Track current and weekly average personal loan rates in Nevada, view interactive rate trend charts, and compare local NV aprs against the national average.
Personal Loan rates in Nevada rose 0.082 this week, pushing the Personal Loan average to 12.178%, up from 12.095% last week.
At 12.178%, Nevada’s average sits 1.446 above the current national average of 10.731%. This above-average spread may reflect local market conditions or regional lender competition in NV.
The Nevada personal loan rate averages on this page are calculated from 68 verified personal loan rate quotes collected across 14 banks and credit unions actively operating in Nevada. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Nevada personal loan rate averages compiled from 68 current rate quotes across 14 banks and credit unions operating in NV — updated daily.
As of May 12, 2026 • Data provided by MonitorBankRates.com
Quarterly average personal loan rates at credit unions headquartered in Nevada, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Nevada (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.