
Based on FICO Score; As Low As; Fixed
All Others
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Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
As Low As; Up to 15% of gross annual income not to exceed $20,000.
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CREDIT BUILDER; Fixed
MAXIMUM $5,000. CALL CREDIT UNION FOR ELIGIBILITY; Fixed
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With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
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Tulsa Personal Loan Rates
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Rates subject to change. Please call for quote. Additional discounts may be available. As Low As
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With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
Tulsa Debt Consolidation Loan Rates
MAXIMUM $5,000. CALL CREDIT UNION FOR ELIGIBILITY; Fixed
Tulsa Signature Loan Rates
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Unsecured (but still good APR); No Prepayment Fees
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Fixed
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Based on FICO Score; As Low As; Fixed
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As Low As; Up to 15% of gross annual income not to exceed $20,000.
Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
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Tulsa, OK Personal Loan Rate Trends
Compare local Tulsa, OK personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Oklahoma personal loan rates rose 0.025 points over the past 7 days to 10.752% APR.
Oklahoma signature loan rates rose 0.019 points over the past 7 days to 11.152% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Tulsa, Oklahoma personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Tulsa, Oklahoma directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Tulsa, Oklahoma. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in OK.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Oklahoma?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Oklahoma?
Are credit unions or banks better for personal loans in Tulsa, Oklahoma?
What are the best personal loan rates in Tulsa, Oklahoma?
- Fraternal Order Of Police Federal Credit Union: 4.24% (Storm Shelter Loans)
- Communication Federal Credit Union: 5.99% (Storm Shelter Loan)
- Employees Federal Credit Union: 6.24% (Loans)
- Saint Francis Employees Federal Credit Union: 6.50% (Consolidated rate Loan)
- Encentus Federal Credit Union: 6.50% (Household Goods Loan)
Personal Loan Calculators
