Current personal loan options available to borrowers in Kansas City, Kansas include: KC FAIRFAXKC FAIRFAX104 Sunshine Rd, Kansas City, KS, 66115 1314A+5.0 ★Texas Ratio: 5.49% offering Signature Loans at 7.00% APR, Unity One Credit UnionUnity One Credit Union4150 Kansas Ave, Kansas City, KS, 66106A+5.0 ★Texas Ratio: 3.97% offering Signature & Lifestyle Loans Up to 12 Months at 8.24% APR, KUMC Credit UnionKUMC Credit Union3901 Rainbow Blvd, Kansas City, KS, 66160A+5.0 ★Texas Ratio: 0.09% offering Personal Loan 12 months at 8.65% APR, Liberty Bank and Trust CompanyLiberty Bank and Trust Company4850 State Ave, Kansas City, KS, 66102A5.0 ★Texas Ratio: 6.28% offering Freedom Fast Personal Loan at 9.00% APR, and Capitol Federal Savings BankCapitol Federal Savings Bank7600 State Ave, Kansas City, KS, 66112A+5.0 ★Texas Ratio: 1.06% offering Consumer Lot Loan at 9.44% APR. Personal loan rates as of March 28, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Kansas City, Kansas can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Kansas City, Kansas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Kansas City, Kansas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 28, 2026
As Low As
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As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
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Loan Amounts: $1,000 to $300,000; Maximum LTV: 75%
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As Low As; Up to 36 months
Rates range from 11.00% to 18.00% Annual Percentage Rate (APR). No origination fee and no prepayment penalty.
As Low As
As Low As; Up to 48 months
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As Low As; Up to 60 months
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As Low As; Rates as low as 13.74% APR* for a 12-month term.
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As Low As
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As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Rates range from 11.00% to 18.00% Annual Percentage Rate (APR). No origination fee and no prepayment penalty.
Loan origination fee may apply. Purchase receipt required.
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As Low As
As Low As
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As Low As; Terms up to 36 months; Only sworn or certified first responders are eligible; Maximum loan amount - $5,000
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As Low As
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As Low As
As Low As
up to $500
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As Low As
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As Low As
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up to $500
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LIMIT - $1,000.00
LIMIT - $1,000.00
As Low As
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As Low As
up to $500
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As Low As
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As Low As
Credit Score: 750 & higher; Limit: $5,000.00
As Low As
As Low As
Credit Score A - 750 & higher
As Low As; Up to 12 months (Other rates up to 60 months)
As Low As
As Low As; Terms up to 60 months; Up to $40,000 for qualified Members
up to $500
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As Low As
As Low As
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Credit Score: 700 - 749; Limit: $4,500.00
As Low As
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As Low As; Fixed
As Low As
As Low As
Credit Score B - 700 - 749
As Low As
$5,000; As Low As
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As Low As
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Up to $5,000; As Low As
Credit Score: 650 - 699; Limit: $3,000.00
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As Low As
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"B" APR
As Low As
Loan Amount: $7,500
Credit Score: 600 - 649; Limit: $1,500.00
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As Low As
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Credit Score C - 650 - 699
"C" APR
Credit Score: 550 - 599; Limit: $1,000.00
Limit: $500.00
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As Low As
As Low As
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Credit Score D - 600 - 649
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As Low As
As Low As
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"D" APR
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5% advance fee -up to $500
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As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
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As Low As; Up to 36 months
As Low As; Up to 48 months
As Low As; Up to 60 months
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As Low As; Rates as low as 13.74% APR* for a 12-month term.
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As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
As Low As
As Low As
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As Low As
As Low As; Terms up to 60 months; Up to $40,000 for qualified Members
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As Low As
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As Low As
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As Low As; Up to 36 months
Rates range from 11.00% to 18.00% Annual Percentage Rate (APR). No origination fee and no prepayment penalty.
As Low As
As Low As; Up to 48 months
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As Low As; Up to 60 months
As Low As
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Rates range from 11.00% to 18.00% Annual Percentage Rate (APR). No origination fee and no prepayment penalty.
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As Low As
up to $500
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As Low As
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As Low As
up to $500
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As Low As
up to $500
As Low As
As Low As
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As Low As
As Low As
Credit Score A - 750 & higher
As Low As
As Low As
As Low As; Up to 12 months (Other rates up to 60 months)
As Low As
up to $500
As Low As
As Low As
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Credit Score B - 700 - 749
As Low As
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As Low As
$5,000; As Low As
Up to $5,000; As Low As
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As Low As
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"B" APR
As Low As
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Credit Score C - 650 - 699
"C" APR
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Credit Score D - 600 - 649
"D" APR
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