Best Personal Loan Rates in Lewis, Kansas - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Lewis, Kansas include: Emporia State Federal Credit UnionEmporia State Federal Credit UnionA+5.0 ★Texas Ratio: 4.76% offering 2021 - 2026 Models Loan at 4.50% APR, Frontier Community Credit UnionFrontier Community Credit UnionA5.0 ★Texas Ratio: 8.25% offering 2016 - 2021 Loan at 4.52% APR, Public Safety Credit UnionPublic Safety Credit UnionA+5.0 ★Texas Ratio: 0.98% offering Gun Loans at 4.99% APR, RCB BankRCB BankA+5.0 ★Texas Ratio: 4.58% offering Consumer Loans at 5.23% APR, and Crossroads Credit UnionCrossroads Credit UnionA5.0 ★Texas Ratio: 8.53% offering Agriculture Loans at 5.75% APR. Personal loan rates as of July 11, 2026 according to verified data from MonitorBankRates.
Lewis borrowers have access to 42 lenders serving the Kansas area, with personal loan rates as low as 4.50% APR from Emporia State Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Lewis, Kansas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Lewis, Kansas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 11, 2026
Lewis Personal Loan Rates
As Low As; APR is for vehicles with a perfected lien.
As Low As
As Low As; APR is for vehicles with a perfected lien.
As Low As; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
As Low As
As Low As; Boats, RVs, ATVs and motorcycles. For a limited time only.
As Low As
Fixed
Credit Score
Fixed Rate; ***
As Low As
over $40,000; As Low As; APR is for vehicles with a perfected lien.
No additional details available.
As Low As
As Low As; 100% financing with qualified credit
No additional details available.
As Low As
As Low As; 100% financing with qualified credit
As Low As; 100% financing with qualified credit
As Low As; Fixed
As Low As
As Low As; APR is for vehicles with a perfected lien.
As Low As
As Low As
As Low As; 100% financing with qualified credit
As Low As
As Low As
As Low As
Fixed Rate; ***
No additional details available.
Tier: A
Residential Lot
APR*
As Low As
As Low As; 100% financing with qualified credit
As Low As; Contact us to inquire about other loan offers at the Topeka Police Credit Union.
As Low As
As Low As; APR is for vehicles with a perfected lien.
No additional details available.
No additional details available.
As Low As; 100% financing with qualified credit
As Low As
As Low As; APR is for vehicles with a perfected lien.
As Low As; 90% Equity
No additional details available.
As Low As
No additional details available.
As Low As; APR is for vehicles with a perfected lien.
BASE RATE
As Low As
Rates designed for you starting at
No additional details available.
No additional details available.
As Low As
Construction Loan
No additional details available.
No additional details available.
As Low As; 100% financing with qualified credit
APR*
As Low As
No additional details available.
As Low As; **
SIGNATURE UNSECURED; *
APR*
No additional details available.
Loan amount up to $7,500.00 depending on credit qualification.
LIMIT - $1,000.00
LIMIT - $1,000.00
As Low As
Ex: $6,000 @ 10% for 36 months = $194.
APR* Purchases
As Low As
Fixed Rate; ***
As Low As
As Low As
As Low As; *must qualify for rate
As Low As; multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
Limit: $5,000.00
As Low As
Credit Score: A - 750 & higher
As Low As
As Low As
APR*
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
Limit: $4,500.00
No additional details available.
As Low As; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
As Low As; Terms up to 36 months
Credit Score: B - 700 - 749
Borrow between $500 and $7,500 with Personal Loans starting at 12.50% APR*. Click here to apply.
As Low As
As Low As
As Low As
As Low As
No additional details available.
Limit: $3,000.00
$5,000; As Low As; *APR
Up to $5,000; As Low As; *APR
Fixed
Tier: B
As Low As
No additional details available.
No additional details available.
Limit: $1,500.00
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Credit Score: C - 650 - 699
APR*
Tier: C
Limit: $1,000.00
Limit: $500.00
No additional details available.
APR* Purchases
As Low As; Best Rate
As Low As; Best Rate
As Low As; Best Rate
Rate Type: Variable
Credit Score: D - 600 - 649
Tier: D
No additional details available.
APR*
Lewis Personal Loan Rates
As Low As
Rates designed for you starting at
Loan amount up to $7,500.00 depending on credit qualification.
As Low As; *must qualify for rate
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Borrow between $500 and $7,500 with Personal Loans starting at 12.50% APR*. Click here to apply.
No additional details available.
No additional details available.
As Low As; Best Rate
As Low As; Best Rate
As Low As; Best Rate
Lewis Debt Consolidation Loan Rates
No additional details available.
Lewis Signature Loan Rates
No additional details available.
No additional details available.
As Low As
Tier: A
APR*
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
APR*
As Low As
As Low As; **
SIGNATURE UNSECURED; *
No additional details available.
APR*
As Low As
Ex: $6,000 @ 10% for 36 months = $194.
As Low As
As Low As
As Low As; multiple factors determine interest rate, loan limit and term: those factors include applicant's credit score and debt to income ratio.
As Low As
Credit Score: A - 750 & higher
As Low As
As Low As
APR*
As Low As
No additional details available.
Credit Score: B - 700 - 749
As Low As
As Low As
No additional details available.
Up to $5,000; As Low As; *APR
$5,000; As Low As; *APR
As Low As
As Low As
Fixed
Tier: B
As Low As
No additional details available.
No additional details available.
No additional details available.
Credit Score: C - 650 - 699
APR*
Tier: C
No additional details available.
Credit Score: D - 600 - 649
Tier: D
No additional details available.
Lewis, KS Personal Loan Rate Trends
Compare local Lewis, KS personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas personal loan rates fell 0.523 points over the past 7 days to 12.513% APR.
Kansas signature loan rates fell 0.779 points over the past 7 days to 11.298% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lewis, Kansas personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Lewis, Kansas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Lewis, Kansas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in KS.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Kansas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Kansas?
Are credit unions or banks better for personal loans in Lewis, Kansas?
What are the best personal loan rates in Lewis, Kansas?
- Emporia State Federal Credit Union: 4.50% (2021 - 2026 Models Loan)
- Frontier Community Credit Union: 4.52% (2016 - 2021 Loan)
- Public Safety Credit Union: 4.99% (Gun Loans)
- RCB Bank: 5.23% (Consumer Loans)
- Crossroads Credit Union: 5.75% (Agriculture Loans)
Personal Loan Calculators
