Best Personal Loan Rates in Fall River, Massachusetts (MA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Fall River, Massachusetts include: Notre Dame Community Federal Credit UnionNotre Dame Community Federal Credit Union659 Eastern Ave, Fall River, MA, 02723A+5.0 ★Texas Ratio: 1.53% offering Spring Loan Special at 5.25% APR, Fall River Municipal Credit UnionFall River Municipal Credit Union333 Milliken Blvd, Fall River, MA, 02721A+5.0 ★Texas Ratio: 2.29% offering 10 Year Equity Loan at 5.75% APR, St Anthony Of Padua Federal Credit UnionSt Anthony Of Padua Federal Credit Union806 Bedford St, Fall River, MA, 02723A+5.0 ★Texas Ratio: 5.41% offering Personal Loan at 5.99% APR, Southcoast Federal Credit UnionSouthcoast Federal Credit Union363 Highland Ave, Fall River, MA, 02720A+5.0 ★Texas Ratio: 1.60% offering Unsecured Loans 1-5 Years Platinum at 6.99% APR, and St Michaels Fall River Federal Credit UnionSt Michaels Fall River Federal Credit Union775 Davol St, Fall River, MA, 02720 1028A-4.9 ★Texas Ratio: 16.65% offering Personal/Unsecured at 10.00% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Fall River has 5 local institutions in our database, with personal loan rates as low as 5.25% APR from Notre Dame Community Federal Credit Union at 659 Eastern Ave, Fall River, MA, 02723. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Fall River, Massachusetts.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Fall River, Massachusetts. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
As Low As; Maximum of $1,500.00 up to 12 months
$1,500.00 Maximum
No additional details available.
As Low As; Annual Percentage Rate is with automatic payment from an FRMCU checking account. Rate quoted is for a 5 year term and for applicants with best credit score, based on individual credit worthiness and subject to change without notice. FRMCU must be in first lien position on property. Other rates and terms available. Cannot be combined with any other offer. Other restrictions may apply.
As Low As; with a Maximum Amount of $3,000.00 and a Term up to 12 Months
Amount: One Signature - $5,000.00; Two Signatures - $10,000.00
No additional details available.
Amount: One Signature - $5,000.00; Two Signatures - $10,000.00
No additional details available.
No additional details available.
No additional details available.
One Signature - $5,000.00 Two Signatures - $10,000.00
As Low As
One Signature - $5,000.00 Two Signatures - $10,000.00
As Low As; Maximum term to 36 months
No additional details available.
As Low As; Maximum term to 48 months - Over $5000 with 2 signatures from same household
No additional details available.
No additional details available.
No additional details available.
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As Low As
As Low As
No additional details available.
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or 3.00% above the APY of the account securing the loan, whichever is greater
No additional details available.
Rates starting at 5.96% APR1
As Low As; For Personal Loans, APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of April 27, 2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.
As Low As
No additional details available.
$2,000 Maximum
No additional details available.
No additional details available.
As Low As; Primary Residence
As Low As
As Low As; For Personal Loans, APR ranges from 6.53% to 35.99% and origination fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of January 7, 2026 and are subject to change without notice.
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
Must be paid in full by June 2027
No additional details available.
No additional details available.
As Low As
FIXED APR WITH AUTO PAY
No additional details available.
No additional details available.
As Low As; Maximum $5,000
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As; Maximum $10,000
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
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As Low As
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As Low As
As Low as
Savings Secured
As Low As
As Low As
No additional details available.
No additional details available.
As low as
As Low As
No additional details available.
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As Low As
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As Low As
No additional details available.
As Low As; Your rate, term, and approved loan amount may vary based on your creditworthiness. Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate. Rates are effective as of today's date and are subject to change without notice. Membership eligibility is required.
No additional details available.
No additional details available.
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No additional details available.
As Low As
As Low As
As Low As; $500 Credit Builder Loan.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
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As Low As
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As Low As; Amount: $25,000.00
No additional details available.
No additional details available.
No additional details available.
$5,000 Maximum
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; Your rate, term, and approved loan amount may vary based on your creditworthiness. Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate. Rates are effective as of today's date and are subject to change without notice. Membership eligibility is required.
As Low As
No additional details available.
up to $2500
No additional details available.
Max loan $10,000.
As Low As; Up to $7,500.00 / 60 months; Over $7,500.00 can be taken for 72 months
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
Rate subject to credit approval
No additional details available.
As Low As
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As Low As
Loan amounts up to $10,000
As Low As
No additional details available.
As Low As; Various Terms Available
No additional details available.
No additional details available.
As Low As
As Low As; *Maximum Term = 48 months.
No additional details available.
No additional details available.
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No additional details available.
As Low As
As Low As; with a Maximum Amount of $3,000.00 and a Term up to 12 Months
As Low As; Maximum term to 36 months
As Low As; Maximum term to 48 months - Over $5000 with 2 signatures from same household
No additional details available.
or 3.00% above the APY of the account securing the loan, whichever is greater
As Low As; For Personal Loans, APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of April 27, 2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.
As Low As; For Personal Loans, APR ranges from 6.53% to 35.99% and origination fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of January 7, 2026 and are subject to change without notice.
As Low As
As Low As
No additional details available.
FIXED APR WITH AUTO PAY
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; Maximum $10,000
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; Your rate, term, and approved loan amount may vary based on your creditworthiness. Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate. Rates are effective as of today's date and are subject to change without notice. Membership eligibility is required.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
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As Low As
$5,000 Maximum
No additional details available.
As Low As; Your rate, term, and approved loan amount may vary based on your creditworthiness. Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate. Rates are effective as of today's date and are subject to change without notice. Membership eligibility is required.
No additional details available.
up to $2500
As Low As
As Low As
As Low As; Up to $7,500.00 / 60 months; Over $7,500.00 can be taken for 72 months
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; Various Terms Available
As Low As
Rates starting at 5.96% APR1
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
$15,000 Maximum
No additional details available.
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No additional details available.
Fall River, MA Personal Loan Rate Trends
Compare local Fall River, MA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts personal loan rates fell 0.374 points over the past 7 days to 11.823% APR.
Massachusetts signature loan rates rose 0.060 points over the past 7 days to 11.041% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Massachusetts?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Massachusetts?
Are credit unions or banks better for personal loans in Fall River, Massachusetts?
What are the best personal loan rates in Fall River, Massachusetts?
- Notre Dame Community Federal Credit Union: 5.25% (Spring Loan Special)
- Fall River Municipal Credit Union: 5.75% (10 Year Equity Loan)
- St Anthony Of Padua Federal Credit Union: 5.99% (Personal Loan)
- Southcoast Federal Credit Union: 6.99% (Unsecured Loans 1-5 Years Platinum)
- St Michaels Fall River Federal Credit Union: 10.00% (Personal/Unsecured)
Personal Loan Calculators
