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Nevada Savings Rate Trends

Henderson, Nevada Savings Rates - October 2026

Henderson, Nevada savings account rates range from 0.01% to 5.00% APY, verified by MonitorBankRates as of October 13, 2026. The best savings rates for Henderson, Nevada and the surrounding area include WaFd BankWaFd Bank10624 S Eastern Ave, Henderson, NV 89052A+5.0 ★Texas Ratio: 4.48%Real return: +2.20%APY minus 2.8% CPI (February 2026) Start Savings at 5.00% APY, America First Federal Credit UnionAmerica First Federal Credit Union370 N Stephanie St, Henderson, NV 89014A5.0 ★Texas Ratio: 8.33%Real return: +1.70%APY minus 2.8% CPI (February 2026) Business Dedicated Savings at 4.50% APY, Western Alliance BankWestern Alliance Bank2890 N Green Valley Pkwy, Henderson, NV 89014A5.0 ★Texas Ratio: 9.15%Real return: +1.00%APY minus 2.8% CPI (February 2026) High-Yield Savings Premier at 3.80% APY, CIT BankCIT Bank1205 Dabney Dr, Henderson, NC 27536A5.0 ★Texas Ratio: 7.72%Real return: +0.95%APY minus 2.8% CPI (February 2026) Platinum Savings >= at 3.75% APY, and US BankUS Bank4550 E Sunset Rd, Henderson, NV 89014A+5.0 ★Texas Ratio: 2.85%Real return: +0.70%APY minus 2.8% CPI (February 2026) Bank Smartly Savings Account at 3.50% APY.

Henderson has 56 local institutions in our database, with savings rates as high as 5.00% APY from WaFd Bank at 10624 S Eastern Ave, Henderson, NV 89052. Use the table below to compare all available offers, including options from institutions serving the broader Nevada area. Rates are continually updated, so we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Henderson, Nevada and the surrounding area. Last Updated and Verified: October 13, 2026

Compare the Best Savings Rates in Henderson, Nevada & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
10624 S Eastern Ave, Henderson, NV 89052
Start Savings
5.00%
$25
▼
Rate4.88%
Min Deposit$25
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $0 - $500. Checking account required to open

Rate History
No change since Sep 24, 2026 · 5.00% APY · checked 5 times
4.50%5.00%5.50%Sep 24, 2026: 5.00% APYSep 24, 2026Oct 13, 2026
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
370 N Stephanie St, Henderson, NV 89014
Business Dedicated Savings
4.50%
$0
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Monthly transfer of $10 minimum from checking, share savings, money market, or student savings; not available for bump-rate or flexible certificates; limit $100,000 combined Dedicated Savings and Flexible Certificate Accounts; $10 minimum balance after any withdrawal unless closed

Rate History
No change since Oct 13, 2026 · 4.50% APY
4.00%4.50%5.00%Oct 13, 2026: 4.50% APYOct 13, 2026Oct 13, 2026
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
370 N Stephanie St, Henderson, NV 89014
Business Dedicated Savings
4.40%
$0
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Monthly transfer of $10 minimum from checking, share savings, money market, or student savings; not available for bump-rate or flexible certificates; limit $100,000 combined Dedicated Savings and Flexible Certificate Accounts; $10 minimum balance after any withdrawal unless closed

Rate History
No change since Oct 13, 2026 · 4.40% APY
3.90%4.40%4.90%Oct 13, 2026: 4.40% APYOct 13, 2026Oct 13, 2026
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
370 N Stephanie St, Henderson, NV 89014
Business Dedicated Savings
4.35%
$0
▼
Rate4.27%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Monthly transfer of $10 minimum from checking, share savings, money market, or student savings; not available for bump-rate or flexible certificates; limit $100,000 combined Dedicated Savings and Flexible Certificate Accounts; $10 minimum balance after any withdrawal unless closed

Rate History
No change since Oct 13, 2026 · 4.35% APY
3.85%4.35%4.85%Oct 13, 2026: 4.35% APYOct 13, 2026Oct 13, 2026
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
370 N Stephanie St, Henderson, NV 89014
Business Dedicated Savings
4.10%
$0
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Monthly transfer of $10 minimum from checking, share savings, money market, or student savings; not available for bump-rate or flexible certificates; limit $100,000 combined Dedicated Savings and Flexible Certificate Accounts; $10 minimum balance after any withdrawal unless closed

Rate History
No change since Oct 13, 2026 · 4.10% APY
3.60%4.10%4.60%Oct 13, 2026: 4.10% APYOct 13, 2026Oct 13, 2026
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
370 N Stephanie St, Henderson, NV 89014
Business Dedicated Savings
4.05%
$0
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Monthly transfer of $10 minimum from checking, share savings, money market, or student savings; not available for bump-rate or flexible certificates; limit $100,000 combined Dedicated Savings and Flexible Certificate Accounts; $10 minimum balance after any withdrawal unless closed

Rate History
No change since Oct 13, 2026 · 4.05% APY
3.55%4.05%4.55%Oct 13, 2026: 4.05% APYOct 13, 2026Oct 13, 2026
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
370 N Stephanie St, Henderson, NV 89014
Business Dedicated Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Monthly transfer of $10 minimum from checking, share savings, money market, or student savings; not available for bump-rate or flexible certificates; limit $100,000 combined Dedicated Savings and Flexible Certificate Accounts; $10 minimum balance after any withdrawal unless closed

Rate History
No change since Oct 13, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 13, 2026: 4.00% APYOct 13, 2026Oct 13, 2026
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
370 N Stephanie St, Henderson, NV 89014
Business Dedicated Savings
3.95%
$0
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Monthly transfer of $10 minimum from checking, share savings, money market, or student savings; not available for bump-rate or flexible certificates; limit $100,000 combined Dedicated Savings and Flexible Certificate Accounts; $10 minimum balance after any withdrawal unless closed

Rate History
No change since Oct 13, 2026 · 3.95% APY
3.45%3.95%4.45%Oct 13, 2026: 3.95% APYOct 13, 2026Oct 13, 2026
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
370 N Stephanie St, Henderson, NV 89014
Business Money Market Savings
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $1,000,000 and over

Rate History
1 change since Sep 29, 2026 · 2.70% → 3.90% ▲ 1.20 pts · high 3.90% / low 2.70%
1.50%3.30%5.10%Sep 29, 2026: 2.70% APYOct 9, 2026: 3.90% APYSep 29, 2026Oct 13, 2026
  • Oct 9, 20263.90%▲ from 2.70%
  • Sep 29, 20262.70%first recorded
Western Alliance Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
2890 N Green Valley Pkwy, Henderson, NV 89014
High-Yield Savings Premier
3.80%
$500
▼
Rate0.00%
Min Deposit$500
Min BalanceN/A
UpdatedOct 10, 2026
Details

The annual percentage yield (APY) is accurate as of January 8, 2026 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY.

Rate History
No change since Sep 30, 2026 · 3.80% APY · checked 4 times
3.30%3.80%4.30%Sep 30, 2026: 3.80% APYSep 30, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
1205 Dabney Dr, Henderson, NC 27536
Platinum Savings >=
3.75%
$100
▼
Rate3.68%
Min Deposit$100
Min BalanceN/A
UpdatedOct 10, 2026
Details

Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 5 times
3.25%3.75%4.25%Sep 24, 2026: 3.75% APYSep 24, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
1205 Dabney Dr, Henderson, NC 27536
Savings Connect
3.65%
$100
▼
Rate3.58%
Min Deposit$100
Min BalanceN/A
UpdatedOct 10, 2026
Details

Rate History
No change since Sep 24, 2026 · 3.65% APY · checked 5 times
3.15%3.65%4.15%Sep 24, 2026: 3.65% APYSep 24, 2026Oct 13, 2026
US Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
4550 E Sunset Rd, Henderson, NV 89014
Bank Smartly Savings Account
3.50%
$25
▼
Rate0.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 7, 2026
Details

Earn up to 3.50% APY when you are an account owner of a Bank Smartly Checking, Safe Debit account, or Bank SmartlyTM Visa Signature Card and a CQB of at least $25,000. APYs may vary by location and are accurate for accounts opened on today's date. Restrictions apply.

Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 7, 2026: 3.50% APYOct 7, 2026Oct 13, 2026
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
370 N Stephanie St, Henderson, NV 89014
Business Money Market Savings
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $250,000 - $999,999.99

Rate History
1 change since Sep 29, 2026 · 2.70% → 3.45% ▲ 0.75 pts · high 3.45% / low 2.70%
1.95%3.08%4.20%Sep 29, 2026: 2.70% APYOct 9, 2026: 3.45% APYSep 29, 2026Oct 13, 2026
  • Oct 9, 20263.45%▲ from 2.70%
  • Sep 29, 20262.70%first recorded
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
370 N Stephanie St, Henderson, NV 89014
Business Money Market Savings
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $100,000 - $249,999.99

Rate History
No change since Sep 29, 2026 · 2.70% APY · checked 4 times
2.20%2.70%3.20%Sep 29, 2026: 2.70% APYSep 29, 2026Oct 13, 2026
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
10624 S Eastern Ave, Henderson, NV 89052
Start Savings
2.50%
$25
▼
Rate2.47%
Min Deposit$25
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $500.01 - $1000. Checking account required to open

Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 5 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
671 Mall Ring Cir, Henderson, NV 89014
Jumbo Money Market Savings Account
2.15%
$1,000,000
▼
Rate2.13%
Min Deposit$1,000,000
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $1,000,000 and over

Rate History
No change since Oct 6, 2026 · 2.15% APY · checked 2 times
1.65%2.15%2.65%Oct 6, 2026: 2.15% APYOct 6, 2026Oct 13, 2026
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
370 N Stephanie St, Henderson, NV 89014
Business Money Market Savings
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $50,000 - $99,999.99

Rate History
No change since Sep 29, 2026 · 2.05% APY · checked 4 times
1.55%2.05%2.55%Sep 29, 2026: 2.05% APYSep 29, 2026Oct 13, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.90%
2651 Paseo Verde Pkwy, Henderson, NV 89074
High Yield Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
671 Mall Ring Cir, Henderson, NV 89014
Jumbo Money Market Savings Account
1.95%
$500,000
▼
Rate1.93%
Min Deposit$500,000
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $500,000 - $999,999

Rate History
No change since Oct 6, 2026 · 1.95% APY · checked 2 times
1.45%1.95%2.45%Oct 6, 2026: 1.95% APYOct 6, 2026Oct 13, 2026
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
370 N Stephanie St, Henderson, NV 89014
Business Money Market Savings
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $25,000 - $49,999.99

Rate History
No change since Sep 29, 2026 · 1.80% APY · checked 4 times
1.30%1.80%2.30%Sep 29, 2026: 1.80% APYSep 29, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
671 Mall Ring Cir, Henderson, NV 89014
Jumbo Money Market Savings Account
1.75%
$250,000
▼
Rate1.74%
Min Deposit$250,000
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $250,000 - $499,999

Rate History
No change since Oct 6, 2026 · 1.75% APY · checked 2 times
1.25%1.75%2.25%Oct 6, 2026: 1.75% APYOct 6, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
671 Mall Ring Cir, Henderson, NV 89014
Jumbo Money Market Savings Account
1.70%
$100,000
▼
Rate1.69%
Min Deposit$100,000
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $100,000 - $249,999

Rate History
No change since Oct 6, 2026 · 1.70% APY · checked 2 times
1.20%1.70%2.20%Oct 6, 2026: 1.70% APYOct 6, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
671 Mall Ring Cir, Henderson, NV 89014
Money Market Savings Account
1.55%
$50,000
▼
Rate1.54%
Min Deposit$50,000
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $50,000 and over

Rate History
No change since Oct 6, 2026 · 1.55% APY · checked 2 times
1.05%1.55%2.05%Oct 6, 2026: 1.55% APYOct 6, 2026Oct 13, 2026
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
370 N Stephanie St, Henderson, NV 89014
Business Money Market Savings
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $10,000 - $24,999.99

Rate History
No change since Sep 29, 2026 · 1.25% APY · checked 4 times
0.75%1.25%1.75%Sep 29, 2026: 1.25% APYSep 29, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
671 Mall Ring Cir, Henderson, NV 89014
Money Market Savings Account
1.15%
$25,000
▼
Rate1.14%
Min Deposit$25,000
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $25,000 - $49,999

Rate History
No change since Oct 6, 2026 · 1.15% APY · checked 2 times
0.65%1.15%1.65%Oct 6, 2026: 1.15% APYOct 6, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
671 Mall Ring Cir, Henderson, NV 89014
Money Market Savings Account
1.10%
$10,000
▼
Rate1.09%
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $10,000 - $24,999

Rate History
No change since Oct 6, 2026 · 1.10% APY · checked 2 times
0.60%1.10%1.60%Oct 6, 2026: 1.10% APYOct 6, 2026Oct 13, 2026
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
370 N Stephanie St, Henderson, NV 89014
Business Money Market Savings
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $5,000 - $9,999.99

Rate History
No change since Sep 29, 2026 · 1.10% APY · checked 4 times
0.60%1.10%1.60%Sep 29, 2026: 1.10% APYSep 29, 2026Oct 13, 2026
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
10624 S Eastern Ave, Henderson, NV 89052
Minor Savings
1.00%
$10
▼
Rate0.00%
Min Deposit$10
Min BalanceN/A
UpdatedOct 7, 2026
Details

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
1205 Dabney Dr, Henderson, NC 27536
Savings Builder >=
1.00%
$100
▼
Rate0.99%
Min Deposit$100
Min BalanceN/A
UpdatedOct 10, 2026
Details

Rate History
No change since Oct 6, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 6, 2026: 1.00% APYOct 6, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
671 Mall Ring Cir, Henderson, NV 89014
Money Market Savings Account
1.00%
$2,500
▼
Rate1.00%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $2,500 - $9,999

Rate History
No change since Oct 6, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 6, 2026: 1.00% APYOct 6, 2026Oct 13, 2026
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
370 N Stephanie St, Henderson, NV 89014
Business Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $0.01 - $4,999.99

Rate History
No change since Sep 29, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 29, 2026: 1.00% APYSep 29, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
1205 Dabney Dr, Henderson, NC 27536
Savings Builder <
0.40%
$100
▼
Rate0.25%
Min Deposit$100
Min BalanceN/A
UpdatedOct 10, 2026
Details

Rate History
No change since Oct 6, 2026 · 0.40% APY · checked 2 times
0.00%0.45%0.90%Oct 6, 2026: 0.40% APYOct 6, 2026Oct 13, 2026
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
683 N Stephanie St, Henderson, NV 89014
Traditional, Roth, & Education IRA Savings
0.33%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Rate History
No change since Oct 10, 2026 · 0.33% APY
0.00%0.42%0.83%Oct 10, 2026: 0.33% APYOct 10, 2026Oct 13, 2026
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
683 N Stephanie St, Henderson, NV 89014
Business Regular Savings
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Rate History
1 change since Sep 14, 2026 · 0.05% → 0.30% ▲ 0.25 pts · high 0.30% / low 0.05%
0.00%0.40%0.80%Sep 14, 2026: 0.05% APYOct 10, 2026: 0.30% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20260.30%▲ from 0.05%
  • Sep 14, 20260.05%first recorded
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
683 N Stephanie St, Henderson, NV 89014
Business Secondary Savings
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Rate History
1 change since Sep 14, 2026 · 0.05% → 0.30% ▲ 0.25 pts · high 0.30% / low 0.05%
0.00%0.40%0.80%Sep 14, 2026: 0.05% APYOct 10, 2026: 0.30% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20260.30%▲ from 0.05%
  • Sep 14, 20260.05%first recorded
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
683 N Stephanie St, Henderson, NV 89014
MYAccount Savings
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Rate History
1 change since Sep 14, 2026 · 0.05% → 0.30% ▲ 0.25 pts · high 0.30% / low 0.05%
0.00%0.40%0.80%Sep 14, 2026: 0.05% APYOct 10, 2026: 0.30% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20260.30%▲ from 0.05%
  • Sep 14, 20260.05%first recorded
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
683 N Stephanie St, Henderson, NV 89014
Regular Savings
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Rate History
1 change since Sep 14, 2026 · 0.05% → 0.30% ▲ 0.25 pts · high 0.30% / low 0.05%
0.00%0.40%0.80%Sep 14, 2026: 0.05% APYOct 10, 2026: 0.30% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20260.30%▲ from 0.05%
  • Sep 14, 20260.05%first recorded
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
683 N Stephanie St, Henderson, NV 89014
Secondary Savings
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Rate History
1 change since Sep 14, 2026 · 0.05% → 0.30% ▲ 0.25 pts · high 0.30% / low 0.05%
0.00%0.40%0.80%Sep 14, 2026: 0.05% APYOct 10, 2026: 0.30% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20260.30%▲ from 0.05%
  • Sep 14, 20260.05%first recorded
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
683 N Stephanie St, Henderson, NV 89014
SMART Savings
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Rate History
1 change since Sep 14, 2026 · 0.05% → 0.30% ▲ 0.25 pts · high 0.30% / low 0.05%
0.00%0.40%0.80%Sep 14, 2026: 0.05% APYOct 10, 2026: 0.30% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20260.30%▲ from 0.05%
  • Sep 14, 20260.05%first recorded
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
1205 Dabney Dr, Henderson, NC 27536
High Yield Savings <
0.25%
$100
▼
Rate0.25%
Min Deposit$100
Min BalanceN/A
UpdatedOct 10, 2026
Details

Rate History
No change since Oct 6, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 6, 2026: 0.25% APYOct 6, 2026Oct 13, 2026
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
1205 Dabney Dr, Henderson, NC 27536
Platinum Savings <
0.25%
$100
▼
Rate0.25%
Min Deposit$100
Min BalanceN/A
UpdatedOct 10, 2026
Details

Rate History
1 change since Sep 24, 2026 · 3.75% → 0.25% ▼ 3.50 pts · high 3.75% / low 0.25%
0.00%3.63%7.25%Sep 24, 2026: 3.75% APYOct 6, 2026: 0.25% APYSep 24, 2026Oct 13, 2026
  • Oct 6, 20260.25%▼ from 3.75%
  • Sep 24, 20263.75%first recorded
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
1205 Dabney Dr, Henderson, NC 27536
Premier High Yield Savings <=
0.25%
$100
▼
Rate0.25%
Min Deposit$100
Min BalanceN/A
UpdatedOct 10, 2026
Details

Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 5 times
0.00%0.38%0.75%Sep 24, 2026: 0.25% APYSep 24, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
671 Mall Ring Cir, Henderson, NV 89014
IRA Share Accounts (ESA, Roth, SEP And Traditional)
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Rate History
No change since Sep 30, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 30, 2026: 0.25% APYSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
671 Mall Ring Cir, Henderson, NV 89014
Jumbo Money Market Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $0 - $99,999

Rate History
No change since Oct 6, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 6, 2026: 0.25% APYOct 6, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
671 Mall Ring Cir, Henderson, NV 89014
Share Savings Account
0.25%
$5
▼
Rate0.25%
Min Deposit$5
Min BalanceN/A
UpdatedOct 10, 2026
Details

Rate History
No change since Sep 30, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 30, 2026: 0.25% APYSep 30, 2026Oct 13, 2026
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
87 E LAKE MEAD PKWY, HENDERSON, NV 89015 5531
IRA Savings - Fixed Rate
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Term: One year minimum term; IRA account holders must be age 59 1/2 for withdrawals or meet the qualified distribution guidelines. Roth IRA must be open 5 years before qualified distribution can be made and the owner is 59 1/2 years old or older, or disabled, or using the distribution as a first-time home buyer.

Rate History
No change since Sep 22, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Sep 22, 2026: 0.15% APYSep 22, 2026Oct 13, 2026
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
10624 S Eastern Ave, Henderson, NV 89052
Savings
0.10%
$25
▼
Rate0.10%
Min Deposit$25
Min BalanceN/A
UpdatedOct 7, 2026
Details

$100 minimum balance to waive $10 monthly service charge

Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
10624 S Eastern Ave, Henderson, NV 89052
Start Savings
0.10%
$25
▼
Rate0.10%
Min Deposit$25
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $1000 +. Checking account required to open

Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Create Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
87 E LAKE MEAD PKWY, HENDERSON, NV 89015 5531
Membership Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Variable Rate - The interest rate and Annual Percentage Yield (APY) on all savings products listed below on savings accounts can change at any time without notice as determined by the Board of Directors of Create Credit Union. $5.00 minimum balance required as membership share.

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
190 N Boulder Hwy, Henderson, NV 89015
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min BalanceN/A
UpdatedOct 7, 2026
Details

When linked to Premier Checking. Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.

Rate History
2 changes since Sep 18, 2026 · 0.05% → 0.05% ▼ 0.00 pts · high 0.05% / low 0.01%
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 27, 2026: 0.01% APYOct 7, 2026: 0.05% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20260.05%▲ from 0.01%
  • Sep 27, 20260.01%▼ from 0.05%
  • Sep 18, 20260.05%first recorded
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
190 N Boulder Hwy, Henderson, NV 89015
Retirement High Yield Savings
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $0+

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.78%
3451 Saint Rose Pkwy, Henderson, NV 89052 4570
Business Primary savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Oct 13, 2026
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
190 N Boulder Hwy, Henderson, NV 89015
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min BalanceN/A
UpdatedOct 7, 2026
Details

When linked to Prime Checking. Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.

Rate History
2 changes since Sep 18, 2026 · 0.02% → 0.02% ▼ 0.00 pts · high 0.02% / low 0.01%
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 27, 2026: 0.01% APYOct 7, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20260.02%▲ from 0.01%
  • Sep 27, 20260.01%▼ from 0.02%
  • Sep 18, 20260.02%first recorded
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
190 N Boulder Hwy, Henderson, NV 89015
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min BalanceN/A
UpdatedOct 7, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.

Rate History
1 change since Sep 18, 2026 · 0.02% → 0.01% ▼ 0.01 pts · high 0.02% / low 0.01%
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 27, 2026: 0.01% APYSep 18, 2026Oct 13, 2026
  • Sep 27, 20260.01%▼ from 0.02%
  • Sep 18, 20260.02%first recorded
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
190 N Boulder Hwy, Henderson, NV 89015
Way2Save Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $0+

Rate History
No change since Sep 14, 2026 · 0.01% APY · checked 5 times
0.00%0.26%0.51%Sep 14, 2026: 0.01% APYSep 14, 2026Oct 13, 2026
Credit One Bank, N.A.
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
High Yield Jumbo Savings
4.05%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Savings that pay off big - with easy access to your money when you need it. $100,000 minimum balance required to open and to earn stated APY. No maintenance fees. Earn Loyalty Rates when you have both a CD and a Savings account with Credit One Bank. Enjoy flexibility with unlimited transfers to and from your account.

Rate History
No change since Sep 18, 2026 · 4.05% APY · checked 7 times
3.55%4.05%4.55%Sep 18, 2026: 4.05% APYSep 18, 2026Oct 13, 2026
UFB Direct
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
Portfolio Savings
4.01%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Limited-time boost applies for up to 6 months after you open your account. Offer ends 10/31/26.

Rate History
1 change since Oct 6, 2026 · 3.26% → 4.01% ▲ 0.75 pts · high 4.01% / low 3.26%
2.51%3.64%4.76%Oct 6, 2026: 3.26% APYOct 10, 2026: 4.01% APYOct 6, 2026Oct 13, 2026
  • Oct 10, 20264.01%▲ from 3.26%
  • Oct 6, 20263.26%first recorded
Axos Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
Summit Savings
4.01%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Simple, high-yield savings earning up to 4.01% APY for up to 6 months.

Rate History
1 change since Sep 30, 2026 · 3.75% → 4.01% ▲ 0.26 pts · high 4.01% / low 3.75%
3.25%3.88%4.51%Sep 30, 2026: 3.75% APYOct 6, 2026: 4.01% APYSep 30, 2026Oct 13, 2026
  • Oct 6, 20264.01%▲ from 3.75%
  • Sep 30, 20263.75%first recorded
Vio Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Online Savings Account
4.01%
$100
▼
Rate0.00%
Min Deposit$100
Min BalanceN/A
UpdatedOct 10, 2026
Details

All Balances

Rate History
No change since Sep 24, 2026 · 4.01% APY · checked 5 times
3.51%4.01%4.51%Sep 24, 2026: 4.01% APYSep 24, 2026Oct 13, 2026
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
Flagstar Ready Savings
4.00%
$1
▼
Rate0.00%
Min Deposit$1
Min BalanceN/A
UpdatedOct 10, 2026
Details

Promotional APY. Balances at or below $9,999.99 do not qualify for this promotional rate and are subject to the current non-promotional interest rate applicable to this account type. At the end of the 180-day promotional period, the interest rate and APY will revert to the then-posted non-promotional rate(s) applicable to this account type. The interest rate(s) and annual percentage yield(s) are variable and may change at any time before or after the account is opened. To qualify, you must be a new personal savings client of Flagstar Bank and open a Flagstar Ready Savings account. You must make an initial minimum opening deposit of at least $1.00. To qualify for the promotional rate, you must deposit additional funds, to maintain a balance greater than or equal to $10,000 is required and must be "new money," which is defined as money that is not currently on deposit in any Flagstar Bank account; money moved from any Flagstar Bank affiliate or subsidiary account or funded from a Flagstar/affiliate loan or line of credit does not qualify. For purposes of this offer, funds from maturing certificate of deposit accounts held at Flagstar Bank will be considered eligible. The account must remain open for the full 180-day promotional period. This offer is limited to one promotion per household. If any signer on this account has previously received a savings promotion from Flagstar Bank, you are ineligible for this offer. This offer cannot be combined with any other offers or promotions. An early account closure fee may be imposed for accounts closed within 180 days. Offer subject to change or cancellation at any time without notice. Receiving this offer does not guarantee eligibility. All account applications are subject to our normal approval process. Personal accounts only. Area restrictions may apply.

Rate History
1 change since Sep 18, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 18, 2026: 3.75% APYOct 6, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
  • Oct 6, 20264.00%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
Axos Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
Business Premium Savings
3.91%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Limited-time promotional rate on all balances for up to 6 months. Use promo code BOOST41.

Rate History
No change since Oct 6, 2026 · 3.91% APY · checked 2 times
3.41%3.91%4.41%Oct 6, 2026: 3.91% APYOct 6, 2026Oct 13, 2026
Vio Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Cornerstone Money Market Savings Account
3.40%
$100
▼
Rate0.00%
Min Deposit$100
Min BalanceN/A
UpdatedOct 10, 2026
Details

All Balances

Rate History
No change since Sep 24, 2026 · 3.40% APY · checked 5 times
2.90%3.40%3.90%Sep 24, 2026: 3.40% APYSep 24, 2026Oct 13, 2026
UFB Direct
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
UFB Portfolio Savings
3.26%
$0
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: $0-$9,999.99

Rate History
No change since Sep 24, 2026 · 3.26% APY · checked 5 times
2.76%3.26%3.76%Sep 24, 2026: 3.26% APYSep 24, 2026Oct 13, 2026
Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
IRA SAVINGS ACCOUNT
1.00%
$200
▼
Rate1.00%
Min Deposit$200
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $10,000.00 and up

Rate History
No change since Sep 11, 2026 · 1.00% APY · checked 8 times
0.50%1.00%1.50%Sep 11, 2026: 1.00% APYSep 11, 2026Oct 13, 2026
FNB of Ely
Institution Rating:
B+3.9 ★Texas Ratio: 0.00%
Holiday Savings Account
0.50%
$25
▼
Rate0.50%
Min Deposit$25
Min BalanceN/A
UpdatedOct 11, 2026
Details

Monthly auto charge from an FNB account to holiday account is required. A holiday check or direct deposit to an FNB account are issued on the first business day of November. If you close your account prior to interest being paid, accrued interest will not be paid. Interest is accrued daily on the entire ledger balance in the account and is paid annually on the last business day of October. The interest rate is subject to change at any time after having been posted for 45 days in the lobby of the Bank.

Rate History
No change since Sep 11, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 11, 2026: 0.50% APYSep 11, 2026Oct 13, 2026
Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
HEALTH SAVINGS ACCOUNT
0.50%
$50
▼
Rate0.50%
Min Deposit$50
Min BalanceN/A
UpdatedOct 11, 2026
Details

Rate History
No change since Sep 11, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 11, 2026: 0.50% APYSep 11, 2026Oct 13, 2026
Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
IRA SAVINGS ACCOUNT
0.50%
$200
▼
Rate0.50%
Min Deposit$200
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: up to $9,999.99

Rate History
No change since Oct 7, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Oct 7, 2026: 0.50% APYOct 7, 2026Oct 13, 2026
Nevada B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
VARIABLE RATE SAVINGS ACCOUNT
0.50%
$50
▼
Rate0.50%
Min Deposit$50
Min BalanceN/A
UpdatedOct 11, 2026
Details

Rate History
No change since Sep 11, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 11, 2026: 0.50% APYSep 11, 2026Oct 13, 2026
FNB of Ely
Institution Rating:
B+3.9 ★Texas Ratio: 0.00%
Savings Accounts
0.40%
$50
▼
Rate0.40%
Min Deposit$50
Min BalanceN/A
UpdatedOct 11, 2026
Details

Interest is paid semi-annually on the last business day of April and October. The interest rate is determined by, and can be changed by, the Board of Directors. When there is a change in the interest rate, the rate is posted in the lobby of the bank for 45 days before the change takes effect. Interest is calculated on the daily balance of the account every day. We do not mail a savings statement to our customers - the accounts are pass book only. There is an early closing penalty of $20.00 if the account is closed within 90 days of opening. We may charge a $1.00 fee for every withdrawal in excess of 6 in a six month period. Accrued interest is paid less a $10.00 penalty if the account is closed in between interest payment dates. You may not exceed six (6) ACH or electronic preauthorized transfers per calendar month. If you exceed these regulated transaction limits you may be assessed an excessive transaction fee for each excess transaction during a calendar month and the account must be closed and/or converted to a checking account.

Rate History
No change since Sep 11, 2026 · 0.40% APY · checked 8 times
0.00%0.45%0.90%Sep 11, 2026: 0.40% APYSep 11, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
Health Savings Account [HSA] Checking
0.15%
$100
▼
Rate0.15%
Min Deposit$100
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $50,000 and up with E-Option

Rate History
No change since Sep 19, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 19, 2026: 0.15% APYSep 19, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
Health Savings Account [HSA] Checking
0.12%
$100
▼
Rate0.12%
Min Deposit$100
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $25,000 - $49,999 with E-Option

Rate History
No change since Sep 19, 2026 · 0.12% APY · checked 7 times
0.00%0.31%0.62%Sep 19, 2026: 0.12% APYSep 19, 2026Oct 13, 2026
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 5.46%
Health Savings Account [HSA] Checking
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $5,000 - $24,999 with E-Option

Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 13, 2026
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
Business Money Market Savings
0.10%
$5,000
▼
Rate0.10%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $1,000,000 +

Rate History
No change since Sep 20, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 20, 2026: 0.10% APYSep 20, 2026Oct 13, 2026
El Dorado Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
Gold Money Market Savings
0.10%
$5,000
▼
Rate0.10%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $1,000,000 +

Rate History
No change since Sep 20, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 20, 2026: 0.10% APYSep 20, 2026Oct 13, 2026
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Top Savings Rates from Henderson, Nevada Institutions

Highest verified APYs available today, updated October 13, 2026

B Top 5 Bank Rates
WaFd Bank
Start Savings
A+ 5.0 ★ TX: 4.48%
Min: $25
5.00%
Western Alliance Bank
High-Yield Savings Premier
A 5.0 ★ TX: 9.15%
Min: $500
3.80%
CIT Bank
Platinum Savings >=
A 5.0 ★ TX: 7.72%
Min: $100
3.75%
US Bank
Bank Smartly Savings Account
A+ 5.0 ★ TX: 2.85%
Min: $25
3.50%
Wells Fargo
Platinum Savings
A+ 5.0 ★ TX: 5.36%
Min: $25
0.05%
CU Top 5 Credit Union Rates
America First Federal Credit Union
Business Dedicated Savings
A 5.0 ★ TX: 8.33%
Min: $0
4.50%
Navy Federal Credit Union
Jumbo Money Market Savings Account
A 5.0 ★ TX: 8.14%
Min: $1,000,000
2.15%
Credit Union 1 Credit Union Rantoul, IL
High Yield Savings
A 5.0 ★ TX: 8.90%
Min: $0
2.00%
Silver State Schools Credit Union
Traditional, Roth, & Education IRA Savings
A+ 5.0 ★ TX: 4.25%
Min: $0
0.33%
Create Credit Union
IRA Savings - Fixed Rate
A+ 5.0 ★ TX: 2.45%
Min: $0
0.15%
Rates verified October 13, 2026 . Click an institution name to view its full profile, safety ratings, and all savings products.
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Henderson, NV Savings Rate Trends

Compare local Henderson, NV savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Nevada Savings Trends
High-Yield Savings NV Avg
2.094%
▼ 0.004 vs 7 days ago

Nevada high-yield savings rates fell 0.004 points over the past 7 days to 2.094% APY, down from 2.098%.

Standard Savings NV Avg
0.932%
▲ 0.089 vs 7 days ago

Nevada standard savings rates rose 0.089 points over the past 7 days to 0.932% APY, up from 0.844%.

As of Oct 13, 2026 • Rate data sourced from 8,500+ monitored institutions

Henderson, Nevada Savings Rate Forecast, Next 12 Months

Savings rates move with Federal Reserve policy. Our model uses the current NV high-yield average and a Fed funds spread to project the likely rate trajectory for 2026 to 2027.

Current HY Avg, NV
2.094%
As of Oct 13, 2026
6-Month Forecast
2.144%
Fed hold assumed
12-Month Forecast
2.194%
Range: 1.944%, 2.394%

Savings account rates are variable and move in close correlation with the Federal Reserve’s federal funds rate target. Our 12-month forecast is derived from the current NV high-yield savings average of 2.094% APY and a Fed funds spread model calibrated to the historical relationship between policy rate changes and deposit rate adjustments at banks and credit unions.

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit rates at banks and credit unions track policy-rate changes within 60 to 90 days. High-yield online savings rates tend to adjust faster than standard branch-based savings rates.

Important notice: This forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions in Henderson, Nevada.

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Savings Account Earnings in Henderson, Nevada

Annual interest earnings at current NV average APYs, based on the high-yield and standard savings averages tracked in our database. Compounding assumed monthly.

Balance HY Savings (2.094% APY) Monthly Earnings Standard Savings (0.932% APY) Monthly Earnings
$5,000 $104.72 / year $8.73 $46.62 / year $3.89
$10,000 $209.43 / year $17.45 $93.23 / year $7.77
$25,000 $523.58 / year $43.63 $233.08 / year $19.42
$50,000 $1,047.15 / year $87.26 $466.15 / year $38.85
Earnings estimates use daily compounding. Actual earnings depend on exact rate, compounding frequency, and daily balance maintained. Rates are variable and subject to change. Source: Henderson, Nevada savings rate averages as of October 13, 2026.
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107
Savings Rates Available to Henderson, Nevada Residents
5 Banks 6 Credit Unions

About Our Henderson, Nevada Savings Rate Database

MonitorBankRates found 11 institutions with branches in Henderson (5 banks, 6 credit unions), plus 9 additional state-chartered and national online institutions available to Henderson residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: WaFd Bank offers a savings account at 5.00% APY with a minimum deposit of $25. Use the rate table above to compare all current offers in Henderson, Nevada.

How to Find the Best Savings Rates in Henderson, Nevada

What to compare when shopping for a savings account in Henderson, Nevada

To find the best savings APYs in Henderson, Nevada, start with credit unions and online-only banks: Henderson, Nevada has 6 credit unions in our database, and they consistently offer some of the highest yields because they are member-owned nonprofits with lower overhead than traditional banks.

Always compare the APY (Annual Percentage Yield), not just the interest rate. APY reflects compounding and is the true measure of what you’ll earn. Savings accounts that compound daily earn slightly more than those compounding monthly at the same stated rate. The current NV high-yield savings average is 2.094% but top local institutions are offering as high as 5.00%, so shopping around pays off.

Unlike a CD, savings account rates are variable. Your rate can change at any time with Federal Reserve policy. Many institutions offer elevated introductory rates that reset after a promotional period. Review your account periodically to ensure your APY remains competitive.

When a High-Yield Savings Account Makes Sense

  • Emergency fund: Financial experts recommend 3 to 6 months of expenses in a liquid, FDIC-insured account. Henderson, Nevada high-yield savings rates currently average 2.094% APY, far above a typical checking account.
  • Short-term savings goals (6 to 24 months): If you may need the money soon, a savings account gives you immediate access without early withdrawal penalties.
  • Parking cash between investments: A high-yield savings account at Henderson, Nevada institutions keeps idle cash working harder while remaining fully accessible.
  • You prefer banking locally: 20 institutions in Henderson, Nevada report savings rates to our database.
  • You’re among Henderson, Nevada’s 20.8% of residents aged 65+ for whom liquid, accessible savings complement fixed-income holdings.
  • No rate lock-in risk: Unlike a CD, your rate moves up with the market if rates rise further.

Consider an Alternative If…

Henderson, Nevada Financial Snapshot

Local demographics and economic context for savers. Source: U.S. Census Bureau

Population 65+
20.8%
National avg: 17.3%
Median Individual Earnings
$50,700
National avg: $47,340
Poverty Rate
9.0%
National avg: 11.1%
Unemployment Rate
6.8%
National avg: 4.8%
Savings Earnings on 10% of Salary
$106/yr
At NV HY avg 2.094% APY

20.8% of residents are 65 or older, above the national average of 17.3%, making liquid, accessible savings accounts a particularly relevant option in this market; an unemployment rate of 6.8% (vs. 4.8% nationally) underscores the value of keeping liquid emergency savings. At today’s NV high-yield savings average of 2.094%, saving 10% of the local median salary ($5,070/year) would earn an additional $106 annually in interest.

Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.

Savings Accounts vs. Other Henderson, Nevada Options

How high-yield savings accounts compare to other deposit products available at banks and credit unions in Henderson, Nevada.

Feature High-Yield Savings Standard Savings Money Market CD (12-Month)
Current NV Avg APY 2.094% 0.932% View MMA Rates View CD Rates
Rate Type Variable Variable Variable Fixed for term
FDIC / NCUA Insured ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K
Withdraw Anytime ✓ Yes ✓ Yes ✓ Yes ✗ Penalty applies
Check Writing ✗ No ✗ No ✓ Often yes ✗ No
Debit / ATM Card Some institutions ✗ Rarely ✓ Often yes ✗ No
Typical Min Deposit $0 to $100 $25 to $100 $0 to $2,500 $500 to $1,000
Rate Risk Variable, moves with Fed policy Variable, moves with Fed policy Variable, moves with Fed policy None, locked for term
Best For Emergency fund, short-term goals, parking cash Everyday saving, low-balance accounts Active savers wanting flexibility + check writing Locking in a rate for a defined period

APY data reflects Henderson, Nevada averages tracked in our database as of October 13, 2026. Rates are variable and may differ by institution. See individual product pages for full details.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Henderson, Nevada savings rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Henderson, Nevada directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Henderson, Nevada. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NV.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution’s official website. Last Updated and Verified: October 13, 2026

Frequently Asked Questions about Savings Accounts in Henderson, Nevada

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Nevada, help your money grow faster through a higher APY.

Are savings accounts in Henderson, Nevada safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Nevada up to $250,000 per depositor, per institution.

How often do savings rates change in Henderson, Nevada?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Nevada rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Henderson, Nevada may require $25 to $100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Henderson, Nevada?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Henderson, Nevada offer in-person customer service, which some customers prefer.

How do I open a savings account in Henderson, Nevada?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Henderson, Nevada

Here are recent savings rates observed in Henderson, Nevada and the surrounding area:
  • WaFd Bank
    Start Savings: 5.00% APY
  • America First Federal Credit Union
    Business Dedicated Savings: 4.50% APY
  • Western Alliance Bank
    High-Yield Savings Premier: 3.80% APY
  • CIT Bank
    Platinum Savings >=: 3.75% APY
  • US Bank
    Bank Smartly Savings Account: 3.50% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Henderson, Nevada. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: October 13, 2026

Henderson, Nevada Rates & Resources