Best Personal Loan Rates in Picatinny Arsenal, New Jersey (NJ) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to New Jersey borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Picatinny Arsenal, New Jersey include: Picatinny Federal Credit UnionPicatinny Federal Credit UnionArdec S Bldg 30, Picatinny Arsenal, NJ, 07806A+5.0 ★Texas Ratio: 2.66% offering Personal at 8.99% APR, TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Riegel Federal Credit UnionRiegel Federal Credit UnionA+5.0 ★Texas Ratio: 5.50% offering Shares Pledged Personal Loan at 4.00% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and Police And Fire Federal Credit UnionPolice And Fire Federal Credit UnionA+5.0 ★Texas Ratio: 0.62% offering Pledge Loan at 4.99% APR. Personal loan rates as of April 23, 2026 according to verified data from MonitorBankRates.
Picatinny Arsenal has 1 local institution in our database, with personal loan rates as low as 8.99% APR from Picatinny Federal Credit Union at Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Picatinny Arsenal, New Jersey.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Picatinny Arsenal, New Jersey. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 23, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Personal
8.99%
▼
APR8.99%
Last UpdatedApril 23, 2026
Details
Maximum total not to exceed $25,000
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Debt Consolidation
9.49%
▼
APR9.49%
Last UpdatedApril 23, 2026
Details
No additional details available.
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Personal
10.24%
▼
APR10.24%
Last UpdatedApril 23, 2026
Details
Maximum total not to exceed $25,000
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Debt Consolidation
10.74%
▼
APR10.74%
Last UpdatedApril 23, 2026
Details
No additional details available.
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Personal
11.24%
▼
APR11.24%
Last UpdatedApril 23, 2026
Details
Maximum total not to exceed $25,000
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Short Term Loan
11.50%
▼
APR11.50%
Last UpdatedApril 23, 2026
Details
No additional details available.
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Debt Consolidation
11.74%
▼
APR11.74%
Last UpdatedApril 23, 2026
Details
No additional details available.
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Personal
12.24%
▼
APR12.24%
Last UpdatedApril 23, 2026
Details
Maximum total not to exceed $25,000
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Debt Consolidation
12.74%
▼
APR12.74%
Last UpdatedApril 23, 2026
Details
No additional details available.
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Personal
13.24%
▼
APR13.24%
Last UpdatedApril 23, 2026
Details
Maximum total not to exceed $25,000
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Debt Consolidation
14.49%
▼
APR14.49%
Last UpdatedApril 23, 2026
Details
No additional details available.
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Debt Consolidation
14.99%
▼
APR14.99%
Last UpdatedApril 23, 2026
Details
No additional details available.
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Debt Consolidation
15.49%
▼
APR15.49%
Last UpdatedApril 23, 2026
Details
No additional details available.
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Debt Consolidation
16.49%
▼
APR16.49%
Last UpdatedApril 23, 2026
Details
No additional details available.
APR4.00%
Last UpdatedApril 23, 2026
Details
No additional details available.
Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
Shares Pledged Personal Loan
4.00%
▼
APR4.00%
Last UpdatedApril 23, 2026
Details
As Low As
APR4.50%
Last UpdatedApril 23, 2026
Details
No additional details available.
APR4.64%
Last UpdatedApril 23, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 23, 2026
Details
As Low As
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
Pledge Loan
4.99%
▼
APR4.99%
Last UpdatedApril 23, 2026
Details
No additional details available.
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
IRA Loans
5.00%
▼
APR5.00%
Last UpdatedApril 23, 2026
Details
As Low As; To Fund an IRA
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
Share Loans
5.00%
▼
APR5.00%
Last UpdatedApril 23, 2026
Details
As Low As; Up to 10 Years
Union County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Pledged Shares Loan
6.00%
▼
APR6.00%
Last UpdatedApril 23, 2026
Details
No additional details available.
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Signature
6.50%
▼
APR6.50%
Last UpdatedApril 23, 2026
Details
As Low As
Division 819 Transit Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
Unsecured Loans
6.50%
▼
APR6.50%
Last UpdatedApril 23, 2026
Details
Based on individual applications, for unsecured loans.
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Certificate of Origin Loan
6.50%
▼
APR6.50%
Last UpdatedApril 23, 2026
Details
Credit Report Score: 650 and Above
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Certificate of Origin Loan
6.75%
▼
APR6.75%
Last UpdatedApril 23, 2026
Details
Credit Report Score: 650 and Above
APR6.90%
Last UpdatedApril 23, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 80% CLTV - 5 Year
6.93%
▼
APR6.93%
Last UpdatedApril 23, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 23, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 23, 2026
Details
As Low As; Payment Per $1000 Borrowed: $31.05
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
Vacation Loan
6.99%
▼
APR6.99%
Last UpdatedApril 23, 2026
Details
As Low As; Borrow up to $5000
Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Vacation Loans
6.99%
▼
APR6.99%
Last UpdatedApril 23, 2026
Details
With 12 months terms ($3000.00 max)
APR7.00%
Last UpdatedApril 23, 2026
Details
No additional details available.
1166 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Collateralized Loans (Backed by property, other than Real Estate)
7.00%
▼
APR7.00%
Last UpdatedApril 23, 2026
Details
No additional details available.
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Signature
7.00%
▼
APR7.00%
Last UpdatedApril 23, 2026
Details
As Low As
Newark Firemen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
Personal Loan
7.00%
▼
APR7.00%
Last UpdatedApril 23, 2026
Details
As Low As
1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Unsecured Personal Loan
7.00%
▼
APR7.00%
Last UpdatedApril 23, 2026
Details
As Low As; Up to $2,500
Credit Union Of New Jersey A Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.22%
Lifestyle Loans
7.24%
▼
APR7.24%
Last UpdatedApril 23, 2026
Details
As Low As
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedApril 23, 2026
Details
As Low As; Loan amount $10,000 - $400,000
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Used Certificate of Origin Loan
7.25%
▼
APR7.25%
Last UpdatedApril 23, 2026
Details
Credit Report Score: 650 and Above; Year: 2026*
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 80% CLTV - 10 Year
7.48%
▼
APR7.48%
Last UpdatedApril 23, 2026
Details
As Low As
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Signature
7.50%
▼
APR7.50%
Last UpdatedApril 23, 2026
Details
As Low As
Division 819 Transit Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
Unsecured Loans
7.50%
▼
APR7.50%
Last UpdatedApril 23, 2026
Details
Based on individual applications, for unsecured loans.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 90% CLTV - 5 Year
7.55%
▼
APR7.55%
Last UpdatedApril 23, 2026
Details
As Low As
East Orange VAH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 23, 2026
Details
As Low As
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Certificate of Origin Loan
7.75%
▼
APR7.75%
Last UpdatedApril 23, 2026
Details
Credit Report Score: 650 and Above
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 90% CLTV - 10 Year
7.98%
▼
APR7.98%
Last UpdatedApril 23, 2026
Details
As Low As
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Personal / Vacation Loan
7.99%
▼
APR7.99%
Last UpdatedApril 23, 2026
Details
As Low As
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 23, 2026
Details
As Low As
Bridgeton Onized Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.76%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 23, 2026
Details
As Low As
Messiah Baptist Church Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.89%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 23, 2026
Details
No additional details available.
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Signature
8.00%
▼
APR8.00%
Last UpdatedApril 23, 2026
Details
As Low As
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Used Certificate of Origin Loan
8.00%
▼
APR8.00%
Last UpdatedApril 23, 2026
Details
Credit Report Score: 650 and Above; Year: 2022 - 2025
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Certificate of Origin Loan
8.00%
▼
APR8.00%
Last UpdatedApril 23, 2026
Details
Credit Report Score: 649 - 575
1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loans Unsecured
8.00%
▼
APR8.00%
Last UpdatedApril 23, 2026
Details
up to $50,000
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.00%
▼
APR8.00%
Last UpdatedApril 23, 2026
Details
up to $15,000
Central Jersey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.47%
Personal
8.00%
▼
APR8.00%
Last UpdatedApril 23, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 23, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 23, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 23, 2026
Details
Learn More
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.25%
▼
APR8.25%
Last UpdatedApril 23, 2026
Details
up to $15,000
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Certificate of Origin Loan
8.25%
▼
APR8.25%
Last UpdatedApril 23, 2026
Details
Credit Report Score: 649 - 575
Monmouth County Postal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Signature
8.49%
▼
APR8.49%
Last UpdatedApril 23, 2026
Details
interest rate based on credit score
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Used Certificate of Origin Loan
8.50%
▼
APR8.50%
Last UpdatedApril 23, 2026
Details
Credit Report Score: 649 - 575; Year: 2026*
Union County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 23, 2026
Details
As Low As; Up to $15,000. Up to 5 year financing.
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Signature
8.50%
▼
APR8.50%
Last UpdatedApril 23, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.50%
▼
APR8.50%
Last UpdatedApril 23, 2026
Details
up to $15,000
APR8.50%
Last UpdatedApril 23, 2026
Details
As Low As
Motion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
CREDIT CRUNCHER (Debt Consolidation)
8.60%
▼
APR8.60%
Last UpdatedApril 23, 2026
Details
As Low As
Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedApril 23, 2026
Details
As Low As
Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Promotional Loans
8.74%
▼
APR8.74%
Last UpdatedApril 23, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.75%
▼
APR8.75%
Last UpdatedApril 23, 2026
Details
up to $15,000
Ridgedale Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
Personal and Debt Consolidation Loans
8.75%
▼
APR8.75%
Last UpdatedApril 23, 2026
Details
As Low As
United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedApril 23, 2026
Details
Apr=Annual Percentage Rate. Rates include a 0.25% discount for direct deposit and electronic payment from a United Teletech checking account.
XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Debt Consolidation
8.99%
▼
APR8.99%
Last UpdatedApril 23, 2026
Details
No additional details available.
Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 23, 2026
Details
With credit score of 750 and above. Up to 60 month term. Max of $25,000.00.
Bay Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
PERSONAL LOANS
8.99%
▼
APR8.99%
Last UpdatedApril 23, 2026
Details
As Low As
Parlin Dupont Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
UNSECURED LOAN
8.99%
▼
APR8.99%
Last UpdatedApril 23, 2026
Details
No additional details available.
Parlin Dupont Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 23, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 23, 2026
Details
As Low As; Payment Per $1000 Borrowed: $25.07
Central Jersey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.47%
Personal LOC
9.00%
▼
APR9.00%
Last UpdatedApril 23, 2026
Details
No additional details available.
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
9.00%
▼
APR9.00%
Last UpdatedApril 23, 2026
Details
up to $15,000
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
Wedding Loan
9.00%
▼
APR9.00%
Last UpdatedApril 23, 2026
Details
As Low As; Borrow up to $15,000. You do need proof of wedding expenses, such as a copy of the contract from the venue, florist, bridal shop, etc.
United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
Debt Consolidation
9.00%
▼
APR9.00%
Last UpdatedApril 23, 2026
Details
As Low As
1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loans Unsecured
9.00%
▼
APR9.00%
Last UpdatedApril 23, 2026
Details
up to $50,000
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Used Certificate of Origin Loan
9.00%
▼
APR9.00%
Last UpdatedApril 23, 2026
Details
Credit Report Score: 650 and Above; Year: 2019 - 2021
APR9.00%
Last UpdatedApril 23, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 23, 2026
Details
As Low As; Payment Per $1000 Borrowed: $21.04
APR9.25%
Last UpdatedApril 23, 2026
Details
As Low As
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Certificate of Origin Loan
9.25%
▼
APR9.25%
Last UpdatedApril 23, 2026
Details
Credit Report Score: 649 - 575
APR9.25%
Last UpdatedApril 23, 2026
Details
As Low As
APR9.25%
Last UpdatedApril 23, 2026
Details
As Low As
Members 1st of NJ Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Personal Loans
9.30%
▼
APR9.30%
Last UpdatedApril 23, 2026
Details
As Low As
XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Debt Consolidation
9.49%
▼
APR9.49%
Last UpdatedApril 23, 2026
Details
No additional details available.
Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Unsecured
9.49%
▼
APR9.49%
Last UpdatedApril 23, 2026
Details
As Low As
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Used Certificate of Origin Loan
9.50%
▼
APR9.50%
Last UpdatedApril 23, 2026
Details
Credit Report Score: 649 - 575; Year: 2022 - 2025
GAF Linden Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.11%
Unsecured Loans
9.50%
▼
APR9.50%
Last UpdatedApril 23, 2026
Details
No additional details available.
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Certificate of Origin Loan
9.50%
▼
APR9.50%
Last UpdatedApril 23, 2026
Details
Credit Report Score: 574 and Below
Motion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 23, 2026
Details
As Low As; Rates are determined by your personal credit history and payment method, so your rate may differ. Rates include 0.25% reduction for automatic payments made from your Motion account. These rates are advertised as low as.
APR9.74%
Last UpdatedApril 23, 2026
Details
No additional details available.
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 23, 2026
Details
As Low As
APR9.75%
Last UpdatedApril 23, 2026
Details
As Low As
Princeton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 23, 2026
Details
As Low As
Princeton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Personal/ Unsecured Loan
9.75%
▼
APR9.75%
Last UpdatedApril 23, 2026
Details
As Low As
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Certificate of Origin Loan
9.75%
▼
APR9.75%
Last UpdatedApril 23, 2026
Details
Credit Report Score: 574 and Below
Hoboken School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedApril 23, 2026
Details
As Low As
Advanced Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Personal Signature Loan
9.90%
▼
APR9.90%
Last UpdatedApril 23, 2026
Details
As low as
Federal Employees Newark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Preferred Customer Unsecured Loans
9.95%
▼
APR9.95%
Last UpdatedApril 23, 2026
Details
Maximum Loan Amount $5,000
Greater Alliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.52%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 23, 2026
Details
As Low As
Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
Signature Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 23, 2026
Details
As Low As
XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedApril 23, 2026
Details
No additional details available.
APR9.99%
Last UpdatedApril 23, 2026
Details
No additional details available.
United Poles Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.86%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 23, 2026
Details
As Low As
Loreal USA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Birthday Loan Special
9.99%
▼
APR9.99%
Last UpdatedApril 23, 2026
Details
As Low As; 12 Month Repayment No Prepayment Fees
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 23, 2026
Details
As Low As
APR9.99%
Last UpdatedApril 23, 2026
Details
As Low As; Other Rates and Terms Apply.
APR9.99%
Last UpdatedApril 23, 2026
Details
No additional details available.
APR10.00%
Last UpdatedApril 23, 2026
Details
No additional details available.
Deepwater Industries Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 23, 2026
Details
As Low As; Auto Pay
Liberty Savings Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
Unsecured Loans
10.00%
▼
APR10.00%
Last UpdatedApril 23, 2026
Details
As Low As
Elizabeth NJ Firemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedApril 23, 2026
Details
No additional details available.
Jersey Shore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
Personal Loan
10.20%
▼
APR10.20%
Last UpdatedApril 23, 2026
Details
As Low As
First Financial Federal Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.12%
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedApril 23, 2026
Details
As Low As; Fixed payments and no pre-payment penalties.
First Financial Federal Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.12%
Signature Loans
10.24%
▼
APR10.24%
Last UpdatedApril 23, 2026
Details
As Low As
APR10.24%
Last UpdatedApril 23, 2026
Details
As Low As; Other Rates and Terms Apply.
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Used Certificate of Origin Loan
10.25%
▼
APR10.25%
Last UpdatedApril 23, 2026
Details
Credit Report Score: 574 and Below; Year: 2026*
Atlantic Health Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 23, 2026
Details
As Low As
Atlantic Health Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 23, 2026
Details
Up to $15,000
APR10.49%
Last UpdatedApril 23, 2026
Details
No additional details available.
XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Debt Consolidation
10.49%
▼
APR10.49%
Last UpdatedApril 23, 2026
Details
No additional details available.
Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
Signature Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 23, 2026
Details
As Low As
APR10.50%
Last UpdatedApril 23, 2026
Details
Learn More
Motion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 23, 2026
Details
As Low As; Rates are determined by your personal credit history and payment method, so your rate may differ. Rates include 0.25% reduction for automatic payments made from your Motion account. These rates are advertised as low as.
Deepwater Industries Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 23, 2026
Details
As Low As
1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loans Unsecured
10.50%
▼
APR10.50%
Last UpdatedApril 23, 2026
Details
up to $50,000
APR10.50%
Last UpdatedApril 23, 2026
Details
Credit Report Score: 650 and Above
APR10.50%
Last UpdatedApril 23, 2026
Details
Credit Report Score: 650 and Above
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Used Certificate of Origin Loan
10.50%
▼
APR10.50%
Last UpdatedApril 23, 2026
Details
Credit Report Score: 649 - 575; Year: 2019 - 2021
Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.26%
Personal Loan
10.69%
▼
APR10.69%
Last UpdatedApril 23, 2026
Details
As Low As
First Financial Federal Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.12%
Signature Loans
10.74%
▼
APR10.74%
Last UpdatedApril 23, 2026
Details
As Low As
Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
Signature Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 23, 2026
Details
As Low As
Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Promotional Loans
10.74%
▼
APR10.74%
Last UpdatedApril 23, 2026
Details
Up to $15,000â€
APR10.75%
Last UpdatedApril 23, 2026
Details
As Low As
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Certificate of Origin Loan
10.75%
▼
APR10.75%
Last UpdatedApril 23, 2026
Details
Credit Report Score: 574 and Below
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Personal Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedApril 23, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Vacation Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedApril 23, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedApril 23, 2026
Details
As Low As; all rates based on creditworthiness
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Holiday Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedApril 23, 2026
Details
As Low As
APR10.90%
Last UpdatedApril 23, 2026
Details
No additional details available.
Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 23, 2026
Details
With credit score of 700 - 749. Up to 60 month term. Max of $20,000.00.
Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 23, 2026
Details
As Low As; Up to $15,000â€
APR10.99%
Last UpdatedApril 23, 2026
Details
No additional details available.
Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Unsecured
10.99%
▼
APR10.99%
Last UpdatedApril 23, 2026
Details
As Low As
GARDEN SAVINGS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan (including Debt Consolidation)
10.99%
▼
APR10.99%
Last UpdatedApril 23, 2026
Details
As Low As
Community Financial Services Federal Credit Union
Institution Rating:
F3.0 ★Texas Ratio: 39.45%
Loanliner Line-of-Credit and Personal Loans
11.00%
▼
APR11.00%
Last UpdatedApril 23, 2026
Details
As Low As
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Used Certificate of Origin Loan
11.00%
▼
APR11.00%
Last UpdatedApril 23, 2026
Details
Credit Report Score: 574 and Below; Year: 2022 - 2025
APR11.00%
Last UpdatedApril 23, 2026
Details
No additional details available.
APR11.05%
Last UpdatedApril 23, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
Shares Pledged Personal Loan
4.00%
▼
APR4.00%
Last UpdatedApril 23, 2026
Details
As Low As
APR6.90%
Last UpdatedApril 23, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 23, 2026
Details
As Low As; Payment Per $1000 Borrowed: $31.05
APR6.99%
Last UpdatedApril 23, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 23, 2026
Details
No additional details available.
Newark Firemen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
Personal Loan
7.00%
▼
APR7.00%
Last UpdatedApril 23, 2026
Details
As Low As
1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Unsecured Personal Loan
7.00%
▼
APR7.00%
Last UpdatedApril 23, 2026
Details
As Low As; Up to $2,500
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 23, 2026
Details
As Low As
Bridgeton Onized Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.76%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 23, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 23, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 23, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.00%
▼
APR8.00%
Last UpdatedApril 23, 2026
Details
up to $15,000
1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loans Unsecured
8.00%
▼
APR8.00%
Last UpdatedApril 23, 2026
Details
up to $50,000
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.25%
▼
APR8.25%
Last UpdatedApril 23, 2026
Details
up to $15,000
APR8.50%
Last UpdatedApril 23, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.50%
▼
APR8.50%
Last UpdatedApril 23, 2026
Details
up to $15,000
Union County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 23, 2026
Details
As Low As; Up to $15,000. Up to 5 year financing.
Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedApril 23, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.75%
▼
APR8.75%
Last UpdatedApril 23, 2026
Details
up to $15,000
United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedApril 23, 2026
Details
Apr=Annual Percentage Rate. Rates include a 0.25% discount for direct deposit and electronic payment from a United Teletech checking account.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 23, 2026
Details
As Low As; Payment Per $1000 Borrowed: $25.07
Parlin Dupont Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 23, 2026
Details
As Low As
Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 23, 2026
Details
With credit score of 750 and above. Up to 60 month term. Max of $25,000.00.
Bay Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
PERSONAL LOANS
8.99%
▼
APR8.99%
Last UpdatedApril 23, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
9.00%
▼
APR9.00%
Last UpdatedApril 23, 2026
Details
up to $15,000
1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loans Unsecured
9.00%
▼
APR9.00%
Last UpdatedApril 23, 2026
Details
up to $50,000
APR9.00%
Last UpdatedApril 23, 2026
Details
No additional details available.
APR9.25%
Last UpdatedApril 23, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 23, 2026
Details
As Low As; Payment Per $1000 Borrowed: $21.04
Members 1st of NJ Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Personal Loans
9.30%
▼
APR9.30%
Last UpdatedApril 23, 2026
Details
As Low As
Motion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 23, 2026
Details
As Low As; Rates are determined by your personal credit history and payment method, so your rate may differ. Rates include 0.25% reduction for automatic payments made from your Motion account. These rates are advertised as low as.
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 23, 2026
Details
As Low As
APR9.75%
Last UpdatedApril 23, 2026
Details
As Low As
Princeton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 23, 2026
Details
As Low As
Hoboken School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedApril 23, 2026
Details
As Low As
Greater Alliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.52%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 23, 2026
Details
As Low As
Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
Signature Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 23, 2026
Details
As Low As
United Poles Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.86%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 23, 2026
Details
As Low As
Deepwater Industries Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 23, 2026
Details
As Low As; Auto Pay
APR10.00%
Last UpdatedApril 23, 2026
Details
No additional details available.
Jersey Shore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
Personal Loan
10.20%
▼
APR10.20%
Last UpdatedApril 23, 2026
Details
As Low As
First Financial Federal Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.12%
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedApril 23, 2026
Details
As Low As; Fixed payments and no pre-payment penalties.
Atlantic Health Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 23, 2026
Details
As Low As
Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
Signature Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 23, 2026
Details
As Low As
Atlantic Health Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 23, 2026
Details
Up to $15,000
Motion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 23, 2026
Details
As Low As; Rates are determined by your personal credit history and payment method, so your rate may differ. Rates include 0.25% reduction for automatic payments made from your Motion account. These rates are advertised as low as.
Deepwater Industries Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 23, 2026
Details
As Low As
1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loans Unsecured
10.50%
▼
APR10.50%
Last UpdatedApril 23, 2026
Details
up to $50,000
Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.26%
Personal Loan
10.69%
▼
APR10.69%
Last UpdatedApril 23, 2026
Details
As Low As
Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
Signature Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 23, 2026
Details
As Low As
APR10.75%
Last UpdatedApril 23, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedApril 23, 2026
Details
As Low As; all rates based on creditworthiness
Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 23, 2026
Details
With credit score of 700 - 749. Up to 60 month term. Max of $20,000.00.
Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 23, 2026
Details
As Low As; Up to $15,000â€
GARDEN SAVINGS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan (including Debt Consolidation)
10.99%
▼
APR10.99%
Last UpdatedApril 23, 2026
Details
As Low As
Community Financial Services Federal Credit Union
Institution Rating:
F3.0 ★Texas Ratio: 39.45%
Loanliner Line-of-Credit and Personal Loans
11.00%
▼
APR11.00%
Last UpdatedApril 23, 2026
Details
As Low As
APR11.00%
Last UpdatedApril 23, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Debt Consolidation
9.49%
▼
APR9.49%
Last UpdatedApril 23, 2026
Details
No additional details available.
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Debt Consolidation
10.74%
▼
APR10.74%
Last UpdatedApril 23, 2026
Details
No additional details available.
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Debt Consolidation
11.74%
▼
APR11.74%
Last UpdatedApril 23, 2026
Details
No additional details available.
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Debt Consolidation
12.74%
▼
APR12.74%
Last UpdatedApril 23, 2026
Details
No additional details available.
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Debt Consolidation
14.49%
▼
APR14.49%
Last UpdatedApril 23, 2026
Details
No additional details available.
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Debt Consolidation
14.99%
▼
APR14.99%
Last UpdatedApril 23, 2026
Details
No additional details available.
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Debt Consolidation
15.49%
▼
APR15.49%
Last UpdatedApril 23, 2026
Details
No additional details available.
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Ardec S Bldg 30, Picatinny Arsenal, NJ, 07806
Debt Consolidation
16.49%
▼
APR16.49%
Last UpdatedApril 23, 2026
Details
No additional details available.
Motion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
CREDIT CRUNCHER (Debt Consolidation)
8.60%
▼
APR8.60%
Last UpdatedApril 23, 2026
Details
As Low As
Ridgedale Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
Personal and Debt Consolidation Loans
8.75%
▼
APR8.75%
Last UpdatedApril 23, 2026
Details
As Low As
XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Debt Consolidation
8.99%
▼
APR8.99%
Last UpdatedApril 23, 2026
Details
No additional details available.
United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
Debt Consolidation
9.00%
▼
APR9.00%
Last UpdatedApril 23, 2026
Details
As Low As
XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Debt Consolidation
9.49%
▼
APR9.49%
Last UpdatedApril 23, 2026
Details
No additional details available.
XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedApril 23, 2026
Details
No additional details available.
XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Debt Consolidation
10.49%
▼
APR10.49%
Last UpdatedApril 23, 2026
Details
No additional details available.
GARDEN SAVINGS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan (including Debt Consolidation)
10.99%
▼
APR10.99%
Last UpdatedApril 23, 2026
Details
As Low As
Elizabeth NJ Firemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
Debt Consolidation Loan
13.00%
▼
APR13.00%
Last UpdatedApril 23, 2026
Details
Proceeds made directly to creditors only!
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 23, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 23, 2026
Details
As Low As
APR14.50%
Last UpdatedApril 23, 2026
Details
No additional details available.
Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Debt Consolidation Loan
14.99%
▼
APR14.99%
Last UpdatedApril 23, 2026
Details
Up to 48 month term. Max of $20,000.00
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Signature
6.50%
▼
APR6.50%
Last UpdatedApril 23, 2026
Details
As Low As
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Signature
7.00%
▼
APR7.00%
Last UpdatedApril 23, 2026
Details
As Low As
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Signature
7.50%
▼
APR7.50%
Last UpdatedApril 23, 2026
Details
As Low As
East Orange VAH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedApril 23, 2026
Details
As Low As
Messiah Baptist Church Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.89%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 23, 2026
Details
No additional details available.
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Signature
8.00%
▼
APR8.00%
Last UpdatedApril 23, 2026
Details
As Low As
Monmouth County Postal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Signature
8.49%
▼
APR8.49%
Last UpdatedApril 23, 2026
Details
interest rate based on credit score
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Signature
8.50%
▼
APR8.50%
Last UpdatedApril 23, 2026
Details
As Low As
Advanced Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Personal Signature Loan
9.90%
▼
APR9.90%
Last UpdatedApril 23, 2026
Details
As low as
Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
Signature Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 23, 2026
Details
As Low As
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 23, 2026
Details
As Low As
APR9.99%
Last UpdatedApril 23, 2026
Details
As Low As; Other Rates and Terms Apply.
First Financial Federal Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.12%
Signature Loans
10.24%
▼
APR10.24%
Last UpdatedApril 23, 2026
Details
As Low As
APR10.24%
Last UpdatedApril 23, 2026
Details
As Low As; Other Rates and Terms Apply.
Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
Signature Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 23, 2026
Details
As Low As
First Financial Federal Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.12%
Signature Loans
10.74%
▼
APR10.74%
Last UpdatedApril 23, 2026
Details
As Low As
Riegel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
Signature Personal Loan
10.74%
▼
APR10.74%
Last UpdatedApril 23, 2026
Details
As Low As
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No home improvement personal loan rates found in Picatinny Arsenal, NJ currently.
Picatinny Arsenal, NJ Personal Loan Rate Trends
Compare local Picatinny Arsenal, NJ personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — NJ Avg
11.723%
▼ 0.071 vs 7 days ago
New Jersey personal loan rates fell 0.071 points over the past 7 days to 11.723% APR.
Signature Loan — NJ Avg
11.661%
▲ 0.504 vs 7 days ago
New Jersey signature loan rates rose 0.504 points over the past 7 days to 11.661% APR.
As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in New Jersey?
Most lenders in Picatinny Arsenal, New Jersey require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in New Jersey often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Picatinny Arsenal, New Jersey require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in New Jersey?
Yes. Debt consolidation is one of the most common uses of personal loans in Picatinny Arsenal, New Jersey. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Picatinny Arsenal, New Jersey?
Credit unions in Picatinny Arsenal, New Jersey often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Picatinny Arsenal, New Jersey?
- Picatinny Federal Credit Union: 8.99% (Personal)
- TrustCo Bank: 4.00% (Passbook Loan)
- Riegel Federal Credit Union: 4.00% (Shares Pledged Personal Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Police And Fire Federal Credit Union: 4.99% (Pledge Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Picatinny Arsenal, New Jersey. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 23, 2026.
Picatinny Arsenal, New Jersey Rates & Resources
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