MonitorBankRates
Home Personal Loans Oklahoma Broken Arrow iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our editorial team independently verifies all rates and data displayed. Advertiser relationships do not influence our health rating, star rankings, Texas Ratio calculation, or the rates shown.

Best Personal Loan Rates in Broken Arrow, Oklahoma - July

Current personal loan options available to borrowers in Broken Arrow, Oklahoma include: Communication Federal Credit UnionCommunication Federal Credit Union950 N Aspen Ave, Broken Arrow, OK, 74012 9565A5.0 ★Texas Ratio: 7.00% offering Storm Shelter Loan at 5.99% APR, Western Sun Federal Credit UnionWestern Sun Federal Credit Union4620 W Kenosha St, Broken Arrow, OK, 74012 8966A+5.0 ★Texas Ratio: 3.54% offering HVAC Loan at 8.49% APR, WeStreet Federal Credit UnionWeStreet Federal Credit Union1650 S Elm Pl, Broken Arrow, OK, 74012 6455B4.4 ★Texas Ratio: 20.17% offering 10 year platted subdivision Loan at 8.50% APR, Oklahoma Central Credit UnionOklahoma Central Credit Union2211 S Aspen Ave, Broken Arrow, OK, 74012A+5.0 ★Texas Ratio: 0.70% offering Personal loans at 10.99% APR, and TTCU Federal Credit UnionTTCU Federal Credit Union1050 N 20th St, Broken Arrow, OK, 74012A+5.0 ★Texas Ratio: 4.57% offering Personal Loans at 11.24% APR. Personal loan rates as of June 29, 2026 according to verified data from MonitorBankRates.

Broken Arrow has 6 local institutions in our database, with personal loan rates as low as 5.99% APR from Communication Federal Credit Union at 950 N Aspen Ave, Broken Arrow, OK, 74012 9565. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Broken Arrow, Oklahoma.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Broken Arrow, Oklahoma. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 29, 2026

Broken Arrow Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
950 N Aspen Ave, Broken Arrow, OK, 74012 9565
Storm Shelter Loan
5.99%
APR5.99%
Last UpdatedJuly 4, 2026
Details

Fixed

Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
4620 W Kenosha St, Broken Arrow, OK, 74012 8966
HVAC Loan
8.49%
APR8.49%
Last UpdatedJuly 4, 2026
Details

No additional details available.

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
1650 S Elm Pl, Broken Arrow, OK, 74012 6455
10 year platted subdivision Loan
8.50%
APR8.50%
Last UpdatedJuly 4, 2026
Details

Value: 90%

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
1650 S Elm Pl, Broken Arrow, OK, 74012 6455
10 year unplatted Loan
8.50%
APR8.50%
Last UpdatedJuly 4, 2026
Details

Value: 80%

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
1650 S Elm Pl, Broken Arrow, OK, 74012 6455
5 year platted subdivision Loan
8.69%
APR8.69%
Last UpdatedJuly 4, 2026
Details

Value: 90%

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
1650 S Elm Pl, Broken Arrow, OK, 74012 6455
5 year unplatted Loan
8.69%
APR8.69%
Last UpdatedJuly 4, 2026
Details

Value: 80%

Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
4620 W Kenosha St, Broken Arrow, OK, 74012 8966
Storm Shelter Loan
8.99%
APR8.99%
Last UpdatedJuly 4, 2026
Details

No additional details available.

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
1650 S Elm Pl, Broken Arrow, OK, 74012 6455
Signature Loan
9.25%
APR9.25%
Last UpdatedJuly 4, 2026
Details

As Low As

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
1650 S Elm Pl, Broken Arrow, OK, 74012 6455
Signature Loan
9.75%
APR9.75%
Last UpdatedJuly 4, 2026
Details

As Low As

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
1650 S Elm Pl, Broken Arrow, OK, 74012 6455
Signature Loan
10.75%
APR10.75%
Last UpdatedJuly 4, 2026
Details

As Low As

Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
4620 W Kenosha St, Broken Arrow, OK, 74012 8966
Computer Loan
10.90%
APR10.90%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Oklahoma Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
2211 S Aspen Ave, Broken Arrow, OK, 74012
Personal loans
10.99%
APR10.99%
Last UpdatedJuly 4, 2026
Details

As Low As

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
1050 N 20th St, Broken Arrow, OK, 74012
Personal Loans
11.24%
APR11.24%
Last UpdatedJuly 4, 2026
Details

No additional details available.

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
1650 S Elm Pl, Broken Arrow, OK, 74012 6455
Signature Loan
11.75%
APR11.75%
Last UpdatedJuly 4, 2026
Details

As Low As

Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
4620 W Kenosha St, Broken Arrow, OK, 74012 8966
Personal Loan
12.40%
APR12.40%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
950 N Aspen Ave, Broken Arrow, OK, 74012 9565
Signature Loan
13.24%
APR13.24%
Last UpdatedJuly 4, 2026
Details

Fixed

Energy One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
4912 W Washington St, Broken Arrow, OK, 74012
Signature Loan
14.99%
APR14.99%
Last UpdatedJuly 4, 2026
Details

Under $5,000

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
950 N Aspen Ave, Broken Arrow, OK, 74012 9565
Flex Loan
15.65%
APR15.65%
Last UpdatedJuly 4, 2026
Details

Rate Type: Variable

Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Generator Loan
3.99%
APR3.99%
Last UpdatedJuly 4, 2026
Details

As Low As*

Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Storm Shelter Loans
4.24%
APR4.24%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2025 Loan
4.60%
APR4.60%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
NEW! 2026 Loan
4.60%
APR4.60%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Teachers Credit Union Oklahoma City, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Shelter Loan
4.99%
APR4.99%
Last UpdatedJuly 4, 2026
Details

As Low As

Energize Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Emergency Generator Loan
5.00%
APR5.00%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Energize Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Tornado Shelter Loan
5.00%
APR5.00%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2025 Loan
5.10%
APR5.10%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
NEW! 2026 Loan
5.10%
APR5.10%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
New Utility Tractor >25 HP Loan
5.24%
APR5.24%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2025 Loan
5.30%
APR5.30%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
NEW! 2026 Loan
5.30%
APR5.30%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2025 Loan
5.45%
APR5.45%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
NEW! 2026 Loan
5.45%
APR5.45%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Storm Shelters Loan
5.50%
APR5.50%
Last UpdatedJuly 4, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2022 Loan
5.65%
APR5.65%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2023 Loan
5.65%
APR5.65%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2024 Loan
5.65%
APR5.65%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Used Utility Tractor >25 HP Loan
5.74%
APR5.74%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2022 Loan
5.95%
APR5.95%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2023 Loan
5.95%
APR5.95%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2024 Loan
5.95%
APR5.95%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
New Recreational Loan
5.95%
APR5.95%
Last UpdatedJuly 4, 2026
Details

With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.

Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.33%
Loans
6.24%
APR6.24%
Last UpdatedJuly 4, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2021 Loan
6.30%
APR6.30%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Loan
6.45%
APR6.45%
Last UpdatedJuly 4, 2026
Details

Up to $10,000; As Low As

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Consolidated rate Loan
6.50%
APR6.50%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 7.83%
Household Goods Loan
6.50%
APR6.50%
Last UpdatedJuly 4, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2021 Loan
6.55%
APR6.55%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2020 or Older Loan
6.80%
APR6.80%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Loan
6.95%
APR6.95%
Last UpdatedJuly 4, 2026
Details

$10,001-$15,000; As Low As

Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
Personal 'WHATEVER' Loan
6.99%
APR6.99%
Last UpdatedJuly 4, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2020 or Older Loan
7.05%
APR7.05%
Last UpdatedJuly 4, 2026
Details

No additional details available.

OK Members First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Unsecured Signature Loan
7.25%
APR7.25%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Loan
7.45%
APR7.45%
Last UpdatedJuly 4, 2026
Details

$15,001-$25,000; As Low As

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Equivalent rate Loan
7.63%
APR7.63%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Lawn and Garden Equipment min) Loan
7.74%
APR7.74%
Last UpdatedJuly 4, 2026
Details

$1,000

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Storm Shelter Loan
7.99%
APR7.99%
Last UpdatedJuly 4, 2026
Details

Members with minimum $10,000 WEOKIE Mortgage or Auto Loan

Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
New Computer/Household Goods Loan
7.99%
APR7.99%
Last UpdatedJuly 4, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
American Truck Driving Academy Loan
8.00%
APR8.00%
Last UpdatedJuly 4, 2026
Details

Max $6,000; 1st Payment 45 Days

Energize Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Other Collateral Loan
8.00%
APR8.00%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Loan
8.45%
APR8.45%
Last UpdatedJuly 4, 2026
Details

$25,001-$50,000; As Low As

Endurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
Personal Loans
8.50%
APR8.50%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Signature Loan
8.74%
APR8.74%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Signature Loan
8.75%
APR8.75%
Last UpdatedJuly 4, 2026
Details

As low as

Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Personal Loan
8.75%
APR8.75%
Last UpdatedJuly 4, 2026
Details

As Low As*

MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
Personal Loans
8.95%
APR8.95%
Last UpdatedJuly 4, 2026
Details

Rates subject to change. Please call for quote. Additional discounts may be available. As Low As

USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
Storm Shelter Loan
8.99%
APR8.99%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
Personal Loans
9.25%
APR9.25%
Last UpdatedJuly 4, 2026
Details

As Low As; APR* with specific terms.

First Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Personal Signature Loan
9.75%
APR9.75%
Last UpdatedJuly 4, 2026
Details

Unsecured (but still good APR); No Prepayment Fees

USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
Platinum Loan
9.75%
APR9.75%
Last UpdatedJuly 4, 2026
Details

No additional details available.

SSMOK Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Personal Loans
9.99%
APR9.99%
Last UpdatedJuly 4, 2026
Details

As Low As

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Storm Shelter Loan
9.99%
APR9.99%
Last UpdatedJuly 4, 2026
Details

All Others

Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Lifestyle Loan
9.99%
APR9.99%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Correctional Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
SIGNATURE LOAN
9.99%
APR9.99%
Last UpdatedJuly 4, 2026
Details

Based on FICO Score; As Low As; Fixed

The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Personal Loans
9.99%
APR9.99%
Last UpdatedJuly 4, 2026
Details

As Low As; Rates for Personal Loans

United Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Signature Loan
10.00%
APR10.00%
Last UpdatedJuly 4, 2026
Details

As Low As; Annual Percentage Rate

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Personal Loan
10.00%
APR10.00%
Last UpdatedJuly 4, 2026
Details

As low as

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Personal Loans
10.00%
APR10.00%
Last UpdatedJuly 4, 2026
Details

As Low As

Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
Unsecured Loan
10.00%
APR10.00%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Signature Loan
10.19%
APR10.19%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Lifestyle Loan
10.50%
APR10.50%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Signature Loan
10.69%
APR10.69%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Signature Loans
10.70%
APR10.70%
Last UpdatedJuly 4, 2026
Details

As Low As

Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 23.54%
Signature loan
10.75%
APR10.75%
Last UpdatedJuly 4, 2026
Details

As Low As

Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Lifestyle Loan
10.75%
APR10.75%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Teachers Credit Union Oklahoma City, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Signature Loan
10.99%
APR10.99%
Last UpdatedJuly 4, 2026
Details

As Low As

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Personal/signature loans
10.99%
APR10.99%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Lifestyle Loan
11.00%
APR11.00%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Signature Loan
11.19%
APR11.19%
Last UpdatedJuly 4, 2026
Details

No additional details available.

USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
Signature Loans
11.24%
APR11.24%
Last UpdatedJuly 4, 2026
Details

As Low As

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Signature Loan
11.25%
APR11.25%
Last UpdatedJuly 4, 2026
Details

As low as

Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Stress Line Loan
11.25%
APR11.25%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 7.83%
Personal Loan
11.40%
APR11.40%
Last UpdatedJuly 4, 2026
Details

As Low As

Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
Personal/Signature Loan
11.49%
APR11.49%
Last UpdatedJuly 4, 2026
Details

As Low As; Up to 15% of gross annual income not to exceed $20,000.

Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
Signature Loans
11.49%
APR11.49%
Last UpdatedJuly 4, 2026
Details

Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.

Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
Personal Loan
11.50%
APR11.50%
Last UpdatedJuly 4, 2026
Details

As Low As

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Personal/signature loans
11.99%
APR11.99%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Energize Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Computer Loan
12.00%
APR12.00%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Correctional Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
CREDIT BUILDER LOAN
12.25%
APR12.25%
Last UpdatedJuly 4, 2026
Details

CREDIT BUILDER; Fixed

Correctional Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
DEBT CONSOLIDATION Loan
12.25%
APR12.25%
Last UpdatedJuly 4, 2026
Details

MAXIMUM $5,000. CALL CREDIT UNION FOR ELIGIBILITY; Fixed

USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
Platinum Rewards Loan
12.75%
APR12.75%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
PAL I Loan
13.00%
APR13.00%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Energize Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Signature Loan
13.00%
APR13.00%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Personal Loans
13.30%
APR13.30%
Last UpdatedJuly 4, 2026
Details

With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Unsecured Loan
13.30%
APR13.30%
Last UpdatedJuly 4, 2026
Details

As Low As

OK Members First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Payday - Quik Cash Loans
18.00%
APR18.00%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
PAL Loan
18.00%
APR18.00%
Last UpdatedJuly 4, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
PAL II Loan
19.00%
APR19.00%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 23.54%
Small dollar Loan
27.75%
APR27.75%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
Emergency Help Loan
28.00%
APR28.00%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Broken Arrow Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Oklahoma Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
2211 S Aspen Ave, Broken Arrow, OK, 74012
Personal loans
10.99%
APR10.99%
Last UpdatedJuly 4, 2026
Details

As Low As

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
1050 N 20th St, Broken Arrow, OK, 74012
Personal Loans
11.24%
APR11.24%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
4620 W Kenosha St, Broken Arrow, OK, 74012 8966
Personal Loan
12.40%
APR12.40%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Endurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
Personal Loans
8.50%
APR8.50%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Personal Loan
8.75%
APR8.75%
Last UpdatedJuly 4, 2026
Details

As Low As*

MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
Personal Loans
8.95%
APR8.95%
Last UpdatedJuly 4, 2026
Details

Rates subject to change. Please call for quote. Additional discounts may be available. As Low As

Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
Personal Loans
9.25%
APR9.25%
Last UpdatedJuly 4, 2026
Details

As Low As; APR* with specific terms.

SSMOK Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
Personal Loans
9.99%
APR9.99%
Last UpdatedJuly 4, 2026
Details

As Low As

The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Personal Loans
9.99%
APR9.99%
Last UpdatedJuly 4, 2026
Details

As Low As; Rates for Personal Loans

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Personal Loan
10.00%
APR10.00%
Last UpdatedJuly 4, 2026
Details

As low as

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Personal Loans
10.00%
APR10.00%
Last UpdatedJuly 4, 2026
Details

As Low As

Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 7.83%
Personal Loan
11.40%
APR11.40%
Last UpdatedJuly 4, 2026
Details

As Low As

Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
Personal Loan
11.50%
APR11.50%
Last UpdatedJuly 4, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Personal Loans
13.30%
APR13.30%
Last UpdatedJuly 4, 2026
Details

With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.

Broken Arrow Debt Consolidation Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Correctional Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
DEBT CONSOLIDATION Loan
12.25%
APR12.25%
Last UpdatedJuly 4, 2026
Details

MAXIMUM $5,000. CALL CREDIT UNION FOR ELIGIBILITY; Fixed

Broken Arrow Signature Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
1650 S Elm Pl, Broken Arrow, OK, 74012 6455
Signature Loan
9.25%
APR9.25%
Last UpdatedJuly 4, 2026
Details

As Low As

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
1650 S Elm Pl, Broken Arrow, OK, 74012 6455
Signature Loan
9.75%
APR9.75%
Last UpdatedJuly 4, 2026
Details

As Low As

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
1650 S Elm Pl, Broken Arrow, OK, 74012 6455
Signature Loan
10.75%
APR10.75%
Last UpdatedJuly 4, 2026
Details

As Low As

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
1650 S Elm Pl, Broken Arrow, OK, 74012 6455
Signature Loan
11.75%
APR11.75%
Last UpdatedJuly 4, 2026
Details

As Low As

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
950 N Aspen Ave, Broken Arrow, OK, 74012 9565
Signature Loan
13.24%
APR13.24%
Last UpdatedJuly 4, 2026
Details

Fixed

Energy One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
4912 W Washington St, Broken Arrow, OK, 74012
Signature Loan
14.99%
APR14.99%
Last UpdatedJuly 4, 2026
Details

Under $5,000

OK Members First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Unsecured Signature Loan
7.25%
APR7.25%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Signature Loan
8.74%
APR8.74%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Signature Loan
8.75%
APR8.75%
Last UpdatedJuly 4, 2026
Details

As low as

First Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Personal Signature Loan
9.75%
APR9.75%
Last UpdatedJuly 4, 2026
Details

Unsecured (but still good APR); No Prepayment Fees

Correctional Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
SIGNATURE LOAN
9.99%
APR9.99%
Last UpdatedJuly 4, 2026
Details

Based on FICO Score; As Low As; Fixed

United Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
Signature Loan
10.00%
APR10.00%
Last UpdatedJuly 4, 2026
Details

As Low As; Annual Percentage Rate

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Signature Loan
10.19%
APR10.19%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Signature Loan
10.69%
APR10.69%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Signature Loans
10.70%
APR10.70%
Last UpdatedJuly 4, 2026
Details

As Low As

Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 23.54%
Signature loan
10.75%
APR10.75%
Last UpdatedJuly 4, 2026
Details

As Low As

Teachers Credit Union Oklahoma City, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
Signature Loan
10.99%
APR10.99%
Last UpdatedJuly 4, 2026
Details

As Low As

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Personal/signature loans
10.99%
APR10.99%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Signature Loan
11.19%
APR11.19%
Last UpdatedJuly 4, 2026
Details

No additional details available.

USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
Signature Loans
11.24%
APR11.24%
Last UpdatedJuly 4, 2026
Details

As Low As

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
Signature Loan
11.25%
APR11.25%
Last UpdatedJuly 4, 2026
Details

As low as

Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
Personal/Signature Loan
11.49%
APR11.49%
Last UpdatedJuly 4, 2026
Details

As Low As; Up to 15% of gross annual income not to exceed $20,000.

Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
Signature Loans
11.49%
APR11.49%
Last UpdatedJuly 4, 2026
Details

Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Personal/signature loans
11.99%
APR11.99%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Energize Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Signature Loan
13.00%
APR13.00%
Last UpdatedJuly 4, 2026
Details

No additional details available.

Broken Arrow, OK Personal Loan Rate Trends

Compare local Broken Arrow, OK personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oklahoma Personal Loan Trends →
Personal Loan — OK Avg
10.752%
▲ 0.025 vs 7 days ago

Oklahoma personal loan rates rose 0.025 points over the past 7 days to 10.752% APR.

Signature Loan — OK Avg
11.152%
▲ 0.019 vs 7 days ago

Oklahoma signature loan rates rose 0.019 points over the past 7 days to 11.152% APR.

As of Jul 4, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Broken Arrow, Oklahoma personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Broken Arrow, Oklahoma directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Broken Arrow, Oklahoma. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in OK.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in Oklahoma?

Most lenders in Broken Arrow, Oklahoma require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Oklahoma often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Broken Arrow, Oklahoma require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Oklahoma?

Yes. Debt consolidation is one of the most common uses of personal loans in Broken Arrow, Oklahoma. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Broken Arrow, Oklahoma?

Credit unions in Broken Arrow, Oklahoma often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Broken Arrow, Oklahoma?

  • Communication Federal Credit Union: 5.99% (Storm Shelter Loan)
  • Western Sun Federal Credit Union: 8.49% (HVAC Loan)
  • WeStreet Federal Credit Union: 8.50% (10 year platted subdivision Loan)
  • Oklahoma Central Credit Union: 10.99% (Personal loans)
  • TTCU Federal Credit Union: 11.24% (Personal Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Broken Arrow, Oklahoma. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 29, 2026.