Best Personal Loan Rates in Henderson, Nevada (NV) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Henderson, Nevada include: Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, IL2651 Paseo Verde Pkwy, Henderson, NV, 89074A5.0 ★Texas Ratio: 8.23% offering Credit Saver Loan at 5.00% APR, America First Federal Credit UnionAmerica First Federal Credit Union370 N Stephanie St, Henderson, NV, 89014A5.0 ★Texas Ratio: 8.12% offering Lot Loan- 20/5YR Balloon Variable at 6.82% APR, Silver State Schools Credit UnionSilver State Schools Credit Union683 N Stephanie St, Henderson, NV, 89014A+5.0 ★Texas Ratio: 3.65% offering Personal Loans at 10.49% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and USAAUSAAA+5.0 ★Texas Ratio: 0.00% offering VA Interest Rate Reduction Refinance Loan, or IRRRL at 6.04% APR. Personal loan rates as of May 10, 2026 according to verified data from MonitorBankRates.
Henderson has 3 local institutions in our database, with personal loan rates as low as 5.00% APR from Credit Union 1 Credit Union Rantoul, IL at 2651 Paseo Verde Pkwy, Henderson, NV, 89074. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Henderson, Nevada.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Henderson, Nevada. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 10, 2026
This APR will vary with the market based on the dividend rate.
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Henderson, NV Personal Loan Rate Trends
Compare local Henderson, NV personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nevada personal loan rates rose 0.082 points over the past 7 days to 12.178% APR.
Nevada signature loan rates currently average 12.053% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Nevada?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Nevada?
Are credit unions or banks better for personal loans in Henderson, Nevada?
What are the best personal loan rates in Henderson, Nevada?
- Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
- America First Federal Credit Union: 6.82% (Lot Loan- 20/5YR Balloon Variable)
- Silver State Schools Credit Union: 10.49% (Personal Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- USAA: 6.04% (VA Interest Rate Reduction Refinance Loan, or IRRRL)
Personal Loan Calculators
