Best Personal Loan Rates in Lyndhurst, New Jersey - June
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Lyndhurst, New Jersey include: TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, Self Reliance NY Federal Credit UnionSelf Reliance NY Federal Credit UnionA+5.0 ★Texas Ratio: 2.08% offering Up to 48 Months Loan at 4.89% APR, American Heritage Federal Credit UnionAmerican Heritage Federal Credit UnionA5.0 ★Texas Ratio: 8.82% offering 10 Year Loan at 5.38% APR, and Haven Savings BankHaven Savings BankA+5.0 ★Texas Ratio: 2.97% offering 10 Years Loan at 5.68% APR. Personal loan rates as of June 9, 2026 according to verified data from MonitorBankRates.
Lyndhurst borrowers have access to 50 lenders serving the New Jersey area, with personal loan rates as low as 4.00% APR from TrustCo Bank. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Lyndhurst, New Jersey.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Lyndhurst, New Jersey. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 9, 2026
Lyndhurst Personal Loan Rates
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As Low As
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As Low As
Fixed Rate, Owner Occupied, No Points
As Low As
As Low As; Relationship Premium
As Low As; Relationship Premium
As Low As; Relationship Premium
As Low As
$10,000 - $250,000
As Low As
No additional details available.
As Low As; Relationship Premium
Credit Report Score: 650 and Above
Credit Report Score: 650 and Above
No additional details available.
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Fixed Rate, Investment Property, No Points
No additional details available.
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As Low As
As Low As; Borrow up to $5000 for 2 years.
As Low As
No additional details available.
Low Fixed Rate
As Low As
No additional details available.
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No additional details available.
As Low As
As Low As; Up to $50,000
$10,000 - $250,000
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Special introductory variable rate as low as Prime minus 1.51% for 9 months from the date of account opening. Currently 5.99% APR. After the 9 months, the rate will be the standard approved variable rate, currently ranging between 7.50% to 14.85% APR. Rates will fluctuate based on changes to the index rate. Excellent credit is required to qualify for the lowest rates.
Credit Report Score: 650 and Above
Credit Report Score: 650 and Above
As Low As*
No additional details available.
As Low As
As Low As**
As Low As
As Low As
As Low As;*
Loan APRs based on creditworthiness and terms. Fees and conditions may apply.
Credit Report Score: 649 - 575
No additional details available.
Credit Report Score: 649 - 575
As Low As; Up to $50,000
As Low As*
As Low As
As Low As**
interest rate based on credit score
As Low As;*
Credit Report Score: 650 and Above
Credit Report Score: 650 and Above
As Low As; Up to $15,000. Up to 5 year financing.
As Low As; Max $20,000
As Low As
As Low As
Rates include a 0.25% discount for direct deposit and electronic payment from a United Teletech checking account.
As Low As; Up to $50,000
As Low As; Rate may vary based on credit worthiness and term. Minimum savings balance of $100 required to be eligible for loans. Membership is required.
As Low As*
As Low As
As Low As
As Low As
Credit Report Score: 649 - 575
Credit Report Score: 649 - 575
No additional details available.
As Low As; Borrow up to $15,000 for four years. You do need proof of wedding expenses, such as a copy of the contract from the venue, florist, bridal shop, etc.
As Low As
As Low As;*
As Low As
As Low As
As Low As; Relationship Premium
As Low As
As Low As; Unsecured loan
As Low As; Max $20,000
Credit Report Score: 574 and Below
Credit Report Score: 574 and Below
No additional details available.
As Low As
As Low As; Loan eligibility, rates and terms are determined by Liberty Savings Federal Credit Union and are based on the borrower's credit worthiness. Rates and terms are subject to change without notice.
As Low As
As Low As;*
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As low as
No additional details available.
Maximum $20,000
Maximum $1000 (With cosigner Maximum $3500)
As Low As
Credit Score: > 780
No additional details available.
As Low As; Other Rates and Terms Apply.
As Low As
As Low As; 12 Month Repayment No Prepayment Fees
As Low As; 12 Month Repayment No Prepayment Fees
As Low As
As Low As
No additional details available.
Credit Report Score: 649 - 575
No additional details available.
As Low As
Credit Report Score: 649 - 575
No additional details available.
As Low As
As Low As; Other Rates and Terms Apply.
As Low As; Relationship Premium
As Low As
Up to $15,000
As Low As
As Low As
No additional details available.
As Low As; Max $20,000
Credit Report Score: 650 and Above
Credit Report Score: 574 and Below
No additional details available.
As Low As*
As Low As; Relationship Premium Annual Percentage Rates
No additional details available.
As Low As;*
As Low As; Relationship Premium
No additional details available.
As Low As
As Low As; all rates based on creditworthiness
As Low As
As Low As
As Low As*
No additional details available.
As Low As
As Low As
As Low As; Unsecured loan
No additional details available.
Credit Report Score: 649 - 575
Credit Report Score: 649 - 575
No additional details available.
(up to $10,000 for 3 years)
Lyndhurst Personal Loan Rates
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As Low As
As Low As
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As Low As; Up to $50,000
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As Low As
As Low As; Up to $50,000
Loan APRs based on creditworthiness and terms. Fees and conditions may apply.
As Low As;*
As Low As;*
As Low As; Up to $15,000. Up to 5 year financing.
As Low As
Rates include a 0.25% discount for direct deposit and electronic payment from a United Teletech checking account.
As Low As; Up to $50,000
No additional details available.
As Low As;*
As Low As; Max $20,000
As Low As
As Low As
As Low As;*
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
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As Low As
No additional details available.
As Low As
Up to $15,000
As Low As
As Low As; Max $20,000
As Low As; Relationship Premium Annual Percentage Rates
No additional details available.
As Low As;*
As Low As; all rates based on creditworthiness
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
(up to $10,000 for 3 years)
Lyndhurst Debt Consolidation Loan Rates
As Low As; Max $20,000
As Low As; Rate may vary based on credit worthiness and term. Minimum savings balance of $100 required to be eligible for loans. Membership is required.
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As Low As
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Lyndhurst Signature Loan Rates
As Low As
As Low As
interest rate based on credit score
As Low As
As Low As
As low as
No additional details available.
As Low As
As Low As; Other Rates and Terms Apply.
As Low As; Other Rates and Terms Apply.
No additional details available.
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Lyndhurst, NJ Personal Loan Rate Trends
Compare local Lyndhurst, NJ personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey personal loan rates rose 0.083 points over the past 7 days to 11.651% APR.
New Jersey signature loan rates rose 0.427 points over the past 7 days to 10.792% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lyndhurst, New Jersey personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Lyndhurst, New Jersey directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Lyndhurst, New Jersey. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NJ.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in New Jersey?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New Jersey?
Are credit unions or banks better for personal loans in Lyndhurst, New Jersey?
What are the best personal loan rates in Lyndhurst, New Jersey?
- TrustCo Bank: 4.00% (Passbook Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Self Reliance NY Federal Credit Union: 4.89% (Up to 48 Months Loan)
- American Heritage Federal Credit Union: 5.38% (10 Year Loan)
- Haven Savings Bank: 5.68% (10 Years Loan)
Lyndhurst, New Jersey Rates & Resources
Personal Loan Calculators
