Best Personal Loan Rates in Jonesville, Louisiana (LA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Jonesville, Louisiana include: Southern Heritage BankSouthern Heritage Bank701 Fourth St, Jonesville, LA, 71343A5.0 ★Texas Ratio: 7.07% offering Small Dollar Loan at 36.00% APR, Southwest Louisiana Credit UnionSouthwest Louisiana Credit UnionA+5.0 ★Texas Ratio: 4.91% offering Share Pledge & CD Pledge Loans at 4.50% APR, Post Office Employees Credit UnionPost Office Employees Credit UnionA+5.0 ★Texas Ratio: 1.01% offering Consolidation Loan (Put Your Debt on a Diet!) at 4.75% APR, Alive Credit UnionAlive Credit UnionA+5.0 ★Texas Ratio: 4.30% offering Tactical Loan at 5.00% APR, and BRECO Federal Credit UnionBRECO Federal Credit UnionA-5.0 ★Texas Ratio: 14.60% offering Land Loans at 5.20% APR. Personal loan rates as of April 4, 2026 according to verified data from MonitorBankRates.
Jonesville has 1 local institution in our database, with personal loan rates as low as 36.00% APR from Southern Heritage Bank at 701 Fourth St, Jonesville, LA, 71343. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Jonesville, Louisiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Jonesville, Louisiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 4, 2026
Maximum APR
2.5% above rate earned on share/cd with a minimum rate of 4.5%
As Low As
As Low As; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%
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As Low As; Purchase acreage or raw land. Up to 100% Loan to Value
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As Low As; Purchase acreage or raw land. Up to 100% Loan to Value
As Low As; Regular APR: 5.75-17.95%
As Low As; Members are eligible after 6 months of employment; Member can qualify for 2 times their gross monthly income not to exceed $10,000.00.
As Low As; APR varies by term. Terms up to 10 years.
As Low As; APR varies by term. Terms up to 10 years.
Maximum Loan Amount: Less than $15,000
No additional details available.
No additional details available.
As Low As
Maximum Loan Amount: $15,000 - $19,999.99
As Low As; APR varies by term. Terms up to 10 years.
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As Low As
As Low As; Purchase acreage or raw land. Up to 100% Loan to Value
Loan amounts available from $500 to $5,000 with repayment terms ranging from 12 to 24 months. A $20 loan application fee applies. Example Payment: A loan of $1,000 at 6.70% APR for 24 months will result in 24 monthly payments of approximately $44.76, with a total repayment amount of $1,074.24. This does not include the $20 application fee. All loans are subject to credit approval and other underwriting criteria. Membership is required to obtain a loan.
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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As Low As; Maximum 90% of Appraised Value; Parishes approved for Property Loans are: Lafayette, St Landry, Vermillion, Acadia and St. Martin
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Maximum Loan Amount: $20,000 - $29,999.99
No additional details available.
Loan Amounts less than $10,000
As Low As; Get up to $5000
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Amount $500 - $3,000
Maximum Loan Amount: $30,000 - $39,999.99
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No additional details available.
As Low As; Spring Flowers (AND SPRING LOANS!) Take advantage of our SPRING LOAN SPECIAL March 1, 2022- June 30, 2022
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As Low As; Limited time only New Year Special: January - April Summer Special: May - August Holiday Special: September - December
As Low As; Contact credit union for more details.
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As Low As; $500 - $50,000
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As Low As
As Low As; Up to $20,000. Terms based on loan amount. Exclusions and conditions apply.
No additional details available.
Loan Amounts $10,000.00-$19,999.99
Loan Amounts less than $10,000
Loan Amounts $20,000.00-$29,999.99
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As Low As; Depending on Your Credit Score, you could be eligible for up to $15,000.00
No additional details available.
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No additional details available.
No additional details available.
As Low As
$40,000 and above; As Low As
$5,000 to $50,000
No additional details available.
No additional details available.
As Low As
As Low As; Rate based on creditworthiness and term of loan.
As Low As
As Low As; Terms up to 2 years.
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up to 60 months
As Low As
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Loan Amounts $10,000.00-$19,999.99
No additional details available.
Maximum Loan Amount: $50,000 - $59,999.99
max. 60 mo.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
$40,000 and above; As Low As
As Low As; Catch up on bills, home repairs, etc.
No additional details available.
As Low As; Competitive rates as low as 9.25% A.P.R.
Loan Amounts $20,000.00-$29,999.99
Loan Amounts $30,000.00-$39,999.99
As Low As
Maximum Loan Amount: $60,000 or more
As Low As
As Low As
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
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As Low As
As Low As; Rates as low as 9.90%
No additional details available.
As Low As; 12 months
As Low As; Terms based on loan amount
As Low As
No additional details available.
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As Low As; 36 months financing on all loans; 48 months financing on loans over $6,000
As Low As
As Low As; APR varies by term. Terms up to 5 years.
No additional details available.
As Low As
As Low As; Low variable rates based on credit worthiness; No collateral necessary; NO application fee; Flexible repayment terms; NO pre-payment penalty; Personalized service at every step; Use for tax payment, holiday expenses, back to school, bill consolidation, and more
As Low As
Amount up to $2,500
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
Loan Amounts $40,000.00-$49,999.99
Loan Amounts $30,000.00-$39,999.99
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No additional details available.
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Up to $1,000.00
As Low As; Terms available up to 48 months; No collateral required; Simple application process; Fast local decision-making
As Low As
Rating: A (700+); Financing Limits: $12,000
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No additional details available.
Paper Grade A, Credit Score Range 720+
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Loan Amounts $40,000.00-$49,999.99
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Debt Ratio < or = 29.99%; No Public Records; No Past Due Accounts; Bankruptcy Over 10 Years Old (From Date of Discharge)
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
As Low As
As Low As; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%
As Low As
Loan amounts available from $500 to $5,000 with repayment terms ranging from 12 to 24 months. A $20 loan application fee applies. Example Payment: A loan of $1,000 at 6.70% APR for 24 months will result in 24 monthly payments of approximately $44.76, with a total repayment amount of $1,074.24. This does not include the $20 application fee. All loans are subject to credit approval and other underwriting criteria. Membership is required to obtain a loan.
As Low As; $500 - $50,000
No additional details available.
As Low As; Rate based on creditworthiness and term of loan.
As Low As
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; Terms based on loan amount
As Low As; 12 months
As Low As
As Low As
No additional details available.
As Low As; Low variable rates based on credit worthiness; No collateral necessary; NO application fee; Flexible repayment terms; NO pre-payment penalty; Personalized service at every step; Use for tax payment, holiday expenses, back to school, bill consolidation, and more
No additional details available.
As Low As
As Low As; Terms available up to 48 months; No collateral required; Simple application process; Fast local decision-making
As Low As
As Low As
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As Low As
Paper Grade A, Credit Score Range 720+
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; Up to $20,000. Terms based on loan amount. Exclusions and conditions apply.
$5,000 to $50,000
As Low As; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%
As Low As; Members are eligible after 6 months of employment; Member can qualify for 2 times their gross monthly income not to exceed $10,000.00.
As Low As
No additional details available.
As Low As; Contact credit union for more details.
As Low As; Depending on Your Credit Score, you could be eligible for up to $15,000.00
As Low As
No additional details available.
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As Low As
No additional details available.
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No additional details available.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As
As Low As
As Low As; Rates as low as 9.90%
No additional details available.
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As Low As
As Low As; 36 months financing on all loans; 48 months financing on loans over $6,000
As Low As; APR varies by term. Terms up to 5 years.
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Amount up to $2,500
No additional details available.
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As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
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Rating: A (700+); Financing Limits: $12,000
As Low As
As Low As
Debt Ratio < or = 29.99%; No Public Records; No Past Due Accounts; Bankruptcy Over 10 Years Old (From Date of Discharge)
As Low As
As Low As
As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
Jonesville, LA Personal Loan Rate Trends
Compare local Jonesville, LA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Louisiana personal loan rates currently average 11.264% APR.
Louisiana signature loan rates currently average 12.629% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Louisiana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Louisiana?
Are credit unions or banks better for personal loans in Jonesville, Louisiana?
What are the best personal loan rates in Jonesville, Louisiana?
- Southern Heritage Bank: 36.00% (Small Dollar Loan)
- Southwest Louisiana Credit Union: 4.50% (Share Pledge & CD Pledge Loans)
- Post Office Employees Credit Union: 4.75% (Consolidation Loan (Put Your Debt on a Diet!))
- Alive Credit Union: 5.00% (Tactical Loan)
- BRECO Federal Credit Union: 5.20% (Land Loans)
Personal Loan Calculators
